BILL ANALYSIS                                                                                                                                                                                                    



                                                                           
           AB 1330
                                                                  Page  1

          CONCURRENCE IN SENATE AMENDMENTS
          AB 1330 (Salas)
          As Amended  July 13, 2009
          Majority vote
           
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          |ASSEMBLY:  |79-0 |(May 28, 2009)  |SENATE: |30-0 |(September 9,  |
          |           |     |                |        |     |2009)          |
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           Original Committee Reference:    V.A.

          SUMMARY  :  Authorizes the California Department of Veterans  
          Affairs (CDVA) to establish a pilot project for the purpose of  
          operating a cooperative housing project, in which CDVA would  
          prescribe the rules, regulations, and conditions necessary to  
          implement the pilot project.

          The Senate amendments  are technical and nonsubstantive.

           EXISTING LAW  provides farm and home purchase benefits for  
          qualifying veterans under the Veterans' Farm and Home Purchase  
          Act of 1974 and subsequent acts. It authorizes CDVA to assist  
          veterans in acquiring homes and farms by providing that the  
          department may purchase a farm or home, and then selling it to a  
          purchaser.  "Home" means any of the following:

          1)A parcel of real estate upon which there is a dwelling house  
            or other buildings that will, in the opinion of the  
            department, suit the needs of the purchaser and the  
            purchaser's dependents as a place of abode.

          2)Condominium, as defined.

          3)Cooperative housing, as defined.

           FISCAL EFFECT  :  According to the Senate Appropriations  
          Committee, expanding the eligibility of the use of the Cal-Vet  
          home loan funds to cooperative housing projects could place cost  
          pressure on the availability of funds in the future.  

           COMMENTS  :  In 1921 the Legislature created the Cal-Vet Program,  
          since its inception the state has assisted more than 400,000  
          California veterans of World War I and World War II, as well as  








                                                                           
           AB 1330
                                                                 Page  2

          those serving on active duty during the Korean, Vietnam, and  
          Persian Gulf conflicts. The vast majority of state assistance  
          has been provided for the purchase of single-family homes,  
          although some farm, mobile home, and condominium purchases have  
          also been financed.  California is one of five states to operate  
          such a program.

           Cooperative housing  .  The National Association of Housing  
          Cooperatives (NAHC) describes cooperative housing as the joining  
          together of people in a democratic basis to own or control the  
          housing and/or community facilities in which they live.   
          Typically this is accomplished by establishing a not-for-profit  
          corporation.  Like any corporation, ownership of the assets  
          (real estate) is accomplished through ownership of stock in the  
          company.

          Rather than paying a mortgage payment each month, each Tenant  
          (stockowner) pays his or her share of the total operating costs  
          of the corporation.  Benefits to the veteran under such an  
          arrangement include establishing personal income tax deductions,  
          lower turnover rates, lower   real estate tax assessments (in  
          some local areas), controlled maintenance costs, and resident  
          participation and control.

          The author of this bill seeks to expand the opportunities for  
          housing to a wider range of veterans with varied financial  
          backgrounds and needs by including cooperative housing as an  
          approved home purchase within the Cal-Vet Farm and Home Loan  
          Program (Cal-Vet Program).
           

          Analysis Prepared by  :    Eric Worthen / V. A. / (916) 319-3550  


          FN: 0003115