BILL ANALYSIS                                                                                                                                                                                                    



                                                                       



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          |SENATE RULES COMMITTEE            |                  AB 1373|
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                                 THIRD READING


          Bill No:  AB 1373
          Author:   Lieu (D)
          Amended:  6/29/10 in Senate
          Vote:     21

           
           SENATE JUDICIARY COMMITTEE  :  4-0, 6/22/10
          AYES:  Corbett, Harman, Hancock, Leno
          NO VOTE RECORDED:  Walters

           SENATE APPROPRIATIONS COMMITTEE  :  Senate Rule 28.8

           ASSEMBLY FLOOR  :  Not relevant


           SUBJECT  :    Advertising:  grant deed copy services

           SOURCE  :     Author


           DIGEST  :    This bill restricts the activities of grant deed  
          copy services by:  (1) prohibiting misleading  
          representations about the necessity of obtaining a copy of  
          a grant deed and that the copy service is a governmental  
          entity or affiliated with such an entity; and (2) requiring  
          specific disclosures that informs homeowners that they may  
          obtain a copy of their grant deed directly from the county  
          recorder.

           ANALYSIS  :    
          Existing law provides that certain advertising-related  
          practices are unlawful and makes a violation of those  
          provisions a crime. (Business & Professions Code Section  
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          17530 et seq.)

          Existing law states that it is unlawful for any person to  
          make any untrue or misleading statements in any manner in  
          connection with the offering or performance of any  
          assessment reduction filing service, as defined.  (Business  
          & Professions Code Section 17537.9.)

          This bill states that is unlawful for any person, firm,  
          corporation, association, or any other business entity to  
          make any untrue or misleading statements in any manner in  
          connection with the offering or performance of a grant deed  
          copy service.


          This bill provides that an "untrue or misleading statement"  
          includes, but is not limited to, any representation with  
          regards to property identified by its address or assessor's  
          parcel number that any of the following is true:

           1.  That due to property foreclosures and loan  
              modifications in the county where the property is  
              located, the property owner should obtain a copy of his  
              or her grant deed or other record of title.

           2.  That a governmental entity, or any other entity that  
              includes in its name words that could lead a person to  
              reasonably believe that the entity is affiliated with  
              the government, has recommended that a property owner  
              should have a copy of his or her grant deed or other  
              record of title.

           3.  That the offer or of the grant deed copy service is,  
              or is affiliated with, any governmental entity.  A  
              violation of this prohibition includes, but is not  
              limited to, the following:

              A.     The misleading use of a governmental seal,  
                 emblem, or other similar symbol.

              B.     The use of a business name including the words  
                 "title" or "grant deed" or "public record" and the  
                 word "agency," "bureau," "department," "division,"  
                 "federal," "state," "county," "city," or  







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                 "municipal," or the name of any city, county, city  
                 and county, or any governmental entity.

              C.     The use of an envelope that simulates an  
                 envelope containing a government check, tax bill,  
                 or government notice or an envelope that otherwise  
                 has the capacity to be confused with, or mistaken  
                 for, an envelope sent by a government entity.

              D.     The use of an envelope or outside cover or  
                 wrapper in which a solicitation is mailed that  
                 does not bear on its face in capital letters and  
                 in conspicuous and legible type the following  
                 notice: "THIS IS NOT A GOVERNMENT APPROVED OR  
                 AUTHORIZED DOCUMENT."

              E.     That there is a fee payment deadline to obtain  
                 a copy of a property owner's grant deed or other  
                 record of title.

          This bill provides that it is unlawful to offer to perform  
          a grant deed copy service without providing a specified  
          disclosure, in all caps, that the service is not associated  
          with any governmental entity, that the individual can  
          obtain a copy of their grant deed from the county recorder,  
          and the fee for the copy of the grant deed in that county. 

          This bill requires the above disclosure to be placed at the  
          top of each page of every advertisement or promotional  
          material disseminated by an offeror of a grant deed copy  
          service and printed in 14-point boldface type enclosed in a  
          box formed by a heavy line.  That disclosure must also be  
          recited at the beginning of every oral solicitation or  
          broadcast advertisement, and delivered in printed form  
          before any person who responds is obligated to pay for the  
          service.

          This bill means a service offered by a person, firm,  
          corporation, association, or any other business entity,  
          through a mailed solicitation to a property owner, to  
          obtain, for compensation, a copy of the property owner's  
          grant deed or other record of title.

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  Yes    







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          Local:  Yes

           SUPPORT  :   (Verified  8/2/10)

          County Recorders Association of California


           ARGUMENTS IN SUPPORT  :    According to the author's office,  
          this bill ends [a] despicable practice by making it illegal  
          for any person, association, or other business entity to  
          make any untrue or misleading statements in any manner that  
          connects with the offering or performing of a Grant Deed  
          copy service.  This is defined as any service performed, or  
          offered to be performed, for compensation in connection  
          with obtaining a copy from the county recorder of a  
          property owner's Grant Deed or other record title.

          This bill makes it illegal to [] send the mailing without  
          making important disclosures, including clearly disclosing  
          that they are not affiliated with any government agency.   
          Under this bill, all future solicitations must print in  
          boldface type, "THIS IS NOT A GOVERNMENT APPROVED OR  
          AUTHORIZED DOCUMENT."  Furthermore, under this bill, these  
          solicitations would also have to declare that consumers  
          have the right to obtain their grant deeds from their  
          county recorder for a nominal charge.


          RJG:do  8/2/10   Senate Floor Analyses 

                         SUPPORT/OPPOSITION:  SEE ABOVE

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