BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 1632
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          CONCURRENCE IN SENATE AMENDMENTS
          AB 1632 (Budget Committee)
          As Amended  October 6, 2010
          2/3 vote.  Urgency
           
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          |ASSEMBLY:  |     |(April 22,      |SENATE: |36-0 |(October 7,    |
          |           |     |2010)           |        |     |2010)          |
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                    (vote not relevant)

          Original Committee Reference:    BUDGET  

           SUMMARY  :  Appropriates $32 million from the General Fund for the  
          purposes of promoting economic development throughout the state.  
           

           The Senate amendments  delete the Assembly version of this bill,  
          and instead:

          1)Appropriate $20 million for the existing Small Business Loan  
            Guarantee Program at the Business Transportation and Housing  
            Agency (BTH).  Program augmentation nearly doubles program  
            volume and leverages $100 million in bank loans and/or lines  
            of credit and will serve 1,000 businesses.

          2)Appropriate $6 million The California Capital Access Program  
            (CalCAP) at the State Treasurer's office encourages banks and  
            other financial institutions to make loans to small businesses  
            that fall just outside of most banks' conventional  
            underwriting standards by providing loan portfolio insurance  
            which may provide up to 100% coverage on certain loan  
            defaults. By participating in CalCAP, lenders have available  
            to them a proven financing mechanism to meet the financing  
            needs of California's small businesses.  This augmentation  
            would triple the current size of the program and would  
            leverage over $135 million in loans.  Intended to serve 1,000  
            businesses.  

          3)Appropriate $6 million for Small Business Development Centers.  
            This Augmentation will leverage an equal federal match, which  
            funds free technical assistance and business counseling  
            sessions to over 50,000 businesses.  

          4)Appropriate $350,000 to the BTH for participating entities in  








                                                                  AB 1632
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            the Federal Technology Center Program which leverages equal  
            federal match to fund free small business workshops on  
            competing for government contracts.  Augmentation is  
            anticipated to provide services to 2,000 businesses.

          5)State legislative intent that the California Pollution Control  
            Financing Authority at the State Treasurer's Office may adjust  
            regulations to allow for their participation in federally  
            funded small business loan programs.

          6)Urgency Clause.  Declare this bill take effect immediately as  
            an urgency statute.

           AS PASSED BY THE ASSEMBLY  , this bill was a vehicle for 2010  
          Budget legislation.

           Analysis Prepared by  :  Keali'i Bright / BUDGET / (916) 319-2099

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