BILL ANALYSIS                                                                                                                                                                                                    






                                                       Bill No:  AB  
          1873
          
                 SENATE COMMITTEE ON GOVERNMENTAL ORGANIZATION
                       Senator Roderick D. Wright, Chair
                           2009-2010 Regular Session
                                 Staff Analysis



          AB 1873  Author:  Huffman
          As Amended:  June 23, 2010
          Hearing Date:  June 29, 2010
          Consultant:  Art Terzakis


                                     SUBJECT  
                      Property Assessed Clean Energy Bonds

                                   DESCRIPTION
           
          AB 1873 authorizes the State Treasurer, the California  
          Public Employees' Retirement System (CalPERS), and the  
          State Compensation Insurance Fund (SCIF) to invest in  
          Property Assessed Clean Energy (PACE) bonds.  Specifically,  
          this measure:

          1.  Authorizes the State Treasurer, CalPERS, and the SCIF  
            to purchase PACE bonds.

          2.  Adds a new provision to the Joint Exercise of Powers  
            Act authorizing a joint powers authority (JPA) to  
            purchase, and a local agency to sell, the right, title,  
            and interest in an assessment contract pursuant to an  
            agreement between the JPA and the local agency.

                                   EXISTING LAW

           Existing law authorizes cities, counties and other public  
          agencies to designate areas within which legislative bodies  
          and willing property owners may enter into contractual  
          assessments to finance the installation of distributed  
          generation renewable energy sources or energy or water  
          efficiency improvements.

          Existing law declares legislative intent that the  




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          authorization listed above should be used to finance the  
          installation of distributed generation renewable energy  
          sources and energy or water efficiency improvements that  
          are fixed to residential, commercial, industrial,  
          agricultural, and other real property.  Existing law  
          prohibits the authorization from being used to finance the  
          purchase of appliances or installations not fixed to real  
          property.

          Existing law requires the Treasurer to invest or make  
          deposits in banks and savings and loan associations of  
          revenues in the Pooled Money Investment Account in  
          accordance with designations specified by the Pooled Money  
          Investment Board.

          The Board of Administration of CalPERS is authorized to  
          make any investment authorized by law, including, among  
          others, an investment in real property.

          The SCIF is authorized to purchase general obligation bonds  
          or other evidence of indebtedness issued by the state.

          The Joint Exercise of Powers Act authorizes any separate  
          entity created pursuant to that act to invest any money in  
          the treasury that is not required for the immediate  
          necessities of the agency or entity, as the agency or  
          entity determines is advisable.

                                    BACKGROUND
           
           PACE Program:    This program permits local public agencies  
          and utility districts to provide up-front financing to  
          property owners to install solar or other renewable  
          energy-generating devices or make specified water or energy  
          efficiency improvements to their properties. This financing  
          mechanism was first used by the City of Berkeley through  
          its Charter Cities authority, and then authorized statewide  
          by AB 811 (Levine), Chapter 159 of 2008 and AB 474  
          (Blumenfield), Chapter 444 of 2009. Under the program, a  
          city, county, or other public agency issues bonds and uses  
          the proceeds to make loans to property owners to finance  
          energy retrofits. These loans are repaid by the property  
          owner over 20-30 years via an annual assessment on the  
          owner's property tax bill. The assessment remains on the  
          property even if it is sold or transferred.  From the  
          property owner's perspective, the added property tax  




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          assessments are partly or fully offset by energy savings  
          resulting from the retrofit. The loan repayments from the  
          property owners are dedicated by the municipalities to the  
          repayment of the revenue bonds.

           Purpose of AB 1873:   According to the author's office, this  
          measure is simply intended to expand the AB 811 (Levine)  
          program throughout the state by authorizing the State  
          Treasurer, CalPERS and the SCIF to purchase local PACE  
          bonds, thereby lowering the interest rates that local  
          governments must charge homeowners, while simultaneously  
          creating a new, secure income stream for the state of  
          California.  In addition this measure would allow a JPA to  
          act as a conduit for the loans, allowing local governments  
          to sell the loans to the private market.  The author's  
          office points out that Prop. 13 prohibits a local  
          government from selling loans directly to a private  
          investor (e.g., bank) so this would set up a process  
          whereby they can be transferred to an existing JPA and then  
          sold to private investors.

          Proponents contend that this measure will make contractual  
          assessments more attractive to local governments and  
          homeowners by reducing the cost of the loans made to  
          homeowners to finance energy and water efficiency  
          improvements.  Proponents also emphasize that making these  
          loan programs more attractive and encouraging local  
          governments to use them will expand job growth at a time we  
          most need it and also help the state meet its energy  
          efficiency and renewable energy goals.

                            PRIOR/RELATED LEGISLATION
           
           SBX8 26 (Pavley) Eighth Extraordinary Session of  2010.    
          Would have established a                 state-financed  
          reserve for the PACE program by transferring funds from the  
          Renewable Resource Trust Fund.  (Failed Passage on Assembly  
          Floor)   
          AB 474 (Blumenfield) Chapter 444, Statutes of 2009.    Added  
          water efficiency improvements to the list of improvements  
          that can be paid for through a contractual                  
          assessment between a willing property owner and a public  
          agency.
           
          AB 811 (Levine) Chapter 159, Statutes of 2008.   Authorized  
          cities to provide up-front financing to property owners to  




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          install solar or other renewable energy-generating devices  
          or make specified energy efficiency improvements to their  
          properties through a system of contractual assessments.

           SUPPORT:   As of June 25, 2010:

          Environmental Defense Fund (co-sponsor)
          Sonoma County (co-sponsor)
          Breathe California
          Sierra Club
          California Chamber of Commerce
          California Building Industry Association
          California Business Properties Association
          Planning and Conservation League
          State Building & Construction Trades Council
          City of Palm Desert
          Sonoma County Water Agency
          Vote Solar

           OPPOSE:   None on file as of June 25, 2010.

           FISCAL COMMITTEE:   Senate Appropriations Committee

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