BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 2014
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          Date of Hearing:  May 10, 2010

                     ASSEMBLY COMMITTEE ON REVENUE AND TAXATION
                            Anthony J. Portantino, Chair

                    AB 2014 (Torrico) - As Amended:  April 8, 2010
           
           Majority vote.  Tax levy.  Fiscal committee.

           SUBJECT  :  Income tax:  tax credit:  energy efficient homes. 

           SUMMARY  :  Allows an income tax credit, for taxable years  
          beginning or after January 1, 2010, for the qualified costs  
          incurred by an individual taxpayer in improving the energy  
          efficiency of his/her qualified principal residence.   
          Specifically,  this bill  :  

          1)Authorizes a credit, under the Personal Income Tax (PIT) Law,  
            against the "net tax," as defined in Revenue and Taxation Code  
            (R&TC) Section 17039, for the qualified costs paid or incurred  
            by a taxpayer who has commissioned an energy audit of his/her  
            qualified principal residence and has made the recommended  
            energy efficiency improvements to his/her qualified principal  
            residence. 

          2)Specifies that the amount of credit shall be the lesser of 50%  
            of the qualified costs incurred in the taxable year or $1,500.  
             

          3)Defines "qualified costs" as costs paid or incurred by a  
            taxpayer for the repair, rehabilitation, or improvement of a  
            qualified principal residence made toward bringing the  
            qualified principal residence in compliance with the  
            recommendations of the energy audit. 

          4)Defines "qualified principal residence" as a single-family  
            residence, whether detached or attached, that is the principal  
            residence of the taxpayer. 

          5)Disallows the credit unless the taxpayer provides satisfactory  
            substantiation to the Franchise Tax Board (FTB), in the form  
            and manner requested by the FTB, that the energy audit was  
            conducted and the recommended improvements were made to the  
            qualified principal residence. 









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          6)Provides that, if the amount of credit exceeds the "net tax",  
            the excess may be carried over to reduce the taxpayer's "net  
            tax" liability in the succeeding years, if necessary, until  
            the credit is exhausted. 

          7)Contains legislative findings and declarations regarding  
            greenhouse gas emissions. 

          8)Takes effect immediately as a tax levy. 

           EXISTING FEDERAL LAW  allows a:

          1)Residential Energy Property (REP) Credit to homeowners who  
            make energy efficient improvements to their existing homes.   
            The amount of this credit equals up to 30% of the cost of all  
            qualifying improvements, not to exceed $1,500 for improvements  
            placed in service in 2009 and 2010.  The credit applies to  
            improvements such as adding insulation, energy efficient  
            exterior windows and energy-efficient heating and air  
            conditioning systems.

          2)Non-refundable Residential Energy Efficient Property (REEP)  
            Credit to individual taxpayers who purchased qualified  
            residential alternative energy equipment, such as solar hot  
            water heaters, geothermal heat pumps and wind turbines.  The  
            amount of credit equals to 30% of the cost of qualified  
            property. 

           EXISTING STATE LAW  allows taxpayers engaged in a trade or  
          business to deduct all expenses that are considered ordinary and  
          necessary in conducting that trade or business.  However,  
          expenses for purchasing property with a useful life in excess of  
          a year, or purchases that add to the value or substantially  
          extend the useful life of property owned by the taxpayer must be  
          capitalized and depreciated over the recovery period of the  
          property rather than deducted in the year purchased.

           FISCAL EFFECT  :  According to the FTB staff's estimates, this  
          bill will result in an annual revenue loss of $160 million in  
          fiscal year (FY) 2010-11, $90 million in FY 2011-12, and $90  
          million in FY 2012-13.  

           COMMENTS  :   

           1)Author's Statement  . The author states that, "Energy use in  








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            buildings is the largest single global warming pollution  
            source in the United States - accounting for 40% of all  
            greenhouse gas emissions nationally.  More than seventy  
            percent of California's 13 million residential buildings were  
            built before the implementation of Title 24 in the early  
            1980's which established energy efficiency standards for  
            residential and nonresidential buildings. While Title 24 has  
            greatly improved efficiency in our new building stock, these  
            standards have not been implemented in pre- Title 24  
            construction. Energy savings and greenhouse gas emission  
            reductions must be implemented in the existing residential  
            building stock in order for California to adequately combat  
            climate change.

            "AB 2014 will help combat climate change by encouraging energy  
            audits and the necessary improvements to existing residential  
            building stock that will help reduce greenhouse gas emissions.  
            In addition, this bill will help create much needed jobs in  
            the energy efficiency, green construction, and the home  
            improvement fields.

            "By further promoting the growth of green jobs, AB 2014 joins  
            the effort to help make California THE state to lead the  
            nation in the clean energy economy."  
             
           2)Background  .  In 2009, the Governor signed into law AB 758  
            (Skinner), Chapter 740, Statutes of 2009, that requires the  
            California Energy Commission (CEC) to develop and implement a  
            comprehensive program to achieve greater energy savings in  
            existing residential and nonresidential building stock.  It  
            also requires the California Public Utilities Commission (PUC)  
            and publicly-owned utilities to implement energy efficiency  
            programs consistent with the Legislature's intent to encourage  
            energy savings and greenhouse gas reductions.  

           3)What is a "Tax Expenditure"?   Existing law provides various  
            credits, deductions, exclusions, and exemptions for particular  
            taxpayer groups.  According to legislative analyses prepared  
            for prior related measures, United States Treasury officials  
            and some Congressional tax staff began arguing in the late  
            1960's that these features of the tax law should be referred  
            to as "expenditures," since they are generally enacted to  
            accomplish some governmental purpose and there is a  
            determinable cost associated with each (in the form of  
            foregone revenues).  This bill would enact a tax expenditure,  








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            in the form of an energy credit, designed to provide an  
            incentive to homeowners to commission an energy audit of  
            his/her principal residence and to make the necessary  
            improvements to the house for the purpose of reducing  
            greenhouse gas emissions. 

           4)Credits vs. Grants  .  Although well intentioned, this bill  
            represents an attempt to use the tax code to accomplish a  
            public policy objective that may be more efficiently addressed  
            through direct outlay of state funds.  California already has  
            strong energy efficiency standards and programs in place to  
            directly subsidize energy efficiency and it is questionable  
            whether a tax credit will encourage a new activity, instead of  
            rewarding the activity already taking place in the market.   
            Furthermore, some researchers question the effectiveness of  
            residential energy credits.  For example, a case study  
            conducted in 1984 suggests that the federal residential tax  
            credit allowed to taxpayers between 1977 and 1986 for certain  
            energy conservation and solar devices may not have been  
            effective in inducing homeowner energy conservation.  [A. L.  
            Murphy, Colby College, citing E. Carpenter and S. T. Chester,  
            "Are Federal Energy Tax Credits Effective? A Western United  
            States Survey," The Energy Journal, 5(2): 139-149].  According  
            to this study, 94% of people who claimed the credit stated  
            that they would have made the improvement even in the absence  
            of the credit. 

          As the Department of Finance notes in its annual Tax Expenditure  
            Report, there are several key differences between tax  
            expenditures and direct expenditures.  First, tax expenditures  
            are reviewed less frequently than direct expenditures once  
            they are put in place, which can offer taxpayers greater  
            certainty, but it can also result in tax expenditures  
            remaining a part of the tax code in perpetuity without  
            demonstrating any public benefit.  Secondly, there is  
            generally no control over the amount of revenue losses  
            associated with any given tax expenditure.  Finally, the vote  
            requirements for direct expenditures and tax expenditures are  
            different.  While it takes a two-thirds vote to make a  
            budgetary appropriation, a tax expenditure measure can be  
            enacted by a simple majority vote.  It should also be noted  
            that, once enacted, it generally takes a two-thirds vote to  
            rescind an existing tax expenditure.  This effectively results  
            in a "one-way ratchet" whereby tax expenditures can be  
            conferred by majority vote, but cannot be rescinded,  








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            irrespective of their efficacy, without a supermajority vote. 

           5)Conformity to Federal Law  .  This bill proposes to create a tax  
            credit for certain qualified costs of improving the energy  
            efficiency of one's home.  Similar tax incentives already  
            exist under the federal law, which allows a REP credit to  
            homeowners who make energy efficient improvements to their  
            existing homes and a REEP credit to individual taxpayers who  
            purchase qualified residential alternative energy equipment,  
            such as solar hot water heaters, geothermal heat pumps and  
            wind turbines.  Whereas the REP credit applies to improvements  
            such as insulation, energy efficient exterior windows and  
            energy-efficient heating and air conditioning systems, the  
            credit proposed by this bill would apply to qualified costs of  
            improving the principal residence in compliance with the  
            recommendations of the energy audit.  Arguably, the proposed  
            credit is broader in that it will apply to improvements beyond  
            the windows, insulation or heating and air conditioning  
            systems.  It is unclear, however, whether the recommended  
            improvements would include solar water heaters or wind  
            turbines.  As such, this bill would place California out of  
            conformity with federal law, thereby increasing the complexity  
            of California tax return preparation.  

          The lack of conformity to federal tax laws in some areas but not  
            other areas can be incredibly confusing for taxpayers and may  
            lead to improper tax reporting.  Businesses, generally, prefer  
            conformity to federal tax laws because it reduces their state  
            tax compliance costs.  The tax practitioners have also argued  
            that there are significant costs associated with federal  
            non-conformity.  Finally, conformity legislation is important  
            to state agencies.  Conformity eases the burden, and reduces  
            the costs, of tax administration because the state may rely on  
            federal audits, federal case law, and regulations.  The  
            Committee may wish to consider whether modified conformity to  
            federal REP and REEP credits would provide an incentive to  
            California homeowners to improve the energy efficiency of  
            their homes, without causing taxpayer confusion or creating an  
            additional tax compliance burden.   

           6)Definition of "Qualified Principal Residence  ."  This bill does  
            not specify whether a qualified principal residence must be  
            located in California, which means that, arguably,  
            non-California residents and part-time residents will be  
            eligible to claim the credit for improvements made to homes  








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            located outside of California.  Further, this bill does not  
            require taxpayers claiming the credit to own the residence.   
            Thus, tenants as well as owners will qualify for the credit.   
            Finally, this bill does not impose any limitation on the  
            minimum amount of time that the taxpayer must live in his/her  
            home before he/she may claim the credit for the improvements  
            made to that home.  The Committee staff suggests that this  
            bill be amended to include a definition of "qualified  
            principal residence" similar to the one provided for in  
            Section 121 of the Internal Revenue Code. 

           7)On Operative Dates and Sunsets  .  As currently drafted, this  
            bill allows tax credits for taxable years beginning on or  
            after January 1, 2010.  This raises two issues.  First, tax  
            credits are typically enacted to encourage specific taxpayer  
            behavior that ostensibly would not take place absent the  
            credit.  As a tax levy, this bill would become operative upon  
            enactment.  Nevertheless, it is unlikely this bill would be  
            signed into law before late 2010.  Thus, it would give a tax  
            break for decisions made before the credit became law, thereby  
            providing an unanticipated benefit instead of an incentive.   
            To address this issue, the author may wish to amend this bill  
            to provide that the credit will be allowed for taxable years  
            beginning on or after January 1, 2011.  Second, the author may  
            wish to include a sunset date to allow the Legislature to  
            periodically review the efficacy of this tax credit in  
            incentivizing homeowners' behavior.  

           8)Unlimited Carryover Period  .  This bill allows for an unlimited  
            carryover period, which means that qualified taxpayers may use  
            the credit to offset their tax liability indefinitely.  The  
            unlimited carryover period creates a large gap between the  
            time the qualified costs are incurred and the time when the  
            taxpayer receives the tax benefit and requires FTB to retain  
            the credit on its forms indefinitely.  Committee staff  
            suggests amending this bill to limit the carryover period to  
            eight years.  Experience has demonstrated that the vast  
            majority of credits are fully utilized within this period of  
            time.


           9)Implementation Concerns  .  

             a)   Committee staff notes implementation concerns as  
               follows:








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               i)     There is no direction with respect to certification;  
                 specifically - who certifies, when certification must be  
                 completed, is the taxpayer or FTB provided an actual  
                 certificate, etc.

               ii)    Lack of clarity as to whether qualified improvements  
                 must be started and completed in the same taxable year.   
                 There is no indication whether the threshold for claiming  
                 a credit is based on costs, or time, or some other  
                 measure, such as percent of completion. 

             b)   The FTB staff identified several implementation problems  
               with this bill.  The Committee staff understands that the  
               author is working with the FTB to resolve these issues.

               i)     Since the word "commission" is undefined, it is  
                 unclear if a self-directed online energy survey would be  
                 considered an energy audit.  The author may wish to  
                 specify that the energy audit must be conducted by a Home  
                 Energy Rating System professional certified by the CEC. 

               ii)    This bill fails to specify a time limit between the  
                 energy audit and the improvements suggested by the audit.  
                  The author may wish to specify a time period for  
                 completion of corrections as suggested by the energy  
                 audit. 

          10)  Double Referral  .  This bill was double-referred to the  
            Assembly Committee on Natural Resources and this committee.   
            On May 3, 2010, the Natural Resources Committee voted this  
            bill out on a 7-0 vote.  For a more comprehensive analysis of  
            this bill, please refer to that Committee's analysis.

           11)Related Legislation  .  

          AB 155 (Nakanishi), introduced in the 2007-08 Legislative  
            session, would have allowed a refundable tax credit for  
            certain costs associated with construction or acquisition of  
            energy efficient homes. AB 155 was held under submission in  
            this Committee. 

          AB 154 (Nakanishi), introduced in the 2007-08 Legislative  
            Session, would have authorized, in conformity with federal  
            law, a taxpayer who placed an energy efficient commercial  








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            building in service during the taxable year to deduct an  
            amount equal to the cost of the building, subject to specified  
            restrictions. AB 154 was held under submission in the Assembly  
            Committee on Appropriations. 

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          None on file 

           Opposition 
           
          None on file
           
          Analysis Prepared by  :  Oksana G. Jaffe / REV. & TAX. / (916)  
          319-2098