BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 2038
                                                                  Page  1

          Date of Hearing:   April 13, 2010

              ASSEMBLY COMMITTEE ON BUSINESS, PROFESSIONS AND CONSUMER  
                                     PROTECTION
                                 Mary Hayashi, Chair
                      AB 2038 (Eng) - As Amended:  April 7, 2010
           
          SUBJECT  :   Franchise Tax Board: professional or occupational  
          licenses.

           SUMMARY  :   Permits a state governmental licensing entity (SGLE)  
          and the Franchise Tax Board (FTB) to suspend state occupational  
          and professional licenses due to unpaid tax liabilities until  
          January 1, 2016.  Specifically,  this bill  :  

          1)Authorizes a SGLE to deny, revoke, or suspend a license to a  
            licensee who has failed to pay outstanding tax liabilities and  
            that licensee's name is on a certified list, as specified.

          2)Allows a licensee, whose license has been suspended due to  
            unpaid tax liabilities, to act only in the capacity of a  
            non-supervising bona fide employee. 

          3)Requires that a license of an entity, with whom the licensee  
            whose license has been suspended due to tax liabilities is  
            affiliated with, to be suspended until the licensee satisfies  
            his or her tax liabilities or disassociates himself or herself  
            from that entity. 

          4)Requires all SGLEs to collect social security numbers or  
            taxpayer identification numbers from all applicants for the  
            purposes of matching names to the certified list provided by  
            FTB.  

          5)Requires each SGLE to determine whether a licensee is on the  
            most recent certified list provided by FTB, and authorizes the  
            SGLE to deny or suspend a license to a licensee on the  
            certified list, only if the SGLE immediately provides a  
            preliminary notice to a licensee whose name is on the  
            certified list, of the entity's intent to deny or suspend the  
            license, as specified. 

          6)Requires the SGLE to issue a temporary, non-renewable 90-day  
            license to a licensee who is on the most recent certified list  
            provided by FTB.  Requires that the temporary license  








                                                                  AB 2038
                                                                  Page  2

            coincides with the first 90 days of that license term, and  
            that a license for the full or remainder of the license term  
            shall be issued or renewed only when the tax liabilities, or  
            other conditions, as specified, have been satisfied.

          7)Prohibits any applicant whose license is suspended or denied  
            for outstanding tax liabilities from having application fees  
            refunded. 

          8)Requires a SGLE to make a final determination to deny or  
            suspend a license no sooner than 30 days and no later than 90  
            days from the mailing of the preliminary notice. 

          9)Requires each SGLE to develop a preliminary notice, which  
            shall include FTB's address and telephone number and must  
            emphasize the necessity of obtaining a release from FTB as a  
            condition for licensure.  Requires the notice to inform the  
            applicant of the following: 

             a)   The SGLE shall issue a temporary 90-day license if the  
               applicant is otherwise eligible, and that upon expiration,  
               a license will be denied unless the entity receives a  
               release from FTB; and, 

             b)   Any license suspended for unpaid tax liabilities will  
               remain suspended for the remainder of a license term,  
               unless the SGLE receives a release from FTB, and  
               application and fees, if applicable.  

          10)Requires each SGLE to develop a form that the applicant or  
            licensee shall use to request a release by FTB.  Requires a  
            copy of this form to be mailed with each preliminary notice. 

          11)Requires FTB to immediately send a release to the appropriate  
            SGLE and the applicant or licensee, if any of the following  
            conditions are met: 

             a)   The applicant or licensee has entered into an  
               installment payment agreement, as specified; 

             b)   The applicant or licensee has submitted a request for  
               release no later than 45 days after receipt of a  
               preliminary notice, but FTB will be unable to complete the  
               release review and send notice of its findings to the  
               applicant or licensee and the SGLE within 45 days after  








                                                                  AB 2038
                                                                  Page  3

               FTB's receipt of the applicant's or licensee's request for  
               release; or, 

             c)   The applicant or licensee would experience financial  
               hardship, as determined by FTB. Requires FTB to, if a  
               licensee requests in writing, provide for an administrative  
               hearing within 30 days of receipt, to determine if a  
               licensee will experience financial hardship.  

          12)Authorizes FTB to suspend a licensee if the SGLE has not  
            denied or suspended the license within 90 days of mailing a  
            preliminary notice. 

          13)Requires a SGLE that has not denied or suspended a license  
            within 90 days of mailing a preliminary notice, to promptly  
            notify FTB and the licensee to state the reason why no action  
            was taken.  Requires FTB to then mail a preliminary notice of  
            suspension to the licensee indicating that their license will  
            be suspended by a date certain, which shall be at least 60  
            days after the mailing of FTB's preliminary notice, unless the  
            licensee pays the taxes or enters into an installment payment  
            agreement

          14)Requires FTB to mail a release form to the applicant or  
            licensee and the SGLE when the applicant or licensee enters  
            into an installment payment agreement, and requires the SGLE  
            to process the release within 5 business days of receipt. 

          15)Allows FTB to develop an automated process for notifying the  
            SGLE on a licensee's non-compliance with an installment  
            payment agreement or repetitive non-payment of tax  
            liabilities.  Upon receipt of the notice, the SGLE shall send  
            a preliminary notice to the licensee stating that the license  
            will be suspended on a specific date (which shall be no longer  
            than 30 days from the date the form is mailed), unless a new  
            release is issued by FTB. 

          16)Authorizes a SGLE, as specified, to impose a fee on a  
            licensee with a suspended license in an amount necessary to  
            cover its administrative costs. 

          17)Requires a SGLE to respond to inquiries about an applicant or  
            licensee's denial or suspension of a license, or issuance of a  
            license, to respond only that it was enforced pursuant to this  
            bill.  The disclosure of information obtained from FTB other  








                                                                  AB 2038
                                                                  Page  4

            than for these purposes is punishable as a misdemeanor.   

          18)Authorizes FTB and SGLEs to adopt necessary regulations to  
            implement this bill. 

          19)Requires FTB to send a notice of license suspension to the  
            SGLE and the licensee if the licensee does not pay his or her  
            tax liabilities by the date listed in the preliminary notice. 

          20)Requires FTB to cancel the license suspension 10 business  
            days after the licensee has paid their taxes or entered into  
            an installment payment agreement.

          21)Requires FTB, if a licensee who has entered into an  
            installment payment agreement and is non-compliant, to suspend  
            the license 40 days after the date of termination of the  
            installment payment agreement and notify the applicable SGLE  
            and the licensee.  

          22)Requires FTB to suspend a license if a suspension deferral is  
            no longer operative and the licensee has unpaid tax  
            liabilities, and requires FTB to provide a notice of license  
            suspension to the SGLE and the licensee. 

          23)Defines "certified list" to mean a list provided by FTB in  
            which FTB verifies that the names contained on the list are  
            persons that have failed to pay taxes, including any  
            penalties, interest, and applicable fees, as specified, and  
            for whom a notice of state tax lien has been recorded.

          24)Defines "license" to include a certificate, registration, or  
            any other authorization to engage in a profession or  
            occupation issued by a SGLE. 

          25)Defines "licensee" to mean an individual authorized by a  
            license, certificate, registration, or other authorization to  
            engage in a profession or occupation issued by a SGLE.  
          
          26)Defines SGLE to mean the entities under the Department of  
            Consumer Services, the office of the Attorney General, the  
            Department of Insurance, the State Bar of California, the  
            Department of Real Estate, and any other state agency, board,  
            or commission that issues a license, certificate, or  
            registration authorizing an individual to engage in a  
            profession or occupation.  Exempts the Department of Motor  








                                                                  AB 2038
                                                                  Page  5

            Vehicles from the definition of SGLE. 

          27)Defines "financial hardship" as determined by the FTB, as a  
            licensee who is financially unable to pay any part of a tax  
            liability and does not qualify for an installation payment  
            agreement.  In order to establish financial hardship, the  
            licensee shall submit any information to the FTB for the  
            purpose of making that determination. 

          28)States the validity of this bill's provisions are severable. 

          29)Makes legislative findings and declarations. 

          30)Makes technical changes. 

           EXISTING LAW  : 

          1)Permits the registrar of the Contractors State License Bureau  
            (CSLB) to refuse to issue, reinstate, reactivate, renew, or  
            suspend a contractor's license due to unpaid financial  
            liabilities, including taxes. 

          2)Permits the disclosure of certain information on all licensees  
            from a SGLE to FTB.   

          3)Authorizes many SGLEs to impose fees on their licensees to  
            cover administrative costs.

           FISCAL EFFECT  :   Unknown

           COMMENTS  :   

           Purpose of this bill  .  According to the author's office,  
          "California loses approximately $1.4 billion annually as a  
          result of uncollected tax liabilities that apply to professional  
          and occupational licensees.  AB 2038 helps increase compliance  
          among tax scofflaws that are licensed by the Department of  
          Consumer Affairs (DCA) by simply authorizing the FTB to notify  
          occupational and professional licensing agencies regarding a  
          licensee's failure to pay tax liabilities, for license  
          suspension purposes.  These tax cheats are habitual debtors with  
          large delinquent amounts who have received numerous notices of  
          its delinquent account and still fail to provide any form of  
          payment.









                                                                  AB 2038
                                                                  Page  6

          "Generally, FTB is successful in collecting these debts by  
          intrusive and expensive methods (seizure of assets) or legal  
          actions (Notice of Tax Lien, nominee assessments) when the  
          individual has real property.  However, FTB has found it very  
          difficult to utilize these effective tools to collect delinquent  
          liabilities from individuals who operate on a cash basis.
          
          "The intent of this measure is to motivate delinquent taxpayers  
          to keep their licenses and comply with their state tax  
          obligation - not to deny the ability of the licensee to earn  
          income?.  Increased compliance in this area of tax law will  
          result in higher revenues for the state, which will prevent the  
          unnecessary elimination or reduction of core state education,  
          health and public safety programs during the current year fiscal  
          crisis, without proposing new tax burdens on business and  
          working families."

           Background  .  FTB is responsible for administering two of  
          California's major tax programs, the Personal Income Tax and the  
          Corporation Tax.  According to FTB, the difference between the  
          total amount of taxes California taxpayers owe based on their  
          income and the amount that they pay is approximately $6.5  
          billion, and underreported business income makes up nearly 70%  
          of that amount.  

          While FTB has an automated tax collection system to search  
          records and locate delinquent assets, this system is largely  
          ineffective against taxpayers who operate on a cash basis  
          because current information on their income is unavailable.  FTB  
          states that there are approximately 25,000 delinquent taxpayers  
          with a state-issued occupational or professional license; this  
          figure excludes taxpayers that have filed for bankruptcy or  
          those who agreed to a payment installation plan and are working  
          to pay off their tax liability.  

          Currently, there is a due process procedure in place for FTB to  
          notify individuals of his or her tax liability and the  
          opportunity for the individual to respond or dispute the amount,  
          depending on whether they filed a tax return.  If the taxpayer  
          has not filed a tax return and neglected to report income, FTB  
          sends a Filing Enforcement Letter to the individual specifying  
          his or her estimated tax liability.  If the taxpayer has filed a  
          tax return and is audited, FTB provides the individual with a  
          Notice of a Proposed Assessment and allows him or her 60 days to  
          protest the amount or respond. 








                                                                 AB 2038
                                                                  Page  7


          If the taxpayer continues to fail to pay his or her tax  
          liabilities, FTB may send the case to collections and send the  
          taxpayer up to three notices of action or corresponding  
          escalation: statement of taxes past due, final notice before  
          levy, and an order to withhold, before filing a tax lien against  
          an individual's property or levying and seizing property. 

          Gallo v. United States District Court upheld that the suspension  
          of a professional or occupational license for failure to pay  
          taxes is a legislative act, for which due process is satisfied  
          by the legislative notices and hearing procedures.

          Some SGLEs have expressed concern that that the implementation  
          of the provisions in this bill will take more than a few months  
          to get online. 

           Support  .  According to the sponsor, FTB, "Current law lacks an  
          effective method to collect from a tax debtor who is an  
          individual licensed to engage in a profession or occupation  
          operating on a cash basis.  That is because cash businesses lack  
          a paper trail that can be used to verify income information and  
          to identify assets for collection purposes.  In addition, cash  
          basis [licenses do not have] salaries that can be subject to  
          garnishment, which is the state's most effective collection  
          method for income tax debts. 

          "AB 2038 would increase the state's effectiveness for collecting  
          tax debts from licensees operating on a cash basis because  
          licensees will be motivated to pay their tax debts to protect  
          their licenses.  Enactment of this bill would increase state  
          income tax revenue by $18.5 million annually each year."

          According to the Service Employees International Union (SEIU)  
          Local 1000, "The annual income tax gap for California is  
          estimated to be $6.5 billion and is based in part upon estimates  
          of the federal gap.  The Internal Revenue Service estimates  
          underreporting of business income by personal income by personal  
          income taxpayers makes up nearly 70% of the total tax gap.  [The  
          IRS estimates] that the majority of this underreported income is  
          from business sectors that do business largely in cash."

           Oppose  .  According to the California Taxpayers' Association,  
          "This measure is broad and heavy-handed, applying to  
          professional licensees, certificates, registrations and permits  








                                                                  AB 2038
                                                                  Page  8

          of those ranging from physicians to hair stylists to teachers.   
          Professional licenses provide taxpayers with the income  
          necessary to pay their tax debts.  Suspending the taxpayers'  
          ability to earn a living to force payment of tax delinquencies  
          is counterintuitive.  Taxpayers would be able to pay even more  
          toward the tax debt if their ability to earn a living remained  
          intact."

           Previous Legislation  .  ABX8 8 (Budget) of 2010 would permit the  
          state to suspend state occupational and professional licenses  
          due to unpaid income tax liabilities.  This bill was held in the  
          Assembly Rules Committee. 



          SBX8 8 (Budget and Fiscal Review) of 2010 would permit the state  
          to suspend state occupational and professional licenses due to  
          unpaid income tax liabilities.  This bill was held on the  
          Assembly Floor. 

          ABX3 19 (Evans) of 2009 would permit the state to suspend state  
          occupational and professional licenses because of unpaid income  
          tax liabilities, and allow taxpayers to avoid suspension by  
          entering into an installment agreement with FTB.  This bill was  
          held in the Assembly Rules Committee.

          SBX3 17 (Ducheny) of 2009 would permit the state to suspend  
          state occupational and professional licenses because of unpaid  
          income tax liabilities, and allow taxpayers to avoid suspension  
          by entering into an installment agreement with FTB.  This bill  
          was vetoed. 

          AB 484 (Eng) of 2009 would permit FTB to suspend state  
          occupational and professional licenses because of unpaid tax  
          liabilities.  This bill was held in the Assembly Business and  
          Professions Committee.

          AB 1925 (Eng) of 2008 would permit FTB to suspend state  
          occupational and professional licenses because of unpaid tax  
          liabilities.  This bill was held in the Senate Revenue and  
          Taxation Committee.

           Double-Referred  .  This bill is double-referred to Assembly  
          Revenue & Taxation Committee.









                                                                  AB 2038
                                                                  Page  9

           Committee Amendments  .  The author's office has agreed to take  
          clarifying amendments to cite the correct code section relating  
          to licensed contractors with unpaid tax liabilities, and delete  
          bill language inadvertently removing CSLB from the provisions of  
          this bill.  

          On page 3, line 6, strike out "7145" and insert "7145.5". 

          On page 10, strike out lines 25-26. 

          On page 10, line 27, strike out "(x)" and insert "(w)".  

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          Franchise Tax Board (FTB) (sponsor) 
          American Federation of State, County and Municipal Employees  
          (AFSCME) 
          Asian & Pacific Islanders California Action Network
          Asian American Drug Abuse Program 
          Asian Americans for Civil Rights and Equality (AACRE)
          Asian Resources, Inc. 
          California Communities United Institute
          California Immigrant Policy Center (CIPC)
          California Tax Reform Association
          Los Angeles County Board of Supervisors
          Service Employees International Union (SEIU) Local 1000
           
          Opposition 
           
          California Taxpayers' Association 
           
          Analysis Prepared by  :    Joanna Gin / B.,P. & C.P / (916)  
          319-3301