BILL ANALYSIS                                                                                                                                                                                                    



                                                                       



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                                 THIRD READING


          Bill No:  AB 2151
          Author:   Torres (D)
          Amended:  7/15/10 in Senate
          Vote:     21

           
           SENATE BANKING, FINANCE, AND INS. COMMITTEE  :  9-1, 6/30/10
          AYES:  Calderon, Correa, Florez, Kehoe, Liu, Lowenthal,  
            Padilla, Price, Runner
          NOES:  Cogdill
          NO VOTE RECORDED:  Cox

           SENATE APPROPRIATIONS COMMITTEE  :  10-1, 8/12/10
          AYES:  Kehoe, Ashburn, Alquist, Corbett, Emmerson, Leno,  
            Price, Wolk, Wyland, Yee
          NOES:  Walters

           ASSEMBLY FLOOR :  72-0, 5/20/10 (Consent) - See last page  
            for vote


          SUBJECT  :    Insurance:  public safety employees:  accidents

           SOURCE  :     California Professional Firefighters


           DIGEST  :    This bill grants protections to peace officers,  
          members of the California Highway Patrol, and firefighters,  
          who use their private vehicles in the performance of their  
          duty, during their hours of employment, as specified.

           ANALYSIS  :    

                                                           CONTINUED





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           Existing law
           
          1. Provides that no peace officer, member of the California  
             Highway Patrol (CHP), or firefighter is required to  
             report, to his or her private automobile insurance  
             carrier, any accident in which he or she is involved,  
             while operating an authorized emergency vehicle or any  
             employer-leased or employer-rented vehicle, in the  
             performance of his or her duty, during the hours of his  
             or her employment.

          2. Provides that no insurer may increase the premium on a  
             private automobile insurance policy, or deny renewal of  
             the private automobile insurance policy, of a peace  
             officer, member of the CHP, or firefighter, due to an  
             accident in which that individual was involved, while  
             operating an authorized emergency vehicle in the  
             performance of his or her duty, during the hours of his  
             or her employment

          3. Provides that, if an employee or former employee of a  
             public entity asks that public entity to defend him or  
             her against any claim or action for an injury arising  
             out of an act or omission occurring within the scope of  
             his or her employment, as specified, and if the employee  
             or former employee cooperates in good faith in the  
             defense of that claim or action, the public entity must  
             pay any judgment or any compromise or settlement of the  
             claim or action to which the public entity agrees

          4. Requires the driver of a motor vehicle that is involved  
             in an accident, which results in property damage in  
             excess of $750, or in bodily injury or death, to report  
             the accident to the Department of Motor Vehicles (DMV),  
             as specified, but specifies that a report is not  
             required, if the motor vehicle involved in the accident  
             is owned or leased by, or under the direction of, the  
             United States, California, another state, or a local  
             agency.

          5. Requires every driver or employer that is involved in an  
             accident and is required to report that accident  
             pursuant to Vehicle Code Section 16000 to provide  
             evidence of financial responsibility to DMV, and states  







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             that evidence may be established by filing a report with  
             DMV, indicating that the motor vehicle involved in the  
             accident was owned, rented, or leased by or under the  
             direction of the United States, California, or any  
             political subdivision of California or a California  
             municipality.

          This bill:

          1. Extends the exemption from having to report a vehicular  
             accident to one's private insurance carrier to any peace  
             officer, member of the CHP, or firefighter, who is  
             involved in an accident when operating any private  
             vehicle at the request or direction of their employer,  
             while in the performance of their duty.

          2. Prohibits any private insurance carrier from increasing  
             the premium on a private automobile insurance policy, or  
             denying renewal of the private automobile insurance  
             policy, of a peace officer, member of the CHP, or  
             firefighter, due to an accident in which that individual  
             was involved, while operating a private vehicle at the  
             direction of their employer, while in the performance of  
             their duty.

          3. Provides that no private automobile or other private  
             insurance policy covering an employee shall be required  
             to provide defense or indemnification, when the employee  
             is using a private vehicle at the request or direction  
             of his or her employer, while in the performance of his  
             or her duty.

          4. Authorizes a peace officer, member of the CHP, or  
             firefighter, who is involved in a vehicular accident  
             while operating their private vehicle at the request of,  
             or under the direction of the United States, California,  
             or any political subdivision of California or a  
             California municipality, to provide evidence of  
             financial responsibility to the DMV following that  
             accident, by filing a report indicating that they were  
             operating that privately owned motor vehicle in the  
             performance of their duty and at the request of, or  
             under the direction of the United States, California, or  
             any political subdivision of California or a California  







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             municipality. 

           Background
           
          Existing California law protects peace officers, members of  
          the CHP, and firefighters who are involved in vehicular  
          accidents, while on the job.  These public safety personnel  
          are not required to report accidents in which they are  
          involved while on the job to their private automobile  
          insurance carriers, nor are their private automobile  
          insurance carriers allowed to increase their rates, or  
          refuse to renew their policies, as a result of an  
          on-the-job accident.  However, existing law limits this  
          protection to situations in which the peace officer, member  
          of the CHP, or firefighter is operating an authorized  
          emergency vehicle or an employer-leased or employer-rented  
          vehicle at the direction of his or her employer.  The  
          operation of a private vehicle at the direction of his or  
          her employer is not protected, something this bill seeks to  
          change.

          Several sheriffs', firefighters', and peace officers'  
          associations sent identical letters of support, asserting  
          that it is inappropriate for an employee to put his or her  
          personal finances at risk, when engaging in an on-duty,  
          employer-directed activity.

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  Yes    
          Local:  No

          According to the Senate Appropriations Committee analysis:

                          Fiscal Impact (in thousands)

           Major Provisions                2010-11     2011-12     
           2012-13   Fund
           Increased state                              potentially  
          major costs to the                                General/
          liability                                    state and  
          local governments                            Special/
                              in any given year             Federal/
                                                            Local

           SUPPORT  :   (Verified  8/16/10)







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          California Professional Firefighters (source)
          Association for Los Angeles Deputy Sheriffs
          California Association of Highway Patrolmen
          Los Angeles Police Protective League
          Orange County Professional Firefighters Association
          Peace Officers Research Association of California
          Riverside Sheriffs' Association

           OPPOSITION  :    (Verified  8/16/10)

          California Emergency Management Agency 
          California State Association of Counties 
          CSAC-Excess Insurance Authority
          League of California Cities 
          Regional Council of Rural Counties

           ARGUMENTS IN SUPPORT  :    The California Professional  
          Firefighters (CPF) is sponsoring this bill to ensure that  
          firefighters do not place their own personal finances at  
          risk, when engaging in an on-duty, employer-directed  
          activity.  CPF observes that the number of daily details  
          for California firefighters is on the rise.  With more  
          "detailing out," there is an increased demand on fire  
          departments to provide transportation.  In some cases,  
          there is increased pressure on firefighters to use their  
          privately-owned vehicles, when department-provided  
          transportation is not authorized or available.  In a few  
          instances, where firefighters have been ordered or  
          pressured to use their personal vehicles when on detail, a  
          handful of employers have refused to indemnify firefighters  
          who are involved in accidents, while using their personal  
          vehicles to conduct fire department business.  Some  
          firefighters have been left financially on the hook by  
          their private insurance carriers, in instances when they  
          were using their personal vehicles and were involved in a  
          crash, while detailed out.  This bill ensures that, in  
          cases where department transportation is needed but not  
          available, and where private vehicles are used, employers  
          must assume any liability for expenses resulting from an  
          accident involving that vehicle.

           ARGUMENTS IN OPPOSITION  :    The California State  
          Association of Counties, League of California Cities, and  







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          Regional Council of Rural Counties believe that it is both  
          inappropriate and unnecessary to shift the liability for  
          accidents involving personal vehicles from individuals to  
          public employers.  If this bill is enacted, employers of  
          public safety personnel will face increased liability for  
          employees who drive their personal vehicles for work  
          purposes, which, in turn, will increase the employers'  
          insurance costs.

          When employees use their personal vehicles for work  
          purposes, they are typically reimbursed at the Internal  
          Revenue Service (IRS)-established mileage reimbursement  
          rate, or, in some cases, at mileage rates that are  
          negotiated with their employers.  The IRS mileage  
          reimbursement rate includes insurance costs among the items  
          for which it is intended to reimburse those who drive their  
          personal vehicles for work purposes.  
           
           ASSEMBLY FLOOR  : 
          AYES: Adams, Ammiano, Anderson, Arambula, Bass, Beall, Bill  
            Berryhill, Tom Berryhill, Blakeslee, Block, Blumenfield,  
            Bradford, Brownley, Buchanan, Caballero, Charles  
            Calderon, Carter, Chesbro, Conway, Cook, Coto, Davis, De  
            Leon, DeVore, Emmerson, Eng, Feuer, Fong, Fuentes,  
            Fuller, Furutani, Gaines, Galgiani, Garrick, Gilmore,  
            Hagman, Hall, Hayashi, Hernandez, Hill, Huber, Huffman,  
            Jeffries, Jones, Knight, Lieu, Logue, Bonnie Lowenthal,  
            Ma, Mendoza, Miller, Monning, Nestande, Niello, Nielsen,  
            Norby, V. Manuel Perez, Portantino, Ruskin, Salas,  
            Saldana, Silva, Skinner, Smyth, Solorio, Audra  
            Strickland, Swanson, Torlakson, Torres, Torrico, Tran,  
            Yamada
          NO VOTE RECORDED: De La Torre, Evans, Fletcher, Harkey,  
            Nava, Villines, John A. Perez, Vacancy


          JJA:do  8/17/2010   Senate Floor Analyses 

                         SUPPORT/OPPOSITION:  SEE ABOVE

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