BILL ANALYSIS                                                                                                                                                                                                    



                                                                       



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          |SENATE RULES COMMITTEE            |                  AB 2188|
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                                 THIRD READING


          Bill No:  AB 2188
          Author:   Bradford (D)
          Amended:  8/16/10 in Senate
          Vote:     27 - Urgency

           
           SENATE LAB. & INDUS. RELATIONS COMMITTEE  :  5-0, 6/23/10
          AYES:  DeSaulnier, Ducheny, Hollingsworth, Leno, Yee
          NO VOTE RECORDED:  Wyland

           ASSEMBLY FLOOR  :  55-17, 6/2/10 - See last page for vote


           SUBJECT  :    Unemployment compensation:  disability  
          benefits:  electronic 
                      payments

           SOURCE  :     California Labor Federation


           DIGEST  :    This bill allows the Employment Development  
          Department to contract with a vendor to deliver Disability  
          Insurance benefits through direct deposit and debit card.

           Senate Floor Amendments  of 8/16/10 make clarifying and  
          technical changes.

           ANALYSIS  :    

           Existing law
           
          1. Requires claims for unemployment compensation benefits  
             to be made in accordance with regulations adopted by the  
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             Director of the Employment Development Department (EDD).

          2. Requires EDD to promptly pay unemployment compensation  
             benefits if it finds the claimant is eligible or deny  
             benefits if it finds the claimant is ineligible.

          3. Requires the payment of Disability Insurance (DI)  
             benefits to be paid by checks drawn on a disability  
             benefit payment account from a bank or public depository  
             selected by the director of EDD, with the approval of  
             the Department of Finance.

          This bill removes the requirement that DI benefits be paid  
          by check, thereby allowing for electronic or other forms of  
          DI benefit delivery.

           Similar Legislation
           
          AB 2538 (Niello), Session 2009-10, also removes the  
          requirement that the Employment Development Department pays  
          all Disability Insurance benefits with a check.

           FISCAL EFFECT :    Appropriation:  No   Fiscal Com.:  Yes    
          Local:  No

           SUPPORT  :   (Verified  8/4/10) (unable to reverify)

          California Labor Federation (source)
          American Federation of State, County and Municipal  
          Employees, AFL-CIO
          California Alliance for Retired Americans
          California Bankers Association
          California Nurses Association/National Nurses Organizing  
          Committee
          California State Pipe Trades Council
          Service Employees International Union - California State  
          Council
          State Association of Electrical Workers
          State Building and Construction Trades Council, AFL-CIO
          Western State Council of Sheet Metal Workers

           ARGUMENTS IN SUPPORT  :    According to the author's office  
          and the California Labor Federation, as many Californians  
          face an economic crisis, access to unemployment benefits is  







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          more important than ever.  Electronic pay cards can benefit  
          "unbanked" individuals who do not have access to a bank  
          account and resort to payday lenders and check cashers that  
          charge exorbitant fees.  The author's office and the  
          California Federation of Labor believe that this bill  
          allows EDD to consummate its relationship and contract with  
          vendor Bank of America, and that this contract will protect  
          California's unemployed and disabled workers.


           ASSEMBLY FLOOR  : 
          AYES:  Adams, Ammiano, Arambula, Bass, Beall, Bill  
            Berryhill, Block, Blumenfield, Bradford, Brownley,  
            Buchanan, Caballero, Charles Calderon, Carter, Chesbro,  
            Coto, Davis, De La Torre, De Leon, Emmerson, Eng, Evans,  
            Feuer, Fong, Fuentes, Furutani, Galgiani, Gilmore, Hall,  
            Hayashi, Hernandez, Hill, Huber, Huffman, Jones, Bonnie  
            Lowenthal, Ma, Mendoza, Monning, Nava, Niello, V. Manuel  
            Perez, Portantino, Ruskin, Salas, Saldana, Skinner,  
            Solorio, Swanson, Torlakson, Torres, Torrico, Villines,  
            Yamada, John A. Perez
          NOES: Anderson, Blakeslee, DeVore, Fuller, Gaines, Garrick,  
            Hagman, Harkey, Jeffries, Knight, Logue, Miller,  
            Nestande, Nielsen, Silva, Smyth, Tran
          NO VOTE RECORDED: Tom Berryhill, Conway, Cook, Fletcher,  
            Lieu, Norby, Audra Strickland, Vacancy


          PQ:do  8/17/10   Senate Floor Analyses 

                         SUPPORT/OPPOSITION:  SEE ABOVE

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