BILL ANALYSIS                                                                                                                                                                                                    



                                                                       



           ------------------------------------------------------------ 
          |SENATE RULES COMMITTEE            |                  AB 2260|
          |Office of Senate Floor Analyses   |                         |
          |1020 N Street, Suite 524          |                         |
          |(916) 651-1520         Fax: (916) |                         |
          |327-4478                          |                         |
           ------------------------------------------------------------ 
           
                                         
                                    CONSENT


          Bill No:  AB 2260
          Author:   Assembly Public Emp., Ret. and Social Security  
          Committee
          Amended:  6/21/10 in Senate
          Vote:     21

           
           SENATE PUBLIC EMP. & RET. COMMITTEE  :  5-0, 06/14/10
          AYES:  Correa, Ashburn, Corbett, Ducheny, Liu
          NO VOTE RECORDED:  Cox

           SENATE APPROPRIATIONS COMMITTEE  :  Senate Rule 28.8

           ASSEMBLY FLOOR  :  76-0, 5/13/10 - See last page for vote


           SUBJECT  :    State teachers retirement:  administration:   
          benefits

           SOURCE  :     Author


           DIGEST  :    This bill makes several technical, clarifying  
          and non-controversial changes to various sections of the  
          Education Code administered by the California State  
          Teachers Retirement System to improve and continue  
          effective administration of the System.

           ANALYSIS  :    

           Existing State Law

           1.Establishes the California State Teachers' Retirement  
                                                           CONTINUED





                                                               AB 2260
                                                                Page  
          2

             System (CalSTRS) which administers, through its Board,  
             the State Teachers' Retirement Law, and prescribes a  
             comprehensive system of rights and retirement benefits  
             for its member, including disability, retirement, death  
             benefits and service credit.

           2.Defines creditable compensation for purposes of  
             calculating retirement benefits and the reporting  
             requirements of such compensation by employees to  
             CalSTRS. 

              A.    Requires employers to reimburse the plan for  
                overpayments in benefits that occur because of  
                inconsistent reporting, and makes employers liable  
                for fraud, theft or embezzlement in accordance with  
                the Penal Code if the employer knowingly or willfully  
                reports compensation inconsistent with  
                statutorily-permitted creditable compensation.

           3.Establishes post-employment restrictions on specified  
             CalSTRS employees or Board members with regard to  
             influencing legislative or administrative action of the  
             Board.

           4.Permits the Board to designate, by resolution, one or  
             more of the contracted field counseling offices as an  
             official recipient of member benefit applications and  
             other documents from members, spouses and beneficiaries.

           5.Establishes the Teachers' Retirement Program Development  
             Fund (TRPDF) within the State Treasury to be  
             continuously appropriated and to pay any costs related  
             to the development of programs authorized by statute  
             that enhance the financial security of members or  
             beneficiaries of CalSTRS.

           6.Provides the Board with authority to appropriate funds  
             from the retirement fund for construction, remodeling,  
             improvements, maintenance and repair of buildings, and  
             provides that the land, building and improvements on the  
             land constitute an investment of the system.

           7.Grants the Governing board of a school district or  
             community college district authority to allow a member  

                                                           CONTINUED





                                                               AB 2260
                                                                Page  
          3

             to participate in the Reduced Workload Program (RWP) in  
             which a member works part-time, but receives Defined  
             Benefit (DB) program credit as if he or she was working  
             full-time.  Under this program, both the employer and  
             members make a contribution based on the creditable  
             compensation the member would have received had he or  
             she worked full-time.

           8.Allows a member to purchase up to four months of service  
             credit for specified service, and for employer-approved  
             leaves from under the Family Medial Leave Act (FMLA).

           9.Establishes eight percent of a member's creditable  
             compensation as the member's contribution rate to the  
             retirement system's DB program.

          10.Requires a quarterly transfer of funds from the General  
             Fund to the Teachers' Retirement Fund (TRF) equal to a  
             percentage of the total creditable compensation reported  
             by CalSTRS for the prior fiscal year.

          11.Provides either a $5,000 or $20,000 death benefit, as  
             specified, to a beneficiary upon receipt of proof of  
             death of a member who had performed at least one year of  
             credited service.  These benefits are subject to annual  
             increases based on the state consumer price index.

          12.Provides a disability allowance to a member if the  
             member has at least five years of credited service and  
             files for benefits on a form provided by CalSTRS.

          13.Prohibits, effective July 1, 2010, retirees from working  
             in any CalSTRS-related service, with exceptions, for the  
             first six calendar months after they retire, but allows  
             them to return to work under the existing earnings limit  
             after the break in service.

          14.Provides a member the opportunity, prior to retirement,  
             to elect an actuarially modified retirement allowance  
             option payable throughout the life of the member and the  
             member's option beneficiary or beneficiaries.

          15.Provides that warrants less than $2,000 paid by CalSTRS  
             in a month in which a retired or disabled member dies  

                                                           CONTINUED





                                                               AB 2260
                                                                Page  
          4

             may not be invalidated by CalSTRS unless requested by  
             the retired or disabled member's beneficiary.

          16.Grants a nonmember spouse the right to a refund of the  
             accumulated retirement contributions in his or her  
             separate account as granted under a community property  
             settlement.  Nonmember spouses may also choose to  
             rollover the accumulated retirement contributions to a  
             qualified plan under Section 402 of the Internal Revenue  
             Code of 1986.
           
          Existing Federal Law

           1.Requires that a tax-qualified retirement program be a  
             definite written program that is established and  
             maintained by an employer to provide for the payment of  
             definitely determinable benefits to its employees over a  
             period of years, usually for life, after retirement.

           2.Requires that distributions from the pension trust must  
             be in accordance with the plan and that a qualified  
             retirement plan must be administered in accordance with  
             its term.  

          This bill, regarding State law:
           
           1.Clarifies, for purposes of disability benefits, the date  
             of disability as determined by CalSTRS.

           2.Removes requirements of employers or individuals  
             reimbursing the plan for benefit overpayments that occur  
             because of inconsistent reporting and instead requires  
             that the system calculate the actuarial present value of  
             expected payments from the member, former member, or  
             beneficiary, and the employer paying the difference  
             between the amount of the overpayment and that  
             calculation.

           3.Clarifies that CalSTRS executive-level staff are  
             restricted from performing post-employment activities  
             that influence the legislative or administrative action  
             of the Board.

           4.Modifies the existing process of receiving forms and  

                                                           CONTINUED





                                                               AB 2260
                                                                Page  
          5

             documents by including benefits counselors as designated  
             officials who can receive documents from a member,  
             spouse, or beneficiary.

           5.Permits the Board to direct the State Controller to  
             transfer the resources in the TRPDF to a designated  
             fund, as specified, so all program expenditures are paid  
             from a single fund, and to facilitate efficient  
             administration of new programs.

           6.Resolves inconsistencies between the Education Code and  
             generally accepted accounting practices for recording  
             CalSTRS' headquarters as a capital asset.

           7.Strengthens the provision of the RWP to ensure continued  
             compliance with federal laws and maintain CalSTRS'  
             status as a tax-qualified pension system.

           8.Conforms the Education Code to provisions of the FMLA  
             and Government Code relating to the ability of CalSTRS  
             members to buy service credit for family and medical  
             leave for a maximum of 12 workweeks.  

           9.Clarifies that CalSTRS shall credit all of the member's  
             contributions that are reported by the employer at the  
             end of 2010 to the DB program, if the employer report  
             does not separate pre- and post-December 31, 2010  
             earnings.

          10.Clarifies that dates for quarterly transfer form the  
             General Fund to the TRF consistent with the quarterly  
             dates specified in the Education Code.

          11.Makes technical, non-controversial changes to clarify  
             and conform language that applies to death benefit  
             payments by making the language consistent across code  
             sections.

          12.Clarifies that disability allowance applications  
             submitted by a member, member's guardian or conservator,  
             or a member's employer must be properly executed and  
             filed on a CalSTRS form.

          13.Clarifies that the post-retirement earnings limit for  

                                                           CONTINUED





                                                               AB 2260
                                                                Page  
          6

             retirees below the normal retirement age applies to work  
             performed within the California public school system.

          14.Removes references to two state academic interventions  
             programs that are no longer funded and adds a reference  
             to the existing Local Educational Agency Intervention  
             program.

          15.Clarifies a member's right to elect a retirement option  
             and designate an option beneficiary on a CalSTRS form at  
             the time of the member's retirement; clarifies that the  
             member may revoke or change the option prior to the  
             effective date of retirement, and clarifies that the  
             revocation is subject to community property rights.

          16.Allows CalSTRS to efficiently administer the benefits of  
             deceased retiree overpayments to the decedent's family  
             member without requiring a separate revocation request  
             from the family member or beneficiary.  

          This bill, regarding federal law:

           1.Brings the Teachers' Retirement Law into compliance with  
             federal law that requires members to be paid a  
             definitely determinable benefit.

           2.Clarifies that a non-participant partner is not eligible  
             for direct trustee-to-trustee transfers (as allowed by  
             federal law) of any court-awarded, separate account  
             under the Cash Balance Benefit Program.
           
           (NOTE:  SEE SENATE PUBLIC EMPLOYMENT AND RETIREMENT  
          COMMITTEE ANALYSIS FOR AN IN-DEPTH EXPLANATION OF THE  
          CHANGES MADE BY THIS BILL)

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  Yes    
          Local:  No

          According to CalSTRS, minor and absorbable costs.

           SUPPORT  :   (Verified  6/30/10)

          California State Teachers' Retirement System (source)


                                                           CONTINUED





                                                               AB 2260
                                                                Page  
          7


           ASSEMBLY FLOOR  : 
          AYES:  Adams, Ammiano, Anderson, Arambula, Bass, Beall,  
            Bill Berryhill, Tom Berryhill, Blakeslee, Block,  
            Blumenfield, Bradford, Brownley, Buchanan, Charles  
            Calderon, Carter, Chesbro, Conway, Cook, Coto, Davis, De  
            La Torre, De Leon, DeVore, Emmerson, Eng, Evans, Feuer,  
            Fletcher, Fong, Fuentes, Fuller, Furutani, Gaines,  
            Galgiani, Garrick, Gilmore, Hagman, Hall, Harkey,  
            Hayashi, Hernandez, Hill, Huber, Huffman, Jeffries,  
            Jones, Knight, Lieu, Logue, Bonnie Lowenthal, Ma,  
            Mendoza, Miller, Monning, Nava, Nestande, Niello,  
            Nielsen, V. Manuel Perez, Portantino, Ruskin, Salas,  
            Saldana, Silva, Smyth, Solorio, Audra Strickland,  
            Swanson, Torlakson, Torres, Torrico, Tran, Villines,  
            Yamada, John A. Perez
          NO VOTE RECORDED:  Caballero, Norby, Skinner, Vacancy


          CPM:cm  6/30/10   Senate Floor Analyses 

                         SUPPORT/OPPOSITION:  SEE ABOVE

                                ****  END  ****





















                                                           CONTINUED