BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 2303
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          Date of Hearing:   April 12, 2010

                        ASSEMBLY COMMITTEE ON TRANSPORTATION
                               Bonnie Lowenthal, Chair
                  AB 2303 (Tran) - As Introduced:  February 19, 2010
           
          SUBJECT  :  Vehicle registration: installment payments

           SUMMARY  :  Requires the Department of Motor Vehicles (DMV) to  
          implement a program allowing certain registrants to pay their  
          vehicle registration fees by installment.  Specifically,  this  
          bill  :  

          1)Requires DMV, by January 1, 2012, to implement by regulation  
            an installment payment program for payment of vehicle  
            registration fees.  

          2)Requires the program to be limited to individuals who are  
            receiving unemployment compensation or who meet state poverty  
            guidelines as determined by an unspecified entity.  

          3)Requires DMV to confirm eligibility of an individual prior to  
            his or her enrollment in the program.  

          4)Requires DMV to charge $5 for each installment payment.  

           EXISTING LAW  :

          1)Prohibits any person driving, moving, or leaving standing upon  
            a highway, or in an offstreet public parking facility, any  
            motor vehicle, unless it is registered and the appropriate  
            fees have been paid.  

          2)Requires the payment of fees as part of the original  
            registration and registration renewal process.  

           FISCAL EFFECT  :  Unknown

           COMMENTS  :  As the California economy struggles with an  
          unemployment rate in excess of 12%, homeowners default on their  
          mortgages, and poverty levels continue to climb, more and more  
          car owners have difficulty meeting their obligation to keep  
          their registration current.  It is against this backdrop that  
          the author of this bill proposes to allow unemployed or  
          otherwise poverty-stricken motorists to pay their vehicle  








                                                                  AB 2303
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          registration fees by installment rather than in one annual  
          payment.  

          While this may seem to be an attractive means of easing economic  
          stress, it should be noted that this bill requires DMV to  
          include a fee of $5 for each installment payment.  Thus, for a  
          registration bill of $180, a vehicle owner would pay a total of  
          $20 in fees if he or she chose to pay the registration in  
          quarterly $50 payments, or $60 in fees if he or she chose to pay  
          the registration in monthly $20 payments.  This would appear to  
          add to the burden of paying one's registration, rather than  
          easing it.  Additionally, DMV would face the administrative  
          burden of processing multiple registration payments as well as  
          verifying the unemployment or poverty status of each vehicle  
          owner who opted for the installment payment alternative.  While  
          DMV continues to modernize its information technology  
          infrastructure, recent experience suggests that the cost and  
          time of the undertaking required of DMV by this bill would  
          quickly overwhelm any revenue generated by the $5 fee.  

          The various opponents of this bill point out that it would  
          result in a reduction in counties' vehicle license fee (VLF)  
          allocations as a result of DMV's administrative costs of  
          implementing an installment program, which would come "off the  
          top" of county allocations.  "With the marked decline in VLF  
          revenues, county programs are already suffering and cannot bear  
          the additional burden of funding an installment program.   
          Further, vehicle owners currently have the option to pay their  
          registration fees by credit card, which is essentially an  
          installment plan with payments owed to banks."  

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          None received

           Opposition 
           
          California Mental Health Directors Association
          California State Association of Counties
          County Health Executives Association of California
          Regional Council of Rural Counties
          Urban Counties Caucus
           








                                                                 AB 2303
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          Analysis Prepared by  :    Howard Posner / TRANS. / (916) 319-2093