BILL ANALYSIS
AB 2345
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CONCURRENCE IN SENATE AMENDMENTS
AB 2345 (De La Torre)
As Amended August 18, 2010
Majority vote
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|ASSEMBLY: |52-11|(June 2, 2010) |SENATE: |22-14|(August 23, |
| | | | | |2010) |
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Original Committee Reference: HEALTH
SUMMARY : Requires health care service plan contracts and health
insurance policies issued amended, renewed or delivered on or
after Sept 23, 2010 to comply with coverage and cost sharing for
preventative services pursuant to the federal the Patient
Protection and Affordable Care Act (PPACA) and any federal rules
or regulations subsequently issued.
The Senate amendments , delete the Assembly version of this bill,
and instead, require health care service plan contracts and
health insurance policies issued amended, renewed or delivered on
or after Sept 23, 2010 to comply with coverage and cost sharing
for preventative services pursuant to the federal PPACA and any
federal rules or regulations subsequently issued.
EXISTING FEDERAL LAW requires, under PPACA, health plans and
issuers, subject to the minimum interval established by the
United States Secretary of the Department of Health and Human
Services, to provide coverage, and not impose cost-sharing
requirements, for the following preventive services with respect
to plan years beginning on and after September 23, 2010.
EXISTING STATE LAW provides for the licensure and regulation of
health care service plans by the Department of Managed Health
Care and of health insurers by the Department of Insurance.
AS PASSED BY THE ASSEMBLY , this bill required health insurers to
annually post specified information used for rating and
underwriting decisions related to individual health insurance
policies on their Web sites.
FISCAL EFFECT : This bill as amended has not been analyzed by an
Assembly fiscal committee.
AB 2345
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COMMENTS : On March 23, 2010, President Obama signed the PPACA
(Public Law 111-148), as amended by the Health Care and Education
Reconciliation Act of 2010 (Public Law 111-152). Among other
provisions, the new law makes statutory changes affecting the
regulation of and payment for certain types of private health
insurance. A key provision of PPACA, related to preventative
health, requires group health plans or individual health
insurance coverage, without imposing any cost-sharing
requirements. The recently passed PPACA requires state
implementation of some important reforms by September 23, 2010.
According to the author, this is one of the important reforms
needed to ensure Californians receive quality preventive care
that is desperately needed.
This bill was substantially amended in the Senate and the
Assembly-approved version of this bill was deleted. This bill,
as amended in the Senate, is inconsistent with Assembly actions.
Analysis Prepared by : Melanie Moreno / HEALTH / (916) 319-2097
FN: 0006563