BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 2389
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          ASSEMBLY THIRD READING
          AB 2389 (Gaines)
          As Amended April 8, 2010
          Majority vote 

           HEALTH              17-0                                        
           
           -------------------------------- 
          |Ayes:|Monning, Fletcher,        |
          |     |Ammiano, Carter, Conway,  |
          |     |De La Torre, De Leon,     |
          |     |Emmerson, Eng, Gaines,    |
          |     |Hayashi, Jones, Bonnie    |
          |     |Lowenthal, Nava,          |
          |     |V. Manuel Perez, Salas,   |
          |     |Smyth                     |
          |     |                          |
           -------------------------------- 
           SUMMARY :  Prohibits a contract between a health facility and a  
          health care service plan or health insurer (collectively  
          carriers) from containing a provision that restricts the ability  
          of the carrier to furnish information on the cost of procedures  
          or health care quality information to carrier enrollees.   
          Specifically,  this bill  :   

          1)Prohibits a contract, issued, amended, renewed, or delivered  
            on or after January 1, 2011, between a carrier and a health  
            facility to provide inpatient hospital services or ambulatory  
            care services to subscribers and enrollees of the carrier,  
            from containing a provision that restricts the ability of the  
            carrier to furnish information to subscribers or enrollees  
            concerning the cost of procedures at the facility or the  
            quality of services provided by the facility.

          2)Requires any contractual provision inconsistent with 1) above  
            to be void and unenforceable.

          3)Prohibits specified fines and penalties, established in  
            existing law, from applying to the provisions in this bill.

           EXISTING LAW  :

          1)Establishes the Office of the Patient Advocate (OPA) within  
            DMHC, and requires the OPA to prepare and make available a  








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            quality of care report card that includes a rating of health  
            care service plans.

          2)Requires hospitals to make a written or electronic copy of its  
            charge description master (a list of prices for services)  
            available, either by posting an electronic copy on the  
            hospital's Web site, or by making a written or electronic copy  
            available at the hospital.   

          3)Requires hospitals to submit their average charges for 25  
            common outpatient procedures, as specified, annually to Office  
            of Statewide Health Planning and Development (OSHPD) who is  
            required to publish this information on its Web site.   
            Requires OSHPD to publish and update on its Web site, a list  
            of the 25 inpatient procedures most commonly performed in  
            California hospitals, along with each hospital's average  
            charges for those procedures.  

          4)Requires OSHPD to publish risk-adjusted outcome reports for  
            medical, surgical, and obstetric conditions or procedures, as  
            specified.

          5)Requires hospitals, upon request, to provide to a person who  
            has no health coverage, a written estimate of the amount the  
            hospital will charge for the health care services, procedures,  
            and supplies that are reasonably expected to be provided to  
            the person by the hospital, as well as information about its  
            financial assistance and charity care policies, as specified.   


           FISCAL EFFECT  :  None

           COMMENTS  :  According to the author, this bill will ensure  
          consumers have the quality and cost information that they need  
          to make purchasing decisions about health products and services.  
           While the majority of hospitals in this state already allow  
          this information to be shared, the author argues that some  
          hospitals are turning to "gag clauses" in contracts with  
          carriers that preclude carriers from sharing cost and quality  
          information about hospitals with their enrollees.  The author  
          maintains that consumers are increasingly being required to pay  
          more attention to the cost of their care when they have a  
          greater responsibility for paying for it due to deductibles and  
          other cost sharing arrangements, particularly for a preferred  








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          provider organization (PPO) product where the consumer pays 20%  
          or more of their total health care bill.  The author asserts  
          that this bill will ensure that carriers are not restricted in  
          their ability to provide cost and quality information to their  
          members.

          Government, carriers, and employers have increased their  
          interest in price transparency in an effort to improve health  
          care outcomes and slow the growth rate of health care  
          expenditures.  The idea behind price transparency is to make  
          comparative information on the prices charged by health care  
          providers for specific services available to consumers.  One of  
          the goals of transparency is to encourage consumers and others  
          who make decisions on their behalf (employers, carriers, and  
          referring practitioners) to consider price and quality in  
          deciding among providers and services.  Existing law does not  
          prohibit or prevent carriers from furnishing information on the  
          cost of procedures, and at least one carrier provides its  
          enrollees with information so they can evaluate cost and  
          quality.  However, contractual agreements between carriers and  
          providers can prevent this information from being released,  
          particularly when a large provider has market power.  

          The California Hospital Association is opposed unless amended  
          and suggests the bill to be amended to: 1) require that  
          information concerning the cost of procedures be based on  
          episodes of care, as defined by the National Quality Forum, and  
          all of the expenses associated with an episode of care be  
          bundled or combined to prevent the disclosure of any single  
          expense; 2) require the cost information be consistent with  
          professionally recognized standards of clinical practice so that  
          the information provided is based on identical treatment options  
          among the facilities being compared; 3) require the cost and  
          quality information to be linked so that the information is  
          useful and "actionable" for consumers; 4) require the carrier to  
          provide an opportunity to validate both the cost and quality  
          information with an appeals process to make corrections and  
          settle disputes over the data; and, 5) require a provision  
          prohibiting the disclosure by a carrier of any negotiated  
          capitation rates or other prepaid arrangements and requests that  
          the carrier and the health facility agree on the methodology to  
          allocate capitation payments for an episode of care.










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           Analysis Prepared by  :    Tanya Robinson-Taylor / HEALTH / (916)  
          319-2097                                               FN:  
          0004205