BILL ANALYSIS                                                                                                                                                                                                    




                   Senate Appropriations Committee Fiscal Summary
                           Senator Christine Kehoe, Chair

                                           2396 (Solorio)
          
          Hearing Date:  8/2/2010         Amended: 8/2/2010
          Consultant:  Bob Franzoia       Policy Vote: B,F&I 9-0 
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          ____
          BILL SUMMARY: AB 2396 would require a designated statistical  
          agent to conduct public meetings, as provided, would specify  
          records of the designated statistical agent that are public, and  
          would specify information that the designated statistical agent  
          is not required to make available to the public.  This bill  
          would require a rating organization to provide experience rating  
          information, by electronic means, directly to information  
          service providers in the business of publishing or providing  
          experience rating information immediately prior to September 15,  
          1989, or to advisory organizations, as defined, on a timely  
          basis, as provided.  This bill would require a licensed rating  
          organization to make experience rating information contained in  
          its records available to any information services company that  
          is engaged in furnishing workers' compensation information to  
          insurers, insurance agents, and insurance brokers, admitted or  
          licensed to transact workers' compensation insurance in this  
          state, as provided.
          _________________________________________________________________ 
          ____
                            Fiscal Impact (in thousands)

           Major Provisions         2010-11      2011-12       2012-13     Fund
           Public meeting access  $23        $45         $45       Private*
          Document access        $100       $200        $200      Private*

          * Assessments on member insurers
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          ____

          STAFF COMMENTS: This bill meets the criteria for referral to the  
          Suspense File.
          
          The Workers' Compensation Insurance Ratings Bureau (WCIRB) is an  
          unincorporated, nonprofit association of all insurance companies  
          licensed to transact workers compensation in California.  Costs  
          to the WCIRB are assessed on all insurance companies that write  
          workers' compensation insurance in California.











          This bill would subject the WCIRB to the Open Meetings and  
          Public Records statutes that govern public entities.  Currently,  
          the WCIRB allows for public attendance at its standing committee  
          meetings.  However, space is limited and off-site space would be  
          needed to accommodate more attendees at these meetings.

          The WCIRB currently makes most of the documents that are the  
          subject of the bill available to the public at a fee that allows  
          the WCIRB to recoup the costs associated with creating and  
          maintaining those documents.  However, the bill requires the  
          WCIRB provide the documents at the cost of duplication only  
          which will result in the WCIRB losing a significant amount of  
          revenue that allows for the offsetting of costs of creating and  
          maintaining documents, many of which are not statutorily  
          mandated but have been created in order to be of assistance its  
          members and the workers' compensation 
          Page 2
          AB 2396 (Solorio)

          insurance industry. 

          Staff notes that while it appears the bill is requiring the  
          WCIRB to make experience rating information available to  
          information service providers, there may be only one information  
          service provider meeting the definition in Insurance Code  
          11752.7 (e) (1) which references information service providers  
          "in existence prior to September 15, 1989."  Preliminary  
          information suggests there is only one entity meeting that  
          definition.  This could result in reduced access to experience  
          rating information.

          This bill also requires that the WCIRB provide the information  
          by electronic means in a manner consistent with its own releases  
          or updates at a cost that is no greater than the direct cost of  
          duplication.  Currently, the WCIRB provides experience rating  
          information for all experience rated policyholders on magnetic  
          tape to licensed insurance carriers and agents and brokers via  
          its on-line service.  The information is updated weekly.  

          Staff estimates WCIRB will have combined costs and revenue  
          losses totaling $200,000 or more annually as a result having to  
          make documents available at the direct cost of duplication and  
          to make the experience rating information available to a sole  
          qualifying information service provider.  Staff notes that  
          though it appears this provider makes the information available  










          free of charge, the bill does not require the provider maintain  
          that practice.