BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 2533
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          Date of Hearing:   April 6, 2010

                            ASSEMBLY COMMITTEE ON HEALTH
                              William W. Monning, Chair
                AB 2533 (Fuentes) - As Introduced:  February 19, 2010
           
          SUBJECT  :  Health care coverage: quality rating.

           SUMMARY  :  Revises current law that requires health care service  
          plans and health insurers (collectively carriers) to submit a  
          description of their policies and procedures related to  
          "economic profiling" as defined, to the Department of Managed  
          Health Care and the California Department of Insurance  
          respectively, to include policies and procedures on "quality  
          rating."  Specifically,  this bill  :  

          1)Requires, on or after July 1, 2011, and in addition to current  
            reporting requirements related to economic profiling policies  
            and procedures, carriers to submit a description of their  
            policies and procedures related to "quality rating" to state  
            regulators.  

          2)Defines "quality rating" as any efforts by a carrier or by an  
            entity contracted by a carrier to develop, evaluate, rate, or  
            designate individual or group performance of physicians based  
            on quality measurements and claims data.

          3)Revises current law to require the filing to also describe how  
            the policies and procedures are used in network modification  
            and patient screening.  Requires the filing to indicate how  
            the economic profiling or quality rating system being used by  
            the carrier takes into consideration risk adjustments that  
            reflect the accuracy and reliability of data and patient  
            compliance with a recommended procedure.  

           EXISTING LAW  :

          1)Defines "economic profiling" as any evaluation of a particular  
            physician, provider, medical group, or individual practice  
            association based in whole or in part on the economic costs or  
            utilization of services associated with medical care provided  
            or authorized by the physician, provider, medical group, or  
            individual practice association.

          2)Requires carriers to file with regulators a description of any  








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            policies and procedures related to economic profiling utilized  
            by the plan and its medical groups and individual practice  
            associations.  Requires the filing to:

             a)   Describe how the policies and procedures are used in  
               utilization review, peer review, incentive and penalty  
               programs, and in provider retention and termination  
               decisions; and,

             b)   Indicate in what manner, if any, the economic profiling  
               system being used takes into consideration risk adjustments  
               that reflect case mix, type and severity of patient  
               illness, age of patients, and other enrollee  
               characteristics that may account for higher or lower than  
               expected costs or utilization of services. 

          3)Requires changes to the policies and procedures to be filed  
            with regulators.

          4)Requires carriers that use economic profiling to provide a  
            copy of economic profiling information related to profiled  
            providers upon request. 

          5)Requires carriers to require, as a condition of contract, that  
            its medical groups and individual practice associations that  
            maintain economic profiles of individual providers shall, upon  
            request, provide a copy of individual economic profiling  
            information to the individual providers who are profiled. 

           FISCAL EFFECT  :   This bill has not been analyzed by a fiscal  
          committee.

           COMMENTS  :   

           1)PURPOSE OF THIS BILL  .  According to the author, many insurers  
            are attempting to rate physicians based on quality or costs  
            measures without the consent of physicians.  For example, the  
            California Physician Performance Initiative (CPPI) is a  
            physician rating project based on national quality measures.   
            The author writes that CPPI has mainly focused on measuring  
            primary care physicians and internists, but it continues to  
            expand to other specialties, such as cardiologists,  
            endocrinologists, pulmonologists, gastroenterologists, and  
            rheumatologists.  The author states that quality or physician  
            rating programs, such as the CPPI, are fraught with multiple  








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            problems, including incompleteness of claims data, statistical  
            validity of patient sample size, and the likelihood of  
            misleading patients due to inaccurate information.

           2)PHYSICIAN COST PROFILING  .  According to a March 2010 New  
            England Journal of Medicine article regarding physician cost  
            profiling, health care purchasers are experimenting with a  
            variety of ways to control costs; several of which involve  
            physicians, since they often write the orders that drive  
            spending.  Towards that end, health plans have limited the  
            number of physicians who receive in-network contracts,  
            offering patients differential copayments to encourage them to  
            visit "high-performance physicians" (i.e., those providing  
            higher-quality, lower-cost services), paying bonuses to  
            physicians whose patterns of resource use are lower than  
            average, and publicly reporting the relative costs of  
            physicians' services.

          Researchers from RAND, the University of Pittsburgh School of  
            Medicine, and the University of Southern Maine, Portland  
            examined claims data from four health plans in Massachusetts  
            to analyze programs offering incentives to choose physicians  
            classified as offering "lower-cost care."  The stated intent  
            was to evaluate the reliability of current methods of  
            physician cost profiling.  The researchers found that overall,  
            the majority of physicians did not have cost profiles that met  
            common thresholds of reliability.  For example, 43% of all  
            physicians sampled (across specialties) were misclassified as  
            lower cost, which suggested to the researchers that there are  
            serious threats to health plans' abilities to achieve  
            cost-control objectives and to patient expectations of  
            receiving lower-cost care when they change physicians for that  
            purpose.  The researchers concluded that "Current methods for  
            profiling physicians with respect to costs of services may  
            produce misleading results." 

           3)PATIENT CHARTER  .  In 2007, the New York State Attorney General  
            commenced an industry-wide investigation into insurers'  
            "doctor-ranking" programs.  As a result, settlement agreements  
            were reached with several health insurance companies, and out  
            of those agreements the Patient Charter for Physician  
            Performance Measurement, Reporting and Tiering Programs  
            (Patient Charter) was created.  The Patient Charter, which is  
            endorsed by the AARP, the National Partnership for Women &  
            Families, the AFL-CIO, the Leapfrog Group, Pacific Business  








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            Group on Health, the National Business Coalition, and several  
            physician groups (including the American Medical Association)  
            creates a national set of principles to guide measuring and  
            reporting to consumers about doctors' performance.  According  
            to the Consumer-Purchaser Disclosure Project, an initiative  
            funded by the Robert Woods Johnson Foundation, health plans  
            that adopt the Patient Charter agree to:

             a)   Retain, at their own expense, the services of a  
               nationally-recognized, independent health care quality  
               standard-setting organization to review the plan's programs  
               for consumers that measure, report, and tier physicians  
               based on their performance. This review should include a  
               comparison to national standards and a report detailing the  
               measures and methodologies used by the health plan; and,

             b)   Adhere to the specified criteria for physician  
               performance measurement, reporting and tiering and make  
               this adherence known to their enrollees and the public.

            As of March 10, 2010 six plans had committed to fulfilling the  
            Patient Charter: Aetna, Blue Cross Blue Shield of Tennessee,  
            Blue Shield of California, Cigna, UnitedHealthcare, and  
            Wellpoint.

           4)CALIFORNIA PHYSICIAN PERFORMANCE INITIATIVE  .  According to the  
            CPPI Web site, the initiative began in 2006 to measure and  
            report the quality of patient care that is provided by  
            individual physicians in California.  The project is  
            administered by the California Cooperative Health Care  
            Reporting Initiative, a group that collaborates on quality  
            issues, and whose members include employer, consumer, health  
            plan, and physician groups.  Start-up funding for CPPI was  
            provided by the federal Centers for Medicare and Medicaid  
            Services, the California HealthCare Foundation (CHCF), the  
            Pacific Business Group on Health, and the pharmaceutical  
            company Merck.  According to CHCF, this multi-stakeholder  
            initiative is investigating how California physicians stack up  
            against benchmarks and whether care provided to Medicare  
            beneficiaries varies against other payers.  CPPI's goal is to  
            improve patient care and affordability by:

             a)   Reporting results to physicians to help them gauge how  
               well care for their patients meets national standards of  
               care;








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             b)   Applying the performance results in ways to help  
               consumers and purchasers get better value when they choose  
               and use health care; and,

             c)   Adopting performance measures and reporting methods  
               using the best available science to set performance  
               standards.

            CPPI assessed physician performance using clinical quality  
            measures that are evidence-based and endorsed by national  
            standard-setting bodies (the National Quality Forum and the  
            American Medical Association's Physician Consortium on  
            Performance Improvement).  According to CPPI, the measures for  
            2008 and 2009 were related to preventive care and chronic  
            condition management.  For 2008 data, individual reports were  
            sent to over 13,000 physicians for their review and correction  
            over an eight-week period.  Based on that review by  
            physicians, a number of errors in the data were identified.   
            Results were not released publicly, and a November 2008  
            briefing on CPPI by one of the partners noted that data  
            improvements were needed in the project moving forward.

           5)PREVIOUS LEGISLATION  .  SB 1300 (Corbett) of 2007 would have  
            prohibited a contract between a health care provider and a  
            health plan from containing a provision that restricts the  
            ability of the health plan to furnish information on the cost  
            of procedures or health care quality information to plan  
            enrollees.  SB 1300 failed passage on the Senate Floor.

          SB 984 (Rosenthal), Chapter 893, Statutes of 1998,requires  
            carriers to file with regulators a description of any economic  
            profiling and associated policies and procedures employed by  
            the health plan, its medical groups, and individual practice  
            associations.

           6)SUPPORT  .  The California Medical Association (CMA), the  
            sponsor of this bill, writes that many insurers and plans, and  
            other third party entities, are conducting physician quality  
            ratings without the knowledge or consent of physicians.  CMA  
            states that given that there are many concerns about the  
            accuracy of the claims data used by insurers, and the  
            irreparable harm such ratings may bring to a physician's  
            personal and professional reputation or how patients could be  
            mislead by the information, it believes that health plans,  








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            insurers, or any third party contracted to conduct a quality  
            rating program should be required to simply disclose a  
            description of the policies and procedures related to the  
            rating.

           7)SUPPORT IF AMENDED  .  The California Chiropractic Association  
            (CCA) supports the concept of this bill, but seeks an  
            amendment to make the bill apply to all health care providers,  
            not just physicians.  CCA writes that the term "physician"  
            generally means a physician as defined by the Medical Practice  
            Act excludes other types of health care providers, many of  
            whom are concerned by the use of quality ratings by insurers.

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          California Medical Association (sponsor)
          American Congress of Obstetricians and Gynecologists, District  
          IX
          California Chiropractic Association (if amended)

           Opposition 
           
          None on file.
           

          Analysis Prepared by  :    Melanie Moreno / HEALTH / (916)  
          319-2097