BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 2714
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          Date of Hearing:   April 20, 2010

          ASSEMBLY COMMITTEE ON JOBS, ECONOMIC DEVELOPMENT AND THE ECONOMY
                               V. Manuel Perez, Chair
            AB 2714 (V. Manual Perez) - As Introduced:  February 19, 2010
           
          SUBJECT  :   Office of the Small Business Advocate

           SUMMARY  :   Transfers the Office of the Small Business Advocate  
          (OSBA) from the Governor's Office of Planning and Research (OPR)  
          to the Business Transportation and Housing Agency (BTH).    
          Specifically,  this bill  :

          1)Eliminates the OSBA within OPR and reestablishes it at BTH.   
            This change would be effective January 1, 2011.

          2)Adds the OSBA to the Small Business Board located at BTH.

           EXISTING LAW  

          1)Establishes the OSBA, within the OPR, for the purpose of  
            advocating for small business causes.  Among other duties, the  
            OSBA maintains a website to provide key information for small  
            businesses, advocates the small business position on  
            legislation and regulations being considered by the  
            Administration, and serves as the state's primary liaison on  
            small business issues.

          2)Finds and declares that it is in the public interest to aid,  
            counsel, assist, and protect, insofar as is possible, the  
            interests of small business concerns in order to maintain a  
            healthy state economy.

          3)Establishes the California Small Business Board, within BTH,  
            for, among other purposes, advising the Governor, the director  
            of the Small Business Loan Guarantee Program, and the  
            Legislature on issues and programs affecting California's  
            small business community.

           FISCAL EFFECT  :   Unknown

           COMMENTS  : 

           1)Author's purpose  :   In 2009, the Joint Legislative Budget  








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            Committee voted to eliminate OPR and relocate those programs  
            and services that were deemed useful and necessary to other  
            state entities.  The Governor's budget for 2010-11 proposes to  
            transfer the OSBA to BTH.  
           
             Given the very important role of the OSBA in identifying and  
            supporting the needs of small business, the author states that  
            it is essential that policy makers keep the activities of the  
            OSBA front and center during this legislative session.  This  
            bill codifies the Governor's budget recommendation, provides a  
            vehicle for further policy discussions on where best to locate  
            the OSBA, and ensures that the OSBA will not be inadvertently  
            deleted from statute when the OPR statutes are struck as part  
            of some potential future budget deal.

           2)California small business  :  California's dominance in many  
            economic areas is based, in part, on the significant role  
            small businesses play in the state's $1.8 trillion economy.   
            Businesses with fewer than 100 employees comprise nearly 98%  
            of all businesses and are responsible for employing more than  
            37% of all workers in the state.  

            As an example, small- and medium-sized businesses are crucial  
            to the state's international competitiveness and are an  
            important means for dispersing the positive economic impacts  
            of trade within the California economy.  Of the over 52,000  
            companies that exported goods from California in 2006, 95%  
            were small- and medium-sized enterprises (SME) with fewer than  
            500 employees.  These SMEs generated nearly half (44%) of  
            California's exports in 2006.  Nationally, SMEs generated only  
            29% of total exports.  

            Historically, small businesses have functioned as economic  
            engines, especially in challenging economic times.  During the  
            nation's economic downturn from 1999 to 2003, businesses with  
            less than five employees created 318,183 new jobs or 77% of  
            all employment growth, while larger businesses with more than  
            50 employees lost over 444,000 jobs.  From 2000 to 2001,  
            microenterprises created 62,731 jobs in the state, accounting  
            for nearly 64% of all new employment growth.  

            Unfortunately during the current recession, small business in  
            California have been especially hard hit and have been unable  
            to play their previous roles in economic recovery.   Equifax  








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            Inc. reports that small business bankruptcies are up 81% for  
            the 12 months ending September 2009, as compared to the same  
            period in the previous year.  Nationally, bankruptcy filings  
            were up 44%. 

            Because of their importance in the state economy, small  
            business issues have been a particular focus of the Assembly  
            Committee on Jobs, Economic Development and the Economy (JEDE)  
            for the past several years.  In March 2009, JEDE produced a  
            state economic recovery strategy that included several key  
            recommendations on the needs of small business, including  
            helping small businesses meet their short term capital needs,  
            the need for regulatory reforms, and workforce development  
            programs that link to the needs of businesses.   

           3)Small business studies  :  Beginning in March 2009 and through  
            the summer and fall, the Assembly Committee on Jobs, Economic  
            Development and the Economy held several hearings specifically  
            to hear from small businesses and manufacturing about their  
            economic recovery needs.  During these hearings small business  
            prioritized two areas: increasing access to capital and  
            reducing the costs associated with doing business in  
            California, including costs related to business permits and  
            licenses.

            The cost of compliance with regulations has also been the  
            subject several of peer reviewed studies at the federal and  
            state levels.  For the last 10 years, the federal Small  
            Business Administration has conducted a study that analyzes  
            the cost of federal government regulations on different sizes  
            of businesses.  This research shows that small businesses  
            continue to bear a disproportionate share of the federal  
            regulatory burden.  On a per employee basis, it costs about  
            $2,400, or 45%, more for small firms to comply with federal  
            regulations than their larger counterparts.   

            In September 2009, Governor Schwarzenegger released the  
            state's first assessment on the cost of state regulations on  
            business.  The study was requested by Assemblymember Juan  
            Arambula in AB 2330, Chapter 232, Statutes of 2006.  Of note  
            was the report's estimated total cost of regulations to the  
            State of California, $493 billion.  Since small businesses  
            constitute 99.2 % of all employer businesses in California and  
            all of non-employer business, the regulatory cost, according  








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            to the report, is shouldered substantially by small business  
            (averaging $134,123.00 per small business in 2007). 

            How small businesses gain access to capital was the topic of  
            another study, published in April 2009 by Bornstein and Song.  
            The study found that more than 1.5 million Californians are  
            now in immediate risk of losing their jobs, and more than 2.1  
            million California small business jobs may be lost in the  
            second wave of foreclosures which began in 2009 and will  
            likely see through 2012.   A toxic mortgage is an Adjustable  
            Rate Mortgage, Alt-A or a Sub prime loan.  Unfortunately,  
            51.8% of California small business owners used toxic mortgages  
            to fund their business expenses.  California Hispanic small  
            business owners were the hardest hit, with a toxic mortgage  
            usage rate of 52.6%.  This exceeds the national average of  
            31.9% by more than 20% points.

           4)Related Legislation  :  

              a)   AB 177 (Ruskin and V. Manuel P?rez) - Penalties under  
               the Small Business Act  :  This bill increases and conforms  
               penalties for persons who falsely engage in activities  
               relating to the Small Business Procurement and Contract  
               Act, including small businesses, microbusinesses, and  
               disabled veteran-owned business enterprises.  Status:  The  
               bill is pending in Senate Governmental Organization, set  
               hearing on April 4, 2010.
                 
              b)   AB 978 (V. Manuel P?rez and Logue) - Streamlined State  
               Licensing  :  This bill requires the State Chief Information  
               Officer (CIO), in collaboration with other relevant  
               agencies, to develop an online master application for  
               businesses to file for state permits and licenses.  This  
               bill will provide guidance to a $30 million information  
               technology project, which has been approved in a prior  
               budget year. Status:  The bill is pending in Senate  
               Governmental Organization.

              c)   AB 2330 (Arambula) - Small Business Costs Study  :  This  
               bill requires the OSBA to commission a study of the costs  
               of state regulations on small businesses that is parallel  
               to the study on the impact of regulatory costs on small  
               firms conducted by the federal Small Business  
               Administration.  The OSBA is required to make  








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               recommendations on how to reduce the cost of existing and  
               future regulations on small businesses while achieving the  
               same policy and regulatory objectives.  This bill also  
               convenes a small business advisory committee to provide  
               advice based on the study and recommendations.  Status:   
               Signed by the Governor, Chapter 232, Statutes of 2006.

              d)   AB 2854 (Mendoza) - Small Business One-Stop Website  :   
               This bill requires, contingent upon funding becoming  
               available, the establishment of a one-stop web site for  
               small business-related announcements and funding  
               opportunities offered by state agencies.  The web site is  
               only required to be maintained by the OSBA, until January  
               1, 2014, when the provisions of this bill sunset.  Status:   
               Vetoed by the Governor in 2008.  

              e)   AB 3058 (JEDE) - Small Business Disaster Preparedness  :   
               This bill reduces economic losses attributable to  
               disasters, by providing technical assistance to small  
               businesses on disaster preparedness.  Specifically, the  
               bill:  (1) enhances the duties of the OSBA to include  
               advocacy on disaster preparedness and recovery, including  
               the provision of technical assistance; (2) requires the  
               OSBA, in cooperation with the Office of Emergency Services,  
               to develop a handbook for small businesses on emergency  
               preparedness, responding in an emergency, and recovery  
               strategies; and, (3) requires the OSBA, with the assistance  
               of Office of Emergency Services, to hold at least three  
               meetings, in different locations in California, to share  
               best practices on disaster preparedness for small  
               businesses.  Status:  Signed by the Governor, Chapter 233,  
               Statutes of 2006.

              f)   SB 1436 (Figueroa) - Small Business Regulatory  
               Standards  :  This bill requires the Department of Technology  
               Services to create a link to state agency web sites at the  
               State of California Internet Portal so small businesses can  
               access information regarding startup requirements and  
               regulatory compliance.  It requires each state agency that  
               significantly regulates or impacts small business to  
               designate at least one individual to serve as a small  
               business liaison for the agency.  It also requires each  
               agency to ensure that the state's procurement and  
               contracting processes are administered in order to meet or  








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               exceed the 25-percent small business participation goal.   
               Status:  Signed by the Governor, Chapter 234, Statutes of  
               2006. 

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          Assembly Committee on Jobs, Economic Development and the Economy  
          (sponsor)

           Opposition 
           
          None known

           
          Analysis Prepared by  :    Toni Symonds / J., E.D. & E. / (916)  
          319-2090