BILL ANALYSIS                                                                                                                                                                                                    







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        |Hearing Date:June 14, 2010         |Bill No:AB                         |
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                      SENATE COMMITTEE ON BUSINESS, PROFESSIONS 
                               AND ECONOMIC DEVELOPMENT
                         Senator Gloria Negrete McLeod, Chair

                          Bill No:      AB 2798Author:  Assembly Committee on  
                                    Jobs, Economic 
                                                Development and the Economy
                     As Introduced:     March 25, 2010  Fiscal: No

         
        SUBJECT:   Economic Development.

        SUMMARY:  Makes technical changes and defines certain terms as it  
        relates to the state's economic development and emerging domestic  
        markets. 

        Existing law:
        
        1) Designates the Business, Transportation and Housing Agency as the  
           primary state agency responsible for facilitating economic  
           development in the state.

        2) Establishes the California Economic Development Fund in the State  
           Treasury for the purpose of receiving specified economic  
           development funds.

        3) Authorizes the Secretary of Business, Transportation and Housing  
           (Secretary) to expend moneys in the fund, upon appropriation by the  
           Legislature, for specified purposes relating to economic  
           development.

        4) Authorizes the Secretary to administer the federal Economic  
           Adjustment Assistance Grant, as defined, and defines various terms  
           for the purposes of these provisions relating to economic  
           development.

        This bill:

        1) Clarifies that California's economic development corporations and  





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           organizations provide broad public benefits to the residents of the  
           state. 

        2) Defines the following terms:

            a)    "Emerging domestic market" means people, places, or business  
              enterprises with growth potential that face capital constraints  
              due to systemic undervaluations as a result of imperfect market  
              information. 

            b)    "Financial intermediary" means an institution, firm,  
              organization, or individual who performs intermediation between  
              two or more parties in a financial context, such as connecting  
              sources of funds with users of funds. 

            c)     "Community development intermediary" means an institution,  
              firm, organization, or individual that performs intermediation  
              between two or more parties in a community development context,  
              such as connecting people and organizations that have a stake in  
              the future well-being of communities and individuals who may not  
              easily have access to these stakeholders. 

            d)     "Triple bottom line" means the economic, environmental, and  
              social benefits arising from a project, investment, or community  
              and economic development activity.

            e)     "Small businesses" means a business with less than 100  
              employees and with a gross revenue of less than five million  
              dollars ($5,000,000), or a business that is otherwise targeted  
              by or participating in a federal or state program engaged in  
              programs or services for small businesses.  Application of this  
              definition may only be used pursuant to a direct reference.

            f)     "Community development" means a process designed to create  
              conditions of economic and social prosperity for the whole  
              community, or a targeted subset of the whole community, with the  
              fullest possible reliance on the community's initiative and  
              active participation.

            g)     "Financial institution capital" means resources of a  
              financial institution, including, but not limited to, a bank or  
              credit union, that are legally available to be used to generate  
              wealth for the financial institution.

            h)     "California Council on Science and Technology" means the  
              Council established by California academic research  





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              institutions, including the University of California, the  
              University of Southern California, the California Institute of  
              Technology, Stanford University, and the California State  
              University, in support of Assembly Concurrent Resolution No. 162  
              (Res. Ch. 148, Stats. 1988).

        FISCAL EFFECT:  None. This bill is keyed "non-fiscal" by Legislative  
        Counsel. 

        COMMENTS:
        
        1. Purpose.  This bill will make technical non-substantive changes to  
           the statutes related to economic development.  Nothing in this bill  
           is intended to be controversial.  According to the Author, a  
           similar measure was vetoed in 2008 by the Governor, who stated in  
           his veto message that "the historic delay in passing the 2008-2009  
           State Budget has forced me to prioritize the bills sent to my desk  
           at the end of the year's legislative session.  Given the delay, I  
           am only signing bills that are the highest priority for California.  
            This bill does not meet that standard and I cannot sign it at this  
           time." 

        2. Background.  According to information provided by the Committee on  
           Jobs, Economic Development and the Economy (JEDE), "emerging  
           domestic market" refers to people, places, or businesses with  
           growth potential, which have historically faced systematic capital  
           constraints.  The demographics of emerging domestic markets include  
           ethnic- and women-owned firms, urban and rural communities,  
           companies which serve low- to moderate-income populations, and  
           other small- and medium-sized businesses.  Over the next 40 years  
           it is estimated that more than 85% of the U.S. population growth  
           will come from minority ethnic groups.  The shift is already so  
           significant that the combination of African American and Hispanic  
           consumer markets is larger than the Gross Domestic Product (GDP) of  
           all but nine countries in the world.  With this growing diversity  
           comes a change in the make-up of business ownership in the country.  
            The Milken Institute states that minority-owned firms are growing  
           at a rate 6 times the growth rate (17% per year) of all other  
           firms, and sales from minority-owed firms are growing more than  
           twice the rate (34% per year) of all other firms.  Driven by these  
           significant demographic changes and their related impacts on  
           markets, institutional investors have begun to target small  
           portions of their portfolios to emerging domestic markets.

           To better understand the dynamics of this new and growing  
           investment area, JEDE convened an advisory group of economic and  





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           investment professionals for the purpose of having an extended  
           conversation about what impediments those individuals encounter  
           when trying to invest in emerging domestic markets.  During these  
           discussions, it became apparent that, even with the shifts in  
           market share and business ownership, minority businesses still  
           experience significant impediments in accessing capital.  This bill  
           was developed to provide key phrases related to emerging domestic  
           markets, including, "emerging domestic market," "financial  
           intermediary," "community intermediary," and "triple bottom line."

        3. Similar Legislation.  AB 3045  (Committee on Jobs, Economic  
           Development and the Economy, 2008) contained similar language to  
           this bill, including the addition of definitions and technical,  
           clarifying changes relating to economic development. That measure  
           was vetoed by the Governor on September 29, 2008.  

        
        SUPPORT AND OPPOSITION:
        
         Support:  

        None on file as of June 9, 2010.

         Opposition:   

        None on file as of June 9, 2010.



        Consultant:  Antoinnae Comeaux