BILL ANALYSIS                                                                                                                                                                                                    




                   Senate Appropriations Committee Fiscal Summary
                           Senator Christine Kehoe, Chair

                                           56 (Alquist)
          
          Hearing Date:  1/21/2010        Amended: 1/11/2010
          Consultant: Katie Johnson       Policy Vote: Health 7-4
          _________________________________________________________________ 
          ____
          BILL SUMMARY:  SB 56 would authorize and facilitate the creation  
          of joint ventures among publicly owned and operated health  
          coverage programs, such as County Organized Health Systems and  
          local initiatives, to provide health care coverage to uninsured  
          individuals and purchasers of health insurance.
          _________________________________________________________________ 
          ____
                            Fiscal Impact (in thousands)

           Major Provisions         2010-11      2011-12       2012-13     Fund
                                                                  
          DMHC licensing         up to $200 ongoing costs unknown,Special*
          of one joint venture              but potentially in the 
                                            hundreds of thousands of  
          dollars

          DMHC licensing fee     (up to $25)ongoing revenues  
          unknown,Special*
          revenue per joint venture                     but not sufficient  
          to cover
                                            DMHC licensing costs
          *Managed Care Fund
          _________________________________________________________________ 
          ____

          STAFF COMMENTS: SUSPENSE FILE. 

          Existing law creates various public health benefits programs  
          administered by the Department of Health Care Services (DHCS),  
          the Managed Risk Medical Insurance Board (MRMIB), and various  
          local entities, including County-Organized Health Systems (COHS)  
          and local initiatives (LIs). Existing law, the Knox-Keene Health  
          Care Service Plan Act of 1975 (Knox-Keene Act) provides for the  
          licensing and regulation of health care coverage plans by the  
          Department of Managed Health Care (DMHC) and sets requirements  
          on health care coverage plans pertaining to the mandatory  
          provision of specified basic services, financial stability,  










          adequacy of provider networks, and cost-sharing. Existing law  
          also provides for the regulation of health insurers by the  
          California Department of Insurance (CDI).

          Existing law provides for three types of managed health care  
          delivery to Medi-Cal beneficiaries in California: the Two-Plan  
          model, COHS, and geographic managed care (GMC).

             1)   The Two-Plan model, where the county contracts with a  
               public, non-profit local initiative, created by the county,  
               and a commercial plan, selected through a competitive  
               bidding process. California's 8 LIs contract with their  
               counties to provide health care coverage for California's  
               Medi-Cal and Healthy Families populations. They are Alameda  
               Alliance for Health, Contra Costa Health Plan, 

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          SB 56 (Alquist)

            Health Plan of San Joaquin, Inland Empire Health Plan, Kern  
            Family Health Care, L.A. Care Health Plan, San Francisco  
            Health Plan, and Santa Clara Family Health Plan. Several of  
            the LIs have expanded to offer coverage to In Home Supportive  
            Services (IHSS) workers, children who are not eligible for  
            other state-sponsored health care coverage, and Medicare  
            beneficiaries.

          2) A COHS, where the county board of supervisors appoints a  
          governing board to operate the system. There are 5 COHS that  
          operate in Orange, Merced, Monterey, Santa Cruz, San Mateo,  
          Napa, Yolo, Solano, Sonoma, San Luis Obispo, and Santa Barbara  
          counties.

          3) The GMC model, currently limited to San Diego and Sacramento  
          counties, where competing commercial health care plans provide  
          services.

          Additionally, existing law provides for the County Medical  
          Services Program (CMSP) that provides coverage for adults  
          between the ages of 18 and 64 with incomes at or below 200  
          percent of the federal poverty level (FLP) in 34 counties.  
          Individuals with incomes above 200 percent of the FPL may be  
          eligible for coverage with a share of cost.

          This bill would permit health plans that are governed, owned, or  
          operated by a county board of supervisors, a county special  










          commission, a COHS, or a county health authority, or CMSP, to  
          form joint ventures to create integrated networks of public  
          health plans that pool risks, share networks, or jointly offer  
          health plans to individuals and groups. This bill would require  
          the participating health plans, in forming a joint venture, to  
          seek contracts with designated public hospitals and other local  
          safety net providers.

          This bill would require joint ventures created pursuant to the  
          authority in this bill to meet the requirements of the  
          Knox-Keene Act. If DMHC determines that these joint ventures,  
          now expressly permitted by state law, constitute new entities  
          that would require licensure to meet the requirements of the  
          Knox-Keene Act, then DMHC could need a range of resources from  
          minimal funds to up to approximately $200,000 in special funds  
          to license each joint venture. If more than one joint venture  
          applied for licensure each year, then the costs would increase  
          accordingly. Out year costs are unknown, but could range from  
          minimal to hundreds of thousands of dollars annually depending  
          on the degree of necessary oversight by DMHC. DMHC would incur  
          costs only if these local plans decide to enter into joint  
          ventures and if the department determines that they would need  
          additional staff to license them. DMHC may request reimbursement  
          from license applicants of up to $25,000, but it is possible  
          that the costs of licensing would exceed that number.

          Alternatively, it is possible that DMHC would determine that it  
          would not need to license the joint ventures and oversight costs  
          would be minimal. DMHC's regulatory activities are funded by  
          annual assessments on health care service plans. 

          It is unclear how an LI and a COHS, each under a separate  
          license, would create a joint venture with shared governance and  
          networks while still retaining their current licenses 
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          SB 56 (Alquist)

          will impact this fiscal analysis. LI and COHS, as county-owned  
          entities, have the joint powers authority afforded public  
          entities and could already have the statutory authority to form  
          these ventures.

          SB 973 (Simitian) and SB 1622 (Simitian) of 2007-2008 contained  
          provisions similar to this bill. SB 973 was vetoed by the  
          Governor, who said that he agreed with the concept of the bill,  
          but could not support such a piecemeal approach to health care  










          reform. SB 1622 was held in the Senate Appropriations Committee.  
          AB X1 1 (Nunez) of 2008 also contained similar provisions. It  
          died in the Senate Health Committee. This bill retains  
          provisions that relate to the creation of joint ventures by COHS  
          and LIs, but does not require the formation of a stakeholder  
          committee or a program within DHCS to facilitate their creation.  
          It also does not require the joint ventures to be licensed as  
          health care service plans by DMHC, as the previous bills did.