BILL ANALYSIS                                                                                                                                                                                                    



                                                                       



           ------------------------------------------------------------ 
          |SENATE RULES COMMITTEE            |                   SB 109|
          |Office of Senate Floor Analyses   |                         |
          |1020 N Street, Suite 524          |                         |
          |(916) 651-1520         Fax: (916) |                         |
          |327-4478                          |                         |
           ------------------------------------------------------------ 
           
                                         
                                 THIRD READING


          Bill No:  SB 109
          Author:   Calderon (D)
          Amended:  5/6/09
          Vote:     21

           
           SENATE BUS., PROF. & ECON. DEVEL. COMMITTEE  :  7-2, 4/13/09
          AYES:  Negrete McLeod, Wyland, Corbett, Florez, Oropeza,  
            Romero, Yee
          NOES:  Aanestad, Walters
          NO VOTE RECORDED:  Correa

           SENATE JUDICIARY COMMITTEE  :  4-1, 4/21/09
          AYES: Corbett, Harman, Florez, Leno
          NOES: Walters

           SENATE APPROPRIATIONS COMMITTEE  :  Senate Rule 28.8


           SUBJECT  :    Auctioneers:  real estate

           SOURCE  :     Author


           DIGEST  :    This bill revises the definition of auction to  
          include real estate sales, as specified, and requires  
          notification to an auction audience of all fees that will  
          be levied as a condition of bidding, and an explanation of  
          certain terms relating to the auction.  This bill also  
          requires the return of deposits and fees in a specified  
          time if the high bidder's offer is rejected or if the  
          seller does not respond to the offer.

                                                           CONTINUED





                                                                SB 109
                                                                Page  
          2

           Senate Floor Amendments  of 5/6/09 recast the exemption for  
          a foreclosure sale, to additionally exempt a sale of real  
          property under a judicial foreclosure ordered under a money  
          judgment pursuant to the Code of Civil Procedure.

           ANALYSIS  :    

          Existing law:

          1.Requires every auctioneer and auction company to maintain  
            a $20,000 surety bond, as specified, and to file a copy  
            of the bond with the Secretary of State.  The bond must  
            be in favor of, and payable to, the people of the State  
            of California and shall be for the benefit of any person  
            or persons damaged by any fraud, dishonesty,  
            misstatement, misrepresentation, deceit, unlawful acts of  
            omissions, or failure to provide the services of the  
            auctioneer or auction company in performance of the  
            auction by the auctioneer or auction company or its  
            agents, representatives, or employees while acting within  
            the scope of their employment.  Existing law permits a  
            deposit to be made in lieu of a bond, as specified.

          2.Provides that if an auctioneer or auction company fails  
            to perform any of the duties imposed under Title 2.96  
            (Auctioneer and Auction Companies), any person may  
            maintain an action for enforcement of those duties or to  
            recover a civil penalty in the amount of $1,000, or both,  
            for enforcement and recovery, and allows a prevailing  
            plaintiff to recover reasonable attorney's fees and  
            costs. 

          3.Requires every auction company and auctioneer to, among  
            other things:  disclose their name, telephone number, and  
            bond number in all advertising; post a specified sign at  
            the main entrance to each auction; post or distribute the  
            terms, conditions, restrictions, and procedures whereby  
            goods will be sold at the auction; disclose the existence  
            and amount of any liens or encumbrances; and return the  
            blank check or deposit of each buyer who purchased no  
            goods at the sale.  Existing law imposes specified fines  
            for violation of the above provisions.

          4.Exempts the following from the definition of auction:   







                                                                SB 109
                                                                Page  
          3

            (a) wholesale motor vehicle auction; and (b) a sale of  
            real estate or a sale of real estate with personal  
            property or fixtures or both in a unified sale in  
            accordance with Section 9604 of the Commercial Code.

          This bill revises the real estate exemption to exempt the  
          following:

          1. Sales of real property pursuant to a non-judicial  
             foreclosure.

          2. Sales of real property pursuant to a judicial  
             foreclosure ordered under a money judgment pursuant to  
             the Code of Civil Procedure.

          3. Unified sale if an obligation secured by a security  
             interest in personal property or fixtures is also  
             secured by an interest or an estate in real property.

          This bill additionally revises the above requirements on  
          auction companies and auctioneers by:  

          1.Requiring the posting or distribution of terms and  
            conditions to include a description of all fees, both  
            refundable and nonrefundable, that will be levied as a  
            condition of bidding.

          2.Requires announcement of any changes to fees prior to the  
            beginning of the auction sale.

          3.Requiring, for auctions of real property, the posting or  
            distribution of a clear explanation of the terms  
            "auctioned with reserve" and "sale subject to seller  
            confirmation, approval, or acceptance," and the  
            procedures and timelines to be used in connection with  
            sales subject to those requirements.

          4.Requiring, after an auction sale of real property sold  
            subject to seller confirmation, approval, or acceptance,  
            within two working days after the high bidder's offer is  
            made and the seller fails to respond to the offer, return  
            all deposits and fees collected from the bidder in  
            connection with the auction.








                                                                SB 109
                                                                Page  
          4

           Background
           
          Currently, auctioneers and auction companies are regulated  
          by the provisions of the California Civil Code.  Under the  
          law, an auctioneer or auction company must show proof that  
          they maintain a $20,000 surety bond, or cash deposit filed  
          with the Secretary of State.  As described above, under the  
          "Existing Law" part of the analysis, auctioneers must make  
          certain disclosures and practices specified under that  
          Code.

          In 1982, the Auctioneer and Auction Licensing Act in the  
          Business and Professions Code established a California  
          Auctioneer Commission. That act was intended to protect the  
          public from deceptive and fraudulent sales practices by  
          establishing minimal requirements for the licensure of  
          auctioneers and auction businesses and prohibiting certain  
          types of conduct.

          During the state budget crisis of the early 1990s, under  
          the 1991-92 Budget Act, revenues in excess of three months'  
          operating "reserves" were transferred to the General Fund  
          from the special funds of various state boards and  
          commissions in order to help close the state's budget  
          deficit.   The Auctioneer Commission (Commission)  
          challenged the legality of special fund transfers in 1992,  
          and the Legislature in turn took action to completely  
          de-fund the Commission.  In the 1992-93 Budget Act, the  
          Commission received no appropriation, thereby effectively  
          dissolving the Commission.  Furthermore, the Budget Act  
          reallocated the balance of the Commission's funds to the  
          General Fund.  The Auctioneer and Auction Lic3nsing Act was  
          stayed in 1992, and in 1993, the licensing and regulatory  
          requirements of the de-funded Commission were repealed and,  
          instead, bonding requirements were established to be  
          administered by the Secretary of State.

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  Yes    
          Local:  Yes

           ARGUMENTS IN SUPPORT  :    According to the author office,  
          California does have a law intended to establish rules for  
          auctioneers who auction other types of property, but sales  
          of real estate are explicitly exempted from existing law  







                                                                SB 109
                                                                Page  
          5

          requirements.  As a result, there are no laws that protect  
          consumers who bid at these auctions.  Frustrated bidders  
          have reported "winning" the auction on a property, only to  
          be informed after the auction that their bid did not meet  
          the bank's reserve, and that, for that reason, they may not  
          purchase the property for the amount of their winning bid.   
          Other bidders have reported having trouble obtaining  
          refunds of refundable deposits they placed with auction  
          companies, even after complying with the companies' rules  
          for claiming these refunds.  


          JJA:do  5/7/09   Senate Floor Analyses 

                       SUPPORT/OPPOSITION:  NONE RECEIVED

                                ****  END  ****