BILL ANALYSIS                                                                                                                                                                                                    




            SENATE REVENUE & TAXATION COMMITTEE

            Senator Lois Wolk, Chair

                                                  SB 137 - Maldonado

                                                Amended: March 31, 2009

                                                                       

            Hearing: April 22, 2009                         Fiscal: Yes




            SUMMARY:  Changes Deadlines for Paying Interest on  
                      Overpayments


                      

                 EXISTING LAW (Federal and State) prohibits the  
            Internal Revenue Service and the Franchise Tax Board (FTB)  
            from paying interest on personal income tax overpayments  
            before the  later  of the following two dates:

                             45 days after the date the taxpayer files  
                      the return
                             45 days after the date the return is due  
                      (April 15th for the great majority of personal  
                      income taxpayers)

                 EXISTING LAW requires the state to pay interest in the  
            amount of the federal short-term rate plus 3%.

                 EXISTING LAW directs the State Controller to account  
            for and control the payment of tax refunds.

                 THIS BILL revises the above deadlines for individuals  
            and fiduciaries by providing that the state pay interest on  
            overpayments refunded or credited within 60 days of the  
            taxpayer filing the return for tax year 2008 and beyond.   
            The bill further provides that the interest allowed by the  
            measure does not constitute a gift of public funds.








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            FISCAL EFFECT: 

                 FTB estimates revenue gains from the proposal of  
            $460,000 in 2008-09, $1.3 million 2009-10, and $1.6 million  
            in 2010-11


            COMMENTS:

            

            A.   Author's Statement

                 According to the Author, "Earlier this year, the State  
            Controller's Office (SCO) delayed tax refunds as a direct  
            response to the state's fiscal crisis.  The SCO, which acts  
            as the state's accountant, said he had no choice but to  
            delay these payments for 30 days because the state was  
            running out of cash.  
             
                 The SCO withheld approximately $1.9 billion in  
            refunds.  The refunds are overpayments from the taxpayers  
            to the state.  Many residents depended on these refunds for  
            health care, rent and other vital services.  By delaying  
            these refund, many innocent taxpayers incurred additional  
            costs.   
                 SB 137 is common sense legislation that will prevent  
            taxpayers from being penalized solely because they paid  
            their taxes early.  This bill charges interest the SCO if  
            tax refund payments are delayed.  This interest will be  
            paid back to the taxpayer whose money is being withheld." 


            B.   May You Live in Interesting Times

                 In fiscal year 2007-08, FTB processes over 17 million  
            tax returns per year, and approximately 11 million include  
            a claim for refund.  The average return is processed in 25  
            days, although taxpayers filing electronically receive  
            refunds much more quickly than those filing a paper return.  








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             Only rarely did the deadlines in the law require interest  
            payment - of $8.5 billion in refunds, the state paid merely  
            $10 million in interest.

                 However, taxpayers expecting quick refunds this year  
            did not receive them because of the state's unprecedented  
            cash flow shortage.  On February 2nd, State Controller John  
            Chiang announced a thirty day delay in the payment of tax  
            refunds, understandably frustrating more than three million  
            taxpayers who had already filed their 2008 taxes and  
            expected more than $2 billion in refunds.  The Controller  
            decided to toll these refunds, instead making other claims  
            and payments because the state did not have enough money to  
            pay all claims.  On March 6th, the Controller began sending  
            out the delayed tax refunds, and paid all claims by March  
            25th.  



            C.   You Were Saying Something About Best Intentions?

                 SB 137 seeks to change the Controller's cost-benefit  
            calculation when determining which claims will be paid by  
            requiring the payment of interest on some tax returns: if  
            the state has to pay interest earlier, the decision to toll  
            tax refunds becomes more expensive, thereby making the  
            Controller less likely to delay these payments in the  
            future.  SB 137 helps those taxpayers that filed early in  
            2008 by requiring the state to pay interest earlier for a  
            taxpayer who filed his or her 2008 tax return on January  
            15th, because the sixty day from the return date (March  
            15th instead of May 30th).  However, for taxpayers filing  
            on the deadline date of April 15th, SB 137 would preclude  
            the state from paying interest to those taxpayers in some  
            cases - the state would not have to pay interest until June  
            15th (60 days from the date the return is filed) instead of  
            May 30th, 2009 (45 days from the date the return is filed).  
              FTB estimates that the state would pay 41,000 taxpayers  
            additional interest, but would recoup the cost because the  
            state would have up to fifteen additional days to process a  
            refund before triggering the interest payment requirement.









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                 FTB additionally points out that because the measure  
            applies to the 2008 tax year, FTB would have to recalculate  
            interest payments after the enactment date of the bill for  
            tax returns already filed.  SB 137 would require FTB to  
            send refunds to those positively affected by the measure,  
            but send balance due notices to those who were paid  
            interest because FTB to did not send a refund after May  
            30th but before June 15th.  



            D.   Related Legislation

                 AB 1251 (Saldana) requires FTB to pay interest on PIT  
            refunds delayed as a result of the Controller's decision.  




            Support and Opposition

                 Support:None Received



                 Oppose: None Received



            ---------------------------------

            Consultant: Colin Grinnell
            >

















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