BILL ANALYSIS                                                                                                                                                                                                    



                                                                  SB 220
                                                                  Page  1

          Date of Hearing:   August 4, 2010

                        ASSEMBLY COMMITTEE ON APPROPRIATIONS
                                Felipe Fuentes, Chair

                      SB 220 (Yee) - As Amended:  June 24, 2010 

          Policy Committee:                             Health Vote:14-5

          Urgency:     No                   State Mandated Local Program:  
          Yes    Reimbursable:              No

           SUMMARY  

          This bill establishes a health plan and health insurer mandate  
          to provide coverage for a variety of smoking cessation  
          treatments. Specifically, this bill: 

          1)Requires health plans and insurers (carriers) that provide  
            coverage for outpatient prescription drug benefits to provide  
            coverage for specified tobacco cessation services. Prohibits  
            the imposition of copayments, coinsurance, deductibles, prior  
            authorization, or step therapy related to those services.  

          2)Requires cessation services to include two courses of  
            treatment in a 12-month period, including counseling and all  
            prescription and over-the-counter-medications approved by the  
            FDA.

           FISCAL EFFECT  

          1)According to the California Health Benefits Review Program  
            (CHBRP), increased costs of $2.2 million (58% GF) to CalPERS  
            to comply with the mandate established by this bill. Increased  
            costs of $103,000 (33% GF) to the Healthy Families Program and  
            Major Risk Medical Insurance Program (MRMIP). No increased  
            costs to the Medi-Cal program because the Medi-Cal program  
            already provides the treatments addressed in this bill. 

          2)Increased premium costs in the employer-based and individual  
            insurance markets of $66 million, partially offset by a  
            reduction in out-of-pocket costs paid by individuals under  
            current law for smoking cessation treatments.   

          3)The cost impacts established by CHBRP may be reduced in the  








                                                                  SB 220
                                                                  Page  2

            coming years as federal health reform, the Patient Protection  
            and Affordable Care Act (PL-111-148), is implemented. Federal  
            regulations published last week require health plans to cover  
            specified preventive care services without charging  
            participants deductibles, copayments, or similar cost-sharing  
            amounts. The regulations include smoking cessation services  
            rated by the United States Preventive Services Task Force as a  
            part of preventive services.  
           
          COMMENTS  

           1)Purpose  .  This bill is co-sponsored by the American Cancer  
            Society, the American Heart Society, and the American Lung  
            Association. The author and sponsors indicate this bill will  
            reduce the number of smokers in California, reduce health  
            costs, and improve the quality of life for former smokers.  
            According to federal data, smoking contributes to more than  
            430,000 deaths nationally each year and although California  
            features one of the lowest smoking rates in the country,  
            smoking is still a leading cause of death in the state. This  
            bill reduces barriers to smoking cessation treatment across  
            the health care market. 

          2)Industry Cost Concerns  . Opponents of this bill indicate  
            legislatively mandated health benefits increase costs and  
            limit insurer, employer, and individual choices with respect  
            to a variety of health benefits. Opponents indicate health  
            mandates can hinder compliance with evidence-based medical  
            standards that reflect new medical technology or other  
            advances in knowledge. Specific concerns about this mandate  
            include that this bill establishes a policy for smoking  
            cessation drugs that differs from all other medications. In  
            addition health carriers indicate the cumulative impact of  
            medication mandates inhibit insurers' use of formularies and  
            flexible product designs. 

           3)Related Legislation  . SB 576 (Ortiz) in 2005 was similar to  
            this bill. SB 576 was vetoed due to concerns about cost  
            increases without an accompanying increase in the utilization  
            of smoking cessation benefits. 

          There are more than two dozen current law health mandates,  
            established over the last two decades, to provide coverage for  
            specified services such as cancer screenings and treatment.  
            There are another handful of mandates to offer coverage for a  








                                                                  SB 220
                                                                  Page  3

            number of other health services. Several current law mandates  
            address both cancer treatment and prescription drug coverage.   

           
          4)Other Health Mandates in the Current Session  . There are nine  
            health mandates under legislative consideration this year,  
            including SB 220. Other proposed health mandates include: 

             a)   AB 1600 (Beall): mental health parity is pending in the  
               Senate
             b)   AB 1825 (De La Torre): maternity services is pending in  
               the Senate Appropriations Committee
             c)   AB 1826 (Huffman): pain prescriptions is pending in the  
               Senate Appropriations Committee 
             d)   AB 1904 (Villines): out-of-state carriers failed passage  
               in the Assembly Health Committee
             e)   AB 2587 (Berryhill): benefit mandates was never heard in  
               the Assembly Health Committee
             f)   SB 890 (Alquist): basic health treatment services is  
               also being heard in this committee today
             g)   SB 961 (Wright): oral chemotherapy is also being heard  
               in this committee today
             h)   SB 1104 (Cedillo): diabetes-related treatment was held  
               on the Senate Appropriations Committee Suspense File


           Analysis Prepared by  :    Mary Ader / APPR. / (916) 319-2081