BILL ANALYSIS                                                                                                                                                                                                    






                             SENATE JUDICIARY COMMITTEE
                           Senator Ellen M. Corbett, Chair
                              2009-2010 Regular Session


          SB 367                                                      
          Senator Harman                                              
          As amended April 13, 2009
          Hearing Date: May 5, 2009                                   
          Probate Code                                                
          GMO:jd                                                      
                                                                      

                                        SUBJECT
                                           
                                       Trusts

                                      DESCRIPTION  

          This is a technical bill that clarifies several provisions of  
          trust law.  Specifically, the bill would: (1) reconcile  
          differences between related sections of the Probate Code; (2)  
          close a loophole that may permit evasion of the required notice  
          of trust administration; (3) clarify that late service of notice  
          is nonetheless effective to trigger the 120 day statute of  
          limitations to file a trust contest; and (4) clarify provisions  
          related to a trustee's liability for failure to comply with the  
          required notice of trust administration and modify related  
          provisions so that beneficiaries and heirs are treated in the  
          same manner. 

          Finally, this bill would declare that it is against public  
          policy for a trust instrument to waive the beneficiary's right  
          to information and access to records.

                                      BACKGROUND  

          Increasingly, revocable trusts are replacing wills as the  
          primary vehicle by which people transfer property at death.  The  
          principal advantage of the revocable trust, made irrevocable by  
          the death of the settlor or upon the happening of an event  
          specified in the trust, is the fact that it can be drafted in  
          such a way as to avoid going to probate court altogether, when  
          the time comes to distribute the estate of a decedent.

          Trust law in California is thus evolving.  The Trusts and  
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          Estates Section of the California State Bar (TEXCOM) regularly  
          examines the law of trusts to see if any changes have to be made  
          to improve the legislative scheme, to reconcile inconsistent  
          provisions, to address conflicting court decisions, and in  
          general to make the law of trusts more workable for estates,  
          heirs, beneficiaries, and practitioners.  TEXCOM is the sponsor  
          of SB 367, which contains some very technical amendments to  
          Probate Code trust provisions.  

                               CHANGES TO EXISTING LAW
           
           Existing law  , Division 9 of the Probate Code (Section 15000 et  
          seq), governs the creation, validation, modification,  
          termination, and administration of trusts, and provides for the  
          adjudication of disputes relating to the trust.  Existing law  
          provides for the rights and responsibilities of all parties to a  
          trust, i.e., the trustor, trustee, beneficiary, heir, and a  
          third party such as a creditor.  

           This bill  would:

          (1)  clarify that a beneficiary may request a copy of the "terms  
            of the trust" when there is a change of trustee (Sec.  
            16060.7);
          (2)  clarify that a trustee can and should provide a beneficiary  
            with specific information the beneficiary has reasonably  
            requested concerning a trust, rather than being compelled to  
            provide a standard report containing statutorily specified  
            information that may be neither relevant nor of interest to  
            the requesting beneficiary (Sec. 16061);
          (3)  distinguish those situations in which a trustee is  
            obligated to provide a formal accounting from those where the  
            trustee is required to report only information requested by a  
            beneficiary (Sec. 16064);
          (4) specifically require a trustee to provide a beneficiary an  
            opportunity to review and copy trust records relevant to the  
            beneficiary's interest in the trust upon a reasonable request  
            (Sec. 16065);
          (5)  clarify that the rights of a beneficiary to receive  
            information relevant to his or her interest in the trust upon  
            reasonable request, to obtain a copy of the terms of the  
            trust, and to review and copy trust records relevant to the  
            beneficiary's interest in the trust may not be waived by the  
            settlor in the trust instrument (Secs 16064 and 16068).

           The bill  would make other clarifying and conforming changes.
                                                                      



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                                        COMMENT
           
          1.    Stated need for the bill
           
          TEXCOM, the sponsor of the bill, states that the purpose of SB  
          367 is to reduce disputes by bringing clarity and certainty to  
          the law describing the parties' rights and obligations in the  
          area of trustee accountability.  "The proposal is intended to  
          reduce the expense of trust administration by encouraging  
          informal, targeted and responsive replies to requests from  
          beneficiaries rather than superfluous or burdensome formal  
          reporting requirements.  At the same time, [SB 367] requires  
          greater accountability from trustees, thereby instilling greater  
          confidence in beneficiaries, discourgaing actual breaches of  
          trust by trustees, and reducing needless litigation engendered  
          by the unnecessary fear and suspicion of beneficiaries that can  
          result from a lack of communication and information."  (Letter  
          from the Trusts and Estates Section of the State Bar, dated  
          April 28, 2009.)
          2.    Trustee's duty to provide copy of "terms of the trust" when  
          requested

           Revocable trusts (inter vivos trusts, or "living trusts", as  
          they are commonly called) generally remain revocable until the  
          death of the settlor of the trust.  Section 16061.l7 requires a  
          trustee to serve a notice of trust administration on  
          beneficiaries, heirs, and the Attorney General (AG) (if the  
          trust is a charitable trust subject to the supervision of the  
          AG), upon the occurrence of specified events.  Among other  
          things, the notice must state that the recipient is entitled to  
          receive a copy of the terms of the trust, upon reasonable  
          request to the trustee.  Section 16061.5 requires the trustee to  
          provide a copy of the "terms of the trust" to any trust  
          beneficiary and to any heir of a deceased settlor (i.e., the  
          creator of the trust) who requests it, upon occurrence of  
          certain specified events.

          "Terms of the trust" is defined in Section 16060.5, and includes  
          the trust and all amendments to the trust.  If the trust had  
          been "restated," the trustee need only provide a copy of the  
          restated trust and any subsequent amendments.

          This bill would reconcile two inconsistencies between Section  
          16061.7 and Section 16061.5:

                                                                      



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          (1)  Section 16061.7(a)(2) provides that the required  
            notification must be sent when there is a change of trustee of  
            an irrevocable trust, but Section 16061.5 does not require the  
            trustee to provide a copy of the terms of the trust when there  
            is a change in trustee of an irrevocable trust.  This  
            inconsistency, according to proponents, creates uncertainty.   
            Thus, SB 367 would add language to Section 16061.5 requiring  
            the trustee to provide a copy of the terms of the trust to any  
            trust beneficiary who requests it whenever there is a change  
            of trustee of an irrevocable trust.

          (2)  Section 16061.7(b)(3) requires the trustee to serve a  
            notice of trust administration to the Attorney General if the  
            trust is a charitable trust subject to the supervision of the  
            AG.  But Section 16061.5 does not require the trustee to  
            provide a copy of the terms of the trust to the AG upon  
            request, as it does with beneficiaries and heirs.  SB 367  
            would include the AG in that list of persons who may request a  
            copy of the terms of trust whenever there is a change of  
            trustee.

          3.    Closing a loophole to ensure notice of trust administration  
            where trust was irrevocable upon creation  

          The death of the settlor makes a trust irrevocable, and triggers  
          the duty of a trustee to provide notice of trust administration  
          to the beneficiaries, heirs, and the AG if appropriate.   
          However, proponents state that the literal terms of the statute  
          may not require notice upon the death of a settlor who created  
          an ostensibly irrevocable trust but retained a power of  
          appointment.  Even though the settlor retained the right to  
          amend the plan of distribution until death in the same manner as  
          a revocable trust, the notice requirement arguably, according to  
          proponents, is not triggered because such a trust technically  
          was irrevocable upon creation, not upon the death of the  
          settlor.  This loophole, they state, could be used to conceal  
          elder abuse by preventing interested persons from receiving  
          notice, which would give them the opportunity to challenge the  
          trust.

          SB 367 would close that loophole by providing in Section 16061.7  
          that notification is required whenever a power of appointment  
          retained by a settlor is effective or lapses upon the death of  
          the settlor with respect to an inter vivos trust that was or  
          purported to be irrevocable upon its creation.  The bill also  
          would devolve this duty of notification by the trustee to the  
                                                                      



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          successor trustee or trustees, or co-trustees.

          4.    Contesting a trust within 120 days: late service of notice  
            would not affect the statute of limitations  

          Probate Code Section 16061.8 provides that service of notice  
          starts the running of certain deadlines to file a trust contest,  
          which must be filed within 120 days of service of notice.  
          Section 16061.7(f) however requires that notice must be served  
          within 60 days following the occurrence of the event requiring  
          the notice (or discovery of the person requiring notice).   
          Consequently, proponents state, notice that is served late  
          technically may not constitute notice "pursuant to this  
          chapter," and the 120-day statute of limitations may never begin  
          to run

          The statute would be clarified by providing that the 120-day  
          statute of limitations for filing a contest would be triggered  
          by service of the required notice within or after the time  
          period specified in Section 16061.7.   

          5.    Trustee's liability for failure to comply with required  
          notice of trust administration
           
          The amendments to Section 16061.9 proposed by SB 367 relate to  
          actions brought by beneficiaries or heirs alleging that a  
          trustee has failed to comply with the section's notification  
          requirements.  

          Section 16061.9(a) provides for recovery of attorney's fees by  
          beneficiaries in this type of action, while subdivision (b),  
          covering heirs of the settlor/decedent, does not provide for  
          attorney's fees.  SB 367 would equalize treatment of these two  
          groups vis-?-vis attorney's fees awards.  

          The bill also would clarify that attorney's fees are recoverable  
          only if they constitute damages.  The language in Section  
          16061.9 makes the trustee "responsible for damages, attorney's  
          fees and costs caused by the failure" to comply with the  
          notification requirements.  This bill would clarify that the  
          trustee would be responsible for "all damages caused by the  
          failure, including but not limited to, reasonable attorney's  
          fees and costs incurred by or on behalf of a beneficiary or  
          heir.  This language makes it clear that the attorney's fees  
          that may be assessed against the trustee would come from a third  
          party action (an heir suing beneficiaries, for example, for  
                                                                      



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          trust assets already distributed by the trustee, in a contest  
          that was initiated too late because of a trustee's failure to  
          serve notice in a timely manner), and would be characterized as  
          damages.
          Finally, this bill would clarify the trustee's liability for  
          failure to serve the required notice of trust administration,  
          which is relieved by the trustee's reasonably diligent effort to  
          comply.  What is a "reasonably diligent effort" is unfortunately  
          different as between an heir and a beneficiary, because while  
          the phrase is defined for an heir (mailing to the heir's last  
          mailing address actually known to the trustee), it is not so for  
          a beneficiary.  Thus SB 367 would define "reasonably diligent  
          effort" for both beneficiary and heir as "notice by first class  
          mail to the beneficiary or heir at the
          beneficiary's or heir's last mailing address actually known to  
          the trustee if the notice has not been returned to the trustee  
          as undelivered mail within 30 business days of mailing."  Also,  
          the bill would deem as reasonably diligent effort a trustee's  
          retention of an investigative service to locate the beneficiary  
          or heir, if there is no mailing address for the person, for then  
          the last mailing address for the person would not be actually  
          known to the trustee.

          Proponents state that these clarifications of what constitutes  
          reasonably diligent efforts would make the statute more  
          workable, because the current statute's language requiring a  
          simple mailing notification to an heir's last known address  
          would not necessarily constitute the exercise of reasonable  
          diligence.  Thus, under current law, "the existing standard  
          would appear to absolve trustees from doing anything at all to  
          find out any more about an heir's whereabouts ?"

          6.   Improved communications from trustee
           
          While a trustee has a duty to respond to a beneficiary's  
          reasonable request for information, some trustees are taking the  
          letter of the law in Section 16061 by providing "a report of  
          information about the assets, liabilities, receipts, and  
          disbursements of the trust, the acts of the trustee, and  
          particulars relating to the administration of the trust relevant  
          to the beneficiary's interest, including the terms of the trust"  
          - essentially a formal report that is filed in court, even  
          though the contents of the report may be entirely nonresponsive  
          to the beneficiary's request. 

          This bill would allow a trustee to respond to a beneficiary's  
                                                                      



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          written reasonable request by providing requested information  
          and any records relevant to the beneficiary's interest.  With  
          this change, proponents hope that an "atmosphere of trust and  
          confidence in [the] administration [by the trustee]" would avoid  
          the expense of preparing formal reports and supplying unwanted  
          or unresponsive information to the beneficiary.  The language of  
          Section 16061 would be broad enough to allow the trustee to  
          respond in any form that is reasonable and answers the questions  
          posed by a beneficiary.




          7.  Settlor may not waive beneficiary's right to receive copy of  
          terms of the trust

           Current Section 16064 provides that a beneficiary is not  
          entitled to either reporting of information or to accountings  
          under the following circumstances: while the trust is revocable  
          by the settlor or another person, where the settlor has waived  
          the trustee's duty in the trust instrument, and where the  
          trustee and beneficiary are the same person.  Current law also  
          provides that the trustee's obligation to send the beneficiaries  
          a notification of their entitlement to receive a copy of the  
          terms of the trust may not be waived by the settlor (Section  
          16061.7(i).)

          This bill would add a new section in the Probate Code (Section  
          16068) to prohibit a settlor from waiving the beneficiary's  
          right to request the terms of the trust at other times and from  
          waiving the beneficiary's right to inspect the trust's books and  
          records.  It would also declare such a waiver as against public  
          policy.

          8.   When a trustee need not report or provide accountings to  
          beneficiary  

          SB 367 would clarify that a trustee is not required to account  
          to a beneficiary, provide the terms of the trust to a  
          beneficiary, or to provide requested information and records to  
          the beneficiary pursuant to Section 16051, in any of the  
          following circumstances:  in the case of a beneficiary of a  
          revocable trust, for the period when the trust may be revoked,  
          and where the beneficiary and the trustee are the same person.


                                                                      



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           Support  : None Known

           Opposition  : None Known

                                        HISTORY
           
           Source  : Trusts and Estates Section of the California State Bar

           Related Pending Legislation  : None Known
           
          Prior Legislation  :

          AB 1172 (Kaloogian, Ch. 724, Stats.1997)
          AB 2069 (Kaloogian, Ch. 682, Stats. 1998)
          AB 460 (Ackerman, Ch. 34, Stats. 2000)
          AB 1628 (Kaloogian, Ch. 592, Stats. 2000)

          All of these bills amended one or more of the Probate Code  
          Sections proposed to be amended by SB 367.

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