BILL ANALYSIS                                                                                                                                                                                                    



                                                                       



           ------------------------------------------------------------ 
          |SENATE RULES COMMITTEE            |                   SB 519|
          |Office of Senate Floor Analyses   |                         |
          |1020 N Street, Suite 524          |                         |
          |(916) 651-1520         Fax: (916) |                         |
          |327-4478                          |                         |
           ------------------------------------------------------------ 
           
                                         
                                 THIRD READING


          Bill No:  SB 519
          Author:   Ashburn (R)
          Amended:  As introduced
          Vote:     21

           
           SENATE PUBLIC EMP. & RET. COMMITTEE  :  7-0, 4/20/09
          AYES:  Correa, Ashburn, Benoit, Ducheny, Liu, Padilla,  
            Wiggins

           SENATE APPROPRIATIONS COMMITTEE  :  11-0, 5/28/09
          AYES:  Kehoe, Cox, Corbett, Denham, DeSaulnier, Hancock,  
            Leno, Oropeza, Runner, Wyland, Yee
          NO VOTE RECORDED:  Walters, Wolk


           SUBJECT  :    Public Employees Retirement System:  death  
          benefits

           SOURCE  :     California Association of Highway Patrol  
          Officers
                      California Department of Forestry Firefighters
                      Department of Personnel Administration


          DIGEST  :    This bill (1) eliminates the sunset date  
          (January 1, 2010) on the 5th level 1959 Survivor Benefit  
          for state employee member of the Public Employees'  
          Retirement System (PERS) who do not receive Social  
          Security, (2) apply to PERS classified school employees  
          that do not participate in federal Social Security, and (3)  
          provide that by eliminating the sunset date, current 5th  
          level 1959 Survivor Benefit level recipient survivors will  
                                                           CONTINUED





                                                                SB 519
                                                                Page  
          2

          not lose a significant amount of monthly income (moreover,  
          as explained below, some of them would lose their benefits  
          entirely for up to two years) or health benefits.

           ANALYSIS  :    

           PERS 1959 Survivor Benefit

           The PERS 1959 Survivor Benefit, which is paid monthly, was  
          created in 1959 as a substitute for Social Security for  
          survivors of active state and school employees who die  
          prior to retirement and who are not included in Social  
          Security.
           
          State Employees Who are Covered by the 1959 Survivor  
          Benefit

           Department of the California Highway Patrol officers, all  
          peace officers, and safety employees working in  
          correctional institutions and in support of law enforcement  
          are covered by the 1959 benefit.

          The 1959 benefit is only paid when the employee dies due to  
          non-work related causes.

          (If the safety employee dies due to injury or illness  
          incurred on the job, he or she is subject to the "Special  
          Death Benefit," which cannot be paid in conjunction with  
          the 1959 Survivor Benefit.
           
          Who Pays for the 1959 Survivor Benefit ?

          Employees pay a portion of the cost of the 1959 benefit via  
          payroll deduction, and the State or school district pays  
          any remaining costs.

           Who Receives the Monthly Payments Provided in the 1959  
          Survivor Benefit  ?

          The monthly benefit is paid to dependents of the deceased  
          employee in a specified order:

          1.In the majority of cases, a spouse who has the care of  
            dependent children receives a benefit until the children  







                                                                SB 519
                                                                Page  
          3

            are 22 (or longer if the child is incapacitated due to  
            disability occurring prior to age 22),

          2.The benefit then ceases until the surviving spouse  
            reaches age 60, at which time the spouse receives a  
            lifetime benefit, and

          3.When there is no eligible spouse or child, the benefit  
            can also be paid to parents who were financially  
            dependent on the deceased employee.

           What is the Employee's Cost of the 1959 Survivor Benefit  ?

          Employees pay $2 per month unless the monthly premium  
          exceeds $4, in which case the premium is shared equally  
          between employee and employer.

           What are the Different Benefit Levels Offered Under the  
          PERS 1959 Survivor Benefit  ?

          The benefit has evolved over the years, and there are  
          several monetary levels of benefits.

          The original 1st level of benefits and the 2nd level, which  
          were established in 1975, are closed and no longer  
          available to PERS contracting agencies.

          The 3rd and 4th, and "Indexed" levels are available to PERS  
          contracting agencies, which may contract for whichever  
          levels they choose.

          Survivors of state and school employee members are eligible  
          for the 5th level of benefits.

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  Yes    
          Local:  No

                          Fiscal Impact (in thousands)

           Major Provisions             2009-10             2010-11          
              2011-12             Fund

           Survivor benefit           loss of savings of approximately  
          $4,300        General







                                                                SB 519
                                                                Page  
          4

                                               annually

          Admin expenses                       one-time savings of  
          $28                     Special*

          *Public Employees Retirement Fund


           SUPPORT  :   (Verified  5/28/09)

          California Department of Forestry Firefighters (co-source)
          California Association of Highway Patrol Officers  
          (co-source)
          Department of Personnel Administration (co-source)
          California Professional Firefighters
          California Public Employees' Retirement System
          California Statewide Law Enforcement Association
          California School Employees Association
          California State Employees Association
          California Teachers Association
          Peace Officers Research Association of California

           ARGUMENTS IN SUPPORT  :    According to the Department of  
          Personnel Administration, the sponsor of the bill, "CHP  
          officers, firefighters, peace officers, and school  
          classified employees who die unexpectedly in their prime  
          earning years do not have Social Security coverage for  
          their surviving dependent children and spouses.

          "The 1959 Survivor Benefit Program, in effect for 50 years,  
          provides an extremely valuable safety net for these  
          employees and their families, at a little over $5 per  
          employee per month in state costs and at no cost currently  
          to school districts.

          "The elimination of this benefit will hurt these survivors  
          significantly, and at very small cost savings to the State.  
           In fact, departments already are funded for this benefit  
          in their current budgets, so continuing the benefit creates  
          no new costs.  Any savings achieved by reducing benefits  
          for these survivors would create negligible costs savings  
          for the state, and the cost to the individual survivors of  
          these safety members will be felt profoundly.








                                                                SB 519
                                                                Page  
          5

          "Considering the costs saved by the State by not  
          coordinating these employees with Social Security (at 6.2  
          percent of payroll), the 5th level of benefits is an  
          inexpensive safety net that our classified school  
          employees, CHP officers, firefighters, peace officers, and  
          their families have come to rely upon.

          "Allowing survivors to fall back into a lower benefit at a  
          time when costs are rising for essentials such as food,  
          gasoline, and prescription drugs, and other assets, such as  
          homes and retirement savings, are losing value, would be  
          unfair to the employee who put their health and safety on  
          the line everyday in public service."


          DLW:cm  5/29/09   Senate Floor Analyses 

                         SUPPORT/OPPOSITION:  SEE ABOVE

                                ****  END  ****