BILL ANALYSIS                                                                                                                                                                                                    



                                                                  SB 519
                                                                  Page  1

          Date of Hearing:   July 8, 2009

            ASSEMBLY COMMITTEE ON PUBLIC EMPLOYEES, RETIREMENT AND SOCIAL  
                                      SECURITY
                                 Ed Hernandez, Chair
                    SB 519 (Ashburn) - As Amended:  June 25, 2009

           SENATE VOTE  :   36-0
           
          SUBJECT  :   Public Employees' Retirement System: death benefits.

           SUMMARY  :   Eliminates the January 1, 2010 sunset on the 5th  
          level 1959 Survivor Benefit for certain state and school  
          employees covered under the California Public Employees'  
          Retirement System (CalPERS) who do not participate in the social  
          security program.  The bill also prevents an increase in age  
          eligibility and a decrease in benefits that would coincide with  
          the sunset.  

           EXISTING LAW  :

          The 1959 Survivor Benefit was created in 1959 as a substitute  
          for Social Security for survivors of state and school employees  
          who die prior to retirement.  The benefit is paid for employees  
          who are not included in Social Security and who die while in  
          active service prior to retirement. In regard to the State, this  
          group includes Highway Patrol officers, all peace officers and  
          firefighters, and safety employees working in correctional  
          institutions and in support of law enforcement.
           
          The benefit is only paid when the employee dies due to non-work  
          related causes.  If the safety employee dies due to injury or  
          illness incurred on the job, he or she is subject to the  
          "Special Death Benefit," which cannot be paid in conjunction  
          with the 1959 Survivor Benefit. 
          In the case of state and school employers, employees pay a  
          portion of the cost of ensuring for the benefit via payroll  
          deduction, and the State or school district pays any remaining  
          costs.  The cost for employees is $2 per month unless the  
          monthly premium exceeds $4, in which case the premium is shared  
          equally between employee and employer.  Some school districts  
          are coordinated with Social Security, and would therefore not be  
          subject to this benefit.
          The benefit has evolved over the years, and there are several  
          monetary levels of benefits.  The original 1st level of benefits  








                                                                  SB 519
                                                                  Page  2

          and the 2nd level, which was established in 1975, are closed and  
          no longer available to CalPERS contracting agencies.  The 3rd,  
          4th, and "Indexed" levels are available to CalPERS contracting  
          agencies, which may contract for whichever levels they choose.   
          Survivors of state and school employee members are eligible for  
          the 5th level of benefits.
           
          The benefit is paid to dependents of the deceased employee in a  
          specified order.  In the majority of cases, a spouse who has the  
          care of dependent children receives a benefit until the children  
          are 22 (or longer if the child is incapacitated due to  
          disability occurring prior to age 22).  The benefit then ceases  
          until the surviving spouse reaches age 60, at which time the  
          spouse receives a lifetime benefit.  When there is no eligible  
          spouse or child, the benefit can also be paid to parents who  
          were financially dependent on the deceased employee.



           FISCAL EFFECT  :   Unknown.

           COMMENTS  :   According to the Department of Personnel  
          Administration, the sponsor of the bill, "CHP officers,  
          firefighters, peace officers, and school classified employees  
          who die unexpectedly in their prime earning years do not have  
          Social Security coverage for their surviving dependent children  
          and spouses.  The 1959 Survivor Benefit Program, in effect for  
          50 years, provides an extremely valuable safety net for these  
          employees and their families, at a little over $5 per employee  
          per month in state costs and at no cost currently to school  
          districts.

          "Departments already are funded for this benefit in their  
          current budgets, so continuing the benefit creates no new costs.  
           And while any savings achieved by reducing benefits for these  
          survivors would create negligible costs savings for the state,  
          the cost to the individual survivors of these safety members  
          would be felt profoundly.
           
          "Compared to the costs saved by the State by not paying for  
          Social Security for these employees (at 6.2 percent of payroll),  
          the 5th level survivor benefit provides a highly cost effective  
          safety net that our classified school employees, CHP officers,  
          firefighters, peace officers, safety personnel and their  
          families have come to rely upon.  Social Security survivor  








                                                                  SB 519
                                                                  Page  3

          benefits, on average, are already higher than the 5th Level 1959  
          Survivor benefit, and Social Security benefits receive cost of  
          living increases.  Allowing survivors to fall back to a lower  
          benefit than they currently receive would be unfair to the  
          employees who put their health and safety on the line everyday  
          in service to the public.

           REGISTERED SUPPORT / OPPOSITION  :

           Support 
           
          Department of Personnel Administration (Sponsor)
          American Federation of State, County and Municipal Employees
          California Association of Highway Patrolmen
          California Federation of Teachers
          California Professional Firefighters
          California Public Employees' Retirement System
          California State Employees Association
          California Statewide Law Enforcement Association
          California Teachers Association
          CDF Firefighters
          Peace Officer's Research Association of California
           
            Opposition 
           
          None on file

           Analysis Prepared by  :    Karon Green / P.E., R. & S.S. / (916)  
          319-3957