BILL ANALYSIS                                                                                                                                                                                                    




            SENATE REVENUE & TAXATION COMMITTEE

            Senator Lois Wolk, Chair

                                                     SB 658 - Walters

                                                  Amended:  May 6, 2009

                                                                       

            Hearing: May 13, 2009      Tax Levy         Fiscal: Yes


            SUMMARY:  Excludes the value of a trade-in vehicle from the  
                      sales price when used for a new vehicle

            


            EXISTING LAW 

                 Imposes the sales and use tax on the gross receipts on  
            tangible personal property unless statutorily exempted.   
            The following chart shows the basic sales and use tax rate  
            for the state; in addition, cities and counties may levy  
            transactions and use taxes with a vote of the people for  
            either general or special purposes in that city. 



             ----------------------------- 
            |Rate |Jurisdiction           |
            |-----+-----------------------|
            |5.75%|State (General Fund)   |
            |     |                       |
            |-----+-----------------------|
            |0.25%|State (Fiscal Recovery |
            |     |Fund)                  |
            |-----+-----------------------|
            |0.50%|State (Local Revenue   |
            |     |Fund)                  |
            |-----+-----------------------|
            |0.25%|State (General Fund)   |
            |     |                       |








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            |-----+-----------------------|
            |0.50%|State (Local Public    |
            |     |Safety Fund)           |
            |-----+-----------------------|
            |1.00%|Local (County/City)    |
            |     |  0.25% County         |
            |     |transportation funds   |
            |     |  0.75% City and       |
            |     |county operations      |
            |-----+-----------------------|
            |8.25%|Total Statewide Base   |
            |     |Sales/Use Tax          |
             ----------------------------- 
            

            The total amount of the sale or lease or rental price  
            includes all of the following: 

             Any services that are a part of the sale.
             All receipts, cash, credits and property of any kind. 
             Any amount for which credit is allowed by the seller to  
              the purchaser. 

                 The BOE's regulation 1654, Barter, Exchange, and  
            "Trade-Ins," explains the application of tax to sales and  
            purchases involving "trade-ins."  It provides that the  
            value of a trade-in of a used vehicle or any other item of  
            tangible personal property may not be excluded from the  
            computation of sales tax with respect to the property being  
            sold for which the trade-in allowance is given.  For  
            example, if a dealer sells a new vehicle for $20,000 and  
            accepts a trade-in with a value at $4,000 as partial  
            payment, sales tax is still based on the $20,000 selling  
            price.  

                 When merchandise is "traded-in" on the purchase price  
            of other merchandise, the retailer accepting the trade-in  
            must include in the amount subject to tax the amount agreed  
            upon between the retailer and the purchaser as the  
            allowance for the merchandise traded in.  This is true even  
            in cases where no further money is required to be paid by  
            the purchaser in the trade.  For example, if a person  








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            brings a diamond ring to a jeweler and makes an even  
            exchange for a different ring, the jeweler would be  
            required to report sales tax on the fair retail market  
            value of the different ring.

            THIS BILL 

                 Provides that the definitions for "sales price" and  
            "gross receipts" do not include the value of a vehicle  
            traded-in for a new vehicle, when the value of the trade-in  
            vehicle is separately stated on the new vehicle invoice or  
            bill of sale or similar document provided to the purchaser.  
             For example, if a dealer sells a new vehicle for $20,000  
            and accepts a trade-in with a value at $4,000 as partial  
            payment, under this bill the sales tax would be based on  
            $16,000-the original sales price minus the trade in value. 

                      This bill includes motorcycles as well as  
            vehicles.

                        Becomes operative on the first day of the first  
            calendar quarter commencing more 90 days after the bill is  
            enacted.  




            FISCAL EFFECT: 

                 BOE estimates that state and local revenue losses  
            associated with this bill will be approximately $339  
            million annually. 




            COMMENTS:

            A.    Purpose of the Bill
                 According to the author, SB 658 provides an economic  
            incentive for Californians to trade in older, higher  
            polluting used cars by reducing the sales tax burden in the  








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            purchase of a newer, cleaner, more fuel efficient car.  SB  
            658 has many potential benefits, including, but not limited  
            to:
                                 New car and motorcycle sales stimulus
                                 Job creation and retention
                                 Encouragement of fleet modernization
                                 Safety and emissions checks on resale  
                        to ensure the used car still meets air quality  
                        standards
                                 Removing numerous tax inequities  
                        including the payment of the VLF in tandem with  
                        the fully assessed sales tax value of any  
                        trade-in
                                 Increased sales tax revenue through  
                        higher sales volumes



            B.   You're the next contestant to win a used car?! 

                 According to the California New Car Dealers  
            Association (CNCDA) new car sales are down:  sales dropped  
            8 percent in 2008 compared to 2007 and for the first  
            quarter of 2009, sales were down almost 19 percent compared  
            to the first quarter of 2008.  Proponents of SB 658 believe  
            that exempting the value of a trade-in vehicle from the  
            gross receipts of a new car purchase provides an inventive  
            for people to purchase new cars.  As a secondary benefit,  
            modernizing California's cars improves air quality as new  
            cars emit less smog than their older counterparts.

                 However, according to the CNCDA the reason for  
            declining new car sales is because of consumer debt levels  
            running at record highs, households tapping into their  
            savings to boost spending, the slump in the housing market,  
            rising fuel prices increasing, and new vehicle sales rising  
            above historical levels.  CNCDA says, "The eventual toll  
            that these excesses would take on new vehicle sales was  
            predictable."  Changing California's tax policy towards new  
            vehicle purchases does not address any of the reasons  
            identified by the CNCDA as to why people are not buying new  
            cars, trucks, or sports utility vehicles.  Furthermore,  








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            classic economic theory suggests that the markets correct  
            themselves and interfering ultimately delays return to  
            market equilibrium.  Lastly, the efficacy of this tax  
            expenditure is unknown.  Perhaps those who have the  
            financial ability to purchase a new car during these  
            difficult economic times would do so regardless of the  
            provisions of SB 658.  Similarly, those who do not have the  
            financial ability to purchase a new car most likely would  
            not be able to even if SB 658 was enacted.

            C.   What about me?  

                 SB 658 sets a precedent to extend a sales and use tax  
            exemption for trade-ins for other durable goods.  Other  
            durable goods often traded in include: home appliances,  
            kitchen appliances, furniture, copy machines, and jewelry.   
            If a car's trade-in value should be excluded from the  
            definition of sales price and gross receipts, the Committee  
            may wish to consider the precedent set by the measure.  



            D.   Technical Concerns

                 The BOE has identified several technical concerns with  
            SB 658.  Namely, the author may wish to consider defining  
            "vehicle" and clarify what qualifies as a "new vehicle."   
            Additionally, SB 658 provides no agreed upon methodology  
            for determining the value of the trade-in.  Dependent upon  
            the bargaining position and power of the parties involved  
            in the transaction, the value of the trade-in could be  
            overestimated or underestimated.  The author may wish to  
            consider setting the value exemption at the Kelley Blue  
            Book value of the vehicle.

                 

            E.    Similar Bills

                  This bill is almost identical to SB 714 (Dutton) set  
            for hearing in this committee on May 13, 2009.  The only  
            difference is that SB 658 includes motorcycles.  








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            Support and Opposition

                 Support:       New Car Dealers Association
                                California Motorcycle Dealers  
            Association 

                 Oppose:   California School Employees Association,  
            AFL-CIO
                           California Professional Firefighters  
            Association
                           California Tax Reform Association


            ---------------------------------

            Consultant: Gayle Miller