BILL ANALYSIS                                                                                                                                                                                                    




                   Senate Appropriations Committee Fiscal Summary
                           Senator Christine Kehoe, Chair

                                           773 (Florez)
          
          Hearing Date:  5/28/2009        Amended: 5/19/2009
          Consultant:  Bob Franzoia       Policy Vote: Labor 4-1
          _________________________________________________________________ 
          ____
          BILL SUMMARY: SB 773 would provide for increased permanent  
          partial disability benefits for injuries occurring on or after  
          Jan 1, 2010 and would revise the formula for computing permanent  
          disability payments for injuries causing permanent disability  
          increasing, for example, the number of weeks for which two  
          thirds of average weekly earnings allowed for each one percent  
          of permanent disability from one week (three weeks to four  
          weeks) to five weeks (16 weeks to 21 weeks). 
          _________________________________________________________________ 
          ____
                            Fiscal Impact (in thousands)

           Major Provisions         2009-10      2010-11       2011-12     Fund
           Adjustment of permanent$5,000, increasing up to $75,000 to  
          General/
          partial disability benefits       $90,000 by 2014-15 and to  
          $100,000 in            Special*
          paid to injured employees         future years; additional  
          administrative
                                 costs ongoing                    

          * Service Revolving Fund, other special funds
          _________________________________________________________________ 
          ____

          STAFF COMMENTS: SUSPENSE FILE.
          
          This bill would increase the current number of payable benefit  
          weeks for each percentage point of permanent disability by  
          approximately one third, while also increasing the current  
          permanent disability rates for dates of injury on and after  
          January 1, 2010.  Preliminary information indicates the  
          combination of these two changes will more than double the  
          permanent disability indemnity benefit to injured employees with  
          dates of injury on or after January 1, 2010 compared to the  
          current indemnity table.











          According to one report, workers' compensation reforms resulted  
          in permanent disability benefits to injured workers falling  
          approximately 50 percent.  Preliminary information for state  
          employees suggests the benefits fell by a lesser amount.  The  
          following table shows how California's current permanent  
          disability benefits compare to other states:

           ---------------------------------------------------------------- 
          |            |Thumb       |Leg at Hip  |One Eye     |Foot        |
          |------------+------------+------------+------------+------------|
          |California  |$21,000     |$61,435     |$17,714     |$28,820     |
          |------------+------------+------------+------------+------------|
          |Arizona     |$19,800     |$66,000     |$39,600     |$52,800     |
          |------------+------------+------------+------------+------------|
          |Oregon      |$91,769     |$160,000    |$125,934    |$149,423    |
          |------------+------------+------------+------------+------------|
          |New York    |$30,000     |$115,000    |$64,000     |$82,000     |
          |------------+------------+------------+------------+------------|
          |Illinois    |$73,639     |$289,297    |$168,318    |$163,058    |
          |------------+------------+------------+------------+------------|
          |National    |$39,014     |$114,522    |$74,558     |$80,977     |
          |Average     |            |            |            |            |
           ---------------------------------------------------------------- 
          US Chamber of Commerce, Analysis of Workers' Compensation Laws
          Page 2
          SB 773 (Florez)

          At this time, the Administrative Director of the Division of  
          Workers' Compensation is working on revising the current  
          permanent disability rating schedule using empirical data to  
          update the current diminished future earning capacity adjustment  
          factors.

          State employee workers' compensation costs in 2007-08 were  
          approximately $460 million, split an estimated 55 percent  
          General Funds and 45 percent Special Funds.  Of that amount,  
          approximately $93 million was for permanent disability benefits.  
           By doubling the amount of permanent disability (but not the  
          calculation of the percentage of permanent disability), this  
          bill may increase state workers' compensation costs by that  
          amount and potentially up to $100 million annually.

          This bill is similar to SB 815 (Perata) 2006, SB 936 (Perata)  
          2007 and SB 1717 (Perata) 2008 which were vetoed by the  
          Governor.  The 2008 veto message stated:











          The workers' compensation reforms I enacted in 2004 have worked.  
           Costs to employers have decreased and return to work rates for  
          injured workers have increased.  Our work, however, is not done.

          Medical costs in the workers' compensation system are climbing,  
          leading the Workers' Compensation Insurance Rating Bureau to  
          recommend a 16 percent increase in premiums starting next year.   
          Given this fact, we must proceed cautiously before adding any  
          other costs to the system.  As such, the billion dollar benefit  
          increase proposed by this bill cannot be justified at this time.