BILL ANALYSIS                                                                                                                                                                                                    



                                                                  SB 823
                                                                  Page  1

          Date of Hearing:  June 15, 2009

                     ASSEMBLY COMMITTEE ON REVENUE AND TAXATION
                             Charles M. Calderon, Chair

             SB 823 (Committee on Revenue and Taxation) - As Introduced:   
                                   March 10, 2009

          Majority vote.

           SENATE VOTE  :  35-0
           
          SUBJECT  :  Property taxation: collection.

           SUMMARY  :  Makes several technical changes to various provisions  
          of the property tax law.  Specifically,  this bill  :   

          1)Specifies that, only if a property tax payment is made through  
            the tax collector's authorized website or telephone number,  
            the payment is deemed received on the date the taxpayer  
            completes the electronic payment.  

          2)Requires a county to return a replicated property tax payment  
            to the tendering party within 60 days of the date the payment  
            becomes final, instead of 60 days following the  receipt  of  
            that payment. 

          3)Defines the term "final" as the original payment that is not  
            subject to chargeback, dishonor, or reversal.

          4)Provides that interest on the amount of a replicated tax  
            payment begins to accrue within 60 days of the date the  
            payment becomes final, instead of 60 days of the date of  
             receipt  .   Specifies that the interest shall be computed for  
            the period beginning 60 days after the replicated payment  
            becomes final until the payment is returned to the tendering  
            party. 

          5)Authorizes a county board of supervisors to rescind a sale of  
            tax-defaulted property, under specified circumstances, with  
            the written consent of the county legal adviser and the  
            purchaser's successor in interest in the property, except a  
            bona fide purchaser for value. 

          6)Authorizes a county board of supervisors to rescind a sale of  








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            tax-defaulted property, on or after January 1, 2010, even if  
            the purchaser of that property or his/her successor in  
            interest in that property does not agree to the rescission in  
            writing, provided that all of the following conditions are  
            satisfied:

             a)   The property has not been transferred or conveyed by the  
               purchaser at the tax sale to a bona fide purchaser for  
               value;

             b)   The property has not become subject to a bona fide  
               encumbrance for value subsequent to the recordation of the  
               tax deed;

             c)   A hearing is scheduled before the board of supervisors;  
               and,

             d)   Not less than 45 days prior to the hearing, the tax  
               collector sends a notice to the purchaser or his/her  
               successor in interest in the property, via certified mail  
               with return receipt requested, to the last known mailing  
               address.

          7)Requires that a notice sent by the tax collector to the  
            purchaser of tax-defaulted property contain specified  
            information including the date, time, and place of the  
            hearing, a description of the property sold, the reason for  
            the rescission of the sale, and a statement that a refund will  
            be issued to the purchaser.  

          8)States that, when a sale of tax-defaulted property is  
            rescinded, the purchaser is entitled to a refund of the amount  
            paid as the purchase price  plus  interest at the county pool  
            rate from the date of purchase after the rescission of the tax  
            deed is recorded.  Requires the county clerk to acknowledge  
            the signature of the county tax collector before the county  
            tax collector records the rescission with the county recorder.  


          9)Makes technical, non-substantive changes to renumber Revenue  
            and Taxation Code (R&TC) Section 4839.2 as Section 3699 and  
            deletes the language in RT&C Sections 3791.4 and 3793.1 that  
            allows the county board of supervisors' designee to approve  
            tax sales to non-profit organizations and public agencies 









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           EXISTING LAW  :

          1)Requires a property owner to pay property taxes to the  
            treasurer or tax collector of the county within which the  
            property is located.  

          2)Requires a county to return a replicated property tax payment  
            to the tendering party within 60 days of the receipt of the  
            payment.

          3)Defines "replicated payment" as a payment submitted by or on  
            behalf of a taxpayer, which is indicated for application to a  
            specific tax or tax installment that has already been paid,  
            whether or not the prior payment and the replicated payment  
            are in the same amount. 

          4)Provides that, if a replicated tax payment is not returned to  
            the tendering party within 60 days of receipt, interest will  
            accrue for the period beginning 60 days after receipt until  
            the replicated payment is returned to the tendering party.

          5)Provides that if property taxes are not paid within five years  
            of the notice of impending default, the property becomes  
            subject to sale and will be sold at a public auction.  The tax  
            collector has the power to sell property that has been  
            tax-defaulted for five years or more, or three years or more  
            in the case of nonresidential commercial property.   
            Tax-defaulted property may be sold under either of the  
            following procedures, each with distinct statutory  
            requirements: 

             a)   Sale to private persons (including taxing authorities)  
               by auction (R&TC Section 3691 et seq.); or,

             b)   Sale to state and local taxing agencies by agreement  
               (R&TC Section 3791 et seq.). 

          6)States that, in the case where a tax deed to a purchaser has  
            been recorded and it is determined that the property should  
            not have been sold, the county and the purchaser may agree to  
            rescind the sale if (a) the property has not been transferred  
            by the purchaser to a bona fide purchaser for value, and (b)  
            the property has not become subject to a bona fide encumbrance  
            for value after recordation [R&TC Section 3731(a)].  If the  
            sale is rescinded, the purchaser is entitled to a refund of  








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            only the purchase price.  The rescission is required to be  
            executed by the county tax collector, and the signatures of  
            both the purchaser and the county tax collector must be  
            acknowledged by the county clerk.  The tax deed becomes void  
            on recordation of the rescission.  A holder of a tax  
            certificate who received all or part of the amount paid by a  
            delinquent taxpayer or the purchaser is not obligated to  
            refund any amount to the purchaser, the county, the delinquent  
            taxpayer, or any other person. 

          7)Allows a county board of supervisor to appoint a designee to  
            approve sales of tax defaulted property to public agencies and  
            non-profit organizations.  

           FISCAL EFFECT  :  Unknown, but probably no fiscal effect.

           COMMENTS  :   

          1)The author states that, "SB 823 consolidates items that make  
            technical changes to property tax law sponsored by the  
            California Association of County Treasurer-Tax Collectors.   
            The bill improves the administration of property tax laws to  
            help both taxpayers and tax collectors.  Consolidating the  
            measures into a single bill negates the need for individual  
            bills to enact each change.  Additionally, the measure only  
            contains items with universal agreement; items that are  
            controversial or problematic will be removed from the bill."

          2)Committee staff notes all of the following:

             a)   This bill extends the time period within which a county  
               must refund a replicated payment to the tendering party  
               from 60 days of receipt to 60 days of the date on which the  
               payment becomes final.  According to the author, certain  
               types of payments, such credit card payments, Automated  
               Clearing House debits, and electronic checks are subject to  
               chargeback and reversal for a period of up to 180 days  
               after issuance.  Because of a potential chargeback or  
               reversal of payments, counties frequently do not issue a  
               refund until the time during which the payment may be  
               reversed expires.  As a result, the counties may be  
               required to pay interest to the tendering party for as long  
               as 120 days.  This bill will ensure that a replicated  
               payment becomes final before the county is required to  
               issue a refund of that payment to the tendering party. 








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             b)   This bill also creates an alternative procedure for a  
               county board of supervisors to rescind a sale of  
               tax-defaulted property.  Under existing law, a sale of  
               tax-defaulted property may be rescinded if it is determined  
               that the property should not have been sold, but only if  
               the purchaser of that property agrees to the rescission in  
               writing.  For example, a rescission of the tax-defaulted  
               property sale is warranted when the assessor failed to  
               notify the owner of record of the impending sale.   
               Generally, on or before July 1, the assessor must complete  
               the local assessment roll and deliver it to the auditor.   
               In rare circumstances, the assessor fails to update the  
               names of some property owners and their addresses as  
               recorded on the assessment roll.  Consequently, if the  
               property is in default and the tax collector sends a notice  
               of the proposed sale, the owner of record may never receive  
               that notice since his/her name and address is not on the  
               assessment roll.   

             Currently, a purchaser who does not agree in writing to a  
               rescission of the sale must turn to courts.  Because the  
               amount of refund is limited to the purchase price only, the  
               purchaser will not recover any expenses that he/she  
               incurred in improving the purchased property, if he/she  
               were to agree to the rescission.  Similarly, a county tax  
               collector must take legal action to force the purchaser to  
               relinquish his/her rights to the property.  According to  
               the sponsor, this bill, by providing for a hearing before  
               the board of supervisors, creates a mechanism for the  
               county tax collector and the purchaser to settle a  
               potentially controversial case without filing a lawsuit.  

             c)   R&TC Section 4839.2 requires a county board of  
               supervisor to approve tax sales and transmit a copy of the  
               resolution to the tax collector.  This bill renumbers that  
               section to place it closer to other provisions related to  
               the county board of supervisors' approval of tax sales. 

             d)   Prior to 2000, county boards of supervisors were  
               required to approve the sale of tax-defaulted property to  
               public agencies and qualified nonprofit corporations.  In  
               2000, the California Association of County Treasurers and  
               Tax Collectors sponsored legislation that amended R&TC  
               Sections 3791.4 and 3793.1 to allow county boards of  








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               supervisors to appoint a designee to approve these types of  
               sales.  In 2003, the same organization sponsored  
               legislation to add R&TC Section 3794.3 to specify that the  
               sale of tax-defaulted property may take place only if  
               approved by the board of supervisors. (SB 1063 (Committee  
               on Revenue and Taxation), Ch. 199, Stats. of 2003).   
               Therefore, existing law regarding the approval of tax sales  
               to public agencies and non-profit organizations appears to  
               be inconsistent.  This bill would repeal the conflicting  
               language by removing the provisions from R&TC Sections  
               3791.4 and 3793.1 that allow the board of supervisors to  
               appoint a designee to approve these types of tax sales. 

           REGISTERED SUPPORT / OPPOSITION :

           Support 
           
          California Association of Treasurer-Tax Collectors
          California State Controller, John Chiang
           
            Opposition 
           
          None on file

           Analysis Prepared by  :  Oksana Jaffe / REV. & TAX. / (916)  
          319-2098