BILL ANALYSIS                                                                                                                                                                                                    






                 Senate Committee on Labor and Industrial Relations
                               Mark DeSaulnier, Chair

          Date of Hearing: March 24, 2010              2009-2010 Regular  
          Session                              
          Consultant: Alma Perez                       Fiscal:Yes
                                                       Urgency: No
          
                                   Bill No: SB 968
                               Author: Negrete McLeod
                          Version: As amended March 8, 2010
          

                                       SUBJECT
          
                    Unemployment insurance: retraining benefits.


                                      KEY ISSUE

          Should unemployed individuals who are receiving Unemployment  
          Insurance (UI) benefits be automatically eligible to receive  
          training benefits as long as they certify that they have  
          enrolled in a training program? 
          

                                       PURPOSE
          
          To make changes to the current eligibility and determination  
          requirements necessary for approval to participate in the  
          California Training Benefits program.  


                                      ANALYSIS
          
           Existing law  establishes the Unemployment Insurance (UI) program  
          administered by the Employment Development Department (EDD).   
          The UI program is a federal-state program that provides weekly  
          unemployment insurance payments to eligible workers who lose  
          their jobs through no fault of their own. The UI program is  
          financed by employers who pay unemployment taxes on the first  
          $7,000 in wages paid to each employee in a calendar year.   The  
          benefits range from $40 to $450 per week depending upon earnings  
          during a 12-month base period.  

          To be eligible for unemployment insurance benefits an applicant  









          must meet specific eligibility requirements that include:
                 Having received enough wages during the base period to  
               establish a claim;
                 Being totally or partially unemployed;
                 Being unemployed through no fault of his/her own;
                 Being physically able to work, be seeking work, and be  
               immediately available to accept work;
                 Meeting eligibility requirements for each week benefits  
               are claimed; and
                 Being approved for training before training benefits are  
               paid. 

           Existing law,  until January 1, 2015, provides for retraining  
          benefits to eligible individuals pursuant to the federal Trade  
          Act of 1974, as amended by the federal Trade Act of 2002.  
          Existing law authorizes an unemployed individual who files a  
          claim for unemployment compensation benefits or extended  
          duration benefits, or an application for federal-state extended  
          benefits or any federally funded unemployment compensation  
          benefits, to apply to the EDD for benefits during a period of  
          training or retraining through the California Training Benefit  
          (CTB) program. The CTB program allows eligible UI claimants to  
          receive their UI benefits, which might not otherwise be allowed,  
          while attending a training or retraining program approved by the  
          EDD.  Claimants attending an approved training course are not  
          required to look for work, be available for work or accept work  
          while in training. 

           Under the required application process , the EDD schedules a  
          phone interview with the applicant to determine his/her  
          eligibility for CTB after the training has begun.  The EDD is  
          prohibited from pre-determining CTB eligibility until the  
          individual has started to attend school or training.  

          Training can be approved if it meets the following criteria:
                           Authorized training provided by a special  
                    government program such as:
                       o              Workforce Investment Act (WIA)
                       o              Employment Training Panel (ETP)
                       o              Trade Adjustment Assistance (TAA)
                       o              California Work Opportunity and  
                         Responsibility to Kids (CalWORKs)
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          Consultant: Alma Perez                                   Page 2

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                           Other training not authorized by one of the  
                    above programs but determined by EDD to be eligible.  
                    Among other things, the selected training must be  
                    full-time and must be completed in one year from the  
                    beginning date of CTB approval, even if the UI  
                    benefits expire before the conclusion of the training.  
                     
           

          This Bill  would make changes to the current application and  
          approval requirements to receive training and retraining  
          benefits and would instead specify that an unemployed individual  
          shall be eligible for these benefits regardless of whether the  
          individual applies to the EDD for a determination of potential  
          eligibility.   

          Specifically, this bill would specify that an unemployed  
          individual receiving UI benefits:

                 Is eligible to receive training or retraining benefits  
               if he/she certifies on the claim form that he/she is  
               enrolled in a training program designed to increase or  
               improve his/her job skills and employability.  

                 Is entitled to a training extension on his or her  
               unemployment compensation claim if it is   necessary to  
               complete the approved training, without having to apply for  
               and wait for a decision on an extension. 

                 And who meets specified criteria, is eligible to receive  
               training or retraining benefits without the director of EDD  
               having to determine that such criteria is met. 

          In addition, this bill would require the EDD to publicize and  
          promote the benefits available to UI recipients for training and  
          retraining on its Internet Web site. 
             

                                      COMMENTS
          
          1. Need for this bill?
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            According to EDD, 19,868 individuals were approved to  
            participate in the CTB program in calendar year 2009.  Also  
            during 2009, the number of individuals receiving UI benefits  
            each month ranged from 947,753 (January 2009) to a high of  
            over 1.4 million (December 2009).  
            California's unemployment rate is currently at 12.5% and there  
            are over 1.4 million individuals collecting unemployment  
            insurance benefits. Based on this data, EDD estimates that in  
            any given month the number of individuals receiving UI  
            benefits and who are approved to participate in the CTB  
            program ranges from 1.4 percent to 2.0 percent of the total  
            number of individuals receiving UI benefits. 

            Concerns have been raised regarding the delays in the current  
            application and determination process that EDD follows when  
            approving an unemployed individual for CTB benefits.   EDD is  
            prohibited from pre-determining CTB eligibility until the  
            individual has started to attend school or training, and thus,  
            if an individual enrolls in a training program that may hinder  
            that person's availability to work, EDD suspends their UI  
            benefits until a telephone interview takes place to confirm  
            eligibility.  With this bill, the author seeks to streamline  
            the process by which eligible Californians receive CTB  
            benefits by specifying that an unemployed individual who is  
            able to work is eligible to receive training and retraining  
            benefits if he/she certifies on the claim form for benefits  
            that he/she is enrolled in a training program designed to  
            increase or improve his/her job skills and employability.

            Recent amendments to the bill repealed code section 1269 of  
            the Unemployment Insurance Code which specifies criteria for  
            eligibility that the unemployed individual must meet for CTB  
            approval, in addition to specific information on the training  
            programs that qualify.  Instead, this bill would specify that  
            an unemployed individual is eligible to receive benefits as  
            long as he/she certifies that he/she is enrolled in training.   
            According to the author, these amendments reflect early  
            negotiations with stakeholders and are an important starting  
            point to ensure that all eligible claimants receive benefits  
            on time.  The author understands the need for an eligibility  
            verification process and will continue to work on language  
          Hearing Date:  March 24, 2010                            SB 968  
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            that will both streamline that process but also protect the  
            program from potential fraud.  

          2.  EDD's CTB Streamline Approval Project  :

            EDD has been working to develop a process that will streamline  
            and expedite the approval process for the CTB program once UI  
            claimants have actually begun training.  According to EDD, all  
            UI benefit eligibility issues must be adjudicated by trained  
            UI staff and the process involves sending claimants a required  
            written due process notice followed by a telephone eligibility  
            interview with the claimants, employers, and other third  
            parties that may be involved in any type of eligibility issue.  
             EDD's CTB streamline solution seeks to eliminate the need for  
            UI claimants attending training to wait for a telephone  
            interview to receive approval for CTB because eligibility can  
            be determined as soon as EDD receives training verification  
            from the program authorizing training or the training  
            provider.  The solution will allow for the agencies to submit  
            via fax the training information necessary to confirm  
            enrollment in an authorized training program.  For the  
            authorizing programs and training providers, the streamline  
            solution will also reduce disruptions by eliminating the need  
            for EDD staff to call these entities to gather and verify the  
            training information necessary for CTB approvals.  

            The CTB Streamline solution is planned for release in two  
            phases.  The first phase will focus on claimants whose  
            training is authorized under certain federal or State programs  
            under California UI law, including training under the  
            Workforce Investment Act (WIA), the Federal Trade Adjustment  
            Assistance (TAA), the State Employment Training Panel (ETP),  
            and the State California Work Opportunity and Responsibility  
            to Kids (CalWORKs).  Phase II will include all other UI  
            claimants attending full-time school or training outside of  
            the designated federal and State programs and whose CTB  
            eligibility is dependent on meeting additional specific  
            criteria required by UI law for CTB approval.

            In March 2010, EDD began implementation of Phase I by  
            streamlining the approval process for claimants whose training  
            is authorized under the WIA.  EDD is next working towards  
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            implement the streamline approval project for TAA, ETP and  
            CalWORKSs authorized trainings. 

          3.  Proponent Arguments  :
            
            According to proponents, California is facing a job loss  
            crisis with unemployment at historic highs.  One of the  
            benefits available to the unemployed is the CTB program that  
            allows those receiving UI compensation to participate in an  
            "approved" training program, however, proponents argue that  
            the definition of "approved" training has limited the number  
            of training programs that individuals can attend and has made  
            it difficult for UI recipients to qualify for the CTB program.  
             The author argues that despite the availability of benefits,  
            including the recent injection of funds from the American  
            Recovery and Reinvestment Act (ARRA), the department's  
            inefficient internal operations and its inability to determine  
            eligibility in a timely manner has caused significant delays  
            in assistance for displaced workers.  Proponents believe that  
            this bill removes barriers so that unemployed individuals can  
            get the training they need without losing the benefits that  
            keep them afloat. 

            In addition, proponents argue that the U.S. Department of  
            Labor issued two guidance letters in 2009 strongly encouraging  
            states to review and revise their policies and procedures on  
            approved training programs for the unemployed that included,  
            among other things, to widen the types of training that  
            qualify as "approved training" and to streamline the approval  
            process in order for applicants to access training programs  
            without losing their benefits.  Proponents argue that this  
            bill would conform California's Unemployment Insurance code to  
            these federal guidelines by revising current eligibility  
            provisions.

            Lastly, the author argues that due to current law and EDD  
            practices, the CTB program is underutilized and many displaced  
            workers are not fully aware of their benefits.  This bill  
            would also require EDD to disseminate information about  
            training benefits on-line in order to increase the ability of  
            UI recipients to learn about and access training to prepare  
            them for an economic recovery.  
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          4.  Opponent Arguments  :

            According to opponents, although they support benefits being  
            paid timely to individuals enrolled in training with a  
            connection to employment upon completion, they are opposed to  
            this bill unless it is amended because it would broadly expand  
            unemployment insurance benefits for enrollment in any training  
            or education.  

            Opponents argue that current law allows unemployed workers  
            receiving UI benefits to continue their coverage while  
            enrolled in specified training or retraining as approved by  
            the Director of EDD.  They argue that current law clearly and  
            appropriately sets out reasonable criteria for eligible  
            enrollment in job training, and argue that expanding  
            eligibility for benefits during training, as the bill seeks to  
            do, would create a far more expansive public policy than what  
            they believe is the intent of the UI program.  Opponents argue  
            that this bill reaches further beyond timely delivery of  
            benefits and proposes to automatically approve enrollment in  
            all training and retraining programs when the individual  
            merely certified that training is "designed to increase or  
            improve his or her job skills and employability."  Opponents  
            argue that without specificity and verifiable standards, this  
            certification process opens the door to not only fraud and  
            abuse, but also establishes a very different public policy.  

          5.  Related Legislation  :

            AB 2058 (Block) of 2010: Currently in Assembly Insurance  
            Committee 
            AB 2058 is very similar to this bill; however, AB 2058 would  
            deem a UI recipient to be automatically eligible for benefits  
            during a period of training or retraining.  In addition, AB  
            2058 would require that if the director determines that the  
            average state unemployment rate, as specified, equals or  
            exceeds 8.5%, recipients of unemployment compensation benefits  
            are also eligible to participate in training or retraining  
            programs. 


          Hearing Date:  March 24, 2010                            SB 968  
          Consultant: Alma Perez                                   Page 7

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                                       SUPPORT
          
          California Labor Federation, AFL-CIO
          California Workforce Association (CWA)

          
                                     OPPOSITION
          
          California Chamber of Commerce [oppose unless amended]
          California Manufacturers and Technology Association [oppose  
          unless amended]


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          Hearing Date:  March 24, 2010                            SB 968  
          Consultant: Alma Perez                                   Page 8

          Senate Committee on Labor and Industrial Relations