BILL ANALYSIS                                                                                                                                                                                                    






                             SENATE JUDICIARY COMMITTEE
                           Senator Ellen M. Corbett, Chair
                              2009-2010 Regular Session


          SB 1038 (Harman)
          As Amended April 26, 2010
          Hearing Date: May 4, 2010
          Fiscal: No
          Urgency: No
          TW:jd
                    

                                        SUBJECT
                                           
                             Power of Attorney:  Duties

                                      DESCRIPTION  

          This bill, sponsored by the Conference of California Bar  
          Associations (CCBA), would delete existing law's exemption  
          providing that an attorney-in-fact is not liable for losses to  
          the principal's property when the attorney-in-fact is not  
          compensated.  This bill would provide the circumstances under  
          which an attorney-in-fact is chargeable with breaches of duty.

                                      BACKGROUND  

          A power of attorney is executed by someone (principal) to  
          designate a legal representative (agent) to act on their behalf.  
           This is particularly useful during estate planning; the  
          principal can designate who will make legal decisions on his/her  
          behalf if the principal becomes incapacitated or unable to make  
          decisions.  Although the principal can provide for compensation  
          of an attorney-in-fact, there is a statutory presumption of good  
          faith and resulting exemption from liability for  
          attorneys-in-fact who are not compensated.  Accordingly, trusts  
          and estates attorneys are reporting an increase in predatory  
          attorneys-in-fact agreeing to serve on behalf of the principal  
          without compensation; these attorneys-in-fact instead skim large  
          sums of money from the principal's estate.

          Principal/agent regulations were largely organized under the  
          Civil Code.  SB 1907 (Campbell, Chapter 307, Statutes of 1994)  
          was enacted under the Probate Code to replace the incomplete and  
          disorganized collection of power of attorney statutes located in  
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          the Civil Code.  This legislation has not been updated since it  
          was first enacted.  

          This bill is intended to provide protections for principals and  
          their beneficiaries from predatory attorneys-in-fact by removing  
          non-compensatory attorney-in-fact exemptions and providing  
          circumstances under which attorneys-in-fact will be held  
          accountable for breaches of duty.

                                CHANGES TO EXISTING LAW
           
           Existing law  provides that a principal can grant to an  
          attorney-in-fact the authority to act on the principal's behalf  
          regarding the principal's real or personal property.  (Prob.  
          Code Sec. 4123.) 

           Existing law  provides that a designated attorney-in-fact has no  
          duty to exercise the authority granted in the power of attorney  
          and is not subject to the other duties of an attorney-in-fact,  
          regardless of whether the principal has become incapacitated, is  
          missing, or is otherwise unable to act.  (Prob. Code Sec. 4230.)

           Existing law  provides that if an attorney-in-fact is not  
          compensated, the attorney-in-fact is not liable for a loss to  
          the principal's property unless the loss results from the  
          attorney-in-fact's bad faith, intentional wrongdoing, or gross  
          negligence.  (Prob. Code Sec. 4231.)

           This bill  provides that a non-compensated attorney-in-fact will  
          be held liable for breaches of duty, regardless of whether the  
          breach was made in bad-faith or error.

           This bill  authorizes the court, in its discretion, to excuse the  
          attorney-in-fact from liability if the attorney-in-fact acted  
          reasonably and in good faith under the circumstances known to  
          the attorney-in-fact.

           This bill  provides that an attorney-in-fact shall be held liable  
          for twice the value of the property recovered by an action to  
          recover the property or for surcharge.

                                        COMMENT
           
          1.  Stated need for the bill  
          
          The author writes:
                                                                      



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            There has been a sharp increase in recent years of predators  
            acting under Powers of Attorney who are stealing money and  
            property from disabled adults or the elderly.   
            Attorneys-in-fact are entrusted with enormous power and should  
            be held accountable when they breach [their] duties or fail to  
            adhere to the standards set forth in the Probate Code.   
            However, there is no specific provision in the Probate Code  
            that sets forth the liability for attorneys-in-fact who breach  
            their statutory, legal and/or fiduciary duties under the code,  
            or which addresses the enhanced liability of an  
            attorney-in-fact who knowingly or wrongfully misappropriates  
            the monies of the principal.  . . .  
            Current law provides a presumption against liability for  
            uncompensated attorneys, but provides no definition or  
            guidance as to what constitutes "compensation" under the  
            meaning of the statute.  A frequent example of how the problem  
            occurs in real life is where the attorney in fact does not  
            receive regular payment for his or her services, but there are  
            numerous cash withdrawals that cannot be accounted for, or  
            unsupported "reimbursements" to the agent.  A contrary example  
            is the good friend who accepts de minimus or in-kind  
            compensation (e.g., meals) in return for the assistance he or  
            she provides or to offset a sacrifice he or she has made; it  
            seems inapposite to hold such a person to the same standard as  
            a professional fiduciary.  SB 1038 would remove this confusing  
            and exploitable distinction, and instead leave it to the court  
            to determine the proper standard of liability.

          The Executive Committee of the Trusts and Estates Section of the  
          State Bar of California supports the bill since it "provides a  
          means to protect agents under powers of attorney from liability  
          in appropriate cases by giving courts discretion to excuse the  
          attorney-in-fact in whole or in part from liability."

          2.  The bill clarifies liability of the attorney-in-fact  

          Existing law creates confusion with respect to those who are  
          uncompensated and exempt from liability.  When the principal  
          designates in the power of attorney an amount of compensation to  
          be paid to the agent, the agent is considered "compensated."   
          However, when the agent is taking money from the principal  
          without his/her knowledge, the agent is being compensated but  
          will not be liable unless 1) the principal did not designate  
          compensation in the power of attorney document and 2) the  
          attorney-in-fact was shown to have acted in bad faith,  
                                                                      



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          intentional wrongdoing, or gross negligence.  In order to close  
          this loophole and hold bad actors accountable, this bill removes  
          the issue of compensation and holds all attorneys-in-fact liable  
          for breaches of duty.  The bill also provides that a court can  
          excuse the attorney-in-fact from liability for reasonable acts  
          taken in good faith under the circumstances known to the  
          attorney-in-fact.  With these new provisions of liability, the  
          bill helps to clarify the law as applied to attorneys-in-fact.

          3.  Concern regarding volunteer agents as opposed to compensated  
            fiduciary standards

           As introduced, this bill set out categories of the breach of  
          "fiduciary duty" as applied to the attorney-in-fact.  Concern  
          was raised by the San Diego County Bar Association that there  
          are policy reasons to hold a volunteer agent to a standard below  
          that of a compensated fiduciary.  Further, specifying a  
          "fiduciary duty" implies the attorney-in-fact holds a duty to  
          the corpus of the estate and its presumed beneficiaries.  For  
          this reason, the author amended the bill to remove "fiduciary"  
          from the breach requirement. 

          4.  Persons unwittingly assigned as the attorney-in-fact will not  
            be held liable for inaction
           
          This bill removes the exemption from liability of  
          attorneys-in-fact for agents who are not compensated and makes  
          an attorney-in-fact liable for losses or depreciation of  
          property, or for profit gained by the attorney-in fact as a  
          result of a breach of duty.   One concern of removing this  
          exemption is that the unknowing or unwilling attorney-in-fact  
          will be held liable for non-action with respect to the  
          principal's real or personal property.  However, Probate Code  
          Section 4231 provides protections for a person who has been  
          designated an attorney-in-fact without their knowledge.  If the  
          agent does not know of the designation, they are not liable for  
          inaction with respect to the principal's property.  Further,  
          once someone has been made aware of the attorney-in-fact  
          designation, the agent can resign as the attorney-in-fact.   
          (Prob. Code Sec. 4152(6).)  Thus, this bill will not increase  
          the attorney-in-fact's liability unless he or she is actively  
          managing the principal's property.

          5.  Amendment regarding criminal or civil charges
           
          As introduced, this bill provided that an attorney-in-fact could  
                                                                      



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          be charged for various acts with regard to the principal's  
          property.  The sponsor states the language of the bill was  
          modeled after Probate Code Sections 9601 (pertaining to duties  
          and liability of personal representatives) and 16440 (pertaining  
          to trustees).  Since this language could be misread as giving  
          authority to apply either criminal or civil charges, the  
          author's office amended the bill to clarify that the  
          attorney-in-fact is chargeable or can be held liable for  
          specific actions with regard to the principal's property as  
          opposed to a petitioner being able to charge the  
          attorney-in-fact with criminal or civil charges. 


           Support  :  The Executive Committee of the Trusts and Estates  
          Section of the State Bar of California

           Opposition  :  None Known

                                        HISTORY
           
           Source  :  Conference of California Bar Associations

           Related Pending Legislation  :  None Known

           Prior Legislation  :  SB 1907 (Campbell, Ch. 307, Stats. 1994)  
          (See Background.)

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