BILL ANALYSIS                                                                                                                                                                                                    



                                                                  SB 1087
                                                                  Page  1


          SENATE THIRD READING
          SB 1087 (Alquist)
          As Amended  April 27, 2010
          Majority vote 

           SENATE VOTE  :34-0  
          
           PUBLIC SAFETY       7-0                                         
           
           ----------------------------------------------------------------- 
          |Ayes:|Ammiano, Hagman, Beall,   |     |                          |
          |     |Gilmore, Hill,            |     |                          |
          |     |Portantino, Skinner       |     |                          |
          |     |                          |     |                          |
           ----------------------------------------------------------------- 
           SUMMARY  :  Authorizes restitution for expenses for a time  
          reasonably necessary to make a victim whole to monitor an  
          identity theft victim's credit report and for the costs to  
          repair the victim's credit. 

           EXISTING LAW  :

          1)Provides that any person who falsely personates another person  
            in his or her private or official capacity is guilty of an  
            alternate felony-misdemeanor.  False personation generally  
            involves subjecting the person whose identity was assumed to  
            prosecution, suit or to pay a debt.  

          2)Creates an alternative felony-misdemeanor for a person to  
            willfully obtain the personal identifying information of  
            another person and to use such information to obtain, or  
            attempt to obtain, credit, goods, or services in the name of  
            the other person without consent.  

          3)Defines "personal identifying information" as the name,  
            address, mother's maiden name, place of employment, date of  
            birth, unique biometric data including fingerprint, facial  
            scan identifiers, voiceprint, retina or iris image, or other  
            unique physical representation, unique electronic data  
            including information identification number assigned to the  
            person, address or routing code, telecommunication identifying  
            information or access device, information contained in a birth  
            or death certificate, following identifying numbers:  
            telephone, health insurance, credit card, taxpayer  








                                                                  SB 1087
                                                                  Page  2


            identification, school identification, state or federal  
            driver's license, state or federal identification number,  
            social security, employee identification number, professional  
            or occupational, demand deposit account, savings account,  
            checking account, PIN or password, alien registration,  
            government passport, or any form of identification that is  
            equivalent to those listed above.  

          4)Punishes every person who, with the intent to defraud,  
            acquires or retains possession of the personal identifying  
            information of another person, and who has previously been  
            convicted of a violation of provisions proscribing identity  
            theft, or who, with the intent to defraud, acquires or retains  
            possession of the personal identifying information of 10 or  
            more other persons, with a fine, by imprisonment in a county  
            jail not to exceed one year, or by both a fine and  
            imprisonment, or by imprisonment in the state prison.  

          5)Mandates any person who, with intent to defraud, sells,  
            transfers, or conveys the personal identifying information of  
            another person shall be punished by a fine, by imprisonment in  
            a county jail not to exceed one year, or by both a fine and  
            imprisonment, or by imprisonment in the state prison.   
            Further, any person who, with actual knowledge that the  
            personal identifying information of a specific person will be  
            used in violation of identity theft provisions who sells,  
            transfers, or conveys that personal identifying information  
            shall be punished by a fine or by both a fine and  
            imprisonment, or by imprisonment in the state prison.  

          6)Allows a person who believes that he or she is the victim of  
            identity theft may initiate an investigation of the matter by  
            contacting the law enforcement agency with jurisdiction over  
            the person's residence or place of business.  The victim may  
            then obtain information from various financial entities  
            concerning the suspected identity theft incident and may  
            further investigate the matter, as specified.  The victim may  
            petition a court for an expedited determination of his or her  
            factual innocence concerning misuse of his or her identifying  
            information.  

           FISCAL EFFECT  :  None

           COMMENTS  :  According to the author of this bill, "Every year an  








                                                                  SB 1087
                                                                  Page  3


          ever-growing number of Californians become victims of identity  
          theft.  With changes in technology, increasing amounts of  
          personal identifying information available electronically, and a  
          souring economy, identity theft is becoming a much more  
          lucrative and sophisticated crime.  The result is not only more  
          victims, but deeper and more extensive victimization.

          "It is increasingly common for victims of identity theft to  
          suffer for years after the crime initially occurs.  Victims'  
          personal identifying information is getting distributed for use  
          among many identity thieves.  So even in cases where the initial  
          criminal is caught, the victimization does not necessarily end.   
          Today, victims must monitor and make corrections to their credit  
          histories for years after the crime occurred.

          "Victims deserve to have a specific right to restitution for  
          credit monitoring and repair for long after the crime occurred.   
          Credit repair costs and three years of credit monitoring should  
          be mandated as part of restitution to all identity theft  
          victims."

          Please see the policy committee for a full discussion of this  
          bill.


           Analysis Prepared by  :    Nicole J. Hanson / PUB. S. / (916)  
          319-3744 

                                                                FN: 0004865