BILL ANALYSIS                                                                                                                                                                                                    



                                                                       



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                                      VETO


          Bill No:  SB 1166
          Author:   Simitian (D)
          Amended:  8/2/10
          Vote:     21

           
           SENATE JUDICIARY COMMITTEE  :  4-1, 3/23/10
          AYES:  Corbett, Harman, Hancock, Leno
          NOES:  Walters

           SENATE APPROPRIATIONS COMMITTEE  :  Senate Rule 28.8 

           SENATE FLOOR  :  31-5, 4/15/10
          AYES: Aanestad, Alquist, Ashburn, Calderon, Cedillo,  
            Corbett, Correa, Cox, DeSaulnier, Florez, Hancock,  
            Harman, Kehoe, Leno, Liu, Lowenthal, Maldonado, Negrete  
            McLeod, Oropeza, Padilla, Pavley, Price, Romero, Runner,  
            Simitian, Steinberg, Strickland, Wolk, Wright, Wyland,  
            Yee
          NOES: Cogdill, Dutton, Hollingsworth, Huff, Walters
          NO VOTE RECORDED: Denham, Ducheny, Wiggins, Vacancy

           ASSEMBLY FLOOR  :  50-25, 8/16/10 - See last page for vote

           SENATE FLOOR  :  31-4, 8/19/10
          AYES:  Aanestad, Alquist, Ashburn, Calderon, Cedillo,  
            Corbett, Correa, DeSaulnier, Ducheny, Dutton, Emmerson,  
            Florez, Hancock, Harman, Kehoe, Leno, Liu, Lowenthal,  
            Negrete McLeod, Padilla, Pavley, Price, Romero, Runner,  
            Simitian, Steinberg, Strickland, Wolk, Wright, Wyland,  
            Yee
          NOES:  Cogdill, Denham, Hollingsworth, Huff
          NO VOTE RECORDED:  Oropeza, Walters, Wiggins, Vacancy,  
                                                           CONTINUED





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            Vacancy


           SUBJECT  :    Privacy:  Security breach notifications 

           SOURCE  :     Author


           DIGEST  :    This bill amends Californias security breach  
          notification law to provide that any agency, person, or  
          business required to issue a notification under existing  
          law must meet additional requirements regarding that  
          notification.  This bill requires that security breach  
          notifications be written in plain language and contain  
          certain specified information, including, among other  
          things, contact information regarding the breach, the types  
          of information breached, and, if possible to determine, the  
          date, estimated date, or date range of the breach.  This  
          bill provides that a security breach notification may also  
          include other specified information, at the discretion of  
          the entity issuing the notification.  This bill provides  
          that any agency, person, or business that must provide a  
          security breach notification under existing law to more  
          than 500 California residents as a result of a single  
          breach would be required to submit the notification  
          electronically to the Attorney General.  

           Assembly Amendments  add clarifying language relatiave to  
          compliance under the federal Health Insurance Portability  
          and Accountability Act.

           ANALYSIS  :    Existing law requires any agency, person, or  
          business that owns or licenses computerized data that  
          includes personal information to disclose a breach of the  
          security of the system to any California resident whose  
          unencrypted personal information was, or is reasonably  
          believed to have been, acquired by an unauthorized person.   
          The disclosure must be made in the most expedient time  
          possible and without unreasonable delay, consistent with  
          the legitimate needs of law enforcement, as specified.   
          (Civ. Code Secs. 1798.29(a) and (c) and 1798.82(a) and  
          (c).)

          Existing law requires any agency, person, or business that  







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          maintains computerized data that includes personal  
          information that the agency, person, or business does not  
          own to notify the owner or licensee of the information of  
          any security breach immediately following discovery if the  
          personal information was, or is reasonably believed to have  
          been, acquired by an unauthorized person.  (Civ. Code Secs.  
          1798.29(b) and 1798.82(b).)

          Existing law defines "personal information," for purposes  
          of the breach notification statute, to include the  
          individual's first name or first initial and last name in  
          combination with any one or more of the following data  
          elements, when either the name or the data elements are not  
          encrypted: social security number; driver's license number  
          or California Identification Card number; account number,  
          credit or debit card number, in combination with any  
          required security code, access code, or password that would  
          permit access to an individual's financial account; medical  
          information; or health insurance information.  "Personal  
          information" does not include publicly available  
          information that is lawfully made available to the general  
          public from federal, state, or local government records.   
          (Civ. Code Secs. 1798.29(e) and (f) and 1798.82(e) and  
          (f).)

          Existing law requires health care facilities to notify a  
          patient if his or her medical information is accessed,  
          used, or disclosed unlawfully or without authorization.   
          Existing law, which requires the notification to be  
          provided to the patient within five business days after the  
          breach is detected unless notification would impede law  
          enforcement's investigation of the incident, does not  
          specify the information that must be contained in the  
          notification.  (Health & Saf. Code Sec. 1280.15.)

          Existing federal law, the Health Information Technology for  
          Economic and Clinical Health Act (HITECH Act), requires  
          covered entities such as health care providers to notify a  
          patient whose "unsecured protected health information" has  
          been, or is reasonably believed to have been, accessed,  
          acquired, or disclosed as a result of the breach.  The  
          HITECH Act requires that notice of the breach include, to  
          the extent possible, certain items of information,  
          including the type of unsecured protected health  







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          information breached and the date of the breach.  (42  
          U.S.C. 17932(f).)

          This bill provides that any agency, person, or business  
          required to issue a security breach notification under  
          existing law must also meet certain requirements regarding  
          the notification including that it be written in plain  
          language.  This bill also requires that the notification  
          include, at a minimum, the following information: 

          1.The name and contact information of the reporting agency,  
            person, or business; 

          2.A list of the types of personal information that were or  
            are reasonably believed to have been the subject of the  
            breach;

          3.Any of the following, if the information is possible to  
            determine at the time the notice is provided: the date,  
            estimated date, or date range within which the breach  
            occurred; 

          4.The date of the notice; 

          5.Whether the notification was delayed because of an  
            investigation by law enforcement, if the information is  
            possible to determine at the time the notice is provided;

          6.A general description of the breach incident, if the  
            information is possible to determine at the time the  
            notice is provided; and 

          7.The toll-free telephone numbers and addresses of the  
            major credit reporting agencies if the breach exposed a  
            social security number, or a driver's license or  
            California identification card number. 

          This bill provides that an agency, person, or business may  
          also include the following information in a security breach  
          notification, at its discretion: 

          1.Information regarding what the entity has done to protect  
            individuals whose information has been breached; and 








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          2.Advice on steps that the individual may take to protect  
            himself or herself. 

          This bill requires any agency, person, or business that  
          must provide a security breach notification pursuant to  
          existing law to more than 500 California residents as a  
          result of a single breach of the security system to submit  
          a single sample copy of the notification electronically to  
          the Attorney General.  That copy shall not be considered to  
          be a record of complaint or investigation under the  
          California Public Records Act. 

          Existing law requires an agency, person, or business to  
          provide breach notification using either written notice,  
          electronic notice, or substitute notice.  An entity may use  
          substitute notice when it demonstrates that the cost of  
          providing notice would exceed $250,000, or that the  
          affected class of persons to be notified exceeds 500,000,  
          or if the entity does not have sufficient contact  
          information.  Substitute notice must consist of: (a) e-mail  
          notice when the entity has an e-mail address for the  
          affected individuals; (b) conspicuous posting of the notice  
          on the entity's Web site; and (c) notification to major  
          statewide media. (Civ. Code Secs. 1798.29(g) and  
          1798.82(g).)

          This bill additionally requires notification to the Office  
          of Information Security within the office of the State  
          Chief Information Officer when an agency uses substitute  
          notice and notification to the Office of Privacy Protection  
          within the State and Consumer Services Agency when a person  
          or business uses substitute notice.

          This bill specifies that a covered entity under the federal  
          Health Insurance Portability and Accountability Act (42  
          U.S.C. Sec. 1320d et seq.) will be deemed to have complied  
          with the notice requirements if it has complied completely  
          with Section 13402(f) of the federal Health Information  
          Technology and Clinical Health Act.  However, nothing in  
          this subdivision shall be construed to exempt a covered  
          entity from any other provision of this bill.

           Prior Legislation  








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          SB 20 (Simitian, 2009), which passed the Senate on 9/4/09  
          (31-7), would have required that breach notifications be  
          written in plain language and contain specified  
          information.  The enrolled version of that bill was  
          identical to SB 1166.  This bill was vetoed.  In vetoing SB  
          20, the governor stated:

               California's landmark law on data breach notification  
               has had many beneficial results.  Informing  
               individuals whose personal information was compromised  
               in a breach of what their risks are and what they can  
               do to protect themselves is an important consumer  
               protection benefit.  This bill is unnecessary,  
               however, because there is no evidence that there is a  
               problem with the information provided to consumers.   
               Moreover, there is no additional consumer benefit  
               gained by requiring the Attorney General to become a  
               repository of breach notices when this measure does  
               not require the Attorney General to do anything with  
               the notices.  Since this measure would place  
               additional unnecessary mandates on businesses without  
               a corresponding consumer benefit, I am unable to sign  
               this bill.

          SB 364 (Simitian, 2008), which passed the Senate on 8/30/09  
          (38-2) also would have required that breach notifications  
          be written in plain language and contain specified  
          information.  This bill was vetoed.

          AB 1656 (Jones, 2008) would have, among other things,  
          required a person, business, or agency that maintains  
          personal information to include specified items in a breach  
          notification to the owner or licensee of the information.   
          This bill was vetoed. 

          AB 779 (Jones, 2007), among other things, would have  
          provided that the Office of Privacy Protection be notified  
          if substitute notice was used and would have required an  
          agency, person, or business that owns, licenses, or  
          maintains personal information related to various payment  
          devices to notify the owner, licensee, or California  
          resident of a security data breach.  The bill would have  
          required that the notification contain certain items of  
          information, including, among other things, when the breach  







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          occurred and the categories of personal information  
          breached.  This bill was vetoed.

          AB 2505 (Nunez, 2006) would have provided that the Office  
          of Privacy Protection be notified if substitute notice was  
          used.  This bill died on the Senate Floor.

          SB 852 (Bowen, 2006) would have required that a security  
          breach notification be issued regardless of whether or not  
          the data breached was computerized.  The bill would also  
          have required notice to the Office of Privacy Protection.   
          This bill died in the Assembly Business and Professions  
          Committee.

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  Yes    
          Local:  No

           SUPPORT  :   (Verified  8/17/10)

          American Civil Liberties Union
          California School Employees Association
          CALPIRG
          Consumer Federation of California
          Los Angeles County District Attorney's Office
          Privacy Rights Clearinghouse

           ARGUMENTS IN SUPPORT  :    According to the author's office,  
          "at least fourteen states and Puerto Rico have built upon  
          California's model and added more detailed requirements for  
          [security breach notifications (SBNs)] to include certain  
          types of information.  And most of these states require an  
          entity that suffers a security breach to notify a state  
          regulator, such as the Attorney General, as well as the  
          affected individuals."  Furthermore, the author notes:

               Even the federal government has weighed in; as of  
               February 19, 2009, for breaches of personal medical  
               information, individuals have to be notified and those  
               notifications must contain certain specified content.   
               Our law is built on the premise that individuals have  
               a right to know when a data breach has affected them.   
               Quite simply, in order for consumers to protect  
               themselves from the unauthorized acquisition and use  
               of confidential information, the consumer has to know  







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               that an unauthorized acquisition has occurred.   
               Without that knowledge, consumers aren't even aware of  
               the need to protect themselves.

               In the ensuing years, however, a gap has been  
               identified in our state statute.  While current law  
               requires data holders to notify individuals when there  
               has been a data breach of personal information, that  
               same law is silent on what information should be  
               contained in the notification.  As a result, SBN  
               letters vary greatly in the information provided,  
               leaving consumers confused and businesses exposed.   
               Individuals are left to question what information was  
               breached, when did the breach occur, and what should  
               they do to protect themselves.  Moreover data holders  
               are left exposed and uncertain of what is expected of  
               them in the event of a breach.  SB 1166 fills in this  
               gap by establishing standard, core content for the  
               notification letters, thereby ensuring the  
               notifications actually work.  These relatively modest  
               but helpful changes will enhance consumer knowledge  
               about, and understanding of, security breaches and the  
               steps they can take to protect themselves.

          The American Civil Liberties Union supports the bill and  
          notes that when the breach occurred, the type of  
          information breached, and the ability to quickly contact  
          credit reporting agencies are all "critical to helping  
          consumers protect themselves."  
          In addition, there also appears to be evidence that the  
          information provided to consumers in breach notification  
          letters is insufficient.  A 2007 study entitled "Security  
          Breach Notification Laws:  Views from Chief Security  
          Officers" by the Samuelson Law, Technology, and Public  
          Policy Clinic, at UC Berkeley School of Law found that 28  
          percent of consumers who received a breach notification  
          letter did not "understand the data involved or the  
          potential consequences of the breach after reading the  
          letter."


           GOVERNOR'S VETO MESSAGE:
           
               "I am returning Senate Bill 1166 without my signature.  







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               This bill would require any agency, person, or  
               business that must issue an information security  
               breach notification pursuant to existing law to also  
               fulfill certain additional requirements pertaining to  
               the security breach notification. 

               California's landmark law on data breach notification  
               has had many beneficial results.  Informing  
               individuals whose personal information was compromised  
               in a breach of what their risks are and what they can  
               do to protect themselves is an important consumer  
               protection benefit. This bill is unnecessary, however,  
               because there is no evidence that there is a problem  
               with the information provided to consumers.  Moreover,  
               there is no additional consumer benefit gained by  
               requiring the Attorney General to become a repository  
               of breach notices when this measure does not require  
               the Attorney General to do anything with the notices. 

               Since this measure would place additional unnecessary  
               mandates on businesses without a corresponding  
               consumer benefit, I am unable to sign this bill."


           ASSEMBLY FLOOR  :  
          AYES: Ammiano, Arambula, Beall, Block, Blumenfield,  
            Bradford, Brownley, Buchanan, Caballero, Carter, Chesbro,  
            Coto, De La Torre, De Leon, Eng, Evans, Feuer, Fletcher,  
            Fong, Fuentes, Furutani, Galgiani, Gatto, Hall, Hayashi,  
            Hernandez, Hill, Huber, Huffman, Jones, Lieu, Bonnie  
            Lowenthal, Ma, Mendoza, Monning, Nava, V. Manuel Perez,  
            Portantino, Ruskin, Salas, Saldana, Skinner, Solorio,  
            Audra Strickland, Swanson, Torlakson, Torres, Torrico,  
            Yamada, John A. Perez
          NOES: Adams, Anderson, Bill Berryhill, Tom Berryhill,  
            Conway, Cook, DeVore, Fuller, Gaines, Garrick, Gilmore,  
            Hagman, Harkey, Jeffries, Knight, Logue, Miller,  
            Nestande, Niello, Nielsen, Norby, Silva, Smyth, Tran,  
            Villines
          NO VOTE RECORDED: Bass, Blakeslee, Charles Calderon, Davis,  
            Vacancy








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          RJG:nl  10/5/10   Senate Floor Analyses 

                         SUPPORT/OPPOSITION:  SEE ABOVE

                                ****  END  ****