BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 138
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          Date of Hearing:   March 29, 2011

                    ASSEMBLY COMMITTEE ON AGING AND LONG-TERM CARE
                                 Mariko Yamada, Chair
                   AB 138 (Beall) - As Introduced:  January 13, 2011
           
          SUBJECT  :   Elder Economic Planning Act of 2011.

           SUMMARY :   Requires the California Department of Aging (CDA) and 
               Area Agencies on
          Aging (AAA's) to utilize the Elder Economic Security Standard 
               Index (Elder Index) to specify
          the costs in the private market of meeting the basic needs of 
               elders in each planning and service
          area, and identify the number, or percentage, of elders who are 
               living at or below the Elder
          Economic Security Standard Index.  Specifically,  this bill  : 

             1)   Defines the Elder Index as an index that quantifies the 
               costs that elders face in meeting their basic needs, 
               including, but not limited to, food, shelter, health care, 
               transportation, utilities, and essential household items, in 
               the private market.  

             2)   Specifies that the Elder Index is updated biennially by 
               the University of California, Los Angeles Center for Health 
               Policy Research, using publicly available data sources on 
               the costs to live in each county of the state.

             3)   Requires CDA to report the Elder Index data for each 
               service area in its State Plan if the Elder Index is updated 
               and made available to the department.

             4)   Requires each Area Plan developed by an AAA to use the 
               Elder Index and specify the costs of meeting basic needs for 
               elders in each AAA, and specify the number or percentage of 
               elders that are living at or below the Elder Index if the 
               Elder Index is updated and made available to the AAA.

             5)   Requires AAA's to use the Elder Index to track the 
               progress of participants in the state-administered Senior 
               and Community Service Employment Program (SCSEP) if the 
               Elder Index is updated and made available to the AAA.

             6)   Specifies that nothing in this bill shall be construed to 
               mandate changes in the current funding allocations to AAA's 







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               or, based on the use of the Elder Index, affect means-tested 
               programs administered through the Mello-Granlund Older 
               Californians Act.

             7)   Makes various technical and grammatical changes.

           EXISTING LAW  

             1)   Establishes the federal Older Americans Act (OAA) which 
               provides a national network of state units on aging and 
               AAA's to deliver home and community-based programs for older 
               adults.  Programs include nutrition, transportation, 
               information and assistance, elder abuse prevention and 
               caregiver support.

             2)   Establishes the Older Californians Act which provides 
               state-funded programs and services for older adults and 
               people living with disabilities.  

             3)   Establishes CDA as the state unit on aging to administer 
               a broad range of home and community-based programs.  The CDA 
               mission is to provide leadership to the AAA's in developing 
               systems of home and community-based services that maintain 
               individuals in their own homes or least restrictive homelike 
               environments.

             4)   Requires CDA to develop minimum standards for service 
               delivery to ensure that programs meet consumer needs, 
               operate in a cost-effective manner, and preserve the 
               independence and dignity of aging Californians.

             5)   Establishes the AAA's as the entities that provide for 
               and/or deliver services under the OAA and other funding 
               sources at the local level.  

             6)   Requires AAA's to conduct regular needs assessments in 
               their planning and service area to document the service 
               needs of older adults and adults with disabilities.  

             7)   Requires each AAA to develop and submit to CDA an Area 
               Plan every four years.  Each plan must include the available 
               data and population trends, assess the community's need for 
               services, identify sources of funding for those services, 
               and develop and implement a plan for the delivery of those 
               services based on the community's needs. 








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             8)   Specifies that in fulfilling their mission, AAA's shall 
               build upon the resources unique to each community and be 
               guided by a description of a community-based system that 
               includes the assurance that all services are readily 
               accessible to all older adults, involves a collaborative 
               decision making process, and offers special help or targeted 
               resources for the most vulnerable older individuals, those 
               in danger of losing their independence.

             9)   Requires CDA to develop a State Plan on Aging every four 
               years based upon the local area plans.  The State Plan is 
               submitted to the Administration on Aging at the federal 
               level.

             10)  Establishes the Federal Poverty Guideline (FPG) issued 
               each year in the Federal Register by the Department of 
               Health and Human Services for use in determining financial 
               eligibility for certain federal programs.

             11) Establishes the Senior Community Service Employment 
               Program which offers part-time work-based training 
               opportunities through some AAAs and at local community 
               service agencies for older workers (55+) who have poor 
               employment prospects and assists with the transition of 
               individuals to private or other employment opportunities in 
               the community. 

           FISCAL EFFECT  :   Unknown.

           COMMENTS  :   California has 33 AAA's that provide a wide range of 
          services designed to keep older adults and adults with 
          disabilities independent and in their own homes and communities 
          for as long as possible.  AAA's serve as the focal point for 
          local aging issues and concerns.  The services are funded through 
          the OAA, state funded programs, local government and other 
          entities and grants.  



           Planning for Aging Services--Local
           To ensure that programs and services funded by the AAA adequately 
          serve the older adults within each community, AAA's are required 
          to conduct a needs assessment every four years to document the 
          service needs of community residents and any gaps in the service 
          network, focusing on seniors in the "greatest social and economic 
          need".  For purposes of OAA program planning, "Greatest Economic 







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          Need" typically refers to people with needs resulting from an 
          income level at or below the poverty line.  "Greatest Social 
          Need" typically refers to needs caused by non-economic factors 
          which include: physical and mental disabilities; language 
          barriers; and cultural, social, or geographical isolation, 
          including isolation caused by racial or ethnic status, which 
          restricts the ability of an individual to perform normal daily 
          tasks; or threatens the capacity of the individual to live 
          independently.  The needs assessment process typically includes a 
          community-wide survey, community meetings, and information 
          received from stakeholders and key informants.  California Code 
          of Regulations (Title 22, Division 1.8, Chapter 3, Article 3) 
          requires that each needs assessment include all of the following: 
           the target populations, the types of existing and potential 
          needs of older individuals in the community, the services or 
          resources that currently are available, as well as any 
          constraints (waiting lists, geographic limitations and quality), 
          an estimate of unmet needs or barriers to access, demographic 
          information, and data from other agencies. The information 
          received through the needs assessment process guides the AAA in 
          identifying the service priorities for the Area Plan.  

           Planning for Aging Services-State
           Every four years, CDA is required by federal law to submit a 
          State Plan on Aging to the federal Administration on Aging.  When 
          approved, CDA receives federal funds to administer the State 
          Plan.  Beyond the minimum required information, California's 
          2009-2013 State Plan on Aging addresses key socio-demographic 
          factors that will shape funding needs and priorities, unmet needs 
          and promising practices identified by CDA and the AAA's, and 
          CDA's objectives in working with the AAA's to provide 
          cost-effective, high quality services to California's Older 
          adults and their informal or familial caregivers.  

          The 2009-2013 State Plan on Aging states that the number of older 
          Californians at both ends of the income scale is growing, 
          creating two very different groups: persons with annual incomes 
          over $50,000 (45%) and persons with incomes below $15,000 (16%), 
          with a diverse middle class in between. The highest proportion of 
          older adults with income below 200 % of the FPG is in Imperial 
          County, followed by several counties in Northern California and 
          the Central Valley, where approximately 40 % of the older 
          population is in this income group. Eleven percent of the 
          population age 65 and over has income below the FPG, and another 
          21% has income between 100-199% of the FPG.  Persons in this 
          latter group have income too high to make them eligible for many 







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          public assistance programs, yet often do not have resources 
          sufficient to meet their most basic needs.

          Recent research from the University of California, Los Angeles 
          and the Insight Center for Community Economic Development has 
          shown that 495,000 older Californians living alone in 2007 could 
          not make ends meet - lacking sufficient income to pay for even a 
          minimum level of housing, food, health care, transportation and 
          other basic expenses.  

           Senior Community Service Employment Program
           According to the Older Americans Act, the Senior Community 
          Service Employment Program(SCSEP) is designed to foster 
          individual economic self-sufficiency and promote useful 
          opportunities in community service activities for unemployed, 
          low-income persons who are age 55 or older, particularly persons 
          who have poor employment prospects, and to increase the number of 
          persons who may enjoy the benefits of unsubsidized employment in 
          both the public and private sectors.  According to CDA, the SCSEP 
          in California provides part-time work-based training 
          opportunities at local community service agencies for older 
          workers who have poor employment prospects and assists with the 
          transition of individuals to private or other employment 
          opportunities in the community. The program provides a variety of 
          supportive services to the individual such as personal and 
          job-related counseling, job training, and job referral.

          The work-based training is an integral part of the program. 
          Individuals may receive job-related training prior to, and as 
          preparation for their community service assignment, and train for 
          an average 20 hours per week. After a prescribed period of 
          on-the-job training, individuals are either transitioned into 
          unsubsidized employment or rotated to other training positions in 
          the community to further upgrade their skills and assist in 
          finding unsubsidized employment.
          Individuals who participate in the program must be residents of 
          California, be at least 55 years of age, and have an income that 
          does not exceed 125% of the federal poverty level.  ($13,613 
          annually in 2011) Some income sources may be excludable, and 
          other factors may affect an individual's eligibility. 

           In FY 2006-07 (the most recent data available on the CDA 
          website), SCSEP served 5,436 individuals:

                  64% were women and 36% were men
                 34% were between the ages of 55 - 59







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                 47% were between the ages of 60 - 69
                 19% were 70 years of age and older
                 31% percent had a high school diploma or equivalent
                 24% did not possess a high school diploma or equivalent
                 24% completed one-to-three years of college

          The SCSEP is available through 17 of the 33 AAA's and eight 
          national organizations.  While this bill requires AAA's to use 
          the Elder Index to track participant progress and outcomes, it 
          does not change eligibility requirements for the SCSEP.  In 
          addition, the requirement for using the Elder Index to track 
          progress only applies to the AAA-administered SCSEPs and not to 
          those programs operated by the national organizations.

           Federal Poverty Guidelines (FPG) and the Elder Index
           Since 1965, there have been two slightly different versions of 
          the federal poverty measure - the FPG and the federal poverty 
          thresholds.  The poverty thresholds are the original version of 
          the federal poverty measure and are updated by the Census Bureau 
          each year.  The thresholds are used primarily for statistical 
          purposes.  The FPG is issued each year in the Federal Register 
          and are a simplification of the poverty thresholds.  They are 
          used for administrative purposes, including determining financial 
          eligibility for certain federal programs.  The FPG is sometimes 
          loosely referred to as the federal poverty level.

          Proponents argue that policymakers struggle to create effective 
          policies to promote economic security and eradicate poverty 
          because they do not have an accurate picture of what it really 
          takes to make ends meet in today's economy.  Policymakers 
          typically measure poverty and determine benefits eligibility by 
          using the FPG, a 1963 measure based solely on the cost of a 
          bare-bones food diet.  Although the FPG is updated annually using 
          the Consumer Price Index, the current FPG is the same dollar 
          amount ($10,890 for an individual living alone) whether one lives 
          in a high cost market like urban Los Angeles, or a low cost 
          region like rural Arkansas.

          In response to the shortcomings of the FPG, The Insight Center 
          for Community Economic Development led the effort to create the 
          California Elder Index which sets a new benchmark of income 
          adequacy for older adults.  According to proponents, it provides 
          the true cost of meeting basic needs and maintaining independence 
          in the community.  The Elder Index methodology uses national and 
          state data sources, including the U.S. Census Bureau and the U.S. 
          Department of Housing and Urban Development, and reveals that in 







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          California, the FPG covers less than half of the basic costs 
          experienced by older adults.  

          While California's most expensive counties to live in tend to be 
          urban and coastal, the Elder Index and related research show that 
          older adults in rural counties face significant challenges as 
          well.  For example, Imperial County has the highest percentage of 
          single older adults with incomes below the Elder Index benchmark 
          (67.1%).  San Francisco County has the next highest percentage 
          with 61.3 % of older adults living alone with incomes below the 
          Elder Index.

           Impact of using the Elder Index on Program Eligibility and 
          Funding 
           Programs and services administered by CDA and the AAA's do not 
          require means-testing for eligibility, however, the OAA requires 
          that preference be given to older adults with the greatest 
          economic or social needs, with particular attention given to 
          low-income minority individuals.  To meet the federal 
          requirements, CDA and AAA's track data, including poverty data, 
          on the number of older adults and people with disabilities within 
          a given public service area, but enrollment in programs is not 
          restricted to those who fall below a certain threshold, with the 
          exception of programs that use Medi-Cal funds.  This bill will 
          not change eligibility for any of the programs administered by 
          CDA or the AAA's.

           Arguments in Support
           The California Association of Area Agencies on Aging, AARP, Aging 
          Services of California, the Older Women's League of California, 
          and a host of other organizations, contend that the Elder Index 
          sets a new benchmark of income adequacy for older adults.  It 
          provides the true cost of meeting basic needs and maintaining 
          independence in the community.  By institutionalizing this tool, 
          AB 138 will empower policymakers to allocate limited resources 
          more effectively, and prepare for the needs of seniors and aging 
          baby boomers.

          According to the author, the state is not well-prepared for the 
          senior demographic shift of baby boomers that are now retiring. 
          In fact, California is home to one of the highest number of 
          seniors in the nation at almost 6.5 million-that is almost 20 % 
          of the state's population.  Planning better for our seniors is 
          one of the most significant and responsible improvements we can 
          make to ensure the dignity of our parents.  Utilizing the Elder 
          Index in our planning documents will ensure that our measurement 







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          of their needs will be accurate and consistent across the state.
               
           Related Legislation
           AB 2114 (Beall) of 2010 would have required CDA and AAA's to 
          utilize the Elder Index in their service planning. AB 2114 was 
          held in Senate Appropriations Committee.

          AB 324 (Beall) of 2009 was substantially similar to this bill and 
          required CDA and AAA's to utilize the Elder Index in their 
          service planning.  AB 324 was vetoed by Governor Schwarzenegger.  


           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          AARP - co-sponsor
          Insight Center for Community Economic Development - co-sponsor
          Senior Community Centers of San Diego - co-sponsor
          California Alliance for Retired Americans (CARA)
          California Association of Area Agencies on Aging (C4A)
          California Association of Public Authorities (CAPA)
          California Catholic Conference, Inc.
          California Commission on Aging (CCoA)
          California Food Policy Advocates (CFPA)
          California School Employees Association
          Community Living Campaign in San Francisco
          Congress of California Seniors (CCS)
          Experience Corps
          Gray Panthers
          IHSS Consortium of San Francisco
          Jericho
          Jewish Family Services of Los Angeles (JFS)
          Korean Health Education Information & Research Center (KHEIR)
          National Association of Social Workers, California Chapter 
          (NASW-CA)
          Older Women's League - Sacramento Capitol Chapter (OWL)
          Older Women's League of California (OWL-CA)
          Professional Fiduciary Association of California (PFAC)
          Santa Clara County Board of Supervisors
          Senior Community Centers of San Diego
          Western Center on Law and Poverty
          Wider Opportunities for Women
          Women's Foundation of California

          1 Individual







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           Opposition 
           
          None on file.
           
          Analysis Prepared by  :    Robert MacLaughlin / AGING & L.T.C. / 
          (916) 319-3990