BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 184
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          Date of Hearing:  April 6, 2011

                       ASSEMBLY COMMITTEE ON LOCAL GOVERNMENT
                                Cameron Smyth, Chair
                 AB 184 (Swanson) - As Introduced:  January 25, 2011
           
          SUBJECT  :  Contractual assessment programs: seismic safety 
          improvements.

           SUMMARY  :  Expands the authorization that allows public agencies 
          to enter into contractual assessments to finance the 
          installation of specified improvements to now include seismic 
          strengthening improvements.  Specifically,  this bill  :  

          1)Authorizes a public agency to enter into a contractual 
            assessment with a willing property owner to finance the 
            installation seismic strengthening improvements.

          2)States that it is the intent of the Legislature to address 
            seismic safety needs throughout California by permitting 
            voluntary individual efforts to improve the seismic safety of 
            homes and buildings.

          3)States that it is the intent of the Legislature that the 
            authorization created by this bill should be used to finance 
            the installation of seismic strengthening improvements that 
            are permanently fixed to residential, commercial, industrial, 
            agricultural, or other real property, including, but not 
            limited to, the seismic strengthening of cripple walls and 
            sill plate anchorage of light, wood framed buildings.

          4)States that the upfront cost of making residential, 
            commercial, industrial, agricultural, 
          or other real property more seismically safe prevents many 
            property owners from making those improvements. 

          5)States that to make those improvements more affordable and to 
            promote the installation 
          of those strengthening improvements, it is necessary to 
            authorize an alternative procedure 
          for authorizing assessments to finance the cost of seismic 
            strengthening improvements.

          6)Defines "seismic strengthening improvements" as permanent 
            improvements fixed to residential, commercial, industrial, 








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            agricultural, or other real property.

           EXISTING LAW  :

          1)Authorizes public agencies, as defined, in California to 
            designate areas within which legislative bodies and willing 
            property owners may enter into contractual assessments to 
            finance the installation of distributed generation renewable 
            energy sources or energy or water efficiency improvements.

          2)States legislative intent that the authorization listed above 
            should be used to finance the installation of distributed 
            generation renewable energy sources and energy or water 
            efficiency improvements that are fixed to residential, 
            commercial, industrial, agricultural, and other real property.

          3)States that for the purpose of financing the installation of 
            water efficiency improvements, "public agency" means a city, 
            county, city and county, municipal utility district, community 
            services district, sanitary district, sanitation district, or 
            water district.

          4)Prohibits the authorization from being used to finance the 
            purchase or appliances or installations not fixed to real 
            property.

          5)Makes findings and declarations concerning the need for energy 
            and water efficiency improvements in order to address global 
            climate change, the deterrent effect of high up-front costs on 
            making those improvements, and the need to authorize an 
            alternative procedure for authorizing assessments to finance 
            the cost of energy efficiency improvements in order to make 
            them more affordable and promote their installation.

          6)Declares that a public purpose will be served by a contractual 
            assessment program that provides the legislative body of 
            specified public agencies with the authority to finance the 
            installation of distributed generation renewable energy 
            sources or energy or water efficiency improvements to 
            residential, commercial, industrial, agricultural and other 
            real property.

          7)Authorizes the legislative body to determine that it would be 
            convenient, advantageous, and in the public interest to 
            designate an area within the public agencies' jurisdiction, 








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            which may encompass the entire jurisdiction or a lesser 
            portion, within which authorized legislative body officials 
            and property owners may enter into contractual assessments to 
            finance the installation of distributed generation renewable 
            energy sources or energy or water efficiency improvements that 
            are fixed to the property.

          8)States that the term "energy efficient improvements" includes, 
            but is not limited to, the installation of distributed 
            generation renewable energy resources; and, that any energy 
            efficiency improvement must be fixed to the real property.

          9)Requires that the resolution adopted by the governing body 
            direct the appropriate city official to prepare a report 
            including specified provisions.

          10)Provides that, upon the written consent of an authorized city 
            official, the proposed arrangements for financing the program 
            pertaining to the installation of distributed generation 
            renewable energy resources, energy or water efficiency 
            improvements fixed to real property may authorize the property 
            owner to purchase directly the related equipment and materials 
            and to contract directly for the work on the property owner's 
            residential, commercial, industrial, and other real property.

          11)Specifies that assessments may be levied only with the free 
            and willing consent of the owner of each lot or parcel on 
            which an assessment is levied at the time the assessment is 
            levied.

          12)States that assessments levied pursuant to this chapter, and 
            the interest and any penalties thereon, shall constitute a 
            lien against the lots and parcels of land on which they are 
            made until they are paid.



          13)Requires that a specified city official enter into 
            consultations with the office of the county auditor or 
            controller in order to reach agreement on what additional 
            fees, if any, will be charged to the city or county for 
            incorporating the proposed contractual assessments into the 
            assessments of the general taxes of the city or county on real 
            property, and to include a report on the results of these 
            consultations in the report to be submitted to the legislative 








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            body of the city.

          14)Requires a legislative body to publish notice of a hearing 
            regarding contractual assessments.

          15)Defines "city" for purposes of these sections as a city, 
            county, or city and county.

          16)Defines "water district" as any district or other political 
            subdivision, other than a city or county, a primary function 
            of which is the irrigation, reclamation, or drainage of land 
            or the diversion, storage, management, or distribution of 
            water primarily for domestic, municipal, agricultural, 
            industrial, recreation, fish and wildlife enhancement, flood 
            control, or power production purposes.

          17)Specifies for the purpose of financing the installation of 
            distributed generation renewable energy sources or energy 
            efficiency improvements, "public agency" means a county, city, 
            city and county, or a municipal utility district, an 
            irrigation district, or public utility district that owns and 
            operates an electric distribution system.

          18)Prohibits a public agency from permitting a property owner to 
            participate in a contractual assessment program if the total 
            amount of annual property tax and assessments exceeds 5% of 
            the property's market value. 

          19)Specifies that nothing in statute shall be construed to void 
            or otherwise release a property owner from the contractual 
            obligations incurred by a contractual assessment on a 
            property, particularly in the event that the total amount of 
            annual property taxes exceeds 5% of a property's market value 
            after the property owner has entered into a contractual 
            assessment.  

          20)Clarifies that a public agency report shall include a 
            description of its criteria for underwriting requirements of a 
            property owner.  

          21)Authorizes, under the Mello-Roos Community Facilities Act of 
            1982, a community facilities district to pay for work deemed 
            necessary to bring buildings or real property, including 
            privately owned buildings or real property, into compliance 
            with seismic safety standards or regulations.  Only work 








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            certified as necessary to comply with seismic safety standards 
            or regulations by local building officials may be financed.

           FISCAL EFFECT  :  None

           COMMENTS  :   

          1)In a major (magnitude 7 or so) earthquake on the Hayward 
            fault, the Association of Bay Area Governments (ABAG) 
            estimates that 26,000 of the 163,000 housing units in Oakland 
            will become uninhabitable.  Most (14,700) of the uninhabitable 
            units will be in "soft story" 


          apartment and condominium buildings that contain three or more 
            units.  Apartments and condos most likely to be damaged house 
            those with the fewest resources after earthquakes, and thus, 
            most likely to need shelter for the longest periods of time.

          2)According to reports issued by ABAG, "many apartments and 
            condos can collapse in earthquakes because they have parking 
            on all or part of the first floor, or open commercial space on 
            that first floor. These buildings typically have outside walls 
            with large openings due to garage doors and display windows, 
            as well as few internal walls, making this story "weak" or 
            "soft" and likely to lean or fall over in earthquakes.  
            Because of improvements in recent building codes for new 
            construction, these soft-story buildings were likely built 
            prior to 1990 and the most problematic buildings were built 
            prior to 1980.  They also are more likely to be a problem if 
            they have wood-framing in the walls of the first floor 
            (whether or not it is covered by stucco)."

          3)As indicated by the 1999 ABAG report, "Preventing the 
            Nightmare," current financial incentive programs are having a 
            negligible impact on retrofit work.  According to the author, 
            the goal of this bill is to provide homeowners, who wish to 
            make seismic improvements to their homes, with a financing 
            option that removes much of the upfront expense.  By making it 
            easier for homeowners to protect their homes in the event of 
            an earthquake, the author believes that this measure will 
            increase public safety in the event of an earthquake, as well 
            as reduce the number of homes that are destroyed in the next 
            big earthquake.  This bill builds upon the already existing 
            authority for local agencies to establish a contractual 








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            assessment area, thereby, allowing homeowners the option to 
            finance seismic retrofitting using long-term loans repaid 
            through property tax assessments. 

          4)AB 811 (Levine), Chapter 159, Statutes of 2008, proposed to 
            further the public interest 
          of addressing climate change through energy conservation efforts 
            by authorizing cities to provide up-front financing to 
            property owners to install solar or other renewable 
            energy-generating devices or make specified energy efficiency 
            improvements to their properties through a system of 
            contractual assessments.  Prior to AB 811, contractual 
            assessments were only authorized for certain types of public 
            works projects.  Under contractual assessments, the property 
            owner or owners within a designated area choose to assess 
            themselves for the cost of energy efficiency improvements or 
            public works projects (i.e., under grounding 
          of power lines or installation of streetlights).  The local 
            government then provides the 
          up-front funds for the project, and the property owners pay an 
            annual assessment until those funds, plus interest, are 
            repaid.  The underlying purpose is to create a means by which 
            a project that provides both a public benefit and an 
            incidental benefit to particular property owners can be 
            financed without imposing the cost on property owners in other 
            parts of the city who derive no benefit.

          AB 474 (Blumenfield), Chapter 444, Statutes of 2009, added water 
            efficiency improvements to the list of improvements that can 
            be paid for through a contractual assessment between a willing 
            property owner and a public agency.

          5)Support arguments:  According to the City of Oakland, the 
            costs typically associated with seismically retrofitting a 
            house in order to ensure safety can be extremely high.  For 
            many homeowners the cost of retrofitting a home serves as the 
            primary barrier to having the needed 


          repairs.  The City believes that we must provide incentives to 
            residents to ensure they are as prepared as possible.  
            Contractual assessments, as authorized in this bill, can help 
            to lessen the initial financial burden of making such 
            improvements.  Supporters believe that given the recent 
            earthquakes in Chile, Haiti and Japan, California needs to 








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            ensure that all of its structures are well prepared to handle 
            the next major earthquake.

            Opposition arguments:  Opposition could argue that this 
            measure adds yet another improvement to the laundry list of 
            improvements that a local government can finance through 
            contractual assessments; the Legislature may wish to consider 
            whether it is prudent to continue to authorize local 
            governments to become a glorified bank to help pay for on-site 
            property improvements.  The Legislature may also wish to 
            consider if it would be wise to place some type of cap on the 
            amount of contractual assessments a local government may enter 
            into at any one time in order to reduce the financial risk for 
            the local agency.

          6)AB 184 is identical to AB 1755 (Swanson, 2010) that was vetoed 
            by Governor Schwarzenegger.  In his veto message the Governor 
            stated that he does "not support expanding contractual 
            assessment programs to these types of property improvements."

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          American Federation of State, County, and Municipal Employees 
          (AFSCME), AFL-CIO
          CA Apartment Association
          CA Association of Realtors
          Honorable Jean Quan, Mayor, City of Oakland 

           Opposition 
           
          None on file
           
          Analysis Prepared by  :    Katie Kolitsos / L. GOV. / (916) 
          319-3958