BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 278
                                                                  Page  1

          Date of Hearing:   May 3, 2011

              ASSEMBLY COMMITTEE ON BUSINESS, PROFESSIONS AND CONSUMER 
                                     PROTECTION
                                 Mary Hayashi, Chair
                   AB 278 (Hill) - As Introduced:  February 8, 2011
           
          SUBJECT  :   Department of Real Estate: administrative fines.

           SUMMARY  :   Authorizes the Real Estate Commissioner 
          (Commissioner) to adopt regulations for issuing citations to 
          those who violate the Real Estate Law or any regulation under 
          that law.  Specifically,  this bill  :

          1)Authorizes the Commissioner to adopt regulations that 
            establish a system for issuing citations to licensees in 
            violation of the Real Estate Law or any regulation adopted 
            under that law, and to issue such citations except where 
            violations have resulted in serious financial loss to a member 
            of the public.  A citation may contain an order of abatement 
            or an order to pay an administrative fine.

          2)Requires the system for issuing citations to satisfy the 
            following conditions:

             a)   Citations shall be in writing and describe the nature of 
               the violation, including reference to the provision of law 
               that was violated;

             b)   Citations shall, when appropriate, contain an order of 
               abatement fixing a reasonable time for abatement;

             c)   Administrative fines must not exceed one thousand 
               dollars ($1,000) for each inspection or each investigation 
               made with respect to the violation.  The Commissioner must 
               consider several factors in assessing a fine, as specified;
           
             d)   Citations or fine assessments must inform licensees of 
               the appeals process for contested violations, which 
               provides for a hearing within 30 days of the date the fine 
               or assessment is issued.  Payment of a fine shall not 
               constitute an admission of the violation charged and shall 
               not be reported in the Department of Real Estate's (DRE) 
               real estate bulletin; and,









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             e)   The Commissioner may take disciplinary action if a 
               licensee fails to pay a fine within 30 days of the 
               assessment date, unless the citation is being appealed.  If 
               a citation is not contested and a fine is not paid, the 
               fine shall be added to the license renewal fee.  A license 
               shall not be renewed without payment of the renewal fee and 
               fine.

          3)Allows the following: citations to be issued without the 
            assessment of an administrative fine; a fine assessment to be 
            limited to particular violations of the Real Estate Law; and, 
            notice to be given to a broker when a citation is issued to a 
            salesperson or broker associate employed by the broker.

          4)Specifies that, if a fine is paid to satisfy an assessment 
            based on the finding of a violation, payment of the fine shall 
            be represented as satisfactory resolution of the matter for 
            purposes of public disclosure.

          5)Requires administrative fines to be credited to the Recovery 
            Account of the Real Estate Fund and, upon legislative 
            appropriation, to be available for expenditure under the Real 
            Estate Recovery Program.

          6)Specifies that the establishment of an administrative citation 
            system does not preclude the use of other disciplinary 
            authority of the Commissioner.

          7)Allows the Commissioner to adopt regulations to establish a 
            similar administrative citation system for unlicensed persons 
            acting in the capacity of a licensee, as specified.

           EXISTING LAW  

          1)Establishes the Real Estate Law, which provides for the 
            regulation and licensure of real estate brokers and 
            salespersons by the DRE under the Commissioner.

          2)Authorizes the Commissioner, upon his or her own motion, and 
            requires the Commissioner upon the verified complaint in 
            writing of any person, to investigate the actions of a real 
            estate licensee who has engaged in specified acts.  If the 
            Commissioner finds that a licensee has committed those acts, 
            the Commissioner may suspend or revoke the license of the 
            licensee or impose specified monetary penalties, which must be 








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            credited to the Recovery Account in the Real Estate Fund.

          3)Creates the Recovery Account within the Real Estate Fund for 
            purposes of payment to aggrieved persons who obtain a final 
            judgment against a licensee based upon the licensee's fraud, 
            misrepresentation, or deceit in a real estate transaction.

           FISCAL EFFECT  :  Unknown

           COMMENTS  :   

           Purpose of this bill  .  According to the author's office, "While 
          the Real Estate Commissioner has authority to enforce real 
          estate law, he or she has a relatively narrow number of options 
          for imposing discipline and penalties.  AB 278 would allow for 
          the issuance of a citation and a fine for relatively minor 
          violations that have not resulted in harm to the public.  AB 278 
          would provide a type of "fix-it ticket" that could be levied 
          without the necessity of a long drawn out hearing and review 
          process.  While certainly appropriate for more serious 
          violations, such a time consuming process does not serve either 
          the general public or the regulated community in the most 
          efficient manner in all cases."   

           Background  .  DRE licenses and regulates approximately 463,000 
          real estate professionals in California.

          Under existing law, DRE has the authority to take regulatory 
          action against a real estate licensee for committing an unlawful 
          act.  DRE may also censure an individual who lacks a real estate 
          license but is nevertheless performing duties for which a 
          license is necessary. 

          In administering and enforcing the Real Estate Law, the 
          Commissioner may issue regulations and hold hearings to 
          determine whether a licensee or license applicant has violated 
          real estate laws or regulations.  The Commissioner may suspend, 
          revoke or deny a real estate license or impose monetary 
          penalties if violations are substantiated through the hearings 
          process.  The Commissioner may also issue desist and refrain 
          orders in certain circumstances.

          In practice, for more serious violations, DRE files an 
          accusation, which initiates the disciplinary process that can 
          eventually result in suspension or revocation of a license, or 








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          issues a desist and refrain order.  For less serious violations, 
          DRE issues a letter of corrective action.  The citations 
          authorized by this bill would act as an intermediate option for 
          the DRE.

          The Recovery Account is funded by DRE license fees and is used 
          to pay aggrieved individuals who obtain a final judgment against 
          a licensee who commits fraud, misrepresentation, deceit or other 
          specified violations in his or her capacity as a licensee when 
          effecting a real estate transaction.  The aggrieved person can 
          file an application with DRE for payment from the Recovery 
          Account of amounts unpaid in the judgment.  The DRE's Real 
          Estate Bulletin is published quarterly as an educational service 
          to real estate licensees in the state.

          This bill grants the Commissioner the authority to adopt 
          regulations to issue citations for violations of Real Estate Law 
          that might not warrant a full investigation or the imposition of 
          remedies under current law, such as suspending or revoking a 
          license.  Citations can include an order of abatement or a fine 
          of up to $1,000, which would be deposited into the Recovery 
          Account and subject to legislative appropriation.  Citations 
          must notify the licensee of DRE's appeals process and, if a 
          licensee pays a fine, the underlying citation will not be 
          reported in DRE's Real Estate Bulletin.  A similar citation 
          system can be adopted for unlicensed persons acting in the 
          capacity of a licensee.

          Candidates for a citation under this bill could include: a 
          broker's trust account where records were not properly kept but 
          no monies were missing; or, where employment contracts were not 
          maintained correctly or hiring was not reported to DRE.

           Support  .  The California Association of Realtors, sponsor of 
          this bill, writes, "Existing law allows the Department to order 
          an individual to 'desist and refrain' from misconduct, and 
          allows the Department to commence an administrative hearing 
          process to revoke a license.  Unfortunately, the Department does 
          not have an intermediate option to issue a citation and fine for 
          relatively less serious violations.  By giving the Department 
          the option to cite violations that have not resulted in serious 
          harm to the public, AB 278 will allow it (to) focus 
          prosecutorial resources on the most serious violators.  In 
          addition, the Department will not be pressured to ignore minor, 
          but none the less real, violations while it prioritizes the most 








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          serious (violations)."

           Related legislation  .  SB 53 (Calderon and Vargas) of 2011 
          authorizes the Commissioner to issue citations to unlicensed 
          persons engaging in activities for which a real estate license 
          is required or to licensees in violation of any provision of the 
          Real Estate Law or any rule or order thereunder.  The bill 
          allows citations to include an administrative penalty of up to 
          $2,500, and includes a number of additional provisions 
          pertaining to DRE investigations, escrow disclosures, recording 
          requirements, and exempted transactions.  This bill is pending 
          in Senate Business, Professions and Economic Development.

          SB 706 (Price) of 2011 authorizes the DRE and the Office of Real 
          Estate Appraisers to enter into a settlement with a licensee or 
          applicant, instead of the issuance of an accusation or statement 
          of issues against the licensee or applicant, as specified.  The 
          bill would authorize an administrative law judge to order a 
          licensee in a disciplinary proceeding to pay the reasonable 
          costs of investigating and prosecuting the disciplinary case 
          against the licensee, as specified.  Costs recovered would be 
          deposited in either the Real Estate Fund or the Real Estate 
          Appraisers Regulation Fund, as specified.  This bill is pending 
          in Senate Business, Professions and Economic Development.

           Previous legislation  .  SB 1737 (Machado) Chapter 286, Statutes 
          of 2008, allows DRE to ban from real estate-related employment 
          for up to three years anyone found guilty of violating the Real 
          Estate Law or any crime related to the qualification or duties 
          of a licensee.  The bill allows DRE to suspend or revoke a 
          license if the licensee provides an inaccurate opinion of value 
          for a short sale for specified purposes, and requires notice to 
          all parties in a real estate transaction when the same person 
          arranges financing and acts as the buyer's agent, seller's 
          agent, or both.

          AB 1830 (Lieu, Bass, Nava and Wolk) of 2008 authorizes the 
          Commissioners of DRE, the Department of Financial Institutions, 
          and the Department of Corporations to suspend or revoke licenses 
          for violations of specified federal lending laws or regulations, 
          and defines the term "higher-priced mortgage loan," as 
          specified.  This bill was vetoed.

          AB 2454 (Emmerson) Chapter 279, Statutes of 2008, increases the 
          limit on the amount for which the Recovery Account may be liable 








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          and deletes obsolete provisions relating to a cause of action 
          brought prior to January 1, 1980. 

          AB 840 (Emmerson) Chapter 140, Statutes of 2007, authorizes the 
          Commissioner to suspend or revoke the license of a real estate 
          licensee or a mineral, oil and gas licensee, or deny issuance of 
          the license to an applicant, if the applicant or licensee has 
          been found guilty of a felony or a crime substantially related 
          to the qualification, functions, or duties of the real estate 
          license or the mineral, oil and gas license.

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          California Association of Realtors (sponsor)

           Opposition 
           
          None on file.
           
          Analysis Prepared by  :    Angela Mapp / B.,P. & C.P. / (916) 
          319-3301