BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 509
                                                                  Page  1

          Date of Hearing:  May 2, 2011

                     ASSEMBLY COMMITTEE ON REVENUE AND TAXATION
                                Henry T. Perea, Chair

                    AB 509 (Skinner) - As Amended:  March 25, 2011

          Majority vote.  Fiscal committee.

           SUBJECT  :  Federal earned income tax credit:  notification:  
          state departments and agencies

           SUMMARY  :  Requires state departments and agencies to notify 
          certain program recipients that they may qualify for the federal 
          earned income tax credit (EITC).  Specifically,  this bill  :  

          1)Requires "state departments and agencies that serve those 
            qualified for the EITC" to notify program participants that 
            they may be eligible for the EITC.

          2)Defines "state departments and agencies that serve those 
            qualified for the EITC" as departments that operate state or 
            federally funded programs primarily engaged in providing 
            services to low-income individuals and families. 

          3)Specifies that this notice shall be provided at least once a 
            year during the months of January through April, or 
            alternatively, during a regularly scheduled contact with a 
            recipient. 

          4)States that notification may be provided by telephone, mail, 
            electronic communication, or by an in-person communication.

          5)Encourages departments, agencies, and programs to develop the 
            least costly and the most effective method to provide notice.

           EXISTING FEDERAL LAW  allows a refundable EITC to qualifying 
          individuals.  The amount of the credit is based on the 
          taxpayer's income and is phased out as income increases.  The 
          amount of the credit also varies based on the number of 
          qualifying children the taxpayer claims.  Currently, to qualify 
          for the credit, an individual's adjusted gross income must be 
          less than $43,352 ($48,362 filing jointly) with more than two 
          qualifying children, $40,363 ($45,373 filing jointly) with two 
          qualifying children, $35,535 ($40,545 filing jointly) with one 








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          qualifying child, or $13,460 (18,470 filing jointly) without a 
          qualifying child.  The current maximum credit for taxpayers with 
          more than two qualifying children is $5,666, and for taxpayers 
          with two qualifying children the maximum is $5,036.  For 
          taxpayers with one qualifying child, the maximum credit amount 
          is $3,050, and for taxpayers with no qualifying children, the 
          maximum amount is currently $457.  

           EXISTING STATE LAW  requires employers to notify employees that 
          they may be eligible for the EITC.  Specifies that this notice 
          shall be provided within one week before or after an employer 
          provides his/her employees with their annual wage summary (e.g. 
          a Form W-2 or a Form 1099).  Employers are required to either 
          hand the notice directly to each employee or to mail the notice 
          to each employee's last known address.  

           FISCAL EFFECT  :  Unknown.  

           COMMENTS  :   

           1)Author's Statement.   The author provided the following 
            statement: 

            "AB 509 will expand existing legislation to require state 
            departments and agencies that serve low-income Californians to 
            notify their program recipients that they may be eligible for 
            the EITC.  In recognizing the unique capacities of each 
            affected state department and agency, this bill allows the 
            departments and agencies to conduct the annual notification 
            during a regularly schedules contact with a recipient by 
            telephone, mail, electronic communication, or by an in-person 
            visit.
             
             "The Earned Income Tax Credit (EITC) is a federal tax credit 
            for low to moderate income individuals and families that can 
            put anywhere from a few hundred dollars to $5,600 in their 
            pockets.  Congress originally approved the tax credit 
            legislation in 1975 in part to offset the burden of social 
            security taxes and to provide an incentive to work.  When EITC 
            exceeds the amount of taxes owed, it results in a tax refund 
            to those who claim and qualify for the credit.  President 
            Ronal Reagan famously called the tax credit, "the best 
            anti-poverty, the best pro-family, the best job creation 
            measure to come out of Congress."









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           2)Committee staff notes the following:

             a)   Timing of notification.   AB 509 specifies that this 
               notice shall be provided at least once a year during the 
               months of January through April, or alternatively, during a 
               regularly scheduled contact with a recipient.  It is not 
               clear whether notification provided during a regularly 
               scheduled contact should be done between January and April. 
                Notice provided in the month of May or June may be of 
               minimal effectiveness if the individual has already filed 
               their taxes.  The author may wish to specify when annual 
               notification should be provided to maximize utilization of 
               the information.
              
             b)   Potential impact on the State's economy.   In 2009, 
               800,000 Californians failed to claim over $1.2 billion 
               worth of EITC dollars.  The author argues that if these 
               refunds were claimed, they would spur over $1.2 billion in 
               business sales, pay $311 million in wages, and add nearly 
               7,500 jobs to the California economy, which would result in 
               $88 million dollars in taxes coming back to the state.  
               This economic stimulation could be a huge benefit to 
               California, given the current budget crisis.  

             c)   Duplication of effort?   To qualify for the EITC, an 
               individual must be employed.  Current law requires 
               employers to notify  all  employees that they may be eligible 
               for the EITC.  Individuals eligible for the EITC are 
               informed of the credit within a week of the time W-2s are 
               issued.  If all employees receive notice of the EITC around 
               the time they receive their W-2s, would another 
               notification simply be a duplication of effort by the state 
               department or agency?
              
             d)   Cost and effectiveness of notification.   This bill 
               encourages departments, agencies, and programs to develop 
               the least costly, as well as the most effective, method to 
               provide notice.  The time associated with notifying all 
               participants in state programs as well as the cost 
               associated with notification is unknown, but balancing 
               effectiveness and cost can become a daunting task for some 
               state programs.  For example, it may be less effective and 
               less costly to send an email blast to all program 
               participants, but more effective and time consuming to call 
               every participant.








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           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          None on file

           Opposition 
           
          None on file
           
          Analysis Prepared by  :  Myriam Bouaziz and Oksana Jaffe / REV. & 
          TAX. / (916) 319-2098