BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 584
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          Date of Hearing:   April 13, 2011

                           ASSEMBLY COMMITTEE ON INSURANCE
                                 Jose Solorio, Chair
                      AB 584 (Fong) - As Amended:  April 6, 2011
           
          SUBJECT  :   Workers' compensation: utilization review

           SUMMARY  :   Requires that a physician who is conducting 
          utilization review be licensed in California.  Specifically, 
           this bill:

           1)Requires that a "physician," as defined in the workers' 
            compensation law, who is conducting utilization review of the 
            proposed treatment for an injured worker, be licensed in 
            California.

          2)Makes a technical change in the definition of "psychologist" 
            for purposes of the workers compensation law.

          3)Conforms the law that governs disability determinations by the 
            Employment Development Department (EDD) for purposes of the 
            State Disability Insurance Program (SDI) to the changes being 
            made to the workers' compensation law.

           EXISTING LAW  :

          1)Provides for a comprehensive system of workers' compensation 
            benefits for workers injured on the job, including medical 
            benefits.

          2)Requires medical treatment to be provided in most cases 
            consistent with the American College of Occupational and 
            Environmental Medicine (ACOEM) Guidelines, subject to certain 
            exceptions.

          3)Authorizes employers or insurers to conduct "utilization 
            review" of proposed medical treatment in order to determine 
            the appropriateness of that treatment and its compliance with 
            the applicable guidelines.

          4)Specifies that "�n]o person other than a licensed physician 
            who is competent to evaluate the specific clinical issues 
            involved . . . may modify, delay or deny requests" for medical 
            treatment.  By regulation, this has been interpreted to mean a 








                                                                  AB 584
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            physician licensed in any state.

           FISCAL EFFECT  :   Undetermined.

           COMMENTS  :   

          1)Purpose:   Proponents of the bill believe that out-of-state 
            utilization review physicians are making inappropriate 
            decisions at least in part because there is no regulatory 
            structure to hold them accountable.  The bill is intended to 
            ensure that there is a regulatory oversight body - the Medical 
            Board - that can discipline a utilization physician in the 
            event the physician violates practice standards.

           2)Support:   Supporters offer several arguments in favor of the 
            bill.  First, some argue that requiring a California license 
            will make it easier for the reviewing doctor and treating 
            doctor to communicate, thereby enhancing the chances of a 
            re-evaluation of any decision to deny or modify treatment 
            requests.  Many treating physicians have complained about the 
            difficulty of communicating with reviewers three time zones 
            away, and supporters believe this bill will improve the 
            situation (although it should be noted that an East 
            Coast-based physician can hold a California license).  
            Supporters also believe that having reviewing physicians 
            regulated by the California Medical Board will provide 
            appropriate oversight and quality control that is not 
            available for non-California licensed physicians.  Supporters 
            also point out that many utilization review companies already 
            employ only California-licensed physicians, and assert that 
            there is no shortage of these physicians.  
           
           3)Medical Board Authority and Priorities:   According to the 
            Medical Board, a decision to delay, modify or deny a medical 
            treatment constitutes the practice of medicine, and the Board 
            would have jurisdiction over this act.  However, the Business 
            and Professions Code (Section 2220.05) establishes an order of 
            priority for the use of the Board's resources, and the five 
            listed priorities do not include any language that would refer 
            to violations of professional standards in the conduct of 
            utilization review.  In addition, the Board's enforcement 
            capacity, according to public interest groups that monitor the 
            Board, is less than ideal.  The Board suffers an inability to 
            retain its investigators on a long-term basis, and thus it 
            struggles to handle even priority cases.  As a result, the 








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            bill's premise that an in-state license ensures regulatory 
            oversight may face practical impediments.  
           
           4)Do Current Regulations Violate California Statute?   Because 
            the Medical Board deems the performance of utilization review 
            to be the practice of medicine, and because the treatment at 
            issue is to be provided (in most cases) to a California 
            resident, many people have argued that by operation of the 
            Medical Practice Act only a California-licensed physician can 
            lawfully perform the utilization review function.  The 
            Administrative Director (AD) of the Division of Workers' 
            Compensation declined to adopt this interpretation of the law 
            when she adopted the regulations to implement the utilization 
            review statute.  Because there is logic to this analysis, it 
            must be inferred that the AD concluded that the new Labor Code 
            provision constituted a statutory exception to the general 
            Medical Practice Act rule.  That issue has never been 
            litigated, but many supporters believe there was no intent in 
            the 2004 workers' compensation reforms to modify the general 
            rules governing the practice of medicine.  In this light, they 
            argue that this bill is clarifying existing statutory law that 
            has been misconstrued by a regulation.

           5)Opposition:   Opponents point out that utilization review was 
            one of the most important provisions for employers in the 2004 
            workers' compensation reform.  They believe that this bill 
            undermines their ability to effectively conduct utilization 
            review, by causing delays and increasing costs.  They argue 
            that the medical treatment issues are not unique to California 
            in law or practice, as the ACOEM Guidelines have been used in 
            many states for far longer than they have been used in 
            California.  Thus, there is no reason to think that 
            non-California physicians are less able to review California 
            treatment, and some reason to expect out of state physicians 
            may be more experienced with the ACOEM Guidelines.  

          Opponents further argue that the requirement that the physician 
            be competent to evaluate the specific clinical issues involved 
            in the case is sufficient.  They argue that there is no 
            specific knowledge that is unique to California-licensed 
            physicians, and to limit utilization reviews to these 
            physicians would only have the effect of limiting the number 
            of available reviewing physicians, which would drive up the 
            cost.









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           6)SDI disability determinations  .  The law governing disability 
            determinations by EDD for the SDI program requires the 
            applicant to establish disability with evidence from a medical 
            practitioner.  The scope of who may perform this function is 
            defined by a cross reference to the workers' compensation 
            provision being amended by this bill.  Because the "must be 
            licensed in California" requirement does not work for EDD's 
            purposes, that law is being amended to retain the authority 
            for out of state "physicians" to continue to perform that 
            function.

           7)Prior legislation.   AB 2969 of 2008 and AB 993 of 2010 
            proposed the same rule being proposed by this bill.  Each bill 
            was passed by the Legislature, but vetoed by the Governor.  
            The veto message for AB 2969 follows:

               "I am returning Assembly Bill 2969 without my signature.

               This bill would require a physician conducting utilization 
               review in the workers' compensation system to be licensed 
               in California. Such a requirement would be inconsistent 
               with how utilization review is conducted in other areas of 
               medicine in and not in line with best practices nationwide. 
               The proponents of this measure have not demonstrated a need 
               for this disparity in treatment."

           REGISTERED SUPPORT / OPPOSITION :   

           Support
           
          American Federation of State, County and Municipal Employees 
          (AFSCME), AFL-CIO
          California Nurses Association (CNA)
          California Society of Industrial Medicine and Surgery (CSIMS) 
          California Society of Physical Medicine and Rehabilitation 
          (CSPMR)
          Pfizer
          Union of American Physicians and Dentists (UAPD)/AFSCME Local 
          206
          Western Occupational and Environmental Medical Association

           Opposition

           Acclamation Insurance Management Services (AIMS)
          Allied Managed Care (AMC)








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          Alpha Fund
          American Insurance Association (AIA)
          Association of California Insurance Companies (ACIC)
          Association of California Water Agencies (ACWA)
          California Association of Joint Powers Authorities (CAJPA)
          California Chamber of Commerce
          California Coalition on Workers' Compensation (CCWC)
          California Special Districts Association (CSDA)
          California State Association of Counties (CSAC)
          CSAC Excess Insurance Authority (CSAC-EIA)
          Insurance Brokers & Agents of the West (IBA West)
          League of California Cities (LCC)
          Liberty Mutual Insurance Group
          Regional Council of Rural Counties (RCRC)

           Analysis Prepared by  :    Mark Rakich / INS. / (916) 319-2086