BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 696
                                                                  Page  1

          Date of Hearing:   May 3, 2011

          ASSEMBLY COMMITTEE ON JOBS, ECONOMIC DEVELOPMENT AND THE ECONOMY
                               V. Manuel P�rez, Chair
                  AB 696 (Hueso) - As Introduced:  February 17, 2011
           
          SUBJECT  :   California Infrastructure and Economic Development 
          Bank

           SUMMARY  :   Requires projects selected for funding under the 
          Infrastructure State Revolving Fund Program (ISRF) to only be 
          funded if the project meets specified land use and economic 
          development criteria.  Specifically,  this bill  : 

          1)Adds a new eligibility threshold for ISRF applications by 
            requiring the I-Bank to select projects that meet both of the 
            following criteria:

             a)   The project has economic benefit, as defined; and

             b)   The project meets land use criteria, as determined by 
               the I-Bank.

          2)Defines economic development benefit to mean, in the 
            determination of the California Infrastructure Bank (I-Bank), 
            that the project would provide some quantitative level of 
            economic benefit including, but not limited to, the creation 
            or retention of jobs, growth of the property tax base, or 
            growth of sales tax base.

           EXISTING LAW  :

          1)Requires the Governor to prepare the Environmental Goals and 
            Policy Report every four years for the purpose of defining the 
            state's 20 year growth and economic development strategy with 
            particular attention to statewide land use policy.  

          2)Creates the I-Bank, within the Business, Transportation and 
            Housing Agency (BTH), to promote economic revitalization, 
            enable future development, and encourage a healthy climate for 
            jobs in California.  

          3)Authorizes the I-Bank to offer a variety of financial 
            undertakings including, but not limited to, the issuance of 
            tax-exempt and taxable revenue bonds to underwrite the cost of 








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            infrastructure development that meets a specified public 
            purpose.

          4)Requires a legislative body or sponsor seeking funding from 
            the I-Bank to adopt a resolution making affirmative findings 
            on each the following:

             a)   The project is consistent with the general plan of the 
               relevant local government jurisdiction;

             b)   The proposed financing is appropriate for the specific 
               project;

             c)   The project facilitates effective and efficient use of 
               existing and future public resources so as to promote both 
               economic development and conservation of natural resources. 
                Further, that the project develops and enhances public 
               infrastructure in a manner that will attract, create, and 
               sustain long-term employment opportunities; and

             d)   The project is consistent with the criteria, priorities, 
               and guidelines set forth by the I-Bank.

           FISCAL EFFECT  :   Unknown

           COMMENTS  :   

           1)Structure and operation of BTH and the I-Bank  :  BTH is the 
            state agency responsible for the oversight and coordination of 
            the activities of various departments, offices, and economic 
            development programs, with responsibility for maintaining the 
            strength and efficiency of California's infrastructure and 
            financial markets.  These programs provide financial and 
            programmatic regulation important to the economic marketplace, 
            community development, and the safe and efficient flow of 
            commerce.  Among the key economic development programs 
            overseen by BTH are: 

                 The Small Business Board;
                 The Small Business Direct Loan and Guarantee Programs; 
                 The I-Bank; 
                 Technology-related programs; 
                 California International Trade Promotion Activities; and
                 Community Development Block Grant Program.
           








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             The I-Bank was established in 1994 to promote economic 
            revitalization, enable future development, and encourage a 
            healthy climate for jobs in California.  Among other duties, 
            the I-Bank has the authority to issue tax-exempt and taxable 
            revenue bonds.  

            I-Bank activities are governed by a five-member board of 
            directors comprised of the BTH Secretary (chair), State 
            Treasurer, Director Department of Finance, Secretary of the 
            State and Consumer Services Agency, and a Governor's 
            appointee.  The day-to-day operations of the I-Bank are 
            directed by the Executive Director who is an appointee of the 
            Governor and is subject to confirmation by the California 
            State Senate.  Currently, the I-Bank has authority for 24 
            staff members.

            The I-Bank is financed through the California Infrastructure 
            and Economic Development Bank Fund (CIEDB Fund) and the 
            California Infrastructure Guarantee Trust Fund, into which 
            fees, interest income and other revenues are deposited and 
            from which I-Bank expenses are paid.  The cost of 
            administering the programs of the I-Bank are off-set by these 
            types of program income.  Monies in these Funds are held 
            within the California State Treasury or by the bond trustee 
            for The Infrastructure State Revolving Fund (ISRF) bonds.  

            The I-Bank is operated on a revolving fund basis and thereby 
            generates continuous funding for new project investments.  The 
            I-Bank does not receive any ongoing General Fund support for 
            loan or bond financing, and according to its 2009-10 
            independent audit, its program continues to provide sufficient 
            revenues to support all operating expenses.  

            The I-Bank administers two categories of programs:  (1) The 
            ISRF which provides direct low-cost financing to public 
            agencies for a variety of public infrastructure projects; and 
            (2) Bond Financed Programs which provide financing for 
            manufacturing companies, nonprofit organizations, public 
            agencies and other eligible entities.  There is no commitment 
            of I-Bank or state funds for any of the conduit revenue bonds. 
            Even in the case of default, the state is not liable.

            Since its creation in 1994, the I-Bank has loaned over $400 
            million to local agencies and has developed a high-level of 
            expertise in the implementation of public infrastructure and 








                                                                  AB 696
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            financing programs.  In addition, over $30 billion in conduit 
            revenue bonds have been issued by the I-Bank since 2000.  

           1)Infrastructure State Revolving Fund  :  The ISRF Program 
            provides low-cost financing to public agencies for a wide 
            variety of infrastructure projects.  The ISRF Program was 
            established through an initial $182 million capitalization, 
            and it is maintained through the use of a leverage loan 
            program, whereby bonds are issued to raise upfront program 
            capital and the loan repayments are committed toward the 
            repayment of bonds.  Using the leverage loan program has 
            allowed the I-Bank to maintain a somewhat steady flow of eight 
            to 10 new loans each year.  Rating agencies have consistently 
            rated bonds issued for the leverage loan program as high 
            quality debt of AA+.  

            ISRF Program funding is available in amounts ranging from 
            $250,000 to $10 million, with loan terms of up to 30 years. 
            According to the LAO, average loan amounts are generally in 
            the range of $3 to $5 million.  Interest rates are set on a 
            monthly basis. Preliminary applications are continuously 
            accepted.  Since June of 2000, 81 ISRF Program loans have been 
            issued totaling over $400 million.  Due to the separate 
            capitalization of the ISRF, the number of loans is primarily 
            limited by the stream of funds received by loan repayments.

            Eligible applicants include local government entities, 
            including cities, counties, redevelopment agencies, special 
            districts, assessment districts, joint powers authorities and 
            non-profit corporations formed on behalf of a local 
            government.  

            Eligible project categories include city streets, county 
            highways, state highways, drainage, water supply and flood 
            control, educational facilities, environmental mitigation 
            measures, parks and recreational facilities, port facilities, 
            public transit, sewage collection and treatment, solid waste 
            collection and disposal, water treatment and distribution, 
            defense conversion, public safety facilities, and power and 
            communications facilities.

            Under the provisions of the program, potential applicants 
            develop projects and prior to submitting applications contact 
            the I-Bank for a preliminary review.  Applicants then have an 
            opportunity to adjust their projects to meet program 








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            requirements.  Each application to the ISRF Program is 
            accompanied by a resolution stating: 

                 The project is consistent with the general plan;

                 The proposed financing is appropriate for the specific 
               project;

                 The project facilitates the effective and efficient use 
               of existing and future public resources so as to promote 
               both economic development and conservation of natural 
               resources.  Further, that the project develops and enhances 
               public infrastructure in a manner that will attract, 
               create, and sustain long-term employment opportunities; and

                 The project is consistent with the criteria, priorities, 
               and guidelines set forth by the I-Bank including the state 
               Environmental Goals and Policy Report and, if the applicant 
               is a state agency, the five-year infrastructure plan.  
               �Descriptions of the EGPR and five-year infrastructure plan 
               are provided in a separate comment.]

            Applications are then scored based on the point system 
            detailed in the chart below.  Project applications that 
            receive a minimum of 80 points are funded.  This program is 
            administered on a first-come-first-serve basis and 
            applications are accepted at any time.  This means that 
            projects do not compete against each other; rather project 
            applications which meet the 80 point threshold are funded, to 
            the extent funding is available.  

          
             ----------------------------------------------------------- 
            |          ISRF Program - Project Scoring Criteria          |
             ----------------------------------------------------------- 
            |-----------------------------+--------------+--------------|
            |     Criteria Categories     |  Individual  |Total Maximum |
            |                             |   Maximum    |Points        |
            |                             |    Points    |              |
            |-----------------------------+--------------+--------------|
            |Economic Development Impact  |              |      50      |
            |-----------------------------+--------------+--------------|
            |Job Creation and Retention   |      30      |              |
            |-----------------------------+--------------+--------------|
            |Economic Base Employers      |      10      |              |








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            |�measures whether a project  |              |              |
            |will benefit employers that  |              |              |
            |bring in revenues from       |              |              |
            |outside the region]          |              |              |
            |-----------------------------+--------------+--------------|
            |Community Economic           |      10      |              |
            |Development Plan �measures   |              |              |
            |the applicant's              |              |              |
            |cooperativeness with local   |              |              |
            |economic and job development |              |              |
            |programs]                    |              |              |
            |-----------------------------+--------------+--------------|
            |                             |              |              |
            |-----------------------------+--------------+--------------|
            |Community Economic Need      |              |      55      |
            |-----------------------------+--------------+--------------|
            |Unemployment Rate            |      20      |              |
            |-----------------------------+--------------+--------------|
            |Median Family Income         |      15      |              |
            |-----------------------------+--------------+--------------|
            |Change in Labor              |      10      |              |
            |-----------------------------+--------------+--------------|
            |Poverty Rate                 |      10      |              |
            |-----------------------------+--------------+--------------|
            |                             |              |              |
            |-----------------------------+--------------+--------------|
            |Land Use, Environmental      |              |      40      |
            |Protection, and Housing      |              |              |
            |-----------------------------+--------------+--------------|
            |Land Use �based on EGPR]     |      20      |              |
            |-----------------------------+--------------+--------------|
            |Environmental Protection     |      10      |              |
            |-----------------------------+--------------+--------------|
            |Housing Element              |      10      |              |
            |-----------------------------+--------------+--------------|
            |                             |              |              |
            |-----------------------------+--------------+--------------|
            |Others                       |              |      55      |
            |-----------------------------+--------------+--------------|
            |Quality of life/community    |      30      |              |
            |amenities                    |              |              |
            |-----------------------------+--------------+--------------|
            |Leverage                     |      15      |              |
            |-----------------------------+--------------+--------------|
            |Project Readiness            |      10      |              |








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            |-----------------------------+--------------+--------------|
            |                             |              |              |
            |-----------------------------+--------------+--------------|
            |Total Possible Points        |              |200           |
             ----------------------------------------------------------- 
            
            Effectively implementing a program using a point system can be 
            challenging.  Some projects may score high in one or two 
            categories, which can offset low scores in the other areas.  
            As an example, a water treatment facility serving a lower 
            income area may be an important community amenity, leverage 
            significant other dollars, be shovel ready, and allow for new 
            industrial development.  On the other hand, this same project 
            may be sprawl inducing and provide little other land use 
            benefit.  AB 696 limits IRSF moneys to only those projects 
            that meet an I-Bank-defined economic and land use minimum 
            criteria.  This requirement could be met in several ways.  One 
            way would be to modify the scoring criteria to include a 
            combination of minimum performance in the economic and land 
            use categories, as well as the existing 80 points total 
            performance threshold for awarding funds. 

           1)LAO Analysis  :  In its 2008-09 analysis of the state budget, 
            the LAO raised concerns over the projects being funded under 
            the ISRF Program.  The LAO noted that while the purpose of the 
            program was to provide low cost loans to local governments for 
            infrastructure projects that promote economic development and 
            improve land use, many of the loans did not, in its opinion, 
            effectively meet these objectives.  

            More specifically, the LAO reported that two-thirds of all the 
            ISRF projects received loan funds without scoring any points 
            under the economic development benefit category.  Relative to 
            land use, the LAO opinioned that the amount of points awarded 
            (maximum 20 points or only 10% of total score) seemed 
            insufficient to have any significant effect on local land use 
            decisions.   

            The LAO completed its comments by stating that as the ISRF 
            Program offers lower than market rates for financing 
            infrastructure, it believes that the program can do a better 
            job in promoting the state's economic development and land use 
            objectives.  The LAO recommended that legislation be 
            introduced to require all ISRF-funded projects demonstrate at 
            least a minimum level of economic and land use benefit.  








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            Alternatively, the LAO recommends screening potential projects 
            for economic development and land use benefits to ensure the 
            state's objectives are met.   AB 696 addresses the LAO's 
            concerns by requiring all ISRF funded projects meet minimum 
            economic development and land use requirements.

           2)Environmental Goals and Policy Report (EGPR)  :  California's 
            community and economic development policy is driven by a 
            number of statutory mandates, the first of which is the EGRP.  
            The EGPR is the state's 20-year growth and economic 
            development strategy.  Prepared every four years, it is 
            designed to serve as a guide for individual department plans 
            and overall state expenditures.  

            The EGPR analyzes the current context of the state's 
            environmental, economic and social setting; the driving forces 
            behind growth and development; and the outside influences that 
            affect many of the state's actions, policies, and programs. 
            Based on this analysis of existing conditions and influences, 
            the EGPR proposes cross-cutting and integrated goals and 
            policies for the state that will allow it to achieve the 
            overarching mission of sustainable development.  The goals and 
            policies are then required by statute to be included within 
            key state programs and planning activities.  As an example, 
            the I-Bank is required use the recommendations in the EGPR to 
            develop criteria, priorities, and guidelines for making ISRF 
            awards.   

            The EGPR was last updated in 2003.  A key focus of the 2003 
            EGPR was how to address the challenges the state faced in 
            meeting the needs brought on by the state's population growth, 
            the increasing interdependence between the state and global 
            economy, and the scarcity and/or high cost of accessing 
            resources.   In proposing an implementation strategy, the 2003 
            update recommended a fundamental change in the way that state 
            government conducts itself.  

            Rather than keeping agency responsibilities in policy area 
            silos, the 2003 update made sustainability its foundational 
            principle.  The EGPR advanced the economic development concept 
            that California could not successfully move forward if the 
            state did not address and operationalize how the core 
            interrelationships between economic development, social 
            justice and the environment work together.  The EGPR advanced 
            this principle by proposing a comprehensive implementation 








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            strategy that built upon the state's recently enacted planning 
            priorities, AB 857 (Wiggins), Chapter 1016, Statues of 2002:

                 To promote infill development and equity by 
               rehabilitating, maintaining, and improving existing 
               infrastructure, particularly in underserved areas, and to 
               preserve cultural and historic resources;

                 To protect, preserve, and enhance environmental and 
               agricultural resources, including working landscapes, 
               natural lands, recreation lands, and other open spaces; and

                 To encourage efficient development patterns by ensuring 
               that new infrastructure supports development that uses land 
               efficiently, is built adjacent to existing developed areas, 
               is in an area planned for growth, is served by adequate 
               transportation and other essential utilities and services, 
               and minimizes ongoing costs to taxpayers.

            No subsequent EGPR was prepared in 2007, and based on the 
            statutory four-year cycle, the next EGPR is due in 2011.  As a 
            key policy document for guiding the state's economic growth 
            and development, it is anticipated that the Governor will call 
            for the update of the EGPR.   

           1)Five-year infrastructure plan  : California's infrastructure 
            development activities are directed through a number of plans 
            and activities, the most important of which is the five-year 
            infrastructure plan.  The purpose of the plan is to identify 
            state infrastructure needs and set out priorities for funding. 
            Although the plan is not required to identify specific 
            infrastructure projects to be funded, it is required to 
            provide sufficient detail to provide a clear understanding of 
            the type and amount of infrastructure to be funded and the 
            programmatic objectives to be achieved by this funding.

            The plan is intended to complement the existing state budget 
            process for appropriating funds for infrastructure and is, 
            therefore, required to be annually updated by the Governor.  
            Several State programs, including the I-Bank, are directed to 
            ensure infrastructure projects are consistent with the 
            five-year plan.  More specifically, existing law requires the 
            I-Bank, in establishing goals and objectives for ISRF, to 
            ensure that state sponsored projects are consistent with the 
            five-year infrastructure plan.








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            Among other items, the five-year infrastructure plan is 
            required to include the following information:
             
                 Identification of new, rehabilitated, modernized, 
               improved, or renovated infrastructure requested by state 
               agencies;

                 Aggregate funding for transportation as identified in 
               the four-year State Transportation Improvement Program Fund 
               Estimate;

                 Infrastructure needs for Kindergarten through grade 12 
               public schools necessary to accommodate increased 
               enrollment, class size reduction, and school modernization;
                                          
                 The instructional and instructional support facilities 
               needs for the University of California, the California 
               State University, and the California Community Colleges; 
               and 

                 The estimated cost of providing the identified 
               infrastructure, as well as a proposal for funding the 
               identified need.

            In developing the plan, the selected infrastructure is 
            required to be consistent with the state planning priorities, 
            as discussed above.  The Department of Finance is authorized 
            to audit state agency compliance with the overall five-year 
            infrastructure plan in proposing infrastructure projects to be 
            funded.

            No five-year infrastructure plan has been provided since 2008, 
            however, some of the requirements are addressed through the 
            10-year Strategic Growth Plan.

           1)Infrastructure and the post-recession economy  :   World class 
            infrastructure plays a key role in business attraction, as 
            multinational companies consistently rank the quality of 
            infrastructure among their top four criteria in making 
            investment decisions.  

            As California moves slowly toward economic recovery, growth in 
            the post-recession economy will likely be more resource and 
            capital constrained, placing even greater pressure on the 








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            state's infrastructure to support higher levels of service at 
            a smaller per unit price.  In addition, some analysts believe 
            the global economy is experiencing a great "rebalancing of 
            economic power," whereby the U.S.' dominant economic position 
            will be challenged by other large economies like those in 
            Japan, China and the European Union.   

            The Brookings Metropolitan Policy Program has published its 
            own assessment of how this rebalancing will be experienced in 
            the U.S. and has noted four key trends to watch in the 
            post-recession economy.  The first trend is that the economy 
            will be more export oriented and second, it will be fueled by 
            new, lower-carbon energy sources.  The third trend identified 
            is that the next economy will be based on a higher level of 
            global innovation, which will require "a relentless pace of 
            innovation, adaptation, and embracement of new markets and 
            processes." The fourth key trend is that next economy will be 
            led by major metropolitan areas - not nations and not states.  


            California's historical comparative advantage in 
            innovation-based industries, networked global supply chains 
            and strong regional economies should give instate businesses 
            certain advantages in the post-recession economy.  Other 
            components of the California economy, including the quality of 
            the state's infrastructure and the preparedness of its 
            workforce, are not as strong and could limit the state's 
            overall economic growth.

            Research shows that as U.S. infrastructure has been in a 
            decline, infrastructure in other countries is rapidly 
            increasing.  The 2010-11 Global Competitiveness Report by the 
            World Economic Forum places U.S. infrastructure 23rd in the 
            world, a drop from its rank of seventh in 2000.    

            The I-Bank has been monitoring these and other types of 
            trends, and with funding from a Rockefeller Foundation grant, 
            has been meeting with investors, builders and policy makers 
            engaged in infrastructure development to discuss innovative 
            financing techniques and ways in which to remove unnecessary 
            impediments to infrastructure development.  

           2) Oversight hearing  :  With California workers and businesses 
            facing some of the harshest economic conditions since the 
            Great Depression, the Chairman of the Assembly Committee on 








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            Jobs, Economic Development and the Economy (JEDE) has focused 
            the committee's efforts during the prior and current 
            legislative sessions on engaging the public in the recovery 
            dialogue.  Through these activities JEDE has found that one of 
            California's challenges in moving forward is the state's aging 
            infrastructure and its inability to support the innovation 
            economy that is fundamental to retaining the state's global 
            competitiveness.  In fact, research shows that California's 
            historical position as a leader in innovation and technology 
            is being challenged not only from abroad, but also by other 
            states that are investing in a range of infrastructure and 
            technology supporting activities.  

            On March 30, 2011, JEDE held an oversight hearing to examine 
            how infrastructure development impacts local, state and 
            federal economic recovery efforts, as well as the importance 
            of infrastructure in the post-recession economy.  During the 
            course of the hearing, testimony was provided by senior staff 
            of the I-Bank and key stakeholder groups.   A white paper was 
            prepared for the hearing and later revised to include 
            information learned at the hearing, identification of 
            follow-up actions and a summary of key program-level 
            recommendations.   The white paper is available through the 
            JEDE Committee Office and will soon be hosted on the committee 
            website at  www.assembly.ca.gov  . 

            At the May 3, 2011 hearing of JEDE, four bills will be 
            presented related to the I-Bank, including legislation to: 
            reorganize the I-Bank as an independent agency (AB 700 by 
            Assemblymember Blumenfield); require public infrastructure 
            moneys be awarded based on minimum economic and land use 
            criteria (AB 696 by Assemblyman Hueso); expand the membership 
            of the I-Bank board and functions to more broadly reflect its 
            development and business creation potential (AB 893 by 
            Assemblyman V. M. P�rez and AB 1094 by Speaker John P�rez).  
            Amendments will be proposed by the Chairman reflecting the 
            recommendations from the oversight hearing. 

           3)Proposed amendments  :  Staff understands the author will be 
            offering amendments which do the following:  

               a)     Require coordination of ISRF outreach and financing 
                 activities with local Revolving Loan Funds (RLF) and 
                 networks of RLFs;









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               b)     Authorize the I-Bank to establish one or more 
                 advisory groups of economic development and finance 
                 professionals to evaluate and make recommendations on 
                 long-term changes to the overall I-Bank program for the 
                 purpose of enhancing the state's economic competitiveness 
                 and job creation activities; and

               c)     Authorize the I-Bank to periodically host, in 
                 partnership with other public and private infrastructure 
                 and economic development financial and investment 
                 entities "Capital Ideas" roundtables to support the 
                 development of innovative financing ideas that can result 
                 in new and enhanced funding opportunities for California 
                 communities and businesses.

           4)Related legislation  :  Below is a list of related legislation.

              a)   Current Session  :

                i)     AB 700 (Blumenfield)  :  This bill establishes a 
                 free-standing I-Bank outside the structure of BTH, 
                 including setting program objectives, accountability 
                 standards and oversight mechanisms.  Status:  Scheduled 
                 to be heard in the Assembly Committee on Jobs, Economic 
                 Development and the Economy on May 3, 2011.

                ii)    AB 1094 (John A. P�rez) :  This bill expands the 
                 membership of the board of directors of the I-Bank from 
                 five to seven members.  Status:  Scheduled to be heard in 
                 the Assembly Committee on Jobs, Economic Development and 
                 the Economy on May 3, 2011.

                iii)   AB 893 (V. Manuel P�rez)  :  This bill modernizes the 
                 operations of the I-Bank, such as the inclusion of the 
                 economic development community on the Board, mandating 
                 outreach to communities, and adding new reporting 
                 requirements about the number of jobs created and 
                 retained, and the industries served.  Status:  Scheduled 
                 to be heard in the Assembly Committee on Jobs, Economic 
                 Development and the Economy on May 3, 2011.

              b)   Prior Sessions:  

                i)     AB 1047 (V. Manuel P�rez)  :  This bill would have 
                 established a local assistance program, within the 








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                 I-Bank, to assist small and rural communities obtain bond 
                 financing for infrastructure projects.  Status:  Held in 
                 the Assembly Committee on Appropriations in 2009.

                ii)    AB 1380 (Bass)  :  This bill would have expanded the 
                 membership of the board of directors of the I-Bank from 
                 five to seven members.  Status:  Held in the Senate Rules 
                 Committee in 2010.  

                iii)   AB 1272 (Arambula)  :  This bill would have 
                 established a local assistance program, within the 
                 I-Bank, to assist small and rural communities obtain bond 
                 financing for infrastructure projects.  Status:  Held in 
                 the Assembly Committee on Appropriations in 2008.

                iv)    AB 1410 (Bass)  :  This bill would have authorized the 
                 I-Bank to use certain federal Community Development Block 
                 Grant moneys provided through the federal American 
                 Recovery and Reinvestment Act to create credit 
                 enhancements, loan guarantees, low-interest loans.  
                 Status:   Remained with Assembly Committee on Jobs, 
                 Economic Development and the Economy in  2010.

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          None received

           Opposition 
           
          None received

           
          Analysis Prepared by  :    Toni Symonds / J., E.D. & E. / (916) 
          319-2090