BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 700
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          Date of Hearing:   May 3, 2011

          ASSEMBLY COMMITTEE ON JOBS, ECONOMIC DEVELOPMENT AND THE ECONOMY
                               V. Manuel P�rez, Chair
               AB 700 (Blumenfield) - As Introduced:  February 17, 2011
           
          SUBJECT  :  California Infrastructure and Economic Development 
          Bank 

           SUMMARY  :   Establishes an independently administered California 
          Infrastructure and Economic Development Bank (I-Bank) and 
          removes the Secretary of the Business, Transportation and 
          Housing Agency (BTH) as chairperson.

           EXISTING LAW  : 

          1)Creates the I-Bank, within BTH, to promote economic 
            revitalization, enable future development, and encourage a 
            healthy climate for jobs in California.  The I-Bank is 
            authorized to offer a variety of financial undertakings 
            including, but not limited to, the issuance of tax-exempt and 
            taxable revenue bonds to underwrite the cost of infrastructure 
            development that meets a specified public purpose.

          2)Provides that the board of directors is comprised of five 
            specified people, defines a quorum at three people, and 
            specifies that an affirmative vote of three people is required 
            on any action taken by the board.  The I-Bank board of 
            directors consists of the following:

             a)   The Director of Finance or designee;

             b)   The Treasurer or designee;

             c)   Secretary of Business, Transportation and Housing or 
               designee (Chair);

             d)   Governor's appointee; and 

             e)   Secretary of State Consumer Services Agency or designee.

           FISCAL EFFECT  :   Unknown

           COMMENTS  :   









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           1)Purpose  :  According to the author's statement:  "AB 700 will 
            improve the organizational structure of the Infrastructure and 
            Economic Development Bank of California (I-Bank) in order to 
            enhance its efficiency and bring the Bank in line with 
            California's top infrastructure priorities.  By establishing 
            the I-Bank as an independent agency, the I-Bank will work more 
            directly with the Governor, develop its annual budget and 
            submit it to the I-Bank board,  the Governor's Office and then 
            to the Legislature, thus ensuring maximum efficiency and 
            expertise.  By making these organizational changes the I-Bank 
            will be better able to assist the state in advancing 
            infrastructure projects of state and regional significance. 
             
            The most recent state infrastructure plan estimates that it 
            will cost $500 billion to rebuild California's infrastructure 
            including transportation, water, schools and other systems.  
            The California Infrastructure and Economic Development Bank 
            (I-Bank) is one of the most effective ways to finance targeted 
            investments that support California's top priorities.  The 
            goal of AB 700 is to ensure that the I-Bank functions 
            effectively and efficiently so that it is able to develop 
            innovative financing mechanisms and participate in other 
            programs to assist the state with these important goals.  In 
            addition, AB 700 will help provide the I-Bank with a unique 
            opportunity to position itself to leverage resources to 
            achieve maximum return on federal infrastructure dollars."

           2)Structure and operation of BTH and the I-Bank  :  BTH is the 
            state agency responsible for the oversight and coordination of 
            the activities of various departments, offices, and economic 
            development programs, with responsibility for maintaining the 
            strength and efficiency of California's infrastructure and 
            financial markets.  These programs provide financial and 
            programmatic regulation important to the economic marketplace, 
            community development, and the safe and efficient flow of 
            commerce.  Among the key economic development programs 
            overseen by BTH are: 

                 The Small Business Direct Loan and Guarantee Programs; 
                 The I-Bank; 
                 Technology-related programs; 
                 California International Trade Promotion Activities; and
                 Community Development Block Grant Program.
           
             The I-Bank was established in 1994 to promote economic 








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            revitalization, enable future development, and encourage a 
            healthy climate for jobs in California.  Among other duties, 
            the I-Bank has the authority to issue tax-exempt and taxable 
            revenue bonds.  

            I-Bank activities are governed by a five-member board of 
            directors comprised of the BTH Secretary (chair), State 
            Treasurer, Director Department of Finance, Secretary of the 
            State and Consumer Services Agency, and a Governor's 
            appointee.  The day-to-day operations of the I-Bank are 
            directed by the Executive Director who is an appointee of the 
            Governor and is subject to confirmation by the California 
            State Senate.  Currently, the I-Bank has authority for 24 
            staff members.

            The I-Bank is financed through the California Infrastructure 
            and Economic Development Bank Fund (CIEDB Fund) and the 
            California Infrastructure Guarantee Trust Fund, into which 
            fees, interest income and other revenues are deposited and 
            from which I-Bank expenses are paid.  The cost of 
            administering the programs of the I-Bank is off-set by these 
            types of program income.  Monies in these Funds are held 
            within the California State Treasury or by the bond trustee 
            for The Infrastructure State Revolving Fund (ISRF) bonds.  

            The I-Bank is operated on a revolving fund basis and thereby 
            generates continuous funding for new project investments.  The 
            I-Bank does not receive any ongoing General Fund support for 
            loan or bond financing, and according to its 2009-10 
            independent audit, its program continues to provide sufficient 
            revenues to support all operating expenses.  

            The I-Bank administers two categories of programs:  (1) The 
            ISRF which provides direct low-cost financing to public 
            agencies for a variety of public infrastructure projects; and 
            (2) Bond Financed Programs which provide financing for 
            manufacturing companies, nonprofit organizations, public 
            agencies and other eligible entities.  There is no commitment 
            of I-Bank or state funds for any of the conduit revenue bonds. 
             Even in the case of default, the state is not liable.

            Since its creation in 1994, the I-Bank has loaned over $400 
            million to local agencies and has developed a high-level of 
            expertise in the implementation of public infrastructure and 
            financing programs.  In addition, over $30 billion in conduit 








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            revenue bonds have been issued by the I-Bank since 2000.  

           1)Management and internal control  :  AB 700 proposes to remove 
            the I-Bank from the administrative oversight of BTH in order 
            to streamline its administrative functions for a more 
            efficient and effective financing entity.   State departments 
            and boards often express concerns of what appears to be 
            duplicative, overly restrictive, and seemingly useless 
            policies and procedures required by state agencies.  For 
            smaller size government boards, such as the I-Bank, these 
            additional layers of administration can be particularly 
            impactful on the entities ability to carry out its primary 
            program function.
             
             Internal controls are, however, part of public sector good 
            governance practices, and are essential to ensuring proper 
            accountability and transparency of government activities.   
            Seeking the proper balance between oversight/good governance 
            and administrative flexibility can be challenging.   As an 
            already highly rated financial entity, it may be reasonable to 
            assume that the I-Bank has a clear understanding of any 
            changes that would be necessary to operate its program-related 
            activities as a free-standing entity.  In the area of 
            administrative and management practices, however, it may be 
            judicious to take a more specific review of current 
            authorities and capacity to address the higher levels of 
            responsibility associated with a free-standing government 
            entity.

            One way to cost-effectively add management capacity is to 
            contract for certain services with another state entity.  The 
            I-Bank currently has broad contracting authority for any 
            activity or need related to the development of a project 
            and/or the issuance of bonds or other financial instruments.  
            Perhaps these authorities may be sufficient to cover 
            contracting for administrative activities; however, it may be 
            prudent to provide direct authority for such administrative 
            responsibilities as accounting, purchasing, human resources, 
            property management, information security, and cash 
            management, among others.  In addition, it may be necessary to 
            add one or more staff to ensure that there is a proper 
            separation of authority so that, due the small size of the 
            I-Bank staff, one person is not directly responsible for areas 
            or issues that could result in a conflict of interest 
            violation and/or a poor internal control practice.








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             Further, the Committee may want to consider placing certain 
            prerequisites on the implementation of the bill including a 
            requirement that:

                 The development and approval of a business and 
               management practices transition plan by the Office of State 
               Audits and Review at the Department of Finance;
                 The contracts for necessary administrative activities 
               are in-force and updated management practices manuals and 
               policies are in-place at the I-Bank, prior to the transfer 
               of authority;
                 The I-Bank is granted an exemption from the state hiring 
               freeze and it is staffed up to meet current workload and 
               management practices;
                 Modifications have been made to existing I-Bank 
               positions, consistent with workload and good internal 
               controls;  and
                 A review is undertaken by the Office of State Audits and 
               Review at least three months prior to its new 
               organizational structure becoming effective and then an 
               audit six months later. 

           1)The state's all-purpose financing authority  :  In addition to 
            the programs discussed above, the I-Bank also serves as the 
            state's only general purpose financing authority with broad 
            statutory powers to issue revenue bonds and act on the state's 
            behalf in certain statutorily authorized circumstances.  Below 
            is a list of examples of the types of financing by the I-Bank 
            in support of various State entities and programs. 
          
             a)   Energy Efficiency Bonds.  In April 2003, the California 
               Consumer Power and Conservation Financing Authority (CPA) 
               issued $28,005,000 in energy efficiency bonds on behalf of 
               the California Energy Commission (CEC).  On October 25, 
               2004, the CPA assigned its rights and responsibilities for 
               these bonds to the I-Bank when the CPA's operations were 
               closed down as a result of budget elimination.  In May 
               2005, the I-Bank issued a second series of revenue bonds in 
               the amount of $37 million to provide additional funding for 
               the CEC's Energy Efficiency Financing (EEF) Program, which 
               provides low-cost loans up to $3 million to schools, 
               hospitals and local governments for the installation of 
               energy-saving measures.  The bonds are repaid from 
               previously approved EEF loans.  Eligible projects include 








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               heating, ventilation, air conditioning, equipment control, 
               small co-generation and photovoltaic systems.  
                
              b)   California Insurance Guarantee Association Bonds.  In 
               August 2004, the I-Bank issued $750 million of revenue 
               bonds for the California Insurance Guarantee Association 
               (CIGA) pursuant to authorization contained in Chapter 645, 
               Statues of 2003 (AB 227).  CIGA is an organization created 
               by the California Legislature in 1969 to pay claims of 
               insolvent insurance carriers that are licensed to do 
               business in the State of California.  The proceeds of the 
               bonds were used by CIGA to pay claims and related expenses 
               that arose as a result of the insolvencies of insurance 
               companies providing workers' compensation insurance.  The 
               bonds are repaid solely from special and regular premium 
               assessments on worker's compensation premiums paid by 
               insurance companies to CIGA.  

             c)   Toll Bridge Seismic Retrofit Bonds.  In August 2003, the 
               I-Bank issued $1.16 billion of long-term fixed rate revenue 
               bonds for Caltrans pursuant to authorization in Chapter 
               907, Statutes of 2001 (AB 1171).  The bonds were rated in 
               the "AA" category by all three rating agencies and were 
               repaid solely from revenues and related interest earnings 
               generated by the $1 per vehicle seismic retrofit surcharge 
               collected on the seven Bay Area State-owned toll bridges.  
               Caltrans used the bond proceeds to fund a portion of the 
               construction of the new East Span of the San 
               Francisco-Oakland Bay Bridge.

             d)   Clean Water State Revolving Fund (CWSRF) Bonds.  In 
               August 2002, the I-Bank issued $300 million of fixed-rate 
               revenue bonds to provide additional funding for the CWSRF 
               Program.  The CWSRF, which is administered by the State 
               Water Resources Control Board (SWRCB), provides low-cost 
               loans up to $25 million per year to local agencies, 
               throughout the State, for the construction of wastewater 
               treatment and water recycling facilities.  The bonds, which 
               are repaid by 98 previously-approved CWSRF loans from 50 
               different borrowers, received natural "AAA" ratings from 
               all three rating agencies.  The bond issuance represented 
               the first time the State leveraged a federally funded state 
               revolving fund program, and joined over 20 other states 
               that have utilized this innovative financing technique to 
               expand lending capacity.  








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            In addition to the above programs, the I-Bank has also been 
            involved in other unique financings including Tobacco 
            Securitization Bonds, Tribal Compact Asset Securitization 
            Bonds, and Imperial Irrigation District Preliminary Loan 
            Guarantees.
           
          2)Infrastructure and the post-recession economy  :  World class 
            infrastructure plays a key role in business attraction, as 
            multinational companies consistently rank the quality of 
            infrastructure among their top four criteria in making 
            investment decisions.  

            As California moves slowly toward economic recovery, growth in 
            the post-recession economy will likely be more resource and 
            capital constrained, placing even greater pressure on the 
            state's infrastructure to support higher levels of service at 
            a smaller per unit price.  In addition, some analysts believe 
            the global economy is experiencing a great "rebalancing of 
            economic power," whereby the U.S.' dominant economic position 
            will be challenged by other large economies like those in 
            Japan, China and the European Union.   

            The Brookings Metropolitan Policy Program has published its 
            own assessment of how this rebalancing will be experienced in 
            the U.S. and has noted four key trends to watch in the 
            post-recession economy.  The first trend is that the economy 
            will be more export oriented and second, it will be fueled by 
            new, lower-carbon energy sources.  The third trend identified 
            is that the next economy will be based on a higher level of 
            global innovation, which will require "a relentless pace of 
            innovation, adaptation, and embracement of new markets and 
            processes." The fourth key trend is that next economy will be 
            led by major metropolitan areas - not nations and not states.  


            California's historical comparative advantage in 
            innovation-based industries, networked global supply chains 
            and strong regional economies should give instate businesses 
            certain advantages in the post-recession economy.  Other 
            components of the California economy, including the quality of 
            the state's infrastructure and the preparedness of its 
            workforce, are not as strong and could limit the state's 
            overall economic growth.









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            Research shows that as U.S. infrastructure has been in a 
            decline, infrastructure in other countries is rapidly 
            increasing.  The 2010-11 Global Competitiveness Report by the 
            World Economic Forum places U.S. infrastructure 23rd in the 
            world, a drop from its rank of seventh in 2000.    

            The I-Bank has been monitoring these and other types of 
            trends, and with funding from a Rockefeller Foundation grant, 
            has been meeting with investors, builders and policy makers 
            engaged in infrastructure development to discuss innovative 
            financing techniques and ways in which to remove unnecessary 
            impediments to infrastructure development.  

          3)Oversight hearing  :  With California workers and businesses 
            facing some of the harshest economic conditions since the 
            Great Depression, the Chairman of the Assembly Committee on 
            Jobs, Economic Development and the Economy (JEDE) has focused 
            the Committee's efforts during the prior and current 
            legislative sessions on engaging the public in the recovery 
            dialogue.  Through these events JEDE has found that one of 
            California's challenges in moving forward is the state's aging 
            infrastructure and its inability to support the innovation 
            economy that is fundamental to retaining the state's global 
            competitiveness.  In fact, research shows that California's 
            historical position as a leader in innovation and technology 
            is being challenged not only from abroad, but also by other 
            states that are investing in a range of infrastructure and 
            technology supporting activities.  

            On March 30, 2011, JEDE held an oversight hearing to examine 
            how infrastructure development impacted local, state and 
            federal economic recovery efforts and California's economic 
            position in post-recession economy.  During the course of the 
            hearing, testimony was provided by senior staff of the I-Bank 
            and key stakeholder groups.   A white paper was prepared for 
            the hearing and later revised to include information learned 
            at the hearing, identification of follow-up actions and a 
            summary of key program-level recommendations.   The white 
            paper is available through the JEDE Committee Office and will 
            soon be hosted on the committee website at  www.assembly.ca.gov  
            . 

            At the May 3, 2011 hearing of JEDE, four bills will be 
            presented related to the I-Bank, including legislation to: 
            reorganize the I-Bank as an independent agency (AB 700 by 








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            Assemblymember Blumenfield); require public infrastructure 
            moneys be awarded based on minimum economic and land use 
            criteria (AB 696 by Assemblyman Hueso); expand the membership 
            of the I-Bank board and functions to more broadly reflect its 
            development and business creation potential (AB 893 by 
            Assemblyman V. M. P�rez and AB 1094 by Speaker John P�rez).  
            Amendments will be proposed by the Chairman reflecting the 
            recommendations from the oversight hearing. 

           4)Amendments  :  Staff understands the following amendments will 
            be offered in committee:

             a)   Change the title of the Executive Director to Chief 
               Executive Officer and make other related changes;

             b)   Require the I-Bank website maintain a web link to the 
               website of the Governor's Office of Economic Development 
               and/or other state website developed to be the state's 
               primary location for business assistance, retention and 
               attraction information;

             c)   Require I-Bank to establish a process for setting 
               two-year program goals consistent with the Environmental 
               Goals and Policy Report, state infrastructure plans and the 
               state economic strategy;

             d)   Require I-Bank to adopt an annual work plan to drive the 
               I-Bank's activities; and

             e)   Authorize the I-Bank to serve as a facilitator of 
               regionally significant infrastructure development projects.

           5)Related legislation  :  Below is a list of related legislation.

              a)   Current Session  

                i)     AB 696 (Hueso)  :  This bill requires projects 
                 selected for funding under the Infrastructure State 
                 Revolving Fund Program to only be funded if the project 
                 meets specified land use and economic development 
                 criteria.   Status:  Scheduled to be heard in the 
                 Assembly Committee on Jobs, Economic Development, and the 
                 Economy on May 3, 2011.

                ii)    AB 1094 (John A. P�rez)  :  This bill expands the 








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                 membership of the board of directors of the I-Bank from 
                 five to seven members.  Status:  Scheduled to be heard in 
                 the Assembly Committee on Jobs, Economic Development, and 
                 the Economy on May 3, 2011.

                iii)   AB 893 (V. Manuel P�rez)  :  This bill modernizes the 
                 operations of the I-Bank, such as the inclusion of the 
                 economic development community on the Board, mandating 
                 outreach to communities, and adding new reporting 
                 requirements about the number of jobs created and 
                 retained, and the industries served.  Status:  Scheduled 
                 to be heard in the Assembly Committee on Jobs, Economic 
                 Development and the Economy on May 3, 2011.

              b)   Prior Sessions:  

                i)     AB 1047 (V. Manuel P�rez)  :  This bill would have 
                 established a local assistance program, within the 
                                           I-Bank, to assist small and rural communities obtain bond 
                 financing for infrastructure projects.  Status:  Held in 
                 the Assembly Committee on Appropriations in 2009.

                ii)    AB 1380 (Bass)  :  This bill would have expanded the 
                 membership of the board of directors of the I-Bank from 
                 five to seven members.  Status:  Held in the Senate Rules 
                 Committee in 2010.  

                iii)   AB 1272 (Arambula)  :  This bill would have 
                 established a local assistance program, within the 
                 I-Bank, to assist small and rural communities obtain bond 
                 financing for infrastructure projects.  Status:  Status:  
                 Held in the Assembly Committee on Appropriations in 2008.

                iv)    AB 1410 (Bass)  :  This bill would have authorized the 
                 I-Bank to use certain federal Community Development Block 
                 Grant moneys provided through the federal American 
                 Recovery and Reinvestment Act to create credit 
                 enhancements, loan guarantees, low-interest loans.  
                 Status:  Remained with Assembly Committee on Jobs, 
                 Economic Development and the Economy in 2010.

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           








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           Biz Fed Los Angeles County Business Federation

           Opposition 
           
          None received

           
          Analysis Prepared by  :    Toni Symonds / J., E.D. & E. / (916) 
          319-2090