BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 750
                                                                  Page  1

          Date of Hearing:   May 18, 2011

                        ASSEMBLY COMMITTEE ON APPROPRIATIONS
                                Felipe Fuentes, Chair

                      AB 750 (Hueso) - As Amended:  May 5, 2011 

          Policy Committee:                              JEDE Vote:4-2
                        Banking and Finance                   10-1

          Urgency:     No                   State Mandated Local Program: 
          No     Reimbursable:              

           SUMMARY  

          This bill creates the investment trust blue ribbon task force 
          for the purpose of establishing a California Investment Trust 
          which would be a state bank receiving deposits of state funds.  
          Specifically, this bill:  

          1)Requires the Secretary of Business, Transportation and Housing 
            (BTH) to convene the task force.  Specifies the task force 
            will include the Secretary of BTH, the Controller, Treasurer, 
            and Governor (or their designees) and other individuals, as 
            specified.

          2)Establishes the purpose of the task force is to consider the 
            viability of establishing the California Investment Trust, 
            which would be a state bank receiving deposits of state funds. 
             Specifies criteria for evaluating the state trust.

          3)Establishes that the task force will be staffed from existing 
            resources provided by the BTH Agency.  

          4)Provides that the appointed task force members shall be 
            reimbursed solely for the actual travel costs for attending 
            meetings.  Costs associated with state government officials 
            attending meetings shall be paid by the respective government 
            entities.

          5)Requires the task force to provide a report to the Legislature 
            by December 1, 2012. Requires the report to include 
            recommendations and a list of issues and considerations and, 
            if there is a supportive recommendation, other specified 
            information. 








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           FISCAL EFFECT  

          The Business Transportation and Housing Agency estimates costs 
          would be between $660,000 and $700,000 to staff the task force.  
          An additional $25,000 would be required for support of the 
          appointed members of the task force. 

           COMMENTS  

           1)Purpose.   According to the author, this bill is needed to 
            explore the viability of a California State Bank.  In response 
            to the sluggish economy several states including Maine, 
            Oregon, Washington and Rhode Island are examining the 
            appropriateness of creating a state bank.  The author feels 
            California should also consider this option to help the state 
            address its challenges.  

           2)The California Infrastructure and Economic Development Bank 
            (I-Bank)  .  The I-Bank is located within the BTH Agency and is 
            governed by a five-member Board of Directors. The 
            I-Bank was created in 1994 to promote economic revitalization, 
            enable future development, and encourage a healthy climate for 
            jobs in California. The I-Bank has broad authority to issue 
            tax-exempt and taxable revenue bonds, provide financing to 
            public agencies, provide credit enhancements, acquire or lease 
            facilities, and leverage State and Federal funds. Current 
            I-Bank's programs include the Infrastructure State Revolving 
            Fund (ISRF) Program, 501(c)(3) Revenue Bond Program, 
            Industrial Development Revenue Bond Program, Exempt Facility 
            Revenue Bond Program and Governmental Bond Program.

           3)Background.   Due to the recent economic crisis, the issue of 
            states creating their own state banks has enjoyed more 
            interest. The only example of a state bank, however, is the 
            Bank of North Dakota (BND).  In 1919, the state legislature 
            established BND with $2 million of capital.  BND was charged 
            with the mission of "promoting agriculture, commerce and 
            industry" in North Dakota. BND was never meant to compete with 
            or replace existing banks. Instead, BND was created to partner 
            with other financial institutions and assist them in meeting 
            the needs of the citizens of North Dakota.   

            BND operates with more than $270 million in assets capital. 
            North Dakota began using bank profits in 1945 when money was 








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            first transferred into the GF.  Since that time, capital 
            transfers have become the norm to augment state revenues. To 
            this extent, BND is considered a success.  

           4)Legislative hearing.  The Assembly Banking and Finance 
            Committee has announced interest in an informational hearing 
            on the issue of whether or not it is feasible for California 
            to create a state bank.  

           5)There is no registered support or opposition on file. 
           


           Analysis Prepared by  :    Roger Dunstan / APPR. / (916) 319-2081