BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 794
                                                                  Page  1

          CONCURRENCE IN SENATE AMENDMENTS
          AB 794 (Wieckowski)
          As Amended June 19, 2012
          Majority vote
           
           ----------------------------------------------------------------- 
          |ASSEMBLY:  |     |(May 31, 2011)  |SENATE: |25-10|(August 9,     |
          |           |     |                |        |     |2012)          |
           ----------------------------------------------------------------- 
                           (vote not relevant)
           
           Original Committee Reference:    NAT. RES. 

          SUMMARY  :  Authorizes the interest on bond anticipation notes 
          (BANs) to be paid from a property tax levied for that purpose if 
          authorized by the resolution of the governing board of a school 
          district or community college district.  Specifies that the tax 
          for payment of the interest on the BANs is a tax authorized by 
          law for payment of the bonds in anticipation of which the BANs 
          are issued.  Specifies that interest on the BANs may be payable 
          from proceeds of the sale of bonds in anticipation of which the 
          BANs are issued, including any premium received on the sale of 
          those bonds.    

           The Senate amendments  delete the Assembly version of this bill, 
          and instead insert the language described in the summary above.  
            

           EXISTING LAW  :

          1)Authorizes a governing board of a school district or a 
            community college district to, when it deems that it is in the 
            best interests of the district, issue notes, on a negotiated 
            or competitive-bid basis, maturing within a five year period, 
            in anticipation of the sale of bonds.  Requires the proceeds 
            from the sale of the notes to be used only for authorized 
            purposes of the bonds or to repay outstanding notes.

          2)Requires all notes issued and any renewal to be payable at a 
            fixed time not more than five years from the date of the 
            original issuance of the note.  Specifies that if the sale of 
            the bonds does not occur prior to the maturity of the notes 
            issued in anticipation of the sale, the fiscal officer of the 
            school district or community college district, in order to 
            meet the notes then maturing, shall issue renewal notes.








                                                                  AB 794
                                                                  Page  2


          3)Requires every note and any renewal of the notes to be payable 
            from the proceeds of the sale of bonds or of any renewal of 
            notes or from other funds of the school district or community 
            college district lawfully available for the purpose of 
            repaying the notes, including state grants.

          4)Specifies that interest on the notes shall be payable from 
            proceeds of the sale of bonds, or from the tax lawfully levied 
            to pay principal of and interest on the bonds.   

           AS PASSED BY THE ASSEMBLY  , this bill imposed civil liability 
          against a covered electronic waste (CEW) recycler or collector 
          who makes a false statement or representation for purposes of 
          compliance with the Electronic Waste Recycling Act, codified 
          regulations that describe the type of CEW that may receive 
          payment under the Act, and codified regulations authorizing the 
          Department of Resources Recycling and Recovery to conduct 
          reviews and audits related to the operations of CEW recyclers 
          and collectors.

           FISCAL EFFECT  :  Unknown.  This bill is keyed non-fiscal by the 
          Legislative Counsel.  

           COMMENTS  :  This bill clarifies that interest on BANs may be paid 
          from a property tax authorized by voters through the passage of 
          a local general obligation (G.O.) bond if a local governing 
          board or community college district board makes the 
          authorization through the adoption of a resolution.  

          School facilities are funded predominantly by local G.O. bonds, 
          along with state bond funds, and other local funds, such as 
          developer's fees.  A BAN is a short-term debt that is commonly 
          used by local government entities, such as water districts or 
          utility districts.  School districts and community college 
          districts are authorized to use BANs to fund facility projects 
          prior to and in anticipation of the sale of G.O. bonds.  
          Districts may issue BANs as interim financing if, for example, 
          the sale of a G.O. bond is not timely (e.g., the assessed 
          valuation is low and will not yield the amount of revenues a 
          district needs).  

          BANs may be authorized for no more than five years and have 
          lower interest rates and payments than G.O. bonds.  Proceeds 
          from the sale of the G.O. bonds are used to repay the BANs.  








                                                                  AB 794
                                                                  Page  3

          Existing law also authorizes the interest of BANs to be paid 
          from the "tax lawfully levied to pay principal of and interest 
          on the bond."  According to the author, this last clause has led 
          to multiple interpretations.  Some county governments, charged 
          with levying taxes, interpret the provision to mean 
          authorization to use taxes already collected, which limits the 
          ability to use this revenue source if the taxes collected are 
          already committed for other use.  Others have concluded that 
          taxes are not allowed to be used to pay interest of BANs, even 
          though the statute clearly references a tax used to pay the 
          principal and interest of a bond.  The confusion has limited a 
          district's ability to make interest payments on a semi-annual 
          basis - versus waiting until the maturity of a BAN - which 
          results in higher costs for a district.  This is because BANs 
          that pay at maturity have higher interest rates and when accrued 
          over time, leads to higher total interest costs.  If a tax 
          approved by voters to pay a G.O. bond can be used to make 
          ongoing payments (prior to the issuance of the G.O. bond), the 
          overall interest costs for school facility projects will likely 
          be lower than the accrued interest to pay the BAN at maturity.  

          This bill clarifies that the tax authorized by voters to pay for 
          the issuance of a G.O. bond can be used to pay the interest of 
          BANs.  This bill does not increase the amount of taxes 
          authorized by voters.  The amount of taxes authorized to be 
          levied will continue to be governed by Proposition 39 of 2000, 
          which, among others, lowered the threshold for passage of local 
          G.O. bonds to 55% and limits the amount of taxes that can be 
          levied for every $100,000 in assessed valuation (property value) 
          to $60 for a unified school district, $30 for a school district 
          and $25 for a community college district.  

          Data provided by the State Treasurer's Office shows 94 BANs 
          issued by kindergarten through grade 12 and community college 
          districts over the last five years, 15 of which were to refund 
          previously issued BANs.  The data also shows property/special 
          tax revenues as the source of payment for only 10 out of the 94 
          BANs.  Bond proceeds and other sources constituted the remaining 
          payment source.  A BAN is a useful tool during a housing 
          downturn, by allowing a district to proceed with a school 
          facility project while waiting for improvement of the housing 
          market before selling a G.O. bond.  
           
          The California Public Securities Association, the sponsor of the 
          bill, states, "The ambiguity of Education Code Section 15150(d) 








                                                                  AB 794
                                                                  Page  4

          and the decision by several counties to prohibit the levy of a 
          tax for the payment of interest on BANs results in higher 
          overall repayment costs for BANs or the bonds that used to pay 
          off the BANs.  This is because not having the ability to levy a 
          tax for payment of interest on BANs necessitates issuing the 
          BANs with sufficient original issue premium to provide the 
          source of interest payments to investors in the form of 
          'capitalized' interest (which result in higher borrowing costs), 
          or issuing the BANs as capital appreciation bonds which are 
          payable at maturity at a higher interest cost than if the BANs 
          were issued instead as current interest bonds which have 
          semi-annual interest payments that require a tax levy."  

          This bill was substantially amended in the Senate and has not 
          been heard in an Assembly policy committee.  


           Analysis Prepared by  :    Sophia Kwong Kim / ED. / (916) 319-2087 



                                                               FN: 0004170