BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 794
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          CONCURRENCE IN SENATE AMENDMENTS
          AB 794 (Wieckowski)
          As Amended  August 24, 2012
          Majority vote
           
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          |ASSEMBLY:  |     |(May 31, 2011)  |SENATE: |26-7 |(August 29,    |
          |           |     |                |        |     |2012)          |
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                   (vote not relevant)
           
           Original Committee Reference:    NAT. RES. 

          SUMMARY  :  Revises the methods through which the interest of bond 
          anticipation notes (BANs) may be paid.  Authorizes, rather than 
          requires, the interest on BANs to be paid from proceeds of the 
          sale of bonds in anticipation of which the BANs are issued.  
          Authorizes the interest of the BANs to be paid from a property 
          tax levied for that purpose under the following conditions:

          1)A resolution of the governing board of a school district or 
            community college district authorizes the levying of the tax.  
            Specifies that the tax for payment of the interest on the BANs 
            is a tax authorized by law for payment of the bonds in 
            anticipation of which the BANs are issued.  

          2)The principal amount of the BANs does not exceed the remaining 
            principal amount of authorized but unissued bonds.

          3)The notes may be issued only if the tax rate levied to pay 
            interest on the notes would not cause the school district or 
            community college district to exceed any of the limitations 
            set forth in Education Code Section 15268 or 15270, as 
            applicable.
                 
           The Senate amendments  delete the Assembly version of this bill, 
          and instead insert the language described in the summary above.  
            

           EXISTING LAW  :

          1)Authorizes a governing board of a school district or a 
            community college district to, when it deems that it is in the 
            best interests of the district, issue notes, on a negotiated 
            or competitive-bid basis, maturing within a five year period, 








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            in anticipation of the sale of bonds.  Requires the proceeds 
            from the sale of the notes to be used only for authorized 
            purposes of the bonds or to repay outstanding notes.  

          2)Requires all notes issued and any renewal to be payable at a 
            fixed time not more than five years from the date of the 
            original issuance of the note.  Specifies that if the sale of 
            the bonds does not occur prior to the maturity of the notes 
            issued in anticipation of the sale, the fiscal officer of the 
            school district or community college district, in order to 
            meet the notes then maturing, shall issue renewal notes.

          3)Requires every note and any renewal of the notes to be payable 
            from the proceeds of the sale of bonds or of any renewal of 
            notes or from other funds of the school district or community 
            college district lawfully available for the purpose of 
            repaying the notes, including state grants.

          4)Specifies that interest on the notes shall be payable from 
            proceeds of the sale of bonds, or from the tax lawfully levied 
            to pay principal of and interest on the bonds.   

          5)Specifies that the total amount of bonds issued, for bonds 
            passed pursuant to Article XIIIA of the California 
            Constitution, shall not exceed 1.25% of the taxable property 
            of elementary and high school districts, and the tax rate levy 
            may not exceed $30 per $100,000 of assessed valuation.  

          6)Specifies that the total amount of bonds issued, for bonds 
            passed pursuant to Article XIIIA of the California 
            Constitution, shall not exceed 2.5% of the taxable property of 
            unified school districts and community college districts, and 
            the tax rate levy may not exceed $60 per $100,000 assessed 
            valuation for unified school districts and $25 per $100,000 
            assessed valuation for community college districts.   

           AS PASSED BY THE ASSEMBLY  , this bill imposed civil liability 
          against a covered electronic waste (CEW) recycler or collector 
          who makes a false statement or representation for purposes of 
          compliance with the Electronic Waste Recycling Act, codified 
          regulations that describe the type of CEW that may receive 
          payment under the Act, and codified regulations authorizing the 
          Department of Resources Recycling and Recovery to conduct 
          reviews and audits related to the operations of CEW recyclers 
          and collectors.








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           FISCAL EFFECT  :  Unknown.  This bill is keyed non-fiscal by the 
          Legislative Counsel.  

           COMMENTS  :  This bill makes changes to the process through which 
          interest on BANs are paid.  

          School facilities are funded predominantly by local general 
          obligation (G.O.) bonds, along with state bond funds, and other 
          local funds, such as developer's fees.  A BAN is a short-term 
          debt that is commonly used by local government entities, such as 
          water districts or utility districts.  School districts and 
          community college districts are authorized to use BANs to fund 
          facility projects prior to and in anticipation of the sale of 
          local G.O. bonds.  Districts may issue BANs as interim financing 
          if, for example, the sale of a G.O. bond is not timely (e.g., 
          the assessed valuation is low and will not yield the amount of 
          revenues a district needs).  BANs may be authorized for no more 
          than five years and have lower interest rates and payments than 
          G.O. bonds.  

          Proceeds from the sale of the G.O. bonds are used to repay the 
          BANs.  Existing law also authorizes the interest of BANs to be 
          paid from the "tax lawfully levied to pay principal of and 
          interest on the bond."  According to the author, this last 
          clause has led to multiple interpretations.  While some county 
          governments, charged with levying taxes, do allow taxes to be 
          collected for this purpose, others interpret the provision to 
          mean authorization to use taxes already collected, which limits 
          the ability to use this revenue source if the taxes collected 
          are already committed for other use and the BAN is issued after 
          taxes are collected.  Others have concluded that taxes are not 
          allowed to be used to pay interest of BANs, even though the 
          statute references the tax used to pay the principal and 
          interest of a bond.  The confusion has limited the ability of 
          some districts to make interest payments on a semi-annual basis 
          - versus waiting until the maturity of a BAN - which results in 
          higher costs for a district.  This is because BANs that pay at 
          maturity have higher interest rates and when accrued over time, 
          lead to higher total interest costs.  If a tax approved by 
          voters to pay a G.O. bond can be used to make ongoing payments 
          (prior to the issuance of the G.O. bond), the overall interest 
          costs for school facility projects will likely be lower than the 
          accrued interest to pay the BAN at maturity.  









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          This bill makes several changes to the provisions governing how 
          interest of BANs may be paid.  This bill authorizes, rather than 
          requires, interest of BANs to be paid from proceeds from the 
          sale of G.O. bonds.  This bill also clarifies that the tax 
          authorized by voters to pay for the issuance of a G.O. bond may 
          be used to pay the interest of BANs, but establishes conditions 
          through which this is allowable.  This bill requires a local 
          school governing board or community college district to adopt a 
          resolution authorizing the tax.  In order to ensure that BAN 
          issuances are not exceeding bond authority authorized by voters 
          and the caps governing Proposition 39 bonds, the bill prohibits 
          the principal amount of the BANs from exceeding the amount of 
          any bonds that have been passed by voters but have not been 
          issued (sold).  The bill further specifies that the amount of 
          the BANs may only be issued if the tax rate levied does not 
          exceed the cap on bonded indebtedness and the tax rate levy 
          limit.  Bonds approved with a 55% vote are governed by 
          Proposition 39 of 2000, which, among others, limits the amount 
          of taxes that can be levied for every $100,000 in assessed 
          valuation (property value) to $60 for a unified school district, 
          $30 for an elementary or high school district and $25 for a 
          community college district.  Existing law, passed as a companion 
          to Proposition 39, also limits the bonded indebtedness of 
          districts issuing Proposition 39 bonds to 1.25% of taxable 
          assessed valuation for high school and elementary school 
          districts and 2.5% for unified school districts and community 
          college districts. 

          Data provided by the State Treasurer's Office shows 94 BANs 
          issued by kindergarten through grade 12 and community college 
          districts over the last five years, 15 of which were to refund 
          previously issued BANs.  The data also shows property and 
          special tax revenues as the source of payment for only 10 out of 
          the 94 BANs.  Bond proceeds and other sources constituted the 
          remaining payment sources.  A BAN is a useful tool during a 
          housing downturn, by allowing a district to take advantage of 
          lower construction costs and proceeding with a school facility 
          project while waiting for improvement of the housing market 
          before selling a G.O. bond.  

          The California Public Securities Association, the sponsor of the 
          bill, states, "The ambiguity of Education Code Section 15150(d) 
          and the decision by several counties to prohibit the levy of a 
          tax for the payment of interest on BANs results in higher 
          overall repayment costs for BANs or the bonds that are used to 








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          pay off the BANs.  This is because not having the ability to 
          levy a tax for payment of interest on BANs necessitates issuing 
          the BANs with sufficient original issue premium to provide the 
          source of interest payments to investors in the form of 
          'capitalized' interest (which result in higher borrowing costs), 
          or issuing the BANs as capital appreciation bonds which are 
          payable at maturity at a higher interest cost than if the BANs 
          were issued instead as current interest bonds which have 
          semi-annual interest payments that require a tax levy."  

          This bill was substantially amended in the Senate and has not 
          been heard in an Assembly policy committee.  


           Analysis Prepared by  :    Sophia Kwong Kim / ED. / (916) 319-2087 


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