BILL ANALYSIS                                                                                                                                                                                                    Ó



                                                                  AB 893
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          Date of Hearing:   May 3, 2011

          ASSEMBLY COMMITTEE ON JOBS, ECONOMIC DEVELOPMENT AND THE ECONOMY
                               V. Manuel Pérez, Chair
                AB 893 (V. Manuel Perez) - As Amended:  April 25, 2011
           
          SUBJECT  :  California Infrastructure and Economic Development 
          Bank 

           SUMMARY  :  Requires the California Infrastructure and Economic 
          Development Bank (I-Bank) to provide technical assistance to 
          small and rural communities in obtaining financing for 
          infrastructure projects.  Specifically, this bill:  

          1)Requires the General Obligation bond acts to contain, among 
            other provisions, a plan on how the bond act will be 
            administered including, but not limited to, outreach and 
            oversight to ensure that the objectives of the bond act will 
            be met.

          2)Revises the membership of the I-Bank board, as follows:

             a)   Removes the Secretary of the Consumer Services Agency;

             b)   Adds a representative from the economic development 
               community, to be appointed by the Speaker of the Assembly;

             c)   Adds a representative from the business community, to be 
               appointed by the Senate Rules Committee; and

             d)   Adds as ex officio nonvoting members of the board the 
               chairpersons of the Senate and Assembly policy committees 
               that oversee infrastructure and economic development 
               issues.

          3)Requires the executive director to oversee and to ensure that 
            outreach is coordinated with other similar federal and state 
            infrastructure development resources.

          4)Modifies the annual reporting requirements to include:

             a)   A listing of outreach activities; and 

             b)   Details on the number of jobs created, retained, and 
               indirectly impacted.








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          5)Requires the I-Bank to provide technical support to small and 
            rural communities in the state in obtaining financing for 
            local infrastructure projects, as follows:    

             a)   Requires the I-Bank to develop a competitive process for 
               selecting communities to be assisted, based on 
               infrastructure need and community readiness to undertake 
               the infrastructure project based on specified priority.  
               Also provides that the I-Bank widely advertise the 
               availability of services and encourage applications from 
               historically underserved communities;

             b)   Defines "technical support" to mean assisting 
               communities in developing strategic plans, writing grants, 
               applying for public and private loans and guarantees, 
               issuing bonds, and other activities directly related to 
               obtaining funding for infrastructure projects, as 
               specified; 

             c)   Requires the I-Bank to provide no less than three 
               professional positions and one staff position to ensure the 
               implementation of the program;

             d)   Establishes within the California Infrastructure and 
               Economic Development Fund a technical assistance account 
               and specifies that only non-General Fund moneys may be 
               deposited into the account;

             e)   Requires the I-Bank to individually track each funding 
               source and its use to ensure that all funding conditions 
               are met; and

             f)   Authorizes the I-Bank to contract with other state, 
               local or federal entities for the purpose of providing 
               technical support to small and rural communities.

          6)Requires a 60-day notification prior to adoption or 
            modification of criteria, priorities and guidelines to 
            appropriate entities.

           EXISTING LAW  : 

          1)Creates the I-Bank within the Business, Transportation and 
            Housing (BTH) Agency, to promote economic revitalization, 








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            enable future development, and encourage a health climate for 
            jobs in California.  The I-Bank has the authority to issue 
            tax-exempt and taxable revenue bonds to underwrite the costs 
            of infrastructure development that meets certain public 
            purposes.

          2)Provides that the board of directors is comprised of five 
            specified people, defines a quorum as three people and 
            specifies that an affirmative vote of three people is required 
            on any action taken by the board.  The I-Bank board of 
            directors consists of the following:

             a)   The Director of Finance or designee;

             b)   The Treasurer or designee;

             c)   Secretary of Business, Transportation and Housing or 
               designee;

             d)   Governor's appointee; and 

             e)   Secretary of State Consumer Services Agency or designee.

          3)Establishes the State G.O. Bond Law, that authorizes proceeds 
            from the sale of bonds to pay the costs of a state agency for 
            administering a bond funded program. 

           FISCAL EFFECT  :   Unknown

           COMMENTS  :   

           1)Author's purpose  :  According to the author, "AB 893 modernizes 
            the operations of the I-Bank, by including the economic 
            development community on the board, mandating outreach to 
            communities, and adding new reporting requirements detailing 
            the number of jobs created and retained and industries served.  
             

            This bill will assist communities that have been traditionally 
            underserved by state programs in obtaining funds for 
            critically needed local infrastructure projects.  The 
            communities this bill seeks to assist are typically small and 
            rural incorporated and/or unincorporated areas that have 
            difficulty affording additional staff or consultants.  
            Generally, these communities are competing against larger 








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            communities for infrastructure funds."

           2)Benefits of technical assistance programs  :  Technical 
            assistance, as provided in AB 893, is modeled after a 
            successful program that operated in the 1970's and 1980's, the 
            Rural Development Assistance Program (RDAP).  Initially, the 
            RDAP was operated by the Department of Housing and Community 
            Development (HCD) as a pilot project with the federal 
            government.  Under the program, technical advisors and loan 
            packagers were assigned to rural communities to assist them in 
            applying for infrastructure funding.  

            Between 1980 and 1982, the state leveraged $30 million in 
            housing and community facility construction while only 
            investing $272,000 in state and $132,000 in federal dollars.  
            HCD estimated over $130 million in local economic activity was 
            generated, 2,379 jobs were created, and over $8 million in 
            local and state taxes were paid as a result of this program.

           3)Structure and operation of BTH and the I-Bank  :  BTH is the 
            state agency responsible for the oversight and coordination of 
            the activities of various departments, offices, and economic 
            development programs, with responsibility for maintaining the 
            strength and efficiency of California's infrastructure and 
            financial markets.  These programs provide financial and 
            programmatic regulation important to the economic marketplace, 
            community development, and the safe and efficient flow of 
            commerce.  Among the key economic development programs 
            overseen by BTH are: 

                 The Small Business Direct Loan and Guarantee Programs; 
                 The I-Bank; 
                 Technology-related programs; 
                 California International Trade Promotion Activities; and
                 Community Development Block Grant Program.
           
             The I-Bank was established in 1994 to promote economic 
            revitalization, enable future development, and encourage a 
            healthy climate for jobs in California.  Among other duties, 
            the I-Bank has the authority to issue tax-exempt and taxable 
            revenue bonds.  

            I-Bank activities are governed by a five-member board of 
            directors comprised of the BTH Secretary (chair), State 
            Treasurer, Director Department of Finance, Secretary of the 








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            State and Consumer Services Agency, and a Governor's 
            appointee.  The day-to-day operations of the I-Bank are 
            directed by the Executive Director who is an appointee of the 
            Governor and is subject to confirmation by the California 
            State Senate.  Currently, the I-Bank has authority for 24 
            staff members.

            The I-Bank is financed through the California Infrastructure 
            and Economic Development Bank Fund (CIEDB Fund) and the 
            California Infrastructure Guarantee Trust Fund, into which 
            fees, interest income and other revenues are deposited and 
            from which I-Bank expenses are paid.  The cost of 
            administering the programs of the I-Bank is off-set by these 
            types of program income.  Monies in these Funds are held 
            within the California State Treasury or by the bond trustee 
            for The Infrastructure State Revolving Fund (ISRF) bonds.  

            The I-Bank is operated on a revolving fund basis and thereby 
            generates continuous funding for new project investments.  The 
            I-Bank does not receive any ongoing General Fund support for 
            loan or bond financing and according to its 2009-10 
            independent audit, its program continues to provide sufficient 
            revenues to support all operating expenses.  

            The I-Bank administers two categories of programs:  (1) The 
            ISRF which provides direct low-cost financing to public 
            agencies for a variety of public infrastructure projects; and 
            (2) Bond Financed Programs which provide financing for 
            manufacturing companies, nonprofit organizations, public 
            agencies and other eligible entities.  There is no commitment 
            of I-Bank or state funds for any of the conduit revenue bonds. 
            Even in the case of default, the state is not liable.

            Since its creation in 1994, the I-Bank has loaned over $400 
            million to local agencies and has developed a high-level of 
            expertise in the implementation of public infrastructure and 
            financing programs.  In addition, over $30 billion in conduit 
            revenue bonds have been issued by the I-Bank since 2000.  

           4)The state's all-purpose financing authority  :  In addition to 
            the programs discussed above, the I-Bank also serves as the 
            state's only general purpose financing authority with broad 
            statutory powers to issue revenue bonds and act on the state's 
            behalf in certain statutorily authorized circumstances.  Below 
            is a list of examples of the types of financing by the I-Bank 








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            in support of various State entities and programs. 
          
             a)   Energy Efficiency Bonds.  In April 2003, the California 
               Consumer Power and Conservation Financing Authority (CPA) 
               issued $28,005,000 in energy efficiency bonds on behalf of 
               the California Energy Commission (CEC).  On October 25, 
               2004, the CPA assigned its rights and responsibilities for 
               these bonds to the I-Bank when the CPA's operations were 
               closed down as a result of budget elimination.  In May 
               2005, the I-Bank issued a second series of revenue bonds in 
               the amount of $37 million to provide additional funding for 
               the CEC's Energy Efficiency Financing (EEF) Program, which 
               provides low-cost loans up to $3 million to schools, 
               hospitals and local governments for the installation of 
               energy-saving measures.  The bonds are repaid from 
               previously approved EEF loans.  Eligible projects include 
               heating, ventilation, air conditioning, equipment control, 
               small co-generation and photovoltaic systems.  
                
              b)   California Insurance Guarantee Association Bonds.  In 
               August 2004, the I-Bank issued $750 million of revenue 
               bonds for the California Insurance Guarantee Association 
               (CIGA) pursuant to authorization contained in Chapter 645, 
               Statues of 2003 (AB 227).  CIGA is an organization created 
               by the California Legislature in 1969 to pay claims of 
               insolvent insurance carriers that are licensed to do 
               business in the State of California.  The proceeds of the 
               bonds were used by CIGA to pay claims and related expenses 
               that arose as a result of the insolvencies of insurance 
               companies providing workers' compensation insurance.  The 
               bonds are repaid solely from special and regular premium 
               assessments on worker's compensation premiums paid by 
               insurance companies to CIGA.  

             c)   Toll Bridge Seismic Retrofit Bonds.  In August 2003, the 
               I-Bank issued $1.16 billion of long-term fixed rate revenue 
               bonds for Caltrans pursuant to authorization in Chapter 
               907, Statutes of 2001 (AB 1171).  The bonds were rated in 
               the "AA" category by all three rating agencies and were 
               repaid solely from revenues and related interest earnings 
               generated by the $1 per vehicle seismic retrofit surcharge 
               collected on the seven Bay Area State-owned toll bridges.  
               Caltrans used the bond proceeds to fund a portion of the 
               construction of the new East Span of the San 
               Francisco-Oakland Bay Bridge.








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             d)   Clean Water State Revolving Fund (CWSRF) Bonds.  In 
               August 2002, the I-Bank issued $300 million of fixed-rate 
               revenue bonds to provide additional funding for the CWSRF 
               Program.  The CWSRF, which is administered by the State 
               Water Resources Control Board (SWRCB), provides low-cost 
               loans up to $25 million per year to local agencies, 
               throughout the State, for the construction of wastewater 
               treatment and water recycling facilities.  The bonds, which 
               are repaid by 98 previously-approved CWSRF loans from 50 
               different borrowers, received natural "AAA" ratings from 
               all three rating agencies.  The bond issuance represented 
               the first time the State leveraged a federally funded state 
               revolving fund program, and joined over 20 other states 
               that have utilized this innovative financing technique to 
               expand lending capacity.  

            In addition to the above programs, the I-Bank has also been 
            involved in other unique financings including Tobacco 
            Securitization Bonds, Tribal Compact Asset Securitization 
            Bonds, and Imperial Irrigation District Preliminary Loan 
            Guarantees.

           5)Infrastructure and the post-recession economy  :  World class 
            infrastructure plays a key role in business attraction, as 
            multinational companies consistently rank the quality of 
            infrastructure among their top four criteria in making 
            investment decisions.  

            As California moves slowly toward economic recovery, growth in 
            the post-recession economy will likely be more resource and 
            capital constrained, placing even greater pressure on the 
            state's infrastructure to support higher levels of service at 
            a smaller per unit price.  In addition, some analysts believe 
            the global economy is experiencing a great "rebalancing of 
            economic power," whereby the U.S.' dominant economic position 
            will be challenged by other large economies like those in 
            Japan, China and the European Union.   

            The Brookings Metropolitan Policy Program has published its 
            own assessment of how this rebalancing will be experienced in 
            the U.S. and has noted four key trends to watch in the 
            post-recession economy.  The first trend is that the economy 
            will be more export oriented and second, it will be fueled by 
            new, lower-carbon energy sources.  The third trend identified 








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            is that the next economy will be based on a higher level of 
            global innovation, which will require "a relentless pace of 
            innovation, adaptation, and embracement of new markets and 
            processes." The fourth key trend is that next economy will be 
            led by major metropolitan areas - not nations and not states.  


            California's historical comparative advantage in 
            innovation-based industries, networked global supply chains 
            and strong regional economies should give instate businesses 
            certain advantages in the post-recession economy.  Other 
            components of the California economy, including the quality of 
            the state's infrastructure and the preparedness of its 
            workforce, are not as strong and could limit the state's 
            overall economic growth.

            Research shows that as U.S. infrastructure has been in a 
            decline, infrastructure in other countries is rapidly 
            increasing.  The 2010-11 Global Competitiveness Report by the 
            World Economic Forum places U.S. infrastructure 23rd in the 
            world, a drop from its rank of seventh in 2000. 

            The I-Bank has been monitoring these and other types of 
            trends, and with funding from a Rockefeller Foundation grant, 
            has been meeting with investors, builders and policy makers 
            engaged in infrastructure development to discuss innovative 
            financing techniques and ways in which to remove unnecessary 
            impediments to infrastructure development

           6)Oversight hearing  :  With California workers and businesses 
            facing some of the harshest economic conditions since the 
            Great Depression, the Chairman of the Assembly Committee on 
            Jobs, Economic Development and the Economy (JEDE) has focused 
            the committee's efforts during the prior and current 
            legislative sessions on engaging the public in the recovery 
            dialogue.  Through these events JEDE has found that one of 
            California's challenges in moving forward is the state's aging 
            infrastructure and its inability to support the innovation 
            economy that is fundamental to retaining the state's global 
            competitiveness.  In fact, research shows that California's 
            historical position as a leader in innovation and technology 
            is being challenged not only from abroad, but also by other 
            states that are investing in a range of infrastructure and 
            technology supporting activities.  









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            On March 30, 2011, JEDE held an oversight hearing to examine 
            how infrastructure development impacted local, state and 
            federal economic recovery efforts and California's economic 
            position in post-recession economy.  During the course of the 
            hearing, testimony was provided by senior staff of the I-Bank 
            and key stakeholder groups.  A white paper was prepared for 
            the hearing and later revised to include information learned 
            at the hearing, identification of follow-up actions and a 
            summary of key program-level recommendations.  The white paper 
            is available through the JEDE Committee Office and will soon 
            be hosted on the committee website at  www.assembly.ca.gov  . 

            At the JEDE May 3, 2011 hearing, four bills will be presented 
            related to the I-Bank, including legislation to reorganize the 
            I-Bank as an independent agency (AB 700 by Assemblymember 
            Blumenfield); to require public infrastructure moneys be 
            awarded based on minimum economic and land use criteria (AB 
            696 by Assemblyman Hueso); to expand the membership of the 
            I-Bank board and functions to more broadly reflect its 
            development and business creation potential (AB 893 by 
            Assemblyman V. M. Pérez and AB 1094 by Speaker John Pérez).  
            Amendments will be proposed by the Chairman reflecting the 
            recommendations from the oversight hearing. 

           7)Proposed Amendments  :  Staff understands that amendments will 
            be offered to do the following:

             a)   Expand the membership of the Board to include a 
               representative from labor appointed by the Governor; 

             b)   Establish MOUs with related infrastructure financing 
               programs to expedite the joint use of funds;

             c)   Codify the state and federal California Finance 
               Coordinating Committee;

             d)   Authorize predevelopment loans from ISRF;

             e)   Authorize, as part of an overall project, financing of 
               brownfield cleanup including an immunity exemption, if the 
               clean-up plan was approved; 

             f)   Authorize the establishment of a letter of credit 
               guarantee program; 









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             g)   Authorize tribal nations as eligible applicants for 
               I-Bank programs; and 

             h)   Make other technical changes.

           8)Related legislation  :  Below is a list of related legislation.

              a)   Current legislative session:  
                   
                i)     AB 696 (Hueso)  :  This bill requires projects 
                 selected for funding under the Infrastructure State 
                 Revolving Fund Program (ISRF) to only be funded, if the 
                 project meets specified land use and economic development 
                 criteria.  Status:  Pending in Assembly Committee on 
                 Jobs, Economic Development and the Economy, May 3, 2011.

                ii)    AB 700 (Blumenfield)  :  This bill establishes an 
                 independently administered I-Bank.  Status:  Pending in 
                 Assembly Committee on Jobs, Economic Development and the 
                 Economy, May 3, 2011.

                iii)   AB 750 (Hueso)  :  This bill establishes the 
                 Investment Trust Blue Ribbon Task Force for the purpose 
                 of considering the viability of establishing the 
                 California Investment Trust.  Status: Pending in the 
                 Assembly Committee on Banking and Finance.  

                iv)    AB 1094 (John A. Pérez)  :  This bill expands the 
                 membership of the board of directors of the I-Bank from 
                 five to seven members.  Status:  Pending in the Assembly 
                 Committee on Jobs, Economic Development and the Economy, 
                 May 3, 2011.

              b)   Prior legislative sessions:  

                i)     AB 1047 (V. Manuel Pérez)  :  This bill establishes a 
                 local assistance program, within the I-Bank, to assist 
                 small and rural communities obtain bond financing for 
                 infrastructure projects.  Status:  Held in the Assembly 
                 Committee on Appropriations, May 2009.

                ii)       AB 1380 (Bass)  :  This bill would have expanded 
                 the membership of the board of directors of the I-Bank 
                                                                      from five to seven members.  Status:  Held in the Senate 
                 Rules Committee, August 2010.  








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                iii)      AB 1272 (Arambula)  :  This bill would have 
                 established a local assistance program, within the 
                 I-Bank, to assist small and rural communities obtain bond 
                 financing for infrastructure projects.  Status:  Held in 
                 the Assembly Committee on Appropriations, April 2008.

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 

           California Association for Local Economic Development
          California Small Business Development Center
          California Small Business Development Center U.C. Merced 
          Regional Network
          CDC Small Business Finance 
          Inland Empire Economic Partnership
          Yuba Sutter Economic Development Corporation

           Opposition 
           
          None received
           

          Analysis Prepared by  :    Toni Symonds / Mercedes Flores / J., 
          E.D. & E. / (916) 319-2090