BILL ANALYSIS                                                                                                                                                                                                    Ó




                   Senate Appropriations Committee Fiscal Summary
                           Senator Christine Kehoe, Chair

                                          AB 894 (V.M. Perez)
          
          Hearing Date: 08/15/2011        Amended: 07/13/2011
          Consultant: Mark McKenzie       Policy Vote: GO 12-1; G&F 9-0
          _________________________________________________________________
          ____
          BILL SUMMARY: AB 894 would authorize the California Industrial 
          Development Financing Advisory Commission (CIDFAC) to establish 
          and administer the California Manufacturing Competitiveness Loan 
          and Loan Guarantee Program until January 1, 2017.  CIDFAC would 
          establish guidelines for implementation of the program, adopt 
          procedures and criteria for evaluating applicants and 
          participating financial institutions, and develop a process for 
          reviewing applications and for ongoing monitoring of loans, loan 
          guarantees, and lines of credit.  The bill would establish the 
          Manufacturing Program Account within the Industrial Development 
          Fund to receive funding from the federal government, 
          foundations, and other public or private sources, excluding the 
          General Fund.  Once sufficient funds are available to implement 
          and administer the program, CIDFAC would make loans or lines of 
          credit available to companies for purposes of acquiring, 
          constructing, or rehabilitating manufacturing facilities and 
          equipment, as specified.  The bill requires each applicant to 
          pay a nonrefundable fee that covers the full cost of 
          administering the program.  AB 2437 would also require CIDFAC, 
          beginning October 1, 2012 and annually thereafter, to either 
          post on its website or report to the Legislature on specified 
          activities and impacts of the program.
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          ____
                            Fiscal Impact (in thousands)

           Major Provisions         2011-12      2012-13       2013-14     Fund
           Loans and loan guarantees         Unknown major costs through 
          January 1,             Special*
                                 2017 to the extent funds are available.
                                 Substantial cost pressures to fund the 
          program

          CIDFAC administration  One-time costs of $221 to implement the 
          Special*
                                 program.  Ongoing costs would be offset
                                 by fees.  Actual costs would depend upon








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                                 requirements of federal legislation 
          providing funding
          ____________
          * Manufacturing Program Account
          _________________________________________________________________
          ____

          STAFF COMMENTS: This bill meets the criteria for referral to the 
          Suspense File. 
          This bill is intended to provide a framework for a loan and loan 
          guarantee program that would allow California to submit a timely 
          application for any federal funds that may become available for 
          state manufacturing loan programs.  The program established by 
          AB 894 provides a preference for loan applications that are 
          jointly developed by manufacturers and the unions that represent 
          their employees.  In addition, it prioritizes companies that 
          offer higher paying skilled jobs.  The bill also provides an 
          incentive for California manufacturers to stay in this state by 
          requiring any company with an outstanding loan to pay the loan 
          in full at least six months prior to relocating out of the state 
          and to repay any subsidized amounts.

          CIDFAC would not be allowed to implement the Manufacturing 
          Competitiveness Loan and Loan Guarantee Program until it adopts 
          a resolution finding that sufficient revenues are available in 
          the Manufacturing Program Account to cover the costs of 
          implementing the program, including appropriate oversight costs. 
           The resolution must also find that there is sufficient 
          expertise, either at CIDFAC or through a contract, to assess the 
          credit risk of applicants and the aggregate credit risk of the 
          commission for the program.  CIDFAC indicates that on-time costs 
          associated with developing the program would be approximately 
          $221,000.  The bill requires applicants to pay a fee to fully 
          cover the cost of administering the program.  It is unclear how 
          many manufacturers would ultimately apply to the program, but if 
          25 firms applied for funds in a given year, fees would need to 
          be set at around $8,000 per application to fully cover estimated 
          ongoing administrative costs of approximately $200,000.

          There are currently no funds available for this new program, and 
          it doesn't appear that federal funding will be available in the 
          near future.  As such, the bill creates substantial special fund 
          cost pressures to fund the program.  For example, if 25 
          applicants were eligible for a loan of $3 million each, the 








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          program would need $75 million in funding to operate.  Any 
          repayments would be deposited back into the Manufacturing 
          Program Account for payment of any administrative costs and for 
          future loans and loan guarantees.  The bill also limits the 
          maximum amount of guarantee liability outstanding at one time to 
          five times the amount of funds on deposit.  While this reserve 
          requirement would mitigate risk, it would also reduce the amount 
          of funding available for assistance.

          Staff notes that federal action would be needed prior to the 
          implementation of this bill.  While no bill has been introduced 
          during the 112th Congress, U.S. Senator Sherrod Brown previously 
          sponsored S.1617, the Investments for Manufacturing Progress and 
          Clean Technology (IMPACT) Act, which would have provided five 
          years of funding for grants to states that have established a 
          manufacturing revolving loan program.  The IMPACT Act would have 
          required a state match of 20%.  If future federal legislation 
          contains a similar match requirement, there would be significant 
          cost pressures on various state funds.  

          Staff notes that this bill is nearly identical to AB 2437 (V.M. 
          Perez), which was vetoed by Governor Schwarzenegger in 2010.  
          The veto message states the following:

               While I am supportive of providing California's 
               manufacturers with greater borrowing opportunities to make 
               capital investments, I believe the proper location of this 
               economic development program is in the Governor's Office of 
               Economic Development. In addition, this bill would create 
               new higher costs to employers as a result of the prevailing 
               wage requirements on projects financed under this bill.