BILL ANALYSIS                                                                                                                                                                                                    �






                             SENATE JUDICIARY COMMITTEE
                             Senator Noreen Evans, Chair
                              2011-2012 Regular Session


          AB 1155 (Alejo)
          As Amended May 9, 2011
          Hearing Date: June 14, 2011
          Fiscal: No
          Urgency: No
          TW   
                    

                                        SUBJECT
                                           
            Workers' Compensation:  Apportionment of Permanent Disability

                                      DESCRIPTION  

          This bill would prohibit a physician from considering the 
          following characteristics when apportioning the cause of 
          permanent disability for determining a worker's compensation 
          benefit:  race, religious creed, color, national origin, age, 
          gender, marital status, sex, sexual orientation, or genetic 
          characteristics.

                                      BACKGROUND  

          In 2004, Governor Schwarzenegger proposed reforms to the 
          worker's compensation system in order to reduce the costs of 
          worker's compensation insurance paid by employers.  Accordingly, 
          SB 899 (Poochigian, Ch. 34, Stats. 2004) was signed into law and 
          enacted many reforms of the worker's compensation program.  
          Among other things, SB 899 repealed the prior worker's 
          compensation apportionment provision, which provided clear 
          descriptions of "previous injury" and "natural progression" and 
          replaced these descriptions with "causation."  Apportionment is 
          the method by which the percentage of a worker's permanent 
          disability is attributed to the injury, pre-existing conditions, 
          or prior injuries, which percentages determine the amount of the 
          worker's compensation benefit.  

          Prior to the enactment of SB 899, a physician would examine the 
          injured worker and decide what part of the worker's permanent 
          disability came from the injury and what part came from either a 
          pre-existing disability or impairment or from the natural 
                                                                (more)



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          progression of a pre-existing disease process.  After SB 899 was 
          enacted, a physician must decide what percentage of the 
          disability was the direct result of the injury and what 
          percentage of the disability was caused by "other factors."  The 
          worker receives a benefit commensurate with only the percentage 
          of the disability that was caused by the actual injury.

          In 2008, the San Diego Union-Tribune reported that across 
          California, worker's compensation benefits were being reduced 
          because "other factors," such as race, age, and gender, were 
          being used to apportion the causation of the disability.  
          (Calbreath, Race, Age, Gender Bias Hits Workers Across State 
          (Feb. 17, 2008) San Diego Union-Tribune  
           (as of June 5, 2011.)  One example of race 
          being used to decrease the disability benefit was the case of a 
          relief cook injured by the repeated use of a degreasing formula. 
           The worker experienced a variety of symptoms from exposure to 
          the degreaser, including hypertension.  According to the 
          article, "the medical examiner cut Jones' workers' comp payments 
          in half because, as an African-American, he had a 'genetic' 
          predisposition to high blood pressure or hypertension." 

          This bill is substantially similar to SB 1115 (Migden, 2008), 
          which was vetoed by Governor Schwarzenegger who argued that the 
          bill was unnecessary.  SB 145 (DeSaulnier, 2010) also contained 
          a provision that is substantially similar to this bill and was 
          vetoed because Governor Schwarzenegger believed it would 
          undermine the 2004 workers' compensation apportionment reforms 
          and that AB 1093 (Yamada, Ch. 272, Stats. 2010) provided the 
          same protections.  AB 1093 provided a prohibition on the use of 
          personal characteristics when granting or denying a workers' 
          compensation claim under conditions of compensation.

          This bill, sponsored by the California Applicants' Attorneys 
          Association, would prohibit the consideration of the following 
          characteristics when apportioning the cause of permanent 
          disability for determining a worker's compensation benefit:  
          race, religious creed, color, national origin, age, gender, 
          marital status, sex, sexual orientation, or genetic 
          characteristics.

                                CHANGES TO EXISTING LAW
           
           Existing law  provides that an employer, when liability exists, 
          shall pay a worker for job-related injuries.  (Lab. Code Sec. 
                                                                      



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          4550 et seq.)

           Existing law  provides that permanent disability compensation 
          shall be apportioned based on causation pursuant to a 
          physician's report including the approximate percentage of the 
          permanent disability that was caused by the direct result of 
          injury arising out of and occurring in the course of employment 
          and what approximate percentage of the permanent disability was 
          caused by other factors both before and subsequent to the 
          industrial injury, including prior industrial injuries.  (Lab. 
          Code Sec. 4663.)

           Existing law  provides that an employer shall only be liable for 
          the percentage of permanent disability directly caused by the 
          injury arising out of and occurring in the course of employment. 
           (Lab. Code Sec. 4664.)

           Existing law  provides that no person in the State of California 
          shall, on the basis of race, national origin, ethnic group 
          identification, religion, age, sex, sexual orientation, color, 
          or disability, be unlawfully denied full and equal access to the 
          benefits of, or be unlawfully subjected to discrimination under, 
          any program or activity that is conducted, operated, or 
          administered by the state or by any state agency, is funded 
          directly by the state, or receives any financial assistance from 
          the state.  (Gov. Code Sec. 11135.)

           Existing law  provides that it is an unlawful employment 
          practice, unless based upon a bona fide occupational 
          qualification, or, except where based upon applicable security 
          regulations established by the United States or the State of 
          California, for an employer, because of the race, religious 
          creed, color, national origin, ancestry, physical disability, 
          mental disability, medical condition, marital status, sex, age, 
          or sexual orientation of any person, to refuse to hire or employ 
          the person or to refuse to select the person for a training 
          program leading to employment, or to bar or to discharge the 
          person from employment or from a training program leading to 
          employment, or to discriminate against the person in 
          compensation or in terms, conditions, or privileges of 
          employment.  (Gov. Code Sec. 12940.)

           This bill  would prohibit the consideration of the following 
          characteristics when apportioning the cause of permanent 
          disability for determining a worker's compensation benefit:  
          race, religious creed, color, national origin, age, gender, 
                                                                      



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          marital status, sex, sexual orientation, or genetic 
          characteristics.

                                        COMMENT
           
          1.  Stated need for the bill  
          
          The author writes:
          
            Currently, if an employee is injured on the job then he/she 
            has the right to file a workers compensation disability claim. 
            . . However, some disabled workers are having their 
            compensation apportioned not just to prior and/or pre-existing 
            disabilities but also to factors such as age, race, and 
            gender.  

            Insurance companies aggressively seek to reduce the amount 
            requested in the claim, thus reducing the amount of benefits 
            paid to the injured worker.  The insurance companies 
            frequently apportion the injury based on "risk factors."  
            These risk factors are based upon race, gender, age and other 
            immutable characteristics.
          
          2.  Apportionment based on other factors, including certain 
            characteristics  

          This bill would prohibit the use of certain characteristics when 
          apportioning the cause of a permanent disability for 
          determination of the worker's compensation benefit.  
          Specifically, this bill would prohibit a physician from 
          considering the following when apportioning permanent 
          disability:  race, religious creed, color, national origin, age, 
          gender, marital status, sex, sexual orientation, or genetic 
          characteristics.

          Existing law provides that apportionment of the permanent 
          disability shall be based on causation and a determination of 
          "what approximate percentage of the permanent disability was 
          caused by the direct result of injury arising out of and 
          occurring in the course of employment and what approximate 
          percentage of the permanent disability was caused by other 
          factors both before and subsequent to the industrial industry.  
          (Lab. Code Sec. 4663.)

          The author argues that "some disabled workers are having their 
          compensation apportioned not just to prior and/or pre-existing 
                                                                      



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          disabilities but also to factors such as age, race, and gender." 
           Public Counsel Law Center, a supporter of this bill, argues 
          that "�c]urrently, if an employee is injured on the job then the 
          worker has the right to file a workers compensation disability 
          claim.  But all too often the monetary value of those claims are 
          reduced based on, for example, genetic predisposition to 
          particular kinds of illnesses, even when the immediate cause of 
          the disability was workplace injury." 

          As noted above, the San Diego Union-Tribune reported several 
          instances of race, age, and gender being used to decrease 
          workers' permanent disability benefits.  (Calbreath, Race, Age, 
          Gender Bias Hits Workers Across State (Feb. 17, 2008) San Diego 
          Union-Tribune  
           (as of June 5, 2011.)  The article reported 
          several instances of race being used to decrease workers' 
          permanent disability benefits as follows:
            
                 a women with a carpal tunnel claim that was reduced 
               based on being female because women apparently have a 
               higher incidence of carpal tunnel than men; 
                 a 52-year old's work-related stress claim was reduced 
               because her "advanced age made her susceptible to 
               hypertension;" 
                 an El Salvadoran woman's claim for work-related back 
               injury resulting in depression was reduced because, as 
               stated by the medical examiner in deposition: "She's from 
               El Salvador and she is, as the pronoun indicates, a woman. 
               . . . She has a personality disorder . . . which sadly 
               might apply to all too many women. And I must say, when it 
               comes to Central America, it might apply to more men than I 
               would care to mention;"  
                 and a middle-aged Hispanic man who spent decades working 
               for a utility company and injured his left shoulder and 
               left leg on the job, but whose claim was reduced because 
               the medical examiner stated the injuries were also caused 
               by his race, age, and gender.  (Id.)  

            This bill would prohibit the use of characteristics, including 
            race, age, and gender, from consideration when apportioning 
            the causes of permanent disability.

          3.  Opposition  

          The California Manufacturers & Technology Association (CMTA), an 
                                                                      



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          opponent of this bill, argues that apportionment is a 
          "long-standing concept intended to protect employers from being 
          forced to pay for disability that is not directly caused by an 
          industrial injury.  There is currently nothing in the Labor Code 
          that allows for discrimination based on protected classes when 
          adjusting the worker's compensation disability rating."  CMTA 
          argues that case law demonstrates that courts do not uphold 
          apportionment based on discrimination.  For this reason, CMTA is 
          requesting amendments to the bill to strike the intent language 
          and delete the words "cause or other".

          CMTA points to Vaira v. WCAB, 9 WCAB Rptr. 10,371, wherein the 
          Court of Appeal held that, to the extent the medical examiner 
          based his apportionment of disability on the worker's age, this 
          would be a violation of the prohibition against discrimination.  
          Yet, this ruling was handed down only after the worker's 
          compensation judge accepted the medical examiner's apportionment 
          and after the petitioning worker requested reconsideration of 
          the apportionment three times, with the same result.  It appears 
          a clarification of law is necessary so that medical examiners 
          are clear that characteristics should not be considered as other 
          factors contributing to a disability and future workers are not 
          required to follow the same extended path as Ms. Vaira toward a 
          fair and just result.

          CMTA also argues that this bill will have the unintended 
          consequence of automatic increased litigation because every 
          apportionment determination will be questionable, this bill will 
          create uncertainty, hurt businesses, and "undo the reforms that 
          were put in place to create objectivity and fairness."  In 
          response, proponents of this bill argue that it will not 
          automatically increase litigation but rather clarify and conform 
          the Labor Code to the anti-discrimination provisions of the 
          Government Code.  If the medical examiner is aware of what other 
          factors should and should not be used in apportioning 
          disability, protracted litigation as demonstrated in Vaira will 
          be avoided.
          
          4.  Governor Schwarzenegger's vetoes of SB 1115 and SB 145  

          This bill is substantially similar to the enrolled version of SB 
          1115 (Migden, 2008).  In vetoing SB 1115, Governor 
          Schwarzenegger stated:

            While I support the intent of this measure, I do not believe 
            it is necessary.  Current law, as well as court rulings, 
                                                                      



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            adequately protects injured workers from inappropriate 
            application of apportionment statutes.  In addition, I am 
            concerned that the manner in which this bill is worded could 
            inadvertently create new ambiguities in the law and result in 
            increased litigation.

          SB 145 (DeSaulnier, 2010) also contained a provision that was 
          substantially similar to this bill.  In vetoing SB 145, Governor 
          Schwarzenegger stated:

            This measure, like Senate Bill 1115 (2008), which I previously 
            vetoed, would significantly undermined �sic] the state's 
            workers' compensation apportionment reforms of 2004.  

          5.   If approved, this bill should be sent back to the Senate 
          Rules Committee
           
          The Senate Rules Committee has requested that, should this bill 
          be approved by this committee, it should be sent back to the 
          Rules Committee for consideration of a request by the Senate 
          Labor and Industrial Relations Committee to hear the bill. 


           Support  :  American Civil Liberties Union; California Association 
          of Highway Patrolmen; California Communities United Institute; 
          California Conference of Board of the Amalgamated Transit Union; 
          California Conference of Machinists; California Correctional 
          Peace Officers Association; California Labor Federation; 
          California Nurses Association; California Official Court 
          Reporters Association; California Society of Industrial Medicine 
          and Surgery; California State Conference of the National 
          Association for the Advancement of Colored People; California 
          Teamsters Public Affairs Council; Consumer Attorneys of 
          California; Engineers and Scientists of California; Glendale 
          City Employees Association; International Longshore and 
          Warehouse Union; Mexican American Legal Defense and Educational 
          Fund; Organization of SMUD Employees; Peace Officers Research 
          Association of California; Professional and Technical Engineers, 
          Local 21; Public Counsel Law Center; San Bernardino Public 
          Employees Association; San Luis Obispo County Employees 
          Association; Santa Rosa City Employees Association; UNITE HERE!; 
          United Food and Commercial Workers - Western States Conference; 
          Utility Workers Union of America, Local 132

           Opposition  :  Acclamation Insurance Management Services; Allied 
          Managed Care; ALPHA Fund; American Insurance Association; 
                                                                      



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          Association of California Insurance Companies; California 
          Association of Joint Powers Authorities; California Chamber of 
          Commerce; California Coalition of Workers' Compensation; 
          California Farm Bureau Federation; California Grocers 
          Association; California Hospital Association; California 
          Independent Growers Association; California Manufacturers & 
          Technology Association; California Restaurant Association; 
          California Retailers Association; California Trucking 
          Association; CSAC Excess Insurance Authority; Liberty Mutual 
          Insurance Group; Los Angeles County Board of Supervisors; 
          Marriott; Property Casualty Insurers Association of America; 
          Safeway; Spa & Pool Industry Education Council; UPS, Inc.; 
          Western Growers; Western Occupational & Environmental Medical 
          Association; Workers' Compensation Action Network

                                        HISTORY
           
           Source  :  California Applicants' Attorneys Association

           Related Pending Legislation  :  None Known

           Prior Legislation  :  See Background.

           Prior Vote  :

          Assembly Floor (Ayes 47, Noes 26)
          Assembly Insurance Committee (Ayes 8, Noes 4)

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