BILL ANALYSIS                                                                                                                                                                                                    �






           SENATE TRANSPORTATION & HOUSING COMMITTEE       BILL NO: AB 1222
          SENATOR MARK DESAULNIER, CHAIRMAN              AUTHOR:  gatto
                                                         VERSION: 5/12/11
          Analysis by:  Mark Stivers                     FISCAL:  no
          Hearing date: June 14, 2011



          SUBJECT:

          California Housing Finance Agency (CalHFA)

          DESCRIPTION:

          This bill requires the CalHFA board, as opposed to agency staff, 
          to contract for any salary survey related to executive 
          management compensation and makes a number of changes to 
          CalHFA's conflict of interest statutes.

          ANALYSIS:

          Established in 1975, CalHFA is the state's affordable housing 
          bank.  CalHFA issues tax-exempt bonds and uses the proceeds to 
          make below market-rate loans to income-eligible first-time 
          homebuyers and the developers of affordable rental housing.  
          CalHFA is a self-supporting entity. It does receive money from 
          the state's general fund, and its debts obligate only CalHFA 
          itself, not the State of California.  

          Salary surveys

          SB 257 (Chesbro), Chapter 748, Statutes of 2006, allowed the 
          CalHFA board of directors to establish the compensation for 
          seven top CalHFA managers (chief deputy director, general 
          counsel, director of finance, director of homeownership 
          programs, director of multifamily programs, director of 
          insurance, and financial risk management director), in addition 
          to the executive director whose compensation the board already 
          set.  Moreover, SB 257 exempted the compensation packages of all 
          eight individuals from review by the Department of Personnel 
          Administration and deleted the prohibition on the executive 
          director's salary exceeding the salary of the Secretary of the 
          Business, Transportation and Housing Agency.

          In determining the compensation for these positions, current law 
          requires the "agency" to contract with an independent outside 




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          advisor to conduct a salary survey of other state and local 
          housing finance agencies that are most comparable to CalHFA and 
          of other related labor pools.  The Department of Personnel 
          Administration must review the methodology used in the salary 
          surveys, and the CalHFA board is prohibited from setting a 
          salary for one of these positions that exceeds the highest 
          comparable salary for a comparable position as determined by the 
          survey.

          Conflicts of interest

          Current law generally prohibits any state officer or employee 
          from being financially interested in any contract that that 
          person makes in his or her official capacity or that any body or 
          board of which that person is a member makes.  As applied to 
          CalHFA, this general statute precludes the CalHFA board from 
          contracting with any entity with which a board member has a 
          financial interest even when that board member does not 
          participate in the decision.

          CalHFA's specific statute provides that it shall not be a 
          conflict of interest for an official of any local public entity, 
          a resident of any housing development, or an officer, 
          stockholder, or employee of any association or corporation to 
          serve as a member of the CalHFA board, provided that if any 
          board member has a financial interest in any matter before the 
          board, the board member must disclose that interest as a matter 
          of official public record and must not attempt to influence, 
          participate in deliberations concerning, or vote on that matter. 
           The statute also provides that no CalHFA officer or employee 
          shall be employed by, hold any paid official relation to, or 
          have any financial interest in, any housing development financed 
          or assisted by CalHFA.

           This bill  : 

           Requires the CalHFA board, as opposed to agency staff, to 
            contract for the salary survey.
           Provides that the general law provision prohibiting a board as 
            a whole from entering into a contract with an entity with 
            which one board member has a financial interest does not apply 
            to CalHFA, but maintains the CalHFA-specific statute allowing 
            local officials, affordable housing residents, and persons 
            affiliated with corporations or other associations to serve on 
            the CalHFA board generally, provided that when a conflict of 
            interest arises, the conflicted board members discloses the 




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            conflict and recuses himself or herself from the matter.  
           Allows a CalHFA board member who is not an employee of the 
            agency to be employed by, hold a paid official relation to, or 
            have a financial interest in a housing development financed or 
            assisted by CalHFA.
          
          COMMENTS:

           1.Purpose of the bill  .  According to the author, current law's 
            reference to the "agency" when requiring an outside salary 
            survey could be interpreted as allowing the staff, whose 
            salaries are the subject of the survey, to select the survey 
            entity.  Given that the salaries are to be established by the 
            board, the requirement to commission a salary survey also 
            appropriately rests with the board, as opposed to the agency.  
            The author is not aware of any impropriety relating to the 
            last salary survey but believes this should be clarified to 
            avoid any possibility for future abuse.

            The Assembly Housing and Community Development Committee 
            recommended the addition of the bill's conflict of interest 
            provisions.  The committee analysis argues that CalHFA does 
            business with many different lenders through their 
            single-family mortgage program.  The existing conflict of 
            interest statute prohibits CalHFA board members from having a 
            financial interest in any entity with whom CalHFA contracts, 
            even if that board member does not participate personally in 
            the awarding of the contract.  This prohibition significantly 
            narrows the pool of financial institutions from which the 
            governor can appoint board members, potentially depriving the 
            CalHFA board of knowledge and experience that would be 
            valuable in governing the agency.  The bill allows CalHFA to 
            have board members from entities with whom the agency does 
            business on its board provided that the board member discloses 
            and recuses himself or herself from any matter in which his or 
            her institution has a financial interest.    


           2.Balancing goals  .  In allowing a person to sit on the CalHFA 
            board when an entity he or she is affiliated with contracts 
            with CalHFA, this bill seeks to realize the language in the 
            current CalHFA statute that states, "The representation of 
            varied interest groups on the board shall be deemed essential 
            to obtain information for the development of policy and 
            decisions of the board."  These provisions are also intended 
            to respond to the recommendation in the February 2011 Bureau 




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            of State Audits report that states, "To ensure that CalHFA's 
            business plans and strategies are thoroughly vetted by an 
            experienced and knowledgeable board, the Legislature should 
            consider amending the statute that specifies the composition 
            of CalHFA's board to include appointees with knowledge of 
            housing finance agencies, single-family mortgage lending, 
            bonds and related financial instruments, interest-rate swaps, 
            and risk management." 

            While the bill clearly prevents a board member affiliated with 
            a CalHFA contractor from participating in matters related to 
            that entity's contract, the general law prohibition on such 
            relationships to which this bill creates an exemption is 
            presumably intended to prevent more subtle types of influence, 
            whereby board members without an interest in a particular 
            contract support the contract in the hope that the interested 
            board member will return the favor later.  The committee may 
            wish to consider whether allowing for greater CalHFA 
            business-related experience on the CalHFA board is worth 
            opening the door to subtle types of influence.

          Assembly Votes:
               Floor:    78-0
               HCD:    5-0

          POSITIONS:  (Communicated to the Committee before noon on 
          Wednesday, 
                     June 8, 2011)

               SUPPORT:  None received.

          
               OPPOSED:  None received.