BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 1425
                                                                  Page  1

          CONCURRENCE IN SENATE AMENDMENTS
          AB 1425 (Insurance Committee)
          As Amended  August 31, 2011
          Majority vote
           
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          |ASSEMBLY:  |75-0 |(May 26, 2011)  |SENATE: |38-0 |(September, 7, |
          |           |     |                |        |     |2011)          |
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           Original Committee Reference:   INS.  

           SUMMARY  :  Requires regulations adopted by the Insurance 
          Commissioner (IC) relating to life settlements and the low-cost 
          automobile insurance program to be adopted pursuant to the 
          Administrative Procedure Act (APA), and clarifies how workers' 
          compensation insurers may comply with recently enacted notice 
          requirements.

           The Senate amendments  :  

          1)Add the low-cost automobile program provisions to the bill.

          2)Add the clarification on how a workers' compensation insurer 
            provides notice to applicants for insurance concerning return 
            premium upon cancelation of the policy.

          3)Repeal an obsolete reporting requirement.

           FISCAL EFFECT  :   According to the Senate Appropriations 
          Committee, pursuant to Senate Rule 28.8, negligible state costs. 


           COMMENTS  :   This Assembly Insurance Committee bill is intended 
          to modify the delegation to the IC of authority to adopt 
          regulations to implement the life settlement and low-cost 
          automobile insurance laws.  When these programs were initially 
          enacted, the IC was given authority to adopt emergency 
          regulations, but those laws failed to specify that this 
          authority was to apply only to the initial adoption of 
          implementing regulations.  The bill also contains technical and 
          noncontroversial corrections to the Insurance Code.  Some of 
          these provisions were originally passed by the Assembly on 
          consent in AB 1426 (Solorio).









                                                                  AB 1425
                                                                  Page  2

           
          Analysis Prepared by  :    Mark Rakich / INS. / (916) 319-2086 

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