BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 1576
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          Date of Hearing:   April 25, 2012

                        ASSEMBLY COMMITTEE ON APPROPRIATIONS
                                Felipe Fuentes, Chair

                    AB 1576 (Huber) - As Amended:  April 11, 2012 

          Policy Committee:                              Education 
          Vote:7-2

          Urgency:     No                   State Mandated Local Program: 
          No     Reimbursable:              No

           SUMMARY  

          This bill authorizes county boards of education (CBEs) to loan 
          charter schools money.  
          Specifically, this bill:  

          1)Authorizes CBEs to lend any charter school in the state money, 
            regardless if they have a direct supervisory role or are 
            located within their county.  

          2)Requires money borrowed by the CBE for these purposes to be 
            paid solely from the funds of the charter school and not 
            constitute a debt or liability of the CBEs.  Further specifies 
            the state is not liable for this debt.  

          3)Requires the county superintendent of schools (CSS), prior to 
            the CBE making the loan, to do all of the following: 

             a)   Advise the chartering authority of the charter school 
               and the county office of education (COE) in which the 
               school is located, that the charter school has requested a 
               loan.  
             b)   Allow the chartering authority and the COE to provide 
               input regarding the advisability of making the loan. 
             c)   Solicit a recommendation from a recognized authority on 
               school district financial management who is not an employee 
               of the COE about the advisability of making the loan.  
               Further requires the recommendation to consider the 
               financial condition of the charter school, the level of 
               risk assumed by the COE, and the potential impact on the 
               COE if the charter school is unable to repay the loan.  
             d)   Disclose the input of the COE and the authority on 








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               school district financial management (referenced above) at 
               a regularly scheduled meeting of the CBE.  
             e)   Determine whether to concur with the intent of the CBE 
               to make the loan. 

          4)Requires moneys borrowed by a charter school to be used solely 
            to meet the short-term, working capital operational needs of 
            the charter school and not for capital acquisitions. 

           FISCAL EFFECT  

          1)To the extent this measure leads to short-term loans issued to 
            charter schools by CBEs, there is a potential for charter 
            schools to default on these loans.  This default could lead to 
            GF/98 cost pressure, potentially in excess of $150,000.  

          2)Potential GF/98 cash savings, likely in excess of $150,000, to 
            the state due to investment earnings and/or savings from not 
            exempting charter schools from deferral payments.  

           COMMENTS  

           1)Background  .  A charter school is a public school that may 
            provide instruction in any of grades K-12. It is usually 
            created or organized by a group of teachers, parents and or 
            community leaders. For-profit and non-profit corporations may 
            also establish charter schools.  A charter school may be 
            authorized by an existing local public school board, CBE, or 
            the State Board of Education. Specific goals and operating 
            procedures for the charter school are detailed in an agreement 
            (charter) between the sponsoring board and charter organizers. 
            A charter school is generally exempt from most laws governing 
            school districts, except where specifically noted in the law.  
            According to the State Department of Education (SDE), there 
            were 919 charter schools with an enrollment of 375,358 pupils 
            in 2010-11.

            Existing law authorizes a CSS, with approval by the CBE, to 
            make temporary money transfers to any school district that 
            does not have sufficient funds to meet its current operating 
            expenses.  A transfer cannot exceed 85% of the amount of money 
            which will accrue to the school district during the fiscal 
            year (FY).  

            Statute also authorizes a CSS, with approval by the CBE, to 








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            make temporary money transfers to any school district that 
            does not have sufficient money to meet its current operating 
            expenses in amounts it deems necessary.  Any amount 
            transferred by the CSS to a school district is required to be 
            repaid prior to June 30 of the current FY, as specified.  

            Likewise, current law authorizes a CSS, with approval by the 
            CBE, to make an apportionment to a school district conditional 
            upon repayment by the district during the next FY, as 
            specified.    

           2)Purpose  .  According to the Legislative Analyst Office (LAO) 
            report entitled: To Defer or Not Defer? An Analysis of The 
            Effects of K-12 Payment Deferrals, the state currently defers 
            approximately $9.4 billion in K-12 apportionment payments or 
            21% of the total K-12 program funding.  

            The LAO report also states: "By deferring payments, the state 
            shifts the burden of fronting cash onto school districts, 
            along with potential borrowing costs. To access cash, 
            districts can use existing budget reserves or special funds 
            (although drawing down reserves also results in a loss of 
            earned interest). If internal resources are insufficient, 
            districts can try to borrow from private lenders, the COE, or 
            the County Treasurer. If districts borrow from other agencies, 
            they are responsible for covering all transaction and interest 
            costs. The current interest rates are at historically low 
            rates, so the costs of borrowing has not been particularly 
            burdensome for districts." 

            Current law does not afford charter schools with the option to 
            borrow from COEs or the county treasurer.  In certain 
            instances, some charter schools are able to borrow through 
            affiliated school districts.  For example, a school district 
            that borrows money via a Tax and Revenue Anticipation Note 
            (TRAN) may include a charter school's funding needs in the 
            amount of TRAN it seeks.  Most school districts, however, do 
            not extend this offer to charter schools because of liability 
            and increased transitional costs.  

            According to the author, "Charter schools are very limited in 
            their ability to access low-cost borrowing.  The private 
            options for borrowing are prohibitively expensive and take 
            much needed dollars from the classroom to pay for interest 
            charges to outside financing groups- spending more on interest 








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            means fewer tax dollars actually being used for educating our 
            children.  AB 1576 seeks to allow CSS, at their discretion, to 
            provide charter schools access to lower cost loans in a manner 
            similar to the access they are currently authorized to provide 
            school districts." 

           3)AB 1610, Chapter 724, Statutes of 2010, established a waiver 
            process for an inter-year (across FYs) deferral  the state 
            imposes on school districts and charter schools. Districts and 
            charter schools can be exempt from the June to July principal 
            apportionment deferral, if they demonstrate they would be 
            unable to meet their financial obligations due to the delayed 
            payments. Applications to receive a waiver must be submitted 
            to the Department of Finance (DOF) by April 1 and are limited 
            to a total of $100 million annually.  If requests for 
            exemptions exceed $100 million, the state controller, state 
            treasurer, and DOF may authorize exemptions totaling up to 
            $300 million. If requests exceed the amount available, 
            payments will be made in order based upon the earliest date 
            and time the complete application was received via e-mail, 
            fax, or mail.  

            In 2011, nine school districts and 133 charter schools were 
            approved for deferral exemptions for the June 2011 principal 
            apportionment deferral.  According to DOF, all applications 
            submitted were approved with the exception of one school 
            because their attached cash flow indicated the school was in a 
            positive cash position throughout the fiscal year.  
            Applications for exemptions for the June 2012 deferral were 
            due April 1, 2012. DOF is still processing these applications. 
             

           4)SB 82, Chapter 12, Statutes of 2011, established a waiver 
            process for intra-year (within FYs) deferrals  the state 
            imposes on school districts and charter schools.  Chapter 12 
            requires GF/98 payments to school districts, charter schools, 
            and county offices of education to be deferred.  Specifically, 
            statute specifies no more than $2.5 billion GF/98 can be 
            deferred at any given time and only three deferrals can be 
            made within the FY.  Chapter 12 established the following 
            inter-year deferrals for the 2011-12 FY: 

 ---------------------------------------------------------               a$700 million of the $1.4 billion deferral is paid in this 
              month.  
              b$4.5 billion, which is the remaining balance for the July 








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              2011, August 2011, and October 2011 deferrals, is paid in 
              this month.  

              Chapter 12 requires the chartering authority, in 
              consultation with the CSS, to certify that the deferral of 
              payments will result in the charter school being unable to 
              meet its expenditure obligations for the time period during 
              the deferrals.  Statute also requires the chartering 
              authority to notify the Superintendent of Public Instruction 
              (SPI) and DOF of this determination on or before June 1, 
              2011.  

              Chapter 12 further authorizes a charter school that did not 
              receive payments for July 2011, August 2011, and October 
              2011 to seek a hardship waiver to receive scheduled payments 
              if payments are deferred in March 2012.  In order for a 
              charter school to apply for a waiver, the chartering 
              authority, in consultation with the CSS, is required to 
              certify the school cannot meet its expenditure obligations 
              for the deferral time period.  The chartering authority is 
              also required to notify the SPI and DOF on or before January 
              5, 2012.  According to DOF, 186 charter schools were 
              approved for an intra-year deferral waiver.  DOF approved 
              approximately $200 million GF/98 in intra-year deferral 
              waivers from school districts and charter schools.   

             5)  Need for the bill  ?  Proponents of this measure argue the 
              state's imposition of both inter-year and intra-year payment 
              deferrals are causing charter schools to seek financing from 
              private financial institutions to remain solvent.  They 
              further argue this option is costly and unfair given that 
              school districts are able to receive funding from CBEs to 
              mitigate deferral payments.  

              In 2010 and 2011, the Legislature passed, and the governor 
              signed, measures to establish waiver exemption processes for 
              inter-year and intra-year deferral payments to charter 
              schools.  According to DOF, all charter schools inter-year 
              applications submitted were approved with the exception of 
              one school because their attached cash flow indicated the 
              school was in a positive cash position throughout the fiscal 
              year. All intra-year waivers were approved.  DOF is still 
              reviewing 2012 inter-year waiver applications.  If charter 
              schools are experiencing a hardship in coping with the 
              deferral payments, the state provides an exemption.  As 








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              such, it is unclear why this bill is necessary.  

             6)  How is "short-term" working capital defined in the bill  ?  
              The bill currently requires moneys borrowed by charter 
              schools to be expended solely for purposes of meeting the 
              short-term, working capital operational needs of the charter 
              school.  It does not, however, define short term.  Under 
              this bill, a charter school that is having financial 
              difficulty for any purpose, not just due to deferral 
              payments, may seek a loan from a CBE.  Charter schools may 
              be operated by for-profit and non-profit entities.  It is 
              conceivable that under this bill a CBE would be lending 
              money to a subsidiary of a for-profit or non-profit entity.  


              The proponents' main argument for this measure has been the 
              financial hardship deferral payments have created for 
              charter schools.  The committee recommends any authorization 
              provided to CBEs for the purpose of lending to charter 
              schools be limited to the hardship of deferral payments.     
               

             7)  Governor January 2012-13 budget proposal  amends existing 
              law to require county treasurers to loan to charter schools, 
              authorize county offices of education to loan money to 
              charter schools,  and authorize charter schools to issue 
              TRANs independently.  The proposal to allow county offices 
              of education to loan money to charter schools mirrors 
              current statute with regarding to lending school districts 
              money.    
           
               

           Analysis Prepared by  :    Kimberly Rodriguez / APPR. / (916) 
          319-2081