BILL ANALYSIS                                                                                                                                                                                                    Ó



                                                                  AB 1585
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          Date of Hearing:   March 14, 2012

               ASSEMBLY COMMITTEE ON HOUSING AND COMMUNITY DEVELOPMENT
                                 Norma Torres, Chair
                 AB 1585 (John A. Pérez) - As Amended:  March 8, 2012
           
          SUBJECT  :   Redevelopment 

           SUMMARY  :     Makes changes to the process of dissolving 
          redevelopment agencies (RDAs), including requiring the funds on 
          deposit in the Low-and Moderate-Income Housing Fund (L&M Fund) 
          of the former RDA to remain with the entity that assumes the 
          housing functions.  Specifically,  this bill  :  

          1)Provides that employee costs associated with work on specific 
            project implementation activities, including, but not limited 
            to, construction inspection, project management, or actual 
            construction, are not subject to the administrative cost 
            allowance cap. 

          2)Adds the following to the definition of enforceable 
            obligations:

             a)   Costs incurred to fulfill collective bargaining 
               agreements for layoffs or terminations of employees who 
               performed work for the former RDA; and 

             b)   Obligations to an employee that is transferred from the 
               former RDA to the entity assuming the housing functions. 

          1)Adds the following to the definition of enforceable 
            obligations requiring approval of the oversight board:

             a)   Loan agreements between the former RDA and the city, 
               county, or city and county that created it, made within two 
               years of the date of the creation of a project area, if the 
               loan was for the project area; and 

             b)   Loans made from the city or county to the former RDA to 
               make a payment to the State's Supplemental Educational 
               Revenue Augmentation Fund (SERAF).

          1)Requires the successor agency or designated local authority to 
            enter into an agreement with the entity assuming the housing 
            functions and to reimburse it for any costs of the employee 








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            obligations if an employee is transferred to the housing 
            successor entity. 

          2)Requires repayment of SERAF loans made from the L&M Fund to 
            the former RDA to be deposited into the L&M Fund maintained by 
            the entity that assumes the housing functions. 

          3)Provides that a loan agreement made between the former RDA and 
            the city, county, or city and county that created it will be 
            deemed an enforceable obligations if the Oversight Board does 
            the following: 

             a)   Makes a finding that the loan was for legitimate 
               redevelopment purposes; and

             b)   Conditions its approval on the loan being repaid to the 
               city, county, or city and county based on a defined 
               schedule over a reasonable term, at an interest rate not to 
               exceed the interest rate earned by funds deposited into the 
               Local Agency Investment Fund.  

          1)Provides that when listing the payment dates for enforceable 
            obligations on the Recognized Obligation Payment Schedule 
            (ROPS), the successor agency may list payments on an annual 
            basis. 

          2)Specifies that the successor agency is a legally distinct and 
            separate body that acts by resolution, can sue and be sued, 
            and can have additional powers that can be conferred upon it.  


          3)Allows a city, county, or city and county, or joint powers 
            authority that authorized the creation of the former RDA and 
            chose not to be the successor agency to reverse that decision 
            and serve as the successor agency. 

          4)Provides that any amounts on deposit in the L&M Fund of a 
            former RDA will be transferred to the city, county, or city 
            and county that elected to retain the responsibility for 
            performing the housing functions of the former agency. 

          5)Requires any amounts on deposit that are transferred to the 
            L&M Fund to be maintained in a separate account and used for 
            the purposes defined in the Community Redevelopment Law 
            relating to authorized uses of the L&M Fund. 








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          6)Requires the entity that assumes the housing functions of the 
            former RDA to enforce affordability covenants and other 
            related activities as defined in Community Redevelopment Law. 

          7)Requires, where there is no local housing authority that 
            elected to accept authority for performing the housing 
            functions, that any amounts on deposit in the L&M Fund be 
            deposited in the State Low-and Moderate Income Housing Trust 
            Fund, administered by the Department of Housing and Community 
            Development (HCD), to be awarded on a competitive basis to 
            projects within the counties in which it was collected.

          8)Requires, when awarding funds out of the State Low- and 
            Moderate-Income Housing Fund, priority that be given to 
            eligible projects that serve extremely low-, very low-, and 
            low-income families and individuals. 

          9)Requires the city, county, city and county, or other public 
            entity that assumes the housing functions of the former RDA to 
            expend or encumber at least 80% of the moneys in the L&M Fund 
            within four years or forfeit the remaining amount minus what 
            is needed for monitoring and maintenance of affordable housing 
            projects to the State Low-and Moderate -Income Housing Fund. 

          10)Allows a succeeding housing entity to apply for a waiver from 
            HCD to extend the amount of time to expend or encumber the 
            money in the L&M Fund by two years and to reapply again after 
            two years. 

          11)Requires that assets and properties of the former RDA, under 
            the direction of the oversight board, be disposed of in an 
            expeditious but orderly manner that preserves the value of the 
            assets. 

          12)Provides that the first ROPS for the period of January 1, 
            2012, through June 20, 2012, may, if necessary, include the 
            following:

             a)   The total amount of payments required for enforceable 
               obligations over the next two six-month periods; and 

             b)   In the case of debt obligations, the amount of the 
               annual debt service reserve set-asides and any other 
               amounts required under indenture or similar documents.








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          1)Clarifies that the member of the oversight board representing 
            special districts should represent the special district having 
            the largest property tax share within the redevelopment 
            project areas of the former RDA. 

          2)Provides that when appointing a member of the oversight board 
            from the employees of the former RDA, if the majority of the 
            employees were city or county employees, then the appointment 
            should be made from the organization that represents those 
            employees.

          3)Provides that if there is no employee organization that 
            represents the employees of the former RDA, city, or county, 
            then the appointment should be made from among the employees 
            of the successor agency. 

          4)Provides that an employee that is appointed to the oversight 
            board is deemed not to have a conflict of interest in voting 
            to approve a contract as an enforceable obligation. 

          5)Requires all actions taken by an oversight board to be adopted 
            by resolution. 

          6)Requires the successor agency to get the approval of the 
            oversight board prior to entering into a financing agreement, 
            including issuing bonds, to fund payments under an enforceable 
            obligation that exceeds the property tax revenue available to 
            the successor agency during the payment period.

          7)Provides that a successor agency is not permitted to create 
            additional enforceable obligations except when necessary to 
            pay the financing costs of existing enforceable obligations. 

          8)Requires the successor agency to get the approval of the 
            oversight board for temporary increases in the administrative 
            cost allowance to carry out the requirements of an enforceable 
            obligation, to cover litigation costs, or to maintain and 
            preserve the value of assets while in the possession of the 
            successor agency. 

          9)Requires the oversight board to direct the successor agency to 
            do the following:

             a)   Compile a complete inventory of existing real property 








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               assets of the former RDA by project area; and

             b)   Include in the inventory the general categories of real 
               property assets, the purpose for which the assets were 
               originally acquired, the original purchase price of each 
               asset, and the estimated current market value. 

          1)Requires the oversight board, prior to disposing of any 
            assets, to receive and review the inventory of assets prepared 
            by the successor agency and adopt a policy or strategy for 
            disposal or transfer of such assets that ensures it is done in 
            an expeditious but orderly manner that preserves the value of 
            the asset. 

          2)Provides that in disposing of assets and properties, the 
            oversight board may direct the successor agency to transfer 
            ownership of assets that were constructed or used for a 
            purpose integral to the operation of a governmental purpose, 
            like parking facilities, to the appropriate public 
            jurisdiction. 

          3)Requires the auditor-controller to deposit the unitary and 
            supplemental tax increment due to the former RDA into the 
            Redevelopment Property Tax Trust Fund (Fund).

          4)Requires the auditor-controller, in distributing funds out of 
            the Fund, to reserve any funds necessary to cover payments 
            made in the second half of the calendar year, as described in 
            the ROPS, that are in excess of the amount that is anticipated 
            to be deposited in the Fund from the May or June allocation. 

          5)Provides that in distributing property tax revenues associated 
            with the payment of a retired recognized obligation, the 
            auditor-controller should only distribute property tax to the 
            extent that it is not currently required for the payments of 
            other recognized obligations.  

          6)Deletes the requirement that the California Law Revision 
            Commission draft a Community Redevelopment Law clean-up bill 
            by January 1, 2013. 

          7)Includes an urgency clause. 

           EXISTING LAW  









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          1)Dissolves RDAs as of October 1, 2011.

          2)Requires RDAs to continue to make all scheduled payments for 
            enforceable obligations, perform obligations established 
            pursuant to enforceable obligations, set aside required 
            reserves, preserve assets, cooperate with successor agencies, 
            and take all measures to avoid triggering a default under an 
            enforceable obligation.  

          3)Requires RDAs to prepare an enforceable obligation payments 
            schedule containing all payments obligated to be made and 
            provide it to the county auditor-controller within 60 days of 
            the effective date of ABX1 26

          4)Requires that unencumbered RDA funds be conveyed to the county 
            auditor-controller for distribution to the taxing entities in 
            the county, including cities, counties, a city and a county, 
            school districts, and special districts.

          5)Establishes successor agencies to the RDAs that would, except 
            in certain situations, such as those involving an RDA based on 
            a joint powers authority, be the entity that created the RDA.  
            If no local agency elects to be the successor agency, a 
            designated local authority would be formed, made up of three 
            members that would be appointed by the Governor.

          6)Requires successor agencies to make payments on legally 
            enforceable obligations using property tax revenues when no 
            other funding source is available or when payment from 
            property tax revenues is required by an enforceable 
            obligation.  

          7)Defines enforceable obligations for successor agencies to 
            include, but not be limited to:

             a)   Bonds, including debt service, reserves, or other 
               required payments;

             b)   Loans borrowed by the agency for a lawful purpose 
               including loans from the L&M Fund;

             c)   Payments required by the federal government;

             d)   Pre-existing obligations to the state or obligations 
               imposed by state law;








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             e)   Legally enforceable payments to agencies' employees, 
               including pension obligations and other obligations 
               conferred through a collective bargaining agreement;

             f)   Judgments and settlements entered into by a court or 
               arbitration, retaining appeal rights;

             g)   Legally binding contracts that do not violate the debt 
               limit or public policy; and,

             h)   Contracts necessary for administration of the agency, 
               such as for office space, equipment, and supplies, to the 
               extent permitted.

          8)Provides that enforceable obligations do not include any 
            agreements, contracts, or arrangements between the city, 
            county, or city and county that created the RDA and the former 
            RDA.

          9)Requires successor agencies to take control of all assets, 
            properties, contracts, books and records, and buildings and 
            equipment of the RDAs on October 1, 2011.  

          10)Requires successor agencies to dispose of RDAs' assets as 
            directed by the oversight board with the proceeds transferred 
            to the county auditor-controller for distribution to taxing 
            agencies within the county. Governmental facilities, such as 
            roads, school buildings, and fire or police stations would be 
            conveyed to the appropriate public jurisdiction.  

          11)Requires the successor agencies to compensate the taxing 
            agencies for the value of property and assets retained by the 
            successor agencies in an amount proportional to the taxing 
            agencies' share of the property tax.  

          12)Creates the Redevelopment Obligation Retirement Fund and the 
            Redevelopment Property Tax Trust Fund (Trust Fund).  Property 
            tax revenues associated with each former RDA in each county 
            will be deposited in the Trust Fund which will be administered 
            by the county auditor-controller.  
          13)Requires the county auditor-controller to determine the 
            amount of property tax increment that would have been 
            allocated to each RDA and to deposit that amount in the Trust 
            Fund.








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          14)Requires the county auditor-controller to allocate funds from 
            the Trust Fund in the following order:

             a)   Local agencies, school districts, and community college 
               districts in the amount that would have been received by 
               such agencies as their share of the property tax base and 
               that would have been paid pursuant to statutory and 
               contractual pass-through agreements;

             b)   Redevelopment Obligation Retirement Fund for successor 
               agencies' payments listed in the Recognized Obligation 
               Payment Schedule and administration; and, 

             c)   Cities, the county, schools, community college 
               districts, and non-enterprise special districts in the 
               proportional shares of what would have been received absent 
               redevelopment and adjusted for pass-through agreements.  
             
          15)It shall be noted that in the Supreme Court's holding in 
            California Redevelopment Association v. Matosantos, Case No. 
            S19486, the Court extended all of the statutory deadlines 
            contained in Health and Safety Code Division 24, Part 1.85 
            (Sections 34170-34191) and arising before May 1, 2012, by four 
            months. 
           
           FISCAL EFFECT  :   Unknown. 

           COMMENTS  :  

          In 2011, the Legislature approved and the Governor signed two 
          measures, ABX1 26 and ABX1 27 that would together dissolve 
          redevelopment agencies as they existed at the time and create a 
          voluntary redevelopment program on a smaller scale.  In 
          response, the California Redevelopment Association and the 
          League of California Cities, along with other parties filed suit 
          challenging the two measures. The Supreme Court denied the 
          petition for peremptory writ of mandate with respect to ABX1 26. 
          However, the Court did grant CRA's petition with respect to ABX1 
          27.   As a result, all redevelopment agencies were required to 
          dissolve as of February 1, 2012.  

          When the Legislature voted on ABX1 26 and ABX1 27, it envisioned 
          that a majority of redevelopment agencies would likely choose to 
          opt-in to the voluntary program leaving the state to oversee the 








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          dissolution of only a handful of agencies. Because of the 
          subsequent lawsuits and the Court's ruling, over 400 
          redevelopment agencies are now required to dissolve. The 
          dissolution process has raised some questions and concerns 
          regarding the implementation of ABX1 26.  AB 1585 (John A. 
          Pérez) is a response to those concerns and attempts to 
          facilitate a smooth wind-down of redevelopment agencies. AB 1585 
          makes a variety of technical changes that are intended to ease 
          the process of dissolution and provide greater direction to the 
          successor agencies, oversight boards, and successor housing 
          entities that are integral to the dissolution process.  It also 
          requires that the L&M funds that have been deposited by former 
          RDAs continue to be used for affordable housing in the county in 
          which they were collected.  
           



          Low-and Moderate-Income Housing Funds  :

          Redevelopment agencies were required to set aside 20% of the tax 
          increment collected in a project area to fund the creation, 
          preservation, or rehabilitation of affordable housing. In 
          spending these funds, redevelopment agencies were required to 
          meet the housing needs as outlined in their housing element.   
          The extent to which RDAs spent the L&M funds varied across 
          redevelopment agencies.  Based on 2009-10 reports made to the 
          State Controller's Office, RDAs reported having in excess of 
          $1.4 billion in their L&M Funds. The Controller's Community 
          Redevelopment Agencies Annual Report for the fiscal year ending  
          June 30, 2010, shows a statewide aggregate "unreserved 
          designated" balance of $967 million and an "unreserved 
          undesignated" balance of $391 million in agencies L&M Funds.  
          The State Controller's Office is in the process of auditing the 
          redevelopment agencies for the 2010-11 fiscal year and is 
          required to submit the audit to the Legislature at the end of 
          April. 

          The Governor's original proposal (SB 77) to eliminate 
          redevelopment agencies would have allowed local jurisdictions to 
          keep the L&M funds.  However, the bill that was ultimately 
          approved by the Legislature and signed by the Governor absorbed 
          that fund along with the other tax increment.  At the time, the 
          belief was that allowing the L&M funds to be retained would be 
          interpreted as the state reallocating property tax and would 








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          require a two-thirds vote.  Since then, Legislative Counsel has 
          determined that the L&M funds are assets of the redevelopment 
          agencies under Article XVI, Section 16 of the State Constitution 
          and not property taxes under Section 1 of Article XIII A.  

          AB 1585 makes several significant changes to the provisions in 
          ABX1 26 regarding L&M funds:

          1)Keeps the money on deposit in an L&M Fund with the successor 
            housing entity to be spent on activities allowed under the 
            housing provisions in the Community Redevelopment Law or, if 
            there is no successor housing entity, requires the funds to be 
            transferred to HCD;

          2)Requires the successor housing entity to expend or encumber 
            80% of the funds within four years but gives it the option to 
            petition HCD for more time to spend the funds; and

          3)Designates the types of affordable housing projects that HCD 
            can fund from monies that are transferred to the department 
            from jurisdictions that decide not to keep the housing 
            functions of the former RDA. 
                  
           Voluntary Transfer of Money between Jurisdictions within the 
          County: 
           
          Some jurisdictions have affordable housing projects that have 
          financing commitments from other sources and could begin 
          construction quickly but were relying on future tax increment to 
          fully fund the projects. Other jurisdictions have unencumbered 
          balances in their L&M funds that they may not intend to spend. 
          For example, the City of San Jose has indicated that it has 
          multiple projects that are largely financed but has no 
          unencumbered L&M funds because it consistently spent its 
          available balances on affordable housing. In the interest of 
          supporting the construction of affordable housing projects that 
          are "shovel ready," allowing jurisdictions within the same 
          county to transfer funds from their L&M funds rather than 
          sending those funds to HCD for distribution will expedite the 
          construction of affordable housing within the region. The 
          committee may wish to consider allowing a jurisdiction that does 
          not plan to spend its L&M Fund balances to transfer them to 
          another jurisdiction within the county with certain 
          restrictions, including:









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                 Require the jurisdiction that is receiving the funds to 
               make findings, based on substantial evidence on the record, 
               that each proposed use of funds will not exacerbate racial 
               or economic segregation; 

                 Require the transferred funds to be used for low-income 
               or below housing;

                 Require both the transferring and the receiving 
               jurisdiction to adopt a resolution detailing the reason for 
               the transfer and how the funds will be used by the 
               receiving jurisdiction; and

                 Require funds to be expended in compliance with section 
               34176 (d).

           Timeline for spending the L&M Funds:

           In some jurisdictions, former redevelopment agencies had a poor 
          record of spending their affordable housing dollars. In an 
          attempt to ensure that any monies available to support 
                                                                    affordable housing are spent expeditiously by the successor 
          housing agency, the bill requires the funds to be expended or 
          encumbered within four years and creates an appeal process with 
          HCD for an extension.  The committee may wish to consider 
          requiring the housing successor entity to contract to spend the 
          funds within two years while giving it four years to spend at 
          least 80% of the funds.  The requirement to contract within two 
          years will provide a benchmark that the community can use to 
          evaluate the commitment of the housing successor entity to spend 
          the majority of the funds within four years. 

          The bill does not provide any criteria that HCD should consider 
          in determining whether or not to allow a successor housing 
          agency to retain the housing dollars past the four year mark.  
          The committee may wish to consider providing criteria that HCD 
          should consider when evaluating a housing successor agency's 
          intention to spend the funds within the next two years. Among 
          other criteria that HCD could develop, agencies should be 
          required to provide evidence that the housing successor entity 
          has a site specific project plan with local approvals including 
          the issuance of building permits, that the project has secured 
          financing, and evidence that some funds and have been expended 
          from the Low and Moderate Income Housing Fund.









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          In order for HCD to evaluate a successor agency's compliance 
          with the timeline to spend the funds, successor housing entities 
          should be required to inform HCD within 45 days of receiving the 
          funds of the amount of funds on deposit. Successor housing 
          entities should also report to HCD after the two-year 
          requirement to contract and the four year requirement to spend 
          funds if they have complied.  
           
           State Low-and Moderate-Income Housing Fund:
           
          If a city, county, or city and county, or housing authority 
          decides not to assume the housing functions of the former RDA, 
          or if a successor housing entity does not spend the amount on 
          deposit in the L&M Fund within the specified timeline, then the 
          funds are sent to HCD for distribution back into the county in 
          which they were collected. AB 1585 requires that the funds be 
          distributed with priority given to affordable housing projects 
          that serve low-, very-low and extremely low-income families and 
          individuals.  The committee may wish to consider giving HCD some 
          direction as to what criteria should be used for redistributing 
          the funds. HCD operates several existing housing programs that 
          serve various income categories whose guidelines could be used 
          for redistributing these funds. This would likely reduce HCD's 
          cost and speed the redistribution of funds. 

           Defining Housing Assets: 

           In an attempt to avoid a "fire sale" of the property and assets 
          of the former RDA, AB 1585 attempts to inform the process by 
          requiring the successor entity to create a detailed list of the 
          assets.  The list is intended to give the oversight board 
          responsible for disposing of the assets more direction and 
          includes the purpose for which the asset was purchased, the 
          original purchase price and the current fair market value.  
          Redevelopment agencies had flexibility in spending their 80% 
          funds and in some instances may have used those funds to 
          purchase parcels that ultimately became part of an affordable 
          housing project. Mixed-use developments may also have been 
          funded using the 80% funds for retail and the 20% for affordable 
          housing units.  Neither AB 26 X1 or AB 1585 defines a "housing 
          asset" which could potentially result in some oversight boards 
          disposing of assets that have affordable housing.

          As part of the information that AB 1585 requires the successor 
          agency to provide to the oversight board, describing the assets 








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          and properties, it would be useful to include the source of 
          funds (either 20% or 80%) that were used to purchase the asset 
          or property. 
           
          Related Legislation  :  SB 654 (Steinberg) would revise the 
          definition of enforceable obligation to include amounts on 
          deposit in the Low-and Moderate-Income Housing Fund of former 
          redevelopment agencies. This bill is currently in the Assembly 
          Committee on Rules.     

          Suggested Committee Amendments:

          Amendment 1: 
           
          On page 9, amend (d), lines 5 through 25, as follows:

          (d) If the city, county, or city and county, or housing 
          authority  other public entity  that performs housing functions 
          pursuant to this section has not both  expended or encumbered  
          entered into a contract to expend at least 80 percent of the 
          moneys in the Low and Moderate Income Housing Fund within two 
           four  years of  receipt of those moneys,  by the entity assuming 
          the housing responsibility pursuant to this part  and has not 
          spent the monies in the Low and Moderate-Income Housing Fund 
          within four years of receiving the funds  within  spend  all 
          excess amounts, minus the amount necessarily reserved for the 
          ongoing monitoring and maintenance of affordable housing 
          projects, shall be transferred to the State Low and Moderate 
          Income Housing Trust Fund, which is hereby created, for 
          expenditure by the Department of Housing and Community 
          Development for the purpose of increasing the supply of low- and 
          moderate-income housing in the county in which the funds were 
          collected, with priority given to extremely low, very low, and 
          low-income projects. Excess funds shall not be transferred to 
          the department if the succeeding housing entity applies for, and 
          receives, a waiver from the department. If a waiver is granted, 
          funds shall remain with the entity for an additional two years 
          from the date of waiver approval.  In approving a waiver the 
          department should consider, the following criteria, including 
          but not limited, that the city, county, or city and county, or 
          housing authority has a site specific project plan with local 
          approvals including the issuance of building permits, that the 
          project has secured financing, and evidence that some funds have 
          been expended from the Low and Moderate Income Housing Fund.  A 
          succeeding housing entity may reapply at the end of the two-year 








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          period for a renewal of the previously granted waiver.  

           Amendment 2  : 

           A city, county or city and county or housing authority may 
          transfer all or a portion of the funds in the Low and 
          Moderate-Income Housing Fund to another city, county, or city 
          and county, or housing authority within the county that the 
          funds were collected, to be spent on affordable housing, 
          provided the following conditions are met:

             a)   The jurisdiction accepting the funds must make findings, 
               based on substantial evidence in the record, the proposed 
               use of the funds will not exacerbate racial or economic 
               segregation;

             b)   The funds must be spent on projects to benefit families 
               or individuals at or below low-income;

             c)   Both the transferring jurisdiction and the receiving 
               jurisdiction must adopt a resolution detailing the need for 
               the transfer of funds and the intended use by the receiving 
               jurisdiction; and  

             d)   The funds shall be expended in compliance with section 
               34176 (d) 
           
           Amendment 3: 
           
           Upon receipt of any moneys in the Low and Moderate Income 
          Housing Funds, the city, county, or city and county, or housing 
          authority, must within 45 days notify the department of the 
          amount of funds on deposit and the entities plan for spending 
          the funds. After two years the city, county, city and county, or 
          housing authority shall report to the department on the 
          percentage of funds that it has entered into contract to spend. 
          Within four years of receipt of the funds the city, county, city 
          and county, or housing authority shall report to the department 
          if funds still remain in the Low and Moderate Income Housing 
          Fund and  if they desire a waiver as described in 34176 (d) or 
          if they will be transferring the money back to the department.   
            

          REGISTERED SUPPORT / OPPOSITION  :   









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           Support 
           
          Abode Services, Fremont
          Affirmed Housing Group
          Aging Services of California
          Allied Housing, Fremont
          Bay Area Local Initiatives Support Corporation, San Francisco
          Cambrian Center, San Jose
          Century Housing, Culver City
          City of Colton
          City of Fairfield
          City of Coronado
          City of Lafayette
          City of Lakewood
          City of Moorpark
          City of Vista
          Community Housing Partnership, San Francisco
          Daniel Solomon Design Partners, San Francisco
          EAH Housing, San Rafael
          Eden Housing, Inc. Hayward
          Housing Authority of Kings County
          Laurin Associates, Sacramento
          Life Skills Training and Educational Programs, Fair Oaks
          Mercy Housing, San Francisco
          Monterey County Board of Supervisors
          Palm Communities, Palm Desert
          Resources for Community Development
          San Diego Housing Commission
          Four housing managers of affordable housing communities:  
            Casa de la Paloma, Glendale
            Clark Terrace and Clark Terrace II, Norco 
            Mountain Vistas and Mountain Vistas II, Redding 

           Opposition 
           
          None on file.  
           
          Analysis Prepared by  :    Lisa Engel / H. & C.D. / (916) 319-2085