BILL ANALYSIS                                                                                                                                                                                                    �



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          Date of Hearing:  March 20, 2012

                           ASSEMBLY COMMITTEE ON JUDICIARY
                                  Mike Feuer, Chair
                    AB 1683 (Hagman) - As Amended:  March 13, 2012

                    PROPOSED CONSENT (As Proposed to be Amended)

           SUBJECT  :  TRUSTS: POWER OF REVOCATION

           KEY ISSUE  :  SHOULD A PERSON WITH THE RIGHT TO REVOKE A TRUST BE 
          ABLE TO DO SO EVEN AFTER THE SETTLOR OF THE TRUST HAS DIED?

           FISCAL EFFECT  :  As currently in print this bill is keyed 
          non-fiscal.  

                                      SYNOPSIS
                                          
          This non-controversial bill, sponsored by the Trusts & Estates 
          Section of the State Bar, seeks to clarify who may revoke a 
          trust and when, and what happens to the trust property after a 
          revocation.  In support of the bill, the author writes that this 
          bill removes the uncertainty that resulted based on court 
          interpretations of the relevant code sections "while providing 
          much needed protection of surviving spouses' (and other joint 
          settlors') property rights as declared in the trust."  There is 
          no known opposition to this bill.

           SUMMARY  :  Allows a trust to be revoked after the settlor's 
          death.  Specifically,  this bill  : 

          1)Provides that a revocable trust may be revoked by the settlor 
            or a person holding the power of revocation delivered to the 
            trustee during the lifetime of either the settlor or the 
            person with the power of revocation.

          2)Provides that if a trust is revocable by the settlor, the 
            trust property shall be disposed of in the following order of 
            priority:  (a) As directed by the settlor; (b) as provided in 
            the trust document; or (c) if there is no direction by the 
            settlor or the trust, to the settlor or his or her estate.

          3)Provides that if a trust is revocable by someone other than 
            the settlor, the trust property shall be disposed of in the 
            following order of priority:  (a) As provided in the trust 








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            document; (b) as directed by the person exercising the power 
            of revocation; or (c) if there is no direction in the trust or 
            by the person exercising the right of revocation, to that 
            person or his or her estate.

           EXISTING LAW  :  

          1)Provides that unless a trust is expressly made irrevocable by 
            the trust instrument, a trust may be revoked, as specified.  
            (Probate Code Section 15400.  Unless stated otherwise, all 
            further statutory references are to that code.)

          2)Permits a revocable trust to be revoked, in whole or in part, 
            by the settlor in compliance with the terms of the trust, or 
            in a writing signed by the settlor and delivered to the 
            trustee during the settlor's lifetime.  (Section 15401(a).)

          3)Provides that if a trust is revoked by the settlor, the trust 
            property shall be disposed of as directed by the settlor.  
            (Section 15410.)

          4)Provides that if a trust is created by more than one settlor, 
            each settlor may only revoke the portion of the trust 
            contributed by that settlor, unless otherwise stated in the 
            trust.  (Section 15401(b).)

          5)Notwithstanding #4, unless the trust expressly provides 
            otherwise, community property that is transferred to a 
            revocable trust remains community property during the 
            marriage.  A power to revoke with respect to the community 
            property may be exercised by either spouse alone, unless the 
            trust states otherwise.  (Family Code Section 761.)

           COMMENTS  :  This non-controversial bill, sponsored by the Trusts 
          & Estates Section of the State Bar, seeks to clarify who may 
          revoke a trust and when, and what happens to the trust property 
          after a revocation.  In support of the bill, the author writes 
          that this bill remove the uncertainty that resulted based on 
          court interpretations of the relevant code sections "while 
          providing much needed protection of surviving spouses' (and 
          other joint settlors') property rights as declared in the 
          trust."

           Joint Trust  :  Married couples often make use of joint trusts for 
          estate planning purposes.  The joint settlors, who do not have 








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          to be married, combine their estates into a single trust.  These 
          trusts are generally revocable until the death of the first 
          settlor.  At that point, the trust document usually makes clear 
          which parts are now irrevocable and which parts are still 
          revocable.  Married couples with children, no previous marriages 
          and generally smaller estates typically allow the surviving 
          spouse to revoke any or all of the trust.  Where the settlors 
          have children from previous relationships and perhaps more 
          assets, the trust document may limit the surviving settlor's 
          right to revoke all or part of the trust.  As is generally the 
          case with trusts, the trust instrument controls when and how the 
          estate is distributed.

           Key Case Has Created Some Uncertainty  :  In Estate of Powell 
          (2000) 83 Cal.App.4th 1434 and several subsequent cases, courts 
          have limited the right to revoke a joint trust after the death 
          of the first settlor.  In that case, a married couple 
          established a revocable trust with their joint assets, including 
          community property.  The trust provided that, upon the death of 
          the first settlor, the survivor would be the sole beneficiary as 
          to all trust income and upon the death of the survivor, the 
          trust estate was to be distributed to the son.  The trust 
          permitted revocation during the lifetime of either settlor.  The 
          wife died, survived by her husband and a son from a previous 
          marriage.  After the wife's death, her husband attempted to 
          revoke the trust with respect to all the community property. 

          The court of appeals, however, found that upon the wife's death, 
          the community property transmuted to separate property, half 
          belonging to the husband and half belonging to the wife.  As a 
          result, despite the clear language of the trust, which gave both 
          settlors the right of revocation of the trust during the 
          lifetime of either settlor, the husband could only revoke the 
          trust as to his half of the community property - his separate 
          property.  He no longer had any ability to revoke the trust as 
          to his wife's share of the community property.  

          Unpublished cases post-Powell have followed that holding, 
          finding that a surviving spouse/settlor's revocation of a trust 
          is effective as to only the surviving spouse's share of the 
          community property, not the deceased spouse's share.  (See, 
          e.g., Miller v. Miller (2004) Cal. App. Unpub. LEXIS 10473; 
          Estate of Morra (2008) Cal. App. Unpub. LEXIS 1272.)  

           This Bill Allows Surviving Settlors to Revoke the Entire Trust  :  








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          This bill provides that a revocable trust may be revoked by the 
          settlor or any person holding the power of revocation if the 
          revocation is delivered to the trustee during the lifetime of 
          either the settlor or the person with the power of revocation.  
          Thus in Powell, the husband would have been able to revoke the 
          entire trust and keep his deceased wife's son from inheriting 
          anything, as had been allowed by the terms of the trust.

           Distribution of Trust Property After Revocation  :  The bill also 
          explicitly sets forth the rules as to the distribution of trust 
          property after a trust has been revoked in whole or in part.  If 
          the settlor revokes the trust, the property is distributed, in 
          order of priority:  1) As directed by the settlor; 2) as 
          provided in the trust; or 3) if there is no direction by the 
          settlor or the trust, to the settlor or his or her estate.  If, 
          however, someone other than the settlor revokes the trust, the 
          property is distributed in the following order of priority:  1) 
          As provided in the trust; 2) as directed by the person 
          exercising the power of revocation; or 3) if there is no 
          direction in the trust or by the person exercising the right of 
          revocation, to that person or his or her estate.

          These provisions help ensure that first and foremost the 
          settlor's wishes are honored.  If, however, it is unclear what 
          the settlor's wishes are, because the trust is unclear or 
          because the person exercising the power of revocation is not the 
          settlor and has not stated how to dispose of the property, this 
          bill provides that the property goes to the person with power of 
          revocation.  While it may seem more appropriate to dispose of 
          the property as the settlor desires, the sponsor argues that by 
          giving a person a power of revocation, the settlor has already 
          essentially given that person the power of ownership over the 
          property.  Moreover, the IRS treats the holder of the power as 
          the owner for tax purposes.  Thus, if neither the settlor's nor 
          the person with right of revocation's desires are clear, the 
          property, in that instance, would go to the person with right of 
          revocation.  Again, this is the rule only if the settlor has 
          given a right of revocation, but neither the settlor nor the 
          person with the right of revocation has stated - whether as part 
          of the trust or the revocation - what happens to the property in 
          the event of such a revocation.
           
          Technical Amendment :  In order to better clarify the language of 
          the section, the author agrees to amend the bill as follows, on 
          page 3, lines 1-2:








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           (2)  Notwithstanding  Paragraph (1),  including the reference to 
          Section 761 of the Family Code, shall not prevent  a settlor  may 
          grant   from granting  to another person,

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          Trust & Estate Section of the State Bar (sponsor)

           Opposition 
           
          None on file
           

          Analysis Prepared by  :  Leora Gershenzon / JUD. / (916) 319-2334