BILL ANALYSIS                                                                                                                                                                                                    �






                             SENATE JUDICIARY COMMITTEE
                             Senator Noreen Evans, Chair
                              2011-2012 Regular Session


          AB 1683 (Hagman)
          As Amended March 22, 2012
          Hearing Date: June 12, 2012
          Fiscal: No
          Urgency: No
          TW   
                    

                                        SUBJECT
                                           
                                  Revocable Trusts

                                      DESCRIPTION  

          This bill would provide that the power of a person other than 
          the settlor (person creating the trust) to revoke a trust 
          applies to all or a portion of the trust contributed by the 
          settlor, regardless of whether the settlor's portion was 
          separate or community property, and regardless of whether the 
          power to revoke is exercisable during the lifetime of the 
          settlor or continues after the settlor's death, or both.  This 
          bill also would provide priority of disposition of trust 
          property when a trust is revoked by either the settlor or the 
          person with power of trust revocation.

                                      BACKGROUND  

          As part of a person's estate planning, he or she may create a 
          trust into which the person transfers specified property.  
          Trusts are commonly used to avoid probate of the person's estate 
          upon the person's death and may provide certain tax advantages 
          relative to the property.  There are two types of trust estate 
          plans; a testamentary trust, which is written into a will and 
          becomes effective upon death, and a living or inter vivos trust, 
          which is created by a separate document.  There are two types of 
          inter vivos trusts, revocable and irrevocable.  Unlike an 
          irrevocable trust, a revocable trust allows the person creating 
          the trust, referred to as the settlor, to revoke, alter, and 
          amend the trust.

          Multiple settlors may create one revocable trust, and married 
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          persons commonly create a joint revocable trust, which allows 
          the surviving spouse to alter or amend the trust after the other 
          spouse's death or revoke, or terminate, the trust and distribute 
          the trust property.  A joint revocable trust may contain the 
          spouses' community property and separate property.  

          Although spouses may create a joint revocable trust with the 
          stated intent in the trust document that the surviving spouse 
          would have the power to terminate the trust and distribute the 
          trust property as the surviving spouse sees fit, case law has 
          held that, with respect to community property held in the 
          revocable trust, the surviving spouse only has the right to 
          revoke the trust as it applies to that spouse's portion of 
          community property.  (See Estate of Powell (2000) 83 Cal.App.4th 
          1434.)

          This bill, sponsored by the Executive Committee of the Trusts 
          and Estates Section of the State Bar of California, would 
          provide that a surviving settlor of a revocable trust may revoke 
          the trust in its entirety, including property held as either 
          separate or community property.

                                CHANGES TO EXISTING LAW
           
          1.     Existing law  provides that, unless a trust is expressly 
            made irrevocable by the trust instrument, the trust is 
            revocable by the settlor.  (Prob. Code Sec. 15400.)

             Existing law  provides that a revocable trust may be revoked by 
            complying with any method of revocation provided in the trust 
            instrument or by a writing signed by the settlor during the 
            settlor's lifetime.  (Prob. Code Sec. 15401(a).)

             Existing law  provides that, unless otherwise specified in the 
            trust instrument, if a trust is created by more than one 
            settlor, each settlor may revoke the trust as to the portion 
            of the trust contributed by that settlor, except as provided 
            Family Code Section 761.  (Prob. Code Sec. 15401(b).)

             Existing law  , with respect to community property, provides 
            that, unless the trust instrument expressly provides 
            otherwise:  
                  community property that is transferred into a trust 
               remains community property during the marriage, regardless 
               of the identity of the trustee, if the trust, originally or 
               as amended before or after the transfer, provides that the 
                                                                      



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               trust is revocable as to that property during the marriage 
               and the power, if any, to modify the trust as to the rights 
               and interests in that property during the marriage may be 
               exercised only with the joinder or consent of both spouses; 
               and 
                 a power to revoke may be exercised by either spouse 
               acting alone; however, community property that is 
               distributed or withdrawn from a trust by revocation remains 
               community property unless there is a valid transmutation of 
               the property at the time of distribution or withdrawal.  
               (Fam. Code Sec. 761(a)-(b).)

             This bill  would provide that a revocable trust may be revoked 
            by the settlor or any other person as follows:
                 by complying with any method of revocation provided in 
               the trust instrument or by a writing signed by the settlor 
               or any other person holding the power of revocation and 
               delivered to the trustee during the lifetime of the settlor 
               or the person holding power of revocation; 
                 unless otherwise provided in the trust instrument, a 
               trust created by more than one settlor may be revoked by 
               each settlor as to the portion of the trust contributed by 
               that settlor, except as provided by Family Code Section 
               761; and
                 a settlor may grant to another person, including, but 
               not limited to, his or her spouse, a power of revocation of 
               all or part of that portion of the trust contributed by 
               that settlor, regardless of whether that portion was 
               separate or community property of that settlor, and 
               regardless of whether the power to revoke is exercisable 
               during the settlor's lifetime, continues after the 
               settlor's death, or both. 

          2.  Existing law  provides that, at the termination of a trust, 
            the trust property shall be disposed of as follows:
                 in the case of a trust that is revoked by the settlor, 
               as directed by the settlor;
                 in the case of a trust that is terminated by the consent 
               of the settlor and all beneficiaries, as agreed by the 
               settlor and all beneficiaries;
                 in any other case, as provided in the trust instrument 
               or in a manner directed by the court that conforms as 
               nearly as possible to the intention of the settlor as 
               expressed in the trust instrument;
                 if a trust is terminated by the trustee, as specified, 
               the trust property may be distributed as determined by the 
                                                                      



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               trustee without the need for a court order; or
                 where the trust instrument does not provide a manner of 
               distribution at termination and the settlor's intent is not 
               adequately expressed in the trust instrument, the trustee 
               may distribute the trust property to the living 
               beneficiaries on an actuarial basis.  (Prob. Code Sec. 
               15410.)

             This bill  would provide that, at the termination of a trust 
            that is revoked by the settlor, the trust property shall be 
            disposed of in the following order of priority:
                 as directed by the settlor;
                 as provided in the trust instrument; and
                 to the extent there is no direction by the settlor or in 
               the trust instrument, to the settlor, or his or her estate, 
               as the case may be.

             This bill  would provide that, at the termination of a trust 
            that is revoked by any person holding a power of revocation 
            other than the settlor, the trust property shall be disposed 
            of in the following order of priority:
                 as provided in the trust instrument;
                 as directed by the person exercising the power of 
               revocation; or
                 to the extent there is no direction in the trust 
               instrument or by the person exercising the power of 
               revocation, to the person exercising the power of 
               revocation, or his or her estate, as the case may be.

                                        COMMENT
           
          1.  Stated need for the bill  
          
          The author writes:
          
            The key issue is clarifying two probate code sections that 
            relate to revocation of trusts. Because the code sections are 
            unclear, powers to revoke are subject to incorrect 
            interpretations.  In one case, a gentleman who was a joint 
            revocable trust settlor was denied revocation power by the 
            Court (in Estate of Powell, 83 Cal.App.4th 1434 (2000)) over 
            his wife's half of the estate upon her death, even though he 
            and his wife combined their estates when entering into the 
            joint revocable trust together and there were indications that 
            that was the wife's intent.  Subsequent cases have further 
            clouded the waters.
                                                                      



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            AB 1683 would take away the uncertainty that resulted from the 
            Court's interpretation of powers of revocation while providing 
            much needed protection of surviving spouses' (and other joint 
            settlors) property rights as declared in the trust.

          The sponsor of this bill, the Executive Committee of the Trusts 
          & Estates Section of the State Bar of California (TEXCOM), 
          writes:

            Estate of Powell, 83 Cal.App.4th 1434 (2000), and some 
            subsequent unpublished cases available for review on line have 
            created some confusion as to whether or not a settlor can 
            grant a power of revocation over that settlor's property that 
            is in a joint trust to a spouse after the death of the settlor 
            (or to another party that is not a spouse, for that matter).  
            This proposal would clarify the law by amending the Probate 
            Code to make it clear that a settlor can grant a spouse or 
            other party a power of revocation over the settlor's property 
            in a joint trust and that that power can continue after the 
            death of the settlor. 

            Separately, the same line of cases suggested a need to clarify 
            Section 15410 of the Probate Code to more clearly address what 
            should happen to property that is subject to a power of 
            revocation.  This legislative proposal would provide that 
            needed clarification.

          2.  Revocation authority regarding separate and community property 
            held in trust  

          Existing law provides that a person with a power of revocation 
          of a trust, which is either the settlor of the trust or another 
          person named by the settlor, has power to terminate the trust, 
          and allows this person to control the ultimate disposition of 
          the trust property.  This bill would authorize a person with 
          revocation power, other than the settlor, of a revocable trust 
          to revoke the trust as to both separate and community property.

          TEXCOM states that:

            In some situations, a joint revocable trust is prepared so 
            that after the first death, the entire remaining trust estate, 
            including that portion belonging to the deceased spouse, 
            remains revocable by the surviving spouse (sometimes referred 
            to as the "outright approach").  This mechanism is often used 
                                                                      



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            for smaller, typically non-taxable estates where the primary 
            purpose for creating a trust is probate avoidance, and in 
            cases where the deceased spouse is not concerned that the 
            surviving spouse might change the disposition of the deceased 
            spouse's share of the trust after the death of the deceased 
            spouse.  Many spouses like to use the outright approach 
            because it is simple and it eliminates fiduciary duties a 
            surviving spouse acting as trustee would have under an 
            irrevocable trust.

          TEXCOM argues that this bill would resolve the uncertainty that 
          resulted from the holding in Estate of Powell (2000) 83 
          Cal.App.4th 1434 "as to whether or not the outright approach can 
          be used to give a surviving spouse complete control over all of 
          the Trust Estate, including the deceased spouse's share."  

          In determining whether a spouse's revocation of a trust affected 
          both separate and community property, the Powell court discussed 
          the Legislature's enactment of AB 3686 (Horcher, Ch. 806, Stats. 
          1994).  The court noted that AB 3686 included the provision that 
          revocation by a surviving settlor was subject to community 
          property restrictions under Family Code Section 761, and AB 3686 
          "reversed prior judicial decisions holding that a trust could 
          not be revoked by less than all joint settlors."  (Id. at pp. 
          1440-1441.)  The court determined that AB 3686 "must be 
          interpreted to cover the entire trust corpus rather than just 
          the revoking trustor's share."  (Id. at p. 1441.)  Accordingly, 
          the court held that revocation of a joint revocable trust is 
          only effective as to community property in the trust, and the 
          other property in the trust is only revoked as to the revoking 
          party's share.  (Id.)  At least two other courts have followed 
          Powell.  (See Estate of Morra (2008) Cal.App. Unpub. LEXIS 1272; 
          Miller v. Miller (2004) Cal.App. Unpub. LEXXIS 10473.)

          The author states that this bill would clarify current law "to 
          make sure persons (often married) who combine their properties 
          through joint revocable trust documents can grant a spouse or 
          other party a power of revocation, or the ability to change a 
          trust, upon the death of a spouse."  The California Judges 
          Association (CJA), in support of this bill, argues that "�t]hese 
          clarifications provide guidance to the parties and to the 
          courts.  They might help avoid hearings that are currently 
          needed to clarify ambiguous code sections."  CJA further notes 
          that the result in Powell "could have been avoided with 
          provisions set �forth] in AB 1683, which clarifies that a spouse 
          has a right over the entirety of the estate included in the 
                                                                      



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          joint trust."  This bill would provide clarity for settlors and 
          persons given power of revocation as to the extent of the power 
          of revocation.

          3.  Priority of trust property disposition  

          In the event a trust document is unclear about trust property 
          distribution, existing law provides priority of trust property 
          disposition upon the termination of a trust.  (Prob. Code Sec. 
          15410.)  This bill would further provide priority of trust 
          property disposition in cases where a person other than the 
          settlor has terminated the trust.

          TEXCOM argues that this bill would clarify "what happens if a 
          power of revocation is exercised . . . and give the settlor the 
          right to control the power of revocation, if that is what the 
          settlor wants to do, but otherwise, the instructions of the 
          power holder are to be followed, as a power of revocation has 
          typically been viewed as virtual ownership of the property."  

          This bill would separately provide for distribution priority 
          when the settlor terminates a trust, and when the person holding 
          revocation power terminates the trust.  In order to maintain the 
          settlor's intent, this bill would specify that, when a person 
          other than the settlor is revoking the trust, the trust property 
          first will be disposed of as provided in the trust instrument, 
          then as directed by the person exercising the power to revoke.


           Support  :  California Judges Association

           Opposition  :  None Known

                                        HISTORY
           
           Source  :  Executive Committee of the Trusts and Estates Section 
          of the State Bar of California

           Related Pending Legislation  :  None Known

           Prior Legislation  :

          AB 3686 (Horcher, Ch. 806, Stats. 1994) See Comment 2.

          AB 759 (Friedman, Ch. 79, Stats. 1990) repealed and reenacted 
          the Probate Code, which added trust revocation authority and 
                                                                      



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          priority of trust disposition following trust revocation.

           Prior Vote  :

          Assembly Floor (Ayes 68, Noes 0)
          Assembly Committee on Judiciary (Ayes 8, Noes 0)

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