BILL ANALYSIS                                                                                                                                                                                                    �







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        |Hearing Date:June 18, 2012         |Bill No:AB                         |
        |                                   |1718                               |
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                      SENATE COMMITTEE ON BUSINESS, PROFESSIONS 
                               AND ECONOMIC DEVELOPMENT
                         Senator Curren D. Price, Jr., Chair
                                           

                          Bill No:        AB 1718Author:Hill
                    As Introduced:  February 16, 2012Fiscal:  Yes

        
        SUBJECT:  Real estate broker licenses.
        
        SUMMARY:  Repeals and recasts existing requirements that must be met 
        prior to the licensure of real estate brokers, to provide that the 
        Real Estate Commissioner may grant an original real estate broker 
        license to an applicant who (1) has passed the real estate broker 
        license examination, (2) satisfied other specified requirements, (3) 
        either held a real estate salesperson's license, or (4) holds an 
        active membership in the State Bar of California or has graduated 
        from a 4-year university with a specialization in real estate. 

        Existing law:
        
        1) Provides for the licensure and regulation of more than 483,000 
           real estate brokers, real estate salespersons, and more than 
           22,000 mortgage loan originator license endorsements by the 
           Department Real Estate (DRE) in the Business, Transportation and 
           Housing Agency (BT&H).  The Real Estate Commissioner 
           (Commissioner), who serves as the chief executive of the DRE, is 
           appointed by the Governor, subject to Senate confirmation.  The 
           Commissioner, through the Department, is responsible for the 
           regulation of real estate transactions and licensure of real 
           estate agents, brokers and appraisers.
           (Business and Professions Code (BPC) commencing with Section 
           10000)

        2) Defines "real estate broker" as a person who, for compensation or 
           in expectation of compensation, does or negotiates to do one or 
           more of the following acts for another or others:  (BPC � 10131)






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           a)   Sells or offers to sell, buys or offers to buy, solicits 
             prospective sellers or purchasers, solicits or obtains listings 
             of, or negotiates the purchase, sale or exchange of real 
             property or a business opportunity.

           b)   Leases or rents or offers to lease or rent, or places for 
             rent, or solicits listings of places for rent, or solicits for 
             prospective tenants, or negotiates the sale, purchase or 
             exchanges of leases on real property, or on a business 
             opportunity, or collects rents from real property, or 
             improvements from business opportunities.

           c)   Assists or offers to assist in filing an application for the 
             purchase or lease of, or in locating or entering upon, lands 
             owned by the state or federal government.

           d)   Solicits borrowers or lenders, negotiates loans or collects 
             payments or performs services for borrowers or lenders in 
             connection with loans secured directly or collaterally by liens 
             on real property or on a business opportunity.

           e)   Sells or offers to sell, buys or offers to buy, exchanges or 
             offers to exchange a real property sales contract, or a 
             promissory note secured directly or collaterally by a lien on 
             real property or on a business opportunity, and performs 
             services for the holders thereof. 
            
        1) Provides that the following conditions must be met for 
           issuance of a real estate broker's license:  (a) the 
           applicant must hold a real estate salesman's license for at 
           least 2 years and be eligible for renewal of that license 
           within 5 years of the application for a broker's license; and 
           (b) must be actively engaged in the business of real estate 
           salesperson during that time.  (BPC � 10150.6)

        2) Provides an exception to the above conditions, if the applicant 
           files a written petition to the DRE setting forth his or her 
           qualifications and experience to include at least the equivalent 
           of two years' general real estate experience or graduation from a 
           4-year college or university course which included specialization 
           in real estate.  (BPC � 10150.6)

        3) Allows for the immediate issuance of a broker's license if either 
           of the conditions above in item # (3) has been met and the 
           applicant passes the broker's license examination.  
        (BPC � 10150.6)





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        4) Provides that all real estate licenses issued by the Commissioner 
           shall be for a period of four years.  Applicants shall qualify in 
           the appropriate examination and satisfy all other requirements 
           prior to issuance of the license.  (BPC � 10153.6)  

        This bill:

        1) Revises and recasts Items 3, 4 and 5 from above.

        2) Authorizes the commissioner to treat a degree from a 4-year 
           college or university, with a  major  or  minor  in real estate, as 
           the equivalent of 2 years' general real estate experience.

        FISCAL EFFECT:  According to the Assembly Appropriations Committee, 
        there is no significant cost associated with this legislation.  

        
        COMMENTS:
        
        1. Purpose.  This bill is sponsored by the  California Association of 
           Realtors  (Sponsor).  The Sponsor states:

             "Unqualified individuals lacking sufficient experience are able 
             to get their real estate broker's license by exploiting a 
             loophole in current law that permits an unrelated college degree 
             to be substituted for actual experience in real estate.  

             "The ability of the Real Estate Commissioner to waive the 
             experience criteria in exchange for a four-year degree has 
             evolved into essentially a defacto policy wherein all such 
             requests are approved as opposed to reviewing them on a 
             case-by-case basis.  As such, individuals can substitute any 
             four-year degree, e.g., English, physical education, chemistry, 
             etc., for practical real world experience.  

             "Real estate brokers not only engage directly in real estate 
             transactions, but also supervise, hire, oversee and review the 
             work of other sales people.  Coupled with the increasing 
             complexity and intricate details of the industry, real world 
             experience is increasingly important.  Barring that, an advanced 
             degree with an emphasis on real estate will better serve the 
             public and provide an important safeguard for consumers."  

        2. Background.  Current law generally requires applicants for a real 
           estate broker's license to have, among other things, two years 





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           full-time experience in the real estate business.  It also 
           contains alternative ways to demonstrate the experience 
           qualification by meeting any of the following: 

           a)   A finding of equivalent experience and education by the 
             Commissioner; 

           b)   Active membership in the State Bar; 

           c)   A degree or "course" of study from a four-year college 
             which "included a specialization in real estate."

          This bill revises the alternative path to licensure as a real 
          estate by requiring a "major or minor concentration in real 
          estate" rather than a "specialization" in real estate.

          The University of California states that it does not offer 
          either a major or minor concentration in real estate.  
          However, the California State University system does offer a 
          concentration in real estate as part of it bachelor's degree 
          in Business Administration at the East Bay, Fresno, Los 
          Angeles, Northridge, Pomona, Sacramento, San Bernardino, and 
          San Diego campuses.

        1. Related legislation. 

            SB 226  (Negrete McCloud, vetoed by the Governor in 2007) was 
           substantially the same as this measure.  This bill would have 
           repealed and recast existing law that provides for conditions that 
           must be met prior to the licensure of real estate brokers, allowed 
           the Real Estate Commissioner to require a licensee to display his 
           or license number on consumer first contact materials, and 
           provided that the Real Estate Commissioner may grant an original 
           real estate broker's license to an applicant who (1) has passed 
           the real estate broker license examination, (2) satisfied other 
           specified requirements, (3) either held a real estate 
           salesperson's license and satisfied other requirements as 
           specified, or (4) holds an active membership in the State Bar of 
           California.
         
           AB 1963  (Leslie, vetoed by the Governor in 2006) would have 
           repealed in its entirety the provision of law that allows a person 
           to qualify for a real estate broker's license by using a 4-year 
           college degree and 2 years of general real estate experience as a 
           substitute for 
           2 years of experience as a real estate salesperson.  





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           SB 875  (Price, 2012), currently in the Assembly Business and 
           Profession Committee, requires the DRE to issue a statement of 
           denial when denying a license; deletes an obsolete provision 
           dealing with conditional licenses; requires the Commissioner to 
           require a person submitting a petition for a license reinstatement 
           or a reduction of a penalty to submit his or her fingerprints with 
           the petition.  This bill gives the Commissioner additional tools 
           to discipline licensees and specifies that a person who is 
           suspended or barred from a position of employment, management, or 
           control is also barred from participation in an examination for 
           licensure.

            SB 706  (Price, Chapter 712, Statutes of 2012) made numerous 
           enforcement enhancements to the DRE and the Office of Real Estate 
           Appraisers; required licensing boards to post information about 
           licensees on the Internet; and made updating and conforming 
           changes.

            SB 53  (Calderon, Chapter 717, Statutes of 2012) made several 
           changes to the Real Estate Law to give DRE more enforcement tools 
           to combat mortgage fraud and other real estate violations;  
           granted authority to DRE to issue citations and/or citations and 
           fines, capped at $2,500 per violation, to licensees found to have 
           violated provisions of the Real Estate Law; added safeguards to 
           protect consumers who seek services from real estate licensees, 
           and made technical changes to clean up certain portions of the 
           Real Estate Law.  

            AB 278  (Hill, 2011) authorized the Commissioner to issue citations 
           to unlicensed persons engaging in activities for which a real 
           estate license is required or to licensees who are in violation of 
           any provision of the Real Estate Law or any rule or order 
           thereunder.  Authorized citations to include an order to correct 
           the violation or to include an administrative penalty of up to 
           $2,500, and required any fines collected to be credited to the 
           Recovery Account and made available for specified purposes upon 
           appropriation by the Legislature.  The bill has been referred to a 
           Conference Committee for resolution. 

            AB 840  (Emmerson, Chapter 140, Statutes of 2007) authorizes the 
           Commissioner to suspend or revoke the license of a real estate 
           licensee, a mineral, oil and gas licensee, or deny issuance of the 
           license to an applicant, if the applicant or licensee has been 
           found guilty of a felony or a crime substantially related to the 
           qualification, functions, or duties of the real estate license or 





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           the mineral, oil and gas license.

            SB 223  (Negrete McLeod, Chapter 278, Statutes of 2006) amended the 
           section of law that pertains to real estate salespersons by 
           eliminating the provision for a conditional license after October 
           1, 2007 and requiring all applicants for the real estate 
           salesperson's license to complete three specified courses and pass 
           the examination before obtaining the license.

        2. Arguments in Support.  In sponsoring the bill, The  California 
           Association of Realtors  states, "AB 1718 will close an important 
           loophole in the experience that is required of an applicant for a 
           real estate broker's license.  Existing law allows an exception to 
           the experience requirement for a college degree "which included a 
           specialization in real estate."  Over the years, the so-called 
           "degree broker" exception has been interpreted to apply to  any  
           degree, and the exception has swallowed the rule.  AB 1718 will 
           clarify that the degree claimed as an exception must actually 
           include a major or minor in real estate." 

        3. Policy Concerns.  The education exemption for brokers has been in 
           place for over thirty years. In that time, no evidence has been 
           presented which shows that brokers who substitute the experience 
           requirement for a baccalaureate degree pose any greater risk to 
           the public than individuals who have a special concentration in 
           real estate.  Education access for those wishing to specialize in 
           real estate is extremely restricted in California's public 
           colleges.  The University of California does not offer a  major  or 
            minor  in real estate while the California State University system 
           offers specialized courses at only 8 of their 
        23 campuses.  If individuals desire to be brokers after completing 
           their 4-year degree, but were unable to afford a private 
           institution in which the degree was offered or was not able to 
           attend one of the eight CSU institutions, it is in the best 
           interest of the state to delay or prevent aspiring real estate 
           brokers from practicing in their field by requiring them to 
           instead have the 2-years of real estate experience?  The DRE 
           recognizes this problem and therefore does not currently require 
           coursework that would amount to a major or minor degree in real 
           estate.  

           Narrowing the exemption can also increase barriers for brokers 
           wishing to open small businesses, impeding job creation and 
           economic growth.  This can occur by severely limiting the 
           exemption for 4-year general degrees and narrowing the base of 
           potential applicants.  In California's current economic crisis, is 





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           it in the best interest of the state to inhibit job creation?  
           Governor Schwarzenegger's veto message of a similar bill (AB 1963, 
           Leslie, 2006) stated similar concerns, "Although the Department of 
           Real Estate has seen a significant increase in the real estate 
           licensee population, it does not appear that newly licensed 
           'degree' brokers pose any more of a risk to the public compared to 
           those brokers who qualified for licensure based on experience.  
           Given this fact, it appears placing further impediments on those 
           seeking to start a business and work independently is not 
           warranted."

        
        SUPPORT AND OPPOSITION:
        
         Support:  

        The California Association of Realtors

         Opposition:  

        None received as of June 13, 2012



        Consultant: Michael Lynch